Existing and New Score mapping

Possible Score ranges

300 to 900: for consumers with more than 6 months of credit history.
1 to 5: for consumers with less than 6 months of credit history
-1: for consumers with no tradelines, or with a tradeline without any updates in the last 24 months
Consumers who earlier obtained a score of 0 on account of having less than 6 months of credit history
will now get a new score range ranking them from 1 to 5.

** Indicative based on analysis of a random sample of CIBIL consumer credit data. For making customer level
decisions, each institution has its own cut offs and credit policies.

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