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Edward McWilliams

19008 Alpenglow Lane | Brookeville, MD 20833 | 301-318-0454 | emcwil2@students.towson.edu


Resume Objective
Dynamic and self motivated B.S. candidate, seeking to leverage internship experience as well as personal
accomplishments in order to obtain a career opportunity within the financial services sector.
Skills and Experience
State Employees Credit Union [SECU]
Business Lending Intern

Linthicum, MD
Spring 2016

Demonstrated knowledge of accounting practices and financial statement analysis


Applied the 5 Cs of Credit and key underwriting ratios (Current/Quick Ratio, Debt Service Coverage
Ratio, and Loan-to-Value) to determine the credit risk of small business members
Independently conducted analyses to decision business credit card and line of credit applications
Participated in high level leadership and strategy meetings, surrounding the implementation of new
credit product lines
Utilized several underwriting applications and financial data websites including, Sageworks,
CBCInnovis, and CoStar
Conducted research on payment trends as part of a series of Continuing Education Seminars for CPAs
Observed member interaction with branch employees and Business Relationship Bankers
Education

Towson University
Bachelors of Science Business Administration
Concentration: Finance; Minor: Geology

Towson, MD
May 2016

GPA 3.36
Provost Scholarship
Karen S. Montgomery Senatorial Scholarship
Honors and Activities

Deans List honoree


United Methodist Church Global Young Peoples Convocation and Legislative Assembly
International Delegate; Tagaytay, Philippines
Participated in debate about potential church legislation

2013 - 2015
2014

Treasurer and Secretary of Towson Universitys Rock Climbing Club


2013 - 2014
Collected dues, deposited checks, and allocated club funds
Contacted parks and colleges for trips, created driving instructions, and ensured waivers were up to date
Towson University College of Business and Economics Computer Proficiency Exam
Developed Microsoft Office Proficiency (Excel, PowerPoint, Outlook, Word)

2013

Achieved Eagle Scout Rank in the Boy Scouts of America

2011

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