Loans

Bring your plans to life with BDO Personal Loans.

Enjoy low interest rates, easy payment terms on your financing needs such as:

Home Renovation / Upgrades

Tuition / Education

Furniture

Appliances / Electronic Gadgets

Vacation / Travel

Balance Transfer / Debt Consolidation

Special Events

Health and Wellness

Medical Emergencies

See sample computation for a P50,000 cash loan payable in 24 equal monthly
installments:
Desired
Amount
P50,000

Factor Rate
x (of chosen tenor)

Fixed Monthly
= Amortization

0.054166667

P2,708.33

The computation above will serve as your guide. BDO at its sole discretion,
shall determine the final amount and term to be approved.

The computed fixed monthly amortization using the factor rates indicated
below may differ from the monthly amortization computed and generated by
the BDO system due to the rounding-off of the factor rate, which is
automated in BDO's system.

Interest Rate Table

Tenor Factor Rate

Monthly Add-on Rate

Effective Rate/Annum

0.179667192

1.30%

26.27%

12

0.095836960

1.25%

26.63%

18

0.068058532

1.25%

26.76%

24

0.054167533

1.25%

26.58%.

36

0.040279967

1.25%

25.98%

*Rates are valid beginning April 27, 2009. Interest rates may be subject to
change by Banco de Oro ("BDO") in accordance with the prevailing market
rates for similar transactions and terms

STERLING BANK of ASIA

Avail of a PERSONAL SALARY LOAN

P50,000 to 1 MILLION
As Low as 1.4% and high of 2% interest/month