Name of the product

Bijoyee

Introduction
Bijoyee is a deposit savings scheme. At maturity
the depositors will get BDT 1,000,000.00 by
depositing a small amount of monthly deposit. The
motto of the Bijoyee savings scheme is small
installments leads to significant return. At ARM
bank we ensure that a Bijoyee customer is
always a winner.

Features
Bijoyee is offered to our customers in three
arrangements. The choice of term is three, five and
seven years.
Time
Installment
size

3 years

5 years

7 years

At the maturity period the customers will get BDT

1,000,000.00.

 If 3 consecutive installment payments are

missed, then the scheme will be cancelled.
OD/loan facility of 90% of the deposited
principal after 6 months of the scheme.

Eligibility
The eligibility to open Bijoyee savings scheme is
minimum. The eligible customers should be
Bangladeshi citizens wit valid identification
documents;
Any individual of 18 years and above.

Requirements
Any potential Bijoyee customer will need these
documents to open the account with us:
Photocopy of Citizenship Certificate/ Passport/
Voter I.D. card/ National I.D. card/ Driving
License.
Two copies of recent passport size photograph
duly attested by the introducer.
Certified documents(s) for source of income.
Nominee form and photograph of nominee(s).
Signature of the nominee(s) should be attested
by the account holder. In case of a minor
nominee, copy of the birth certificate and
photograph are required.
Personal information form.
KYC(Know Your Customer) form.