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Pradhan Mantri Jan Dhan Yojana (World's Largest Financial Inclusion Programme)
Pradhan Mantri Jan Dhan Yojana (World's Largest Financial Inclusion Programme)
Pradhan Mantri Jan Dhan Yojana (World's Largest Financial Inclusion Programme)
'Pradhan Mantri Jan-Dhan Yojana' was announced by Prime Minister Narendra Modi in his
Independence Day address on 15 August, 2014. This is a National Mission on Financial Inclusion
encompassing an integrated approach to bring about comprehensive financial inclusion of all the
households in the country. The plan envisages universal access to banking facilities with at least one basic
banking account for every household, financial literacy, access to credit, insurance and pension facility. In
addition, the beneficiaries would get RuPay Debit card having inbuilt accident insurance cover of 1
lakh.
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Shramev Jayate Karyakram is one of the bold steps in achieving Prime Ministers vision of Minimum
Government and Maximum Governance. Pandit Deendayal Upadhyay Shramev Jayate Karyakram was
launched by Prime Minster Narendra Modi on 16 Oct 2014. The Karyakram is Looking to create an
environment conducive to industrial development while also ensuring transparency in the labour
sector.
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Deen Dayal Upadhyaya Antyodaya Yojana or DAY is a Government scheme for the uplift of urban and
rural poor through enhancement of livelihood opportunities through skill development and other means.
Government of India has provisioned Rs 500 crore for the scheme.
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This is one of the major scheme of governments urban development and housing initiatives, Which
focused at social inclusion so as to benefit all sections of urban residents including slum dwellers. The
program proposes to build 2 crore houses across the Nation by 2022.
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MUDRA Bank was launched by Prime Minister Narendra Modi on 8 April 2015. It is a public sector financial
institution in India. It provides loans at low rates to microfinance institutions and non-banking financial
institutions which then provide credit to MSME's. MUDRA will have an initial corpus of Rs 20,000 crore and
a credit guarantee corpus of Rs 3,000 crore.
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MyGov is a citizen engagement platform founded by the Government of India to promote the
active participation of Indian citizens in their country's governance and development. It is also
aimed at creating a common platform for Indian citizens to "crowd source governance ideas
from citizens". The users shall be allowed to discuss and to contribute on various government
projects and plans.
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Digital India
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Make In India
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The Government of India has set an ambitious target for providing skill training to 500 million
of its youth by 2022.Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY), the skill
training and placement program of the Ministry of Rural Development (MoRD), focused on the
rural poor youth and its emphasis on sustainable employment through the prominence and
incentives given to post-placement tracking, retention and career progression.
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The objective of the National Policy on Skill Development and Entrepreneurship, 2015 will be
to meet the challenge of skilling at scale with speed and standard (quality). It will aim to
provide an umbrella framework to all skilling activities being carried out within the country, to
align them to common standards and link the skilling with demand centers.
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The government is launching a National Talent Search Scheme to scout for sports talent in
various schools and institutions across the country. The government is planning to implement
the Scheme from next financial year by setting up National Sports Academies and start Sports
Science courses in select universities and medical colleges across the nation.
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Swachh Bharat-Swachh Vidyalaya is the national campaign driving Clean India: Clean
Schools. A key feature of the campaign is to ensure that every school in India has a set of
functioning and well maintained water, sanitation and hygiene
facilities.
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Padhe Bharat Badhe Bharat is a nationwide sub-programme of Sarva Shiksha Abhiyan, which
focuses on early reading, writing and comprehension and early grade mathematics. During
2014-15, 2,352.57 crore has been allocated to States/UTs for improvement of quality
programmes. The programme was pioneered by Atal Bihari Vajpayee.
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Government of India launches the Scheme; Pandit Madan Mohan Malviya National Mission on
Teachers & Teaching with an outlay of Rs. 900 crores during XII Plan. The Mission would
address, on the one hand, current and urgent issues such as supply of qualified teachers,
attracting talent into teaching profession and raising the quality of teaching in schools and
colleges.
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The Rashtriya Aavishkar Abhiyan (RAA) envisages to motivate and engage children of the age
group from 6-18 years in Science, Mathematics and Technology through observation,
experimentation, inference drawing, model building, etc. both through inside and outside
classroom activities and processes.
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The Prime Minister, Shri Narendra Modi, made two major announcements aimed at providing
relief to farmers in distress due to crop damages in unseasonal rains in April 2015.
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Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) is a Central Governments scheme aimed to
provide continuous power supply to rural India. It is one of the key initiatives of Modi
Government and it aims to supply 24x7 uninterrupted power supply to all homes. The
government plans to invest Rs 75,600 crore for rural electrification under this scheme. The
scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY).
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The Government is focusing attention on the health of soil in agricultural areas across the
country, to boost productivity and bring about increased prosperity. The experts will analyze
the strength and weaknesses (micro-nutrients deficiency) of the soil based on the soil sample
test and will suggest measures to deal with it. The result and suggestion will be displayed in
the cards. The Government plans to issue 14 crore Soil Health Cards to the farmers over the
next 3 years.
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Pradhan Mantri Krishi Sinchai Yojanais aimed at ensuring access to water to every farm (Har
Khet Ko Pani) round the year and improving water use efficiency (Per Drop More Crop). A
comprehensive mapping and identification of water bodies across the country is one of the
main focus area of the plan.
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The budget 2015-16, had proposed, three Social Security Schemes, Pradhan Mantri Suraksha
BimaYojna, Atal PensionYojana and Pradhan Mantri Jeevan Jyoti Bima Yojana. These three
social security schemes, on Jan Dhan platform, was to protect an Indian citizen against illness,
accidents, or penury in old age. This path breaking initiative towards providing affordable
universal access to essential social security protection in a convenient manner, linked to autodebit facility from the bank account of the subscriber was launched by the Prime Minister on
9th May, 2015.
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Rashtriya Gokul Mission Aims to Conserve and Develop Indigenous cattle Breeds through
professional farm management and superior nutrition. The Rashtriya Gokul Mission is a
focused project under National Programme for Bovine Breeding and Dairy Development, with
an outlay of Rs 500 crore during the 12th Five Year Plan.
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To end female feticide and discrimination against girl child Prime Minister Narendra Modi
launched Beti Bachao, Beti Padhao Abhiyan on 22 Jan at Panipat, Hariyana. With an initial
corpus of Rs 100 crore, the scheme has been launched in 100 districts across the
country.
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Sukanya Samriddhi Account is a special deposit account under the Sukanya Samriddhi Yojana
(Girl child prosperity scheme) launched by the Prime Minister of India on 22 January 2015, with
the stated aim of improving the welfare of female children in India.
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Himmat App
Mobile App Himmat application downloaded in the smart phone helps women to raise SOS
alert in case of any emergency and the same gets reported along with victim/ caller location in
real time on the computer consoles placed in the Central Police Control Room, Delhi. The App
aims toinstill confidence in women, to help women in distress and to ensure their safety in
Delhi.
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PAHAL has become one of the largest cash transfer schemes of the world. This program aims
to transfer subsidies directly to the people through their bank accounts. The Direct Benefit
transfer of LPG (DBTL) scheme PAHAL (Pratyaksh Hanstantrit Labh) was re-launched on
15.11.2014 and implemented in two phases. The scheme will cover over 15.3 crore consumers
across 676 districts of the country.
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Swachh Bharat Abhiyan is a national campaign of Indian Government, covering 4041 statutory
towns, to clean the streets, roads and infrastructure of the country. This campaign was
officially launched on 2 October 2014 at Rajghat, New Delhi , where Prime Minister Narendra
Modi himself cleaned the road. It is India's biggest ever cleanliness drive and 3 million
government employees and school and college students of India have participated in this
event.
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In the Union Budget Speech of 2015-16, an announcement was made and it was proposed to
introduce a Gold Monetization Scheme, which will replace both the present Gold Deposit and
Gold Metal Loan Schemes. The new scheme will allow the depositors of gold to earn interest in
their metal accounts and the jewelers to obtain loans in their metal account. Banks/other
dealers would also be able to monetize this gold. The stock of gold in India that is held by
people of the country that is 'neither traded nor monetised' is estimated to be over 20,000
tonnes, which would be worth about Rs 60 lakh crore at the current market price. The draft
gold monetisation scheme that has been launched on May 19, 2015, also provides for
incentives to the banks, while individuals and institutions can deposit as low as 30 gms of
gold, while the interest earned on it would be exempt from income tax as well as capital gains
tax.
The scheme provides accidental insurance of Rs.2 lakhs at just Re.1 per month (Rs.12 per
annum) for the people in the age group of 18-70 years. The premium will be directly autodebited by the bank from the subscriber's account. It is the only mode of paying the premium
and thus creates a linkage between the beneficiary and the bank. A person has to opt for the
scheme every year by submitting a simple form to the bank by 1st June. One can also opt for
the scheme on a long term basis and in that case his account will be auto-debited every year
by the bank. People between the age of 18 and 70 years, having an Aadhar linked bank
account, are eligible for the scheme.
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It provides life insurance worth Rs.2 lakhs at 90 paise per day in event of death due to any
reason (amounts to Rs.330 per annum) for the people in the age group of 18-50 years. The
premium will be directly auto- debited by the bank from the subscriber's account. A person
can opt for the scheme for a year or prefer to continue it as a long term option. In case of long
term option, his account will be auto- debited every year by the bank.
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Under the scheme, a pension of Rs.1,000 to Rs.5000 will be provided to people over 60 years
of age .The focus is on all those not covered under any other social security rogram.
Government will contribute 50% of the total contribution for five years, up to a maximum of
Rs.1000 per annum. The scheme meant to persuade workers in unorganised sector, who form
88% of total workforce, to save voluntarily for the retirement. It is the improved version of
Swavalamban scheme, launched in 2010-11, which has been found lacking in clarity with
regard to pension benefits at the age after 60.
Make In India
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Digital India
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The Prime Ministers vision of developing one hundred Smart Cities equipped with the latest
technology has begun to take shape with the Ministry of Urban Development. The Government
has decided on developing 100 Smart Cities in the country to promote Wealthier, Healthier
and Happier cities for better urban life. As well as existing cities that are to be remodeled on
these lines.
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The mission would aim at providing shelters equipped with essential services to the urban
homeless in a phased manner. In addition, the mission would also address livelihood concerns
of the urban street vendors by facilitating access to suitable spaces, institutional credit, social
security and skills to the urban street vendors for accessing emerging market
opportunities.
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Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) is a Central Governments scheme aimed to
provide continuous power supply to rural India. It is one of the key initiatives of Modi
Government and it aims to supply 24x7 uninterrupted power supply to all homes. The
government plans to invest Rs 75,600 crore for rural electrification under this scheme. The
scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY).
Read
More
Pragati Platform
PRAGATI is a unique integrating and interactive platform uniquely bundles three latest
technologies: Digital data management, video-conferencing and geo-spatial technology.. The
platform is aimed at addressing common mans grievances, and simultaneously monitoring
and reviewing important programmes and projects of the Government of India as well as
projects flagged by State Governments
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This is one of the major scheme of governments urban development and housing initiatives,
Which focused at social inclusion so as to benefit all sections of urban residents including slum
dwellers. The program proposes to build 2 crore houses across the Nation by 2022