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i:',.ti

HO/ APEP
/ Circulsr / ?Ot4
llorch ?4, 2074

RegionolIn-chorges,
RO

Re : RevisedAgent Club MembershipScheme.

fn view of o growingdemondfor changesto be brought in the Agent'sClub

Membership
Scheme,
our Compony's
Boardof Directorhosopproved
revisionin the schemeto be eff ectjve
fromPerformonce
Year 2Ol4-15onwords.The revisedschemeis qtfochedherewith,whichis
to be communicoted
to oll the officesunderyour Ro ondit shouldreacheochond everyagent.
The Schemeis self-explonotory.The schemehos been changedkeepingin
view thot more
agenrsshouldbe ableto get the odvontage
of ClubBenefitScheme. Hoiever,we wouldlike
to highlightthe chonges
os belowfor better understondinq:
A. CLVBBENEFIT5
'

fn RevisedClubBenefitScheme2OI4-t5,ollogentshovingpremiumof 4 crore&
obove
hos beenrecognlzedby woy of mokingthem CMDClubMember irrespectiveof
marks
scoredos per the scheme.

'

'

rn revisedschemeonemoreclubi.e.BM Clubhosbeenintroduced
for obove50 & up to
60 points.

'

Further for everYclub i.e. from BM to CMDo minimumpremiumcriteria hos been

introduced.

'

Benefirs in some categorieshos been enhancedin DM & RegionolTn chargecategory.

Moreoverf lexibilityhasbeengrvenf or distributionof ClubBenefiIs so thot ogenti con
t hovemorechoice f or off ice items.
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R qgFsur uv+{q ritq$frFrds,5-*$,(q.m'r.)

. U M B AIIH . O)
E O .L T D . M
T H E N E W I N D I AA S S U R A N C C

2 -

B. EligibilityCriterio
1. The minimumpremiumrequirementof 5 lacsfor previous2 yearshos beenchongedto
yearonly.
3 locsfor previous
2. The AverageICR of 70% for post two yeors hos been changedto 90% for previous
Yearonly,.
3. To enhancethe competitiveness
of Agentsin morket,ogents are requiredto ottend
75%of AgentsMeetingconductedby Compony.
C. ScoringMechonism
1 . Pr e mi u m. Pointswill be qccrued@ 1 pointfor 1 locpremium
. Moximum
points35 for premium
of 35 locs.
2. ICR
. Therewill be copping
of 4lac per singlecloimfor calculotion
of ICR.
. 40%ICR will guolifyfor 30 pointswhichis maximum
fCR.
for
o No pointsf or 70%ondabovefCR.
3. Growth
. No Pointsfor accretionup to t5%.
' After t5"L accretion,
pointswill be occrued@ 1 pointf or l% occretion.
. Moximum
35 pointsf or 50%& oboveaccretion.
fn coseyouneedonyclorificationyoumoycontqct APEP
Deptot HO.
We goI a f eedbackf rom agentsthot mostof themwere not exploinedin detoil oboutthe Club
Schemeearlier. So we odviseto conductmeetingswith the Agents,explointhe
Membership
in detqilonduseit os o motivoting
tool to get morebusiness
& MOREAGENTS.

Encl : Club Benefit Scheme20t4-t5

c.c.to : APEPCoordinotors& APEPNodol Officers.
Circulors.doc.
ky

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