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ATS AEE GID, CISA Ca GOT Seco cn wa Crm © COM, CICS cerw SHER! aieoeem | ae AATTERN ope foake CoAeR ofan Crs meter te Sra farw-ren, einer soem afte Oe “cet ot ener) SKC crt ab athe are. 3 Sarma Pen Pence cet ROME Ma GAN GT CAT CARO ESC, COR GH ae TEMES eee varége eyofafed tram ciebd weer so = sree A, ers cong at erecTE ey FINE GG, eI GIS, cH. cafe arene | oma taiits 1 cribecat CL IG Sore emt crt yet men, CF en ond SpeaBrCAT CG RCATS Te BCT | Sa Gahiaemn ancer meerem arecet a eter wee aT real fea ale aces brews ase aces area Fee M6. 4.2, Nae®, 06-01.9¢Banks' capital base rises s slightly i in Q3 rein opal arial obey jb ee increased substantially in the third. quarter of this calendar ‘Year save big shortfalls in some "badly-manage! banks. Official statistics show mainly a few state-run ones are among the banks badly managed as regards monetary mat- ters, including balance between their capital positions and advancing loans. ‘otal regulatory capital--generally known as actual cap- ital ofthe country's banking sector-rose more than 6.0 per cent to Tk 727.20 billion during this July-September peri- ‘od. The amount was Tk 682.31 billion in the previous quar- ording to the central bank's latest statistics, “SA few banks have already issued subordinated debt bonds to raise their capital bases,” a senior official of the | Bangladesh Bank (BB) told the FE Monday, explaining the ‘main reason for rise in the actual capital ofthe banks. ‘The banks are now allowed to raise their capital through {suing such debt instrument, generally known as subordi- nated bond, instead of issuing tight and bonus shares. Such subordinated debt is a financial instrument which is treated as a supplementary capital, generally known as tier-2 or additional supplementary capital, generally known, as tier-3, the central banker explained. Pt £% PL, Continued to page 7 Col. 1 Banks' capital base rises slightly Continued from page 1 co. 8 He also said a favourable business enviroament, after the political turmoil in the QL of this calendar year, helped raise banks! overall capital base. "We're now working to improve the capital base in the banking sector further in the fourth quarter of this cal= endar year," the central banker noted ‘On the other hand, the ‘overall capital shortfall of the ‘banking sector ame down to ‘Tk 438.7 million in the Q3 ffom Tk 22.58 billion in the previous quarter. Nine commercial banks out of 56 faced a shortfall in capital in the Q3 of 2015, ‘mainly due to their higher volumes of non-performing loans (NPL), according 10 the BB offical. Four state-owned com- ‘mercial banks (SoCBS), three private commercial banks (PCBs) and two specialised ‘banks (SBs) were on the list, of banks. ‘cash-strapped "Higher NPLs have led to ‘arise in provisioning require- ‘ments, which ultimately prompted their capital shor- fall” the BB official explained. ‘The amount of classified loans rose more than 4.0 ent to Tk 547.08 billion dur- ing the Q3 ofthis year from ‘Tk $25.19 billion in the pre~ seding quarter, It was Tk $46.58 billion in the QL of 2018. weighted "assets ratio (CRAR) under Basel-Il of all banks rose to 10.53 per ‘ent in the Q3 of 2015 from 10.27 per cent three months before, the BB data showed. ‘The six SOCBS had CRAR of 6.20 per cent, the PCBs 11.97 pet cent, foreign com- ‘mercial banks (PCBS) 24.27 per cent and the two SBs ‘minus 27.99 per cent. Bangladesh started imple ‘menting the Basel-IIl stan- dards in calculation of CRAR from the QI of this calendar Jes ming to conoiate the stability in the banking sector, another central banker said about the healing meas- ures. ‘The BB earlier fixed the CRAR at minimum 10 per cent considering the coun- ‘ty’s overall risk factors in the banking sector, ‘siddique.islam(@gmail.con CLc7, Finonetel Bcoass, 81210