Sl.

NO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18

SL NO
1
2
3
4
5
6
7
8
9

Features
Inpatient
Out patient
Day care procedures
Pre-hospitalization
Post hospitalization
Renewal upto
Waiting period in 1st year of policy
Two years waiting for specific diseases
Pre-existing disease waiting period
Cashless facility in network hospitals
Ambulance charges
Room rent and boarding charges
No claim bonus
Free health check up
Premium loading incase of claims
Pre-medical check up
Restore Option
Co payment

Important Points to be noted

All premiums are inclusive of Service Tax at rate of 14.5 %
All premiums are subject to revision by the Insurers as authorised by IRDA.
All proposals will be accepted subject to satisfactory medical examination, if any.
If not accepted for any reason, the medical fees will be deducted from the proposal depos
Any wrong declaration in the Proposal Form will make the contract null and void and lead
Restore/auto recharge : The basic sum insured is automatically restored once the limit of c
Proposals will be accepted subject to satisfactory medical Examination wherever required
Proposals may be accepted with loading in premium for any adverse health reasons : 2 p
requirements with Proposal form:2 Photos of each Family Member, Date of Birth Proof, Add

Religare
24 hours hospitalization for treatment is covered
Not covered
173 day care procedures
30 days
60 days
Life time renewal
30 days
Applicable
4 years
YES
Covered
No limit for above SI 5 lakhs coverage
50% maximum 100 %
YES
No loading
Yes, for insured above 45 years of age
YES
Co payment for entry age 61 years and above SI 5 lakhs

d by IRDA.
amination, if any.
from the proposal deposit.
act null and void and lead to cancellation of the Policy.
estored once the limit of coverage is exhausted during the policy period subject to conditions.
nation wherever required, or underwriting decision, based on facts mentioned in Proposal form.
verse health reasons : 2 photos, ID Proof,address proof, Proposal form and cheque for Proposal Dep
er, Date of Birth Proof, Address Proof, Cheque and Discharge Summary for any Recent Hospitalisatio

Apollo munich (Easy Health Exclusive)

24 hours hospitalization for treatment is covered
Not covered
144 day care procedures
60 days
90 days
Life time renewal
30 days
Applicable
3 years
YES
Covered
No limit
10% maximum 100 %
After 4 years
No loading
Yes, for insured above 50 years of age
Not available
No Co payment

period subject to conditions.

s mentioned in Proposal form.
form and cheque for Proposal Deposit
mary for any Recent Hospitalisation

Star health (Family Health Optima)

24 hours hospitalization for treatment is covered
Not covered
405 day care procedures
60 days
90 days
Life time renewal
30 days
Applicable
4 years
YES
Covered
2% maximum 5000/- per day
10 to 25% maximum 35%
After 3 years upto 1% of sum insured maximum 5000/No loading
Yes, for insured above 50 years of age
YES
20% for entry age for 61-65 years

Quotation for Health plan for family Floater (2 Adults+2 Children) of Se

Premium incl tax
Sum Insured
5 Lakhs
7 Lakhs
10 Lakhs

Religare
16,387/19,586/22,670/-

Sum Insured
5 Lakhs
7.5 Lakhs
10 Lakhs

Apollo Munich( Easy Health Exclusive)

17,101/20,437/24,153/-

Sum Insured
5 Lakhs
10 Lakhs

Star(FHO)
13,139/18,085/-

Adults+2 Children) of Self aged 43 years, Spouse aged 40 years, Son aged 14 years and Da

ged 14 years and Daughter aged 8 years