TMB SME Sentiment Index Q4/2015

SME


4 2559 10.30-12.00 .
7

-
4/2558
TMB SME Sentiment Index Q4/2015

-3-

What ?

Why ?

TMB Bank 34.5%

Benefit ?

TMB-Make the Difference

 TMB-SME Sentiment Index

TMB-SME Sentiment Index SME 2
TMB SME Sentiment Index :

TMB SME Sentiment Index : 3

Index

Index

SME


?
?

SME


3 ? 3 ?

TMB-SME Sentiment Index SME

TMB-SME Sentiment Index SME 2
Index

Index

Index

Index

100

100

SME

50 SME
SME
0

0
Q1

Q1

Q2

Q3

Q2

Q3

Q4

Q4

Index

50 - 100 : SME
50 : SME
50 - 0 : SME

Index
Index :
SME
Index :
SME
Index :
SME

 Index 4
TMB-SME Sentiment Index
Work Team

SME Whole Country Survey

TMB SME RMC

TMB Analytics

Global & Domestic Economy

October December 2015

SME 1,276 Business

Wholesale/Retail
& Trading Business

Industry
Agriculture

January December 2015

Touching various
SME with knowing
business condition
and regional
movement

Analyze and
combine regional
movement with
macroeconomic
information

TMB Corporate Branding

and Communications
Manufacturing
Import-Export
Tourism
& Services

Strategically communicate and disseminate the results

January December 2016

Domestic Economy
Government Policy
Others Issue

United State

Thailand Japan
ASIAN

EU
China

SME Whole Country Survey

October December 2015
North

187

North East

Bangkok
Central

511

140

East

151

131
TOTAL

Trading

Manuf.

Service

1,276

869

209

198

South

156



TMB SME Sentiment Index
Index

-3.3

70

+3.8

SME
60.2

59.3

60

53.8

56.9

Next Page

40.5

Next Page

53.1

50
43.7
38.7
37.1

40

34.2

SME
30
+6.3

20

+3.4

Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4

SME 4 40.5
34.2 3
2558

3 56.9 53.1
3
: (RMC) TMB Analytics



TMB SME Sentiment Index : 3

TMB SME Sentiment Index :

Index

Index

50

80

40

+5.3

+7.8

40.7
40.5
40.4

SME
35.6

70

60

66.4

SME

34.2

50

32.9

30

+4.8

61.1
53.1

56.9

45.1

47.3

40

+2.2

30

20
Q1

Q2

Q3

Q4

Q1

Q2

Q3

Q4

SME
40.7 (+7.8)

3
: (RMC) TMB Analytics

Q1

Q2

Q3

Q4

Q1

Q2

Q3

Q4

SME 3
66.4 61.1
3

2559

 2558 SME

SME


10

SME ( )
1 2

2558

Source: UTCC, BOT and TMB Analytics

 SME 4/2558
SME
70
60

50

63.9

60.2

60.9

54.7

(60.9%)

-3.0

10

14.7 12.8
12.5
5.0 4.6

8.9

7.3

Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4

SME
60.9

(14.6%)

(7.3%)

20

14.6

+2.1

30

40

26.5

16.8

8.5

9.1

8.5

2.4

3.7

4.9

2.5

Next
Page

100

5
SME

-12-

2558

Continue

49.6
%

60.7

64.8
%

63.6
%

60.9
%

SME

59.5
%

2
5
65.0
%

2 3





%yoy
15
10
5
0
-5
-10
-15
-20

3 4

1

%yoy
25
20
15
10
5
0
-5
-10
1

Source: UTCC, BOT and TMB Analytics

 2559

Source: TMB Analytics

Negative Factors

Positive Factors

20
2

15

Q&A

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