ADMINISTRATIVE COST COMPARISON OF

BIG FIVE BANKS

July

, 2014

Board of Directors

Staff Cost Including Retirement Cost

2011

July

, 2014

2012

2013

Board of Directors

Other Administrative Cost

2011

July

, 2014

2012

2013

Board of Directors

Total administrative expenses

2011

July

, 2014

2012

2013

Board of Directors

2011 Staff Cost + Other Admin Cost = Admin Expenses

8,922
11,489

11,212
8,888

21,196

5,617

16,302
9,086

Staff Cost
July

, 2014

6,696

7,860

Other Administrative Cost

Board of Directors

2012 Staff Cost + Other Admin Cost = Admin Expenses

Staff Cost

Other Administrative Cost

10,027

12,261

13,721

24,898

9,719

6,330

7,346

8,534

17,055
10,554

July

, 2014

Board of Directors

2013 Staff Cost + Other Admin Cost = Admin Expenses

10,186

15,660

15,536

11,184

26,086

7,283

18,255
11,010
7,526

Staff Cost
July

, 2014

8,522

Other Administrative Cost

Board of Directors

2013 Staff Cost + Other Admin Cost = Admin Expenses

Staff Cost
Other Administrative Cost

10,186

2012-Staff Cost + Other Admin Cost= Admin Expenses 2011 Staff Cost + Other Admin Cost = Admin Expenses
Staff Cost
Other Administrative Cost

10,027

Staff Cost
Other Administrative Cost

8,922

15,660

11,489

12,261
15,536

13,721
11,184

26,086

7,283

18,255

, 2014

9,719 6,330

17,055
11,010

July

24,898

7,526 8,522

10,554
7,346 8,534

Board of Directors

11,212
8,888 5,617

21,196
16,302
9,086

6,696 7,860

INCREASE IN STAFF COST & OTHER ADMINISTRATION COST

NBP

HBL

UBL

MCB

ABL

Staff Cost (%)

14

25

10

Admin (%)

10

14

15

12

18

TOTAL Admin Expenses

(%)

13

11

12

17

13

Cost per employee (Rs.

Million)

1.57

1.34

1.22

0.72

0.86

No. of employees

16619

13657

9009

PERCENTAGE OF ADMINISTRATION COST TO STAFF COST

NBP

HBL

UBL

MCB

ABL

Ratio of staff cost and

other admin cost

72:28

53:47

41:59

40:60

53:47

% Other Admin cost to

staff cost

39

85

141

149

84

July

, 2014

Board of Directors