Chetana Agrawal Contact: xxxxxxxxxx / E-Mail: xxx@gmail.com Seeking managerial level assignments in Credit Analysis / Operations Management with a leading organization of repute in Banking industry preferably in Jaipur Profile Summary + Acompetent professional with nearly 3 years of experience in: ~ Credit Analysis & Appraisal ~ Banking Operations ~ Portfolio Management ~ MIS Reporting & Documentation ~ Team Management ~ Key Account Management + Skilled in preparing technical and financial proposals based on the scope of the assignment, project schedule and resource estimation Possess in-depth understanding of handling various products and processes of Agri. Advances Expertise in maintaining relationship with key corporate decision makers and establishing high profit accounts with excellent levels of retention # Well organized with a track record that demonstrates self-motivation, entrepreneuri to achieve corporate goals 1 ability, creativity, and initiative Core Competencies * Preparing MIS reports to provide feedback to top management on business operations. Conducting credit investigations and analysing credit information pertaining to loans Providing credit information and references for customers, loan officers, or other agencies as requested * Appraising proposals, conducting risk analysis & scrutinizing relevant documents before sanctioning / disbursing loans for SME segment, ensuring compliance with credit policies Organizational Experience Since Oct’11 with Axis Bank Ltd., Jaipur as Assistant Manager (Credit Analyst) Key Result Areas: * Accountable for appraising loan proposals by detailed financial & non financial analysis of proposal * Working in coordination with Borrower & Sales Team ascertaining credit worthiness of the borrower and ensuring compliance with extant bank guidelines & circulars + Managing credit proposals of two Agri. Clusters having 11 branches in Rajasthan (for all agri. products like Cash Credit Facility, Over Draft Facility, Commodity Based Funding, KCC, etc.) + Carrying out the critical analysis of Balance Sheet involving ratio analysis, financial worthiness and land records etc. Highlight: Efficaciously worked towards improving the Turn-around-Time and helping in timely audits for the banks Mar’11-Jun’11 with Znet Technologies Pvt. Ltd., Jaipur as Finance Manager Key Result Areas: * Looked after the preparation of overall financial statements of the company + Ensured compliance with various applicable laws and statutes Articleship ‘Aug’06-Aug’09 with A. Bafna & Co., Chartered Accountants, Jaipur Key Assignments: * Carried out the Statutory and Internal Audit for: © Supreme Polymers Private Limited © Shreya’s India Private Limited * Conducted Concurrent Audit for Industrial Development Bank of India (IDBI) Academic Details © CA from ICAL Jaipur in 2010 * LLB (Professional) from University of Rajasthan, Jaipur in 2008 + B.Com. from University of Rajasthan, Jaipur in 2008 Personal Details Date of Birth: 4th September 1984 Permanent Address: 1-9, Near Vaishali Circle, Vaishali Nagar, Jaipur ~ 302021, Rajasthan