AFL

ORI
DAPLAN
HOW P
AYDAYLENDERSBOUGHT
FLORI
DA
SPOLI
TI
CALEST
ABLI
SHMENT

MAY201
6

A FLORIDA PLAN
How Payday Lenders Bought Floridas Political Establishment

According to an Allied Progress analysis of state and federal campaign finance data, the
payday, title, and short-term lending industry has contributed at least $2,556,457 to
Florida candidates and political parties since 2009. This figure includes both challengers
and incumbents running for U.S. House of Representatives, U.S. Senate, Florida State
House of Representatives, Florida State Senate, Governor, Attorney General, Chief
Financial Officer, and Agriculture Commissioner, as well as contributions to the
Republican and Democratic state parties.

As the Consumer Financial Protection Bureau (CFPB) prepares to announce new rules
designed to rein in the worst abuses of predatory payday lenders, members of the
Florida congressional delegation have come under increasing scrutiny in recent weeks
for pushing the CFPB and their colleagues to expand the problematic Florida model of
payday loan regulation, which has been a disaster for consumers and a dream for
lenders. Riddled with loopholes, the Florida model has led to the average borrower
being saddled with nearly nine loans each year bearing 300%+ interest rates, and onein-three borrowers being burdened with a dozen or more of these crippling loans.

Nearly the entire Florida U.S. congressional delegation signed a letter last year
encouraging CFPB director, Richard Cordray, to adopt the disastrous Florida model.
Many of them also sponsored or cosponsored H.R. 4018, which would gut the CFPBs
upcoming payday loan regulations by delaying those new rules for years, while instead
encouraging other states to adopt Florida-style laws. This massive outpouring of support
from Florida politicians for such an unpopular industry has left many scratching their
heads.

Of the $2,556,457 given to Florida politicians and political parties by payday lenders
since 2009, more than one-third of the money ($970,050) came from members of the
Florida-based MacKechnie family and their payday lending company, Amscot Financial.
In 1998 Amscot Financial plead guilty to civil racketeering charges and as part of the
plea agreement stemming from these charges, the companys founder, Ian MacKechnie,
Sr., was banned for life from selling auto insurance in Florida.

At every level, Floridas political establishment is awash in payday lender campaign cash.
It is no wonder the states political class is pulling out all of the stops to keep the CFPB
from cracking down on this predatory industry.
1220 L Street NW, Suite 100/364 Washington, D.C. 20005-4018
(855) ALD-PRGS toll-free (202) 205-5767 fax alliedprogress.org

Total Campaign Contributions, Broken Down by Office:

U.S. House and U.S. Senate


$671,600


Florida State House and State Senate

$358,520
Statewide Office




$76,390
State Political Parties



$1,449,947

TOTAL
$2,556,457

Candidates for U.S. House and U.S. Senate (2009-2016)

Candidate


Party
Contributions
Office

Adams, Sandy

R

$1,000

House
Bilirakis, Gus

R

$14,800

House
Brown, Corrine

D

$12,000

House
Boyd, Allen

D

$14,000

House
Buchanan, Vernon
R

$1,000

House
Castor, Kathy

D

$17,000

House
Crenshaw, Ander

R

$25,500

House
Crist, Charlie

I

$29,200

Senate
Curbelo, Carlos

R

$1,000

House
DeSantis, Ron

R

$5,000

House
Deutch, Ted

D

$14,500

House
Diaz-Balart, Mario
R

$3,000

House
Edwards, Lori

D

$1,000

House
Frankel, Lois J

D

$10,000

House
Garcia, Joe

D

$12,000

House
Grabelle, Justin

R

$1,000

House
Graham, Gwen

D

$7,700

House
Grayson, Alan

D

$10,300

House/Senate
Haridopolos, Mike
R

$7,000

Senate
Hasner, Adam

R

$1,000

House
Hastings, Alcee L

D

$110,700

House
Jolly, David

R

$3,000

House
Klein, Ron

D

$27,400

House
Kosmas, Suzanne

D

$14,000

House
Meek, Kendrick B
D

$72,800

Senate
Lemieux, George S
R

$2,500

Senate
Miller, Jeff

R

$3,000

House
Murphy, Patrick

D

$51,000

House/Senate
Nelson, Bill

D

$5,000

Senate
Nugent, Richard

R

$12,200

House
Posey, Bill

R

$26,500

House
Page 2 of 8

Rivera, David

R

$1,000

House
Rooney, Tom

R

$4,000

House
Ross, Dennis

R

$31,850

House
Rubio, Marco

R

$15,000

Senate
Schultz, Debbie Wasserman D

$50,600

House
Sink, Alex


D

$9,750

House
Soto, Darren

D

$2,000

House
Thompson, Geraldine
D

$2,700

House
Southerland, Steve
R

$13,000

House
Webster, Daniel

R

$21,100

House
West, Allen

R

$1,000

House
Young, C W Bill

R

$3,500

House





TOTAL CONTRIBUTED
$671,600

Candidates for Florida State House and State Senate (2009-2014)

Candidate


Party
Contributions
Office

Abruzzo, Joseph

D

$2,000

House District 085
Adkins, Janet

R

$400

House District 011
Ahern, Larry

R

$1,500

House District 066
Albritton, Ben

R

$2,500

House District 066
Altman, Thad

R

$4,000

Senate District 024
Artiles, Frank

R

$1,500

House District 118
Aubuchon, Gary

R

$500

House District 074
Avila, Bryan

R

$1,000

House District 111
Barreiro, Gustavo

R

$500

House District 112
Baxley, Dennis

R

$1,000

House District 023
Bean, Aaron Paul

R

$3,000

Senate District 004
Benacquisto, Lizbeth
R

$3,500

Senate District 027
Bernard, Mack

D

$1,000

House District 084
Beshears, Halsey

R

$500

House District 007
Bileca, Michael

R

$1,500

House District 115
Bogdanoff, Ellyn

R

$8,250

Senate District 034
Bovo Jr, Esteban

R

$1,000

House District 110
Boyd, Debbie

D

$500

House District 011
Boyd, Jim


R

$1,500

House District 071
Bradley, Rob

R

$1,500

Senate District 007
Brandes, Jeffrey

R

$5,500

Senate District 022
Braynon II, Oscar

D

$2,500

Senate District 033
Brodeur, Jason

R

$4,000

House District 028
Brooks, Robert

R

$1,000

House District 047
Broxson, Douglas

R

$1,000

House District 003
Page 3 of 8

Burgin, Rachel

R
Caldwell, Matt

R
Cannon Jr., R. Dean
R
Carroll, Jennifer

R
Clarke-Reed, Gwyndolen
D
Clemens, Jeff

D
Coley, Marti

R
Combee, Neil

R
Corcoran, Richard

R
Costello, Fred

R
Couriel, John Daniel
R
Crisafulli, Steve

R
Cruz, Janet

D
Cummings, William Travis R
Danish, Mark Alan
R
Davis, Daniel

R
Davis, Joshua

I
De La Portilla, Renier Diaz R
Dean Sr., Charlie

R
Dentel, Karen Castor
D
Detert, Nancy C

R
Diaz De La Portilla, Miguel R
Diaz, Leyva, Daniel
R
Diaz, Jose


R
Domino, Carl

R
Dorworth, Christopher
R
Drake, Brad

R
Dudley, Dwight

D
Eagle, Dane

R
Edwards, Katie

D
Eisnaugle, Eric

R
Evers, Greg

R
Fant, Jay


R
Farias, Johnny

D
Farkas, Frank

R
Fasano, Mike

R
Fetterman, Adam

D
Fitzenhagen, Heather Dawes R
Fitzgerald, Keith

D
Flores, Anitere

R
Ford, Clay


R
Frank, Stacy

D
Fresen, Erik

R
Frishe, Jim

R

$2,100
$2,500
$3,000
$500
$500
$1,750
$2,500
$1,000
$4,000
$1,000
$500
$3,750
$2,000
$1,000
$500
$3,120
$100
$500
$1,000
$2,000
$1,500
$2,150
$500
$2,000
$500
$5,250
$1,500
$500
$2,000
$500
$4,500
$7,100
$1,000
$100
$2,000
$2,000
$500
$500
$1,000
$2,000
$2,000
$500
$4,000
$1,000

Page 4 of 8

House District 056

House District 079
House District 035
House District 013
House District 092
House District 089
House District 005
House District 039
House District 045
House District 025
Senate District 035
House District 032
House District 062
House District 018
House District 063
House District 015
House District 065
House District 103
Senate District 005
House District 030
Senate District 028
Senate District 036
House District 112
House District 116
House District 082
House District 029
House District 005
House District 068
House District 077
House District 098
House District 044
Senate District 002
House District 015
House District 112
House District 068
House District 036
House District 084
House District 078
House District 069
Senate District 038
House District 002
House District 057
House District 114
Senate District 022

Fullwood, Reggie

Gaetz, Don

Gaetz, Matt

Galvano, Bill

Garcia, Rene

Gardiner, Andy

Gibbons, Joe

Gibson, Audrey

Glorioso, Richard

Gonzalez, Eduardo
Goodson, Tom

Grant, James

Grant, Michael

Grimsley, Denise

Hager, Bill


Haridopolos, Mike
Harrison, Shawn

Hays, Alan


Heinzelman, James
Heller, Bill


Hill, Mike


Hill, Robert

Holder, Doug

Hooper, Ed

Horner, Mike

Hudson, Matt

Hukill, Dorothy

Ingram, Clay

Jacobs, Kristin

Joyner, Arthenia

Julien, John Patrick
Kiar, Martin David
Kreegel, Paige

Kriseman, Rick

Latvala, Chris

Latvala, Jack

Lee Jr, Larry

Lee, Tom


Legg, John M

Logan, Ana Rivas

Long, Janet

Lopez-Cantera, Carlos
Mayfield, Debbie

Maymon, David

D
R
R
R
R
R
D
D
R
R
R
R
R
R
R
R
R
R
I
D
R
D
R
R
R
R
R
R
D
D
D
D
R
D
R
R
D
R
R
R
D
R
R
R

$500
$4,500
$500
$1,500
$1,500
$4,000
$1,500
$500
$500
$500
$2,700
$1,000
$500
$3,500
$1,000
$2,500
$3,000
$3,000
$200
$500
$1,000
$500
$3,000
$5,000
$3,000
$500
$6,500
$1,500
$500
$2,000
$1,500
$500
$1,500
$1,500
$1,500
$11,500
$500
$5,000
$2,000
$500
$1,000
$1,000
$1,500
$500

Page 5 of 8

House District 013

Senate District 001
House District 004
Senate District 026
Senate District 038
Senate District 013
House District 100
Senate District 009
House District 062
House District 111
House District 050
House District 064
House District 076
Senate District 021
House District 089
Senate District 026
House District 060
Senate District 020
House District 045
House District 052
House District 002
House District 007
House District 070
House District 067
House District 079
House District 080
Senate District 008
House District 001
House District 096
Senate District 018
House District 107
House District 097
House District 072
House District 053
House District 067
Senate District 020
House District 084
Senate District 024
Senate District 017
House District 114
House District 051
House District 113
House District 080
House District 091

McBurney Jr., Charles

McKeel, Seth

Metz, Larry

Molloy, Dan

Montford, Bill

Moraitis, George

Negron, Joe

Nehr, Peter

Nelson, Bryan

Norman, Jim

Nunez, Jeanette

Oelrich, Steve

Oliva, Jose


Pafford, Mark

Passidomo, Kathleen
Patronis Jr., Jimmy Theo
Pena, Marco

Perry, Keith

Perry, Warren Keith
Peters, Kathleen Mick
Pigman, Edwin

Pilon, Raymond

Plakon, D. Scott

Precourt, Stephen
Raburn, Jacob William
Rader, Kevin

Randolph, Scott Allen
Raschein, Holly Merrill
Raulerson, Daniel
Ray, Lake


Reed, Betty

Rich, Nan H

Richter, Garrett

Ring, Jeremy

Rodrigues, Ray

Rogers, Hazelle

Rooney Jr, Patrick

Rouson, Darryl Ervin
Sachs, Maria

Samarrai, Remzey Paul
Sands, Franklin

Santiago, David

Saunders, Ron

Schenck, Robert

R
R
R
R
D
R
R
R
R
R
R
R
R
D
R
R
R
R
R
R
R
R
R
R
R
D
D
R
R
R
D
D
R
D
R
D
R
D
D
R
D
R
D
R

$1,000
$2,000
$1,500
$500
$2,500
$2,500
$8,000
$3,650
$1,500
$1,000
$3,000
$1,500
$2,500
$500
$1,000
$1,500
$500
$200
$1,000
$3,000
$500
$500
$2,000
$2,500
$2,500
$3,000
$1,000
$500
$2,500
$1,000
$500
$1,000
$1,500
$2,000
$1,000
$500
$1,500
$2,000
$1,000
$50
$1,000
$1,000
$1,000
$4,000

Page 6 of 8

House District 016

House District 040
House District 032
House District 057
Senate District 006
House District 093
Senate District 032
House District 048
House District 038
Senate District 012
House District 119
Senate District 014
House District 110
House District 086
House District 106
House District 006
House District 049
House District 022
House District 021
House District 069
House District 055
House District 072
House District 029
House District 041
House District 057
Senate District 027
House District 036
House District 120
House District 058
House District 017
House District 061
Senate District 034
Senate District 023
Senate District 032
House District 076
House District 095
House District 085
House District 055
Senate District 034
House District 022
House District 098
House District 027
Senate District 039
House District 044

Seefeldt, Terri

R

$500

Shaw, Sean

D

$1,000

Simmons, David

R

$5,500

Simpson, Wilton

R

$5,500

Siplin, Victoria

D

$500

Skidmore, Kelly

D

$500

Smith, Chris

D

$2,500

Snyder, William

R

$1,000

Sobel, Eleanor

D

$500

Soto, Darren Michael
D

$2,500

Spano, Ross

R

$2,500

Sprowls, Chris

R

$1,000

Stafford, Cynthia

D

$1,000

Stargel, Kelli

R

$2,500

Steube, Greg

R

$500

Storms, Ronda

R

$2,500

Taylor, Dwayne

D

$1,000

Thompson, Geraldine
D

$1,500

Thrasher, John

R

$6,500

Thurston Jr, Perry
D

$500

Tobia, John Joseph
R

$2,750

Trujillo, Carlos

R

$2,500

Trumbull, Jay

R

$500

Van Zant, Charles

R

$500

Waldman, James

D

$2,500

Watson Jr, Clovis

D

$550

Weatherford, Will
R

$4,500

Weinstein, Mike

R

$500

Williams, Alan

D

$2,000

Williams, Mike

R

$250

Wood, John

R

$2,500

Workman, Ritch

R

$5,000

Young, Bill

R

$1,500

Young, Dana

R

$4,100

Zimmermann, Carl
D

$500




TOTAL CONTRIBUTED
$358,520

Candidates for Florida Statewide Office (2009-2014)

Candidate


Party
Contributions

Aronberg, Dave

D

$4,750

Atwater, Jeff

R

$22,600

Page 7 of 8

House District 031

House District 061
Senate District 010
Senate District 018
Senate District 012
Senate District 025
Senate District 031
House District 082
Senate District 033
Senate District 014
House District 059
House District 065
House District 109
Senate District 015
House District 073
Senate District 010
House District 027
Senate District 012
Senate District 008
House District 094
House District 031
House District 105
House District 006
House District 019
House District 095
House District 020
House District 061
House District 019
House District 008
House District 007
House District 041
House District 030
House District 068
House District 060
House District 065

Office
Attorney General
Chief Financial Officer

Ausley, Loranne

D

Benson, Anna Holliday
R

Bondi, Pamela

R

Crist, Charlie

D

Maddox, Scott

D

McCollum, Bill

R

Putnam, Adam

R

Rich, Nan


D

Scott, Rick


R

Sink, Alex


D




TOTAL CONTRIBUTED

Florida Political Parties (2009-2014)

Party





Florida Republican Party


Florida Democratic Party










TOTAL CONTRIBUTED

$2,000
$400
$18,500
$3,500
$500
$2,500
$8,140
$500
$8,500
$4,500
$76,390

Contributions
$1,083,447
$366,500
$1,449,947

Page 8 of 8

Chief Financial Officer

Attorney General
Attorney General
Governor
Agriculture Comm.
Governor
Agriculture Comm.
Governor
Governor
Governor