TANUVASA, and HAIKHAM TISDALE ("MICHEL") were loan officers at Easy Mortgage. NAKAKUNI alleged that they recruited individuals for the purpose of obtaining fraudulent mortgage loans related to residential properties. Indictment alleges Wire Fraud and false statements on loan applications.
KingCast Mortgage Movies v Betty Lou McKenna First Amended Complaint After Delaware Judge Robert B. Young Ignored Delaware AG Opinion and Pomykacz v. Borouth of W. Wildwood to Slam Indie Journo for Running Video of Public Official
United States v. Angelo Ruggiero, Gene Gotti, John Carneglia, Michael Coiro, Joseph Guagliano, Anthony Moscatiello, Oscar Ansourian, Gerlando Sciascia, Edward Lino, Mark Reiter, William Robert Cestaro, Salvatore Greco, Joseph Lo Presti, Vincent Lore, Anthony Gurino, and Caesar Gurino, Anthony Gurino and Caesar Gurino, 934 F.2d 440, 2d Cir. (1991)
TANUVASA, and HAIKHAM TISDALE ("MICHEL") were loan officers at Easy Mortgage. NAKAKUNI alleged that they recruited individuals for the purpose of obtaining fraudulent mortgage loans related to residential properties. Indictment alleges Wire Fraud and false statements on loan applications.
TANUVASA, and HAIKHAM TISDALE ("MICHEL") were loan officers at Easy Mortgage. NAKAKUNI alleged that they recruited individuals for the purpose of obtaining fraudulent mortgage loans related to residential properties. Indictment alleges Wire Fraud and false statements on loan applications.
TANUVASA, and HAIKHAM TISDALE ("MICHEL") were loan officers at Easy Mortgage. NAKAKUNI alleged that they recruited individuals for the purpose of obtaining fraudulent mortgage loans related to residential properties. Indictment alleges Wire Fraud and false statements on loan applications.
did knowingly and willfully conspire with each other and with
others, both known and unknown to the Grand Jury, to commit
offenses against the United States, that is:
a. knowingly to devise, and intending to devise, a
scheme and artifice to defraud and to obtain money from lenders
and others by means of materially false and fraudulent pretenses,
representations and promises, as well as omissions of material
facts, and for the purpose of executing said scheme and artifice,
and attempting to do so, to cause certain items to be
transmitted, in interstate commerce, by means of wire
communications, certain signs, signals and sounds, in violation
of Title 18, United States Code, Section 1343, and
b. knowingly to make material false statements
and reports for the purpose of influencing the actions of a
financial institution in connection with loan applications, in
violation of Title 18, United States Code, Section 1014.
MANNER AND MEANS OF THE CONSPIRACY
3. The purpose of the conspiracy was to defraud lending
institutions and others by preparing documents that contained
materially false representations. It was part of the manner and
means of the conspiracy that:
3
a. NANI TANUVASA, MICHEL, LENE TANUVASA, and others, both known and unknown to the Grand Jury, recruited individuals, including KAMA, to sign loan applications containing false representations and false supporting documentation.
b. NANI TANUVASA, MICHEL and others, in their capacities as loan officers, made or caused to be made false representations on behalf of the loan applicants and, in so doing, submitted material false and fraudulent loan applications to lending institutions.
c. When underwriters for lending institutions sought to verify the representations made in the loan applications, MICHEL and others subverted these efforts by asserting that the false representations were true.
d. In reliance on the false statements in the loan applications, lenders transferred funds from their bank accounts in other states to the bank accounts of escrow companies in the State of Hawaii responsible for the closing of the fraudulent real estate transactions.
e. NANI TANUVASA and others directed the distribution of, and caused to be distributed, the loan proceeds to the participants of the scheme, as well as collected their standard transaction fees, commissions, and costs associated with the transactions.
4
5
OVERT ACTS
4. In furtherance of the conspiracy and to achieve the objects thereof, the conspirators committed, and caused to be committed, overt acts in the District of Hawaii and elsewhere. a. These overt acts include, but are not limited to, the following:
(1) On or about July 29, 2004, NANI TANUVASA and KAMA signed a standard Deposit Receipt Offer and Acceptance form related to the purchase by KAMA of a property located at 1021 6th Avenue, Unit A.
(2) On or about August 19, 2004, NANI TANUVASA and KAMA signed a loan application containing false information related to the purchase by KAMA of a property located at 1021 6th Avenue, Unit A.
(3) On or about October 28, 2004, NANI TANUVASA signed a loan application containing false information related to the purchase by A.P. of a property located at 1511 Hoolana Street.
(4) On or about December 5, 2004, NANI TANUVASA signed a loan application containing false information related to the purchase by F.E. and A.E. of a property located at 3221 A Hayden Street.
6
(5) On or about February 20, 2005, MICHEL signed a verification of rent form containing false information related to the purchase by F.B. and Z.B. of a property located at 99-640 Halawa Drive.
(6) On or about March 28, 2005, NANI TANUVASA signed a loan application containing false information related to the purchase by R.B. of a property located at 2414 Notley Street.
(7) On or about March 30, 2005, NANI TANUVASA signed a standard Deposit Receipt Offer and Acceptance form related to the purchase by A.P. of a property located at 91-390 Papipi Road.
(8) On or about April 26, 2005, NANI TANUVASA signed a standard Deposit Receipt Offer and Acceptance form related to the purchase by M.B. of a property located at 91-822 Lawalu Place.
(9) On or about May 5, 2005, NANI TANUVASA signed a loan application containing false information related to the purchase by M.B. of a property located at 91-822 Lawalu Place.
(10) On or about May 11, 2005, MICHEL signed a verification of rent form containing false information related to a loan obtained by M.B. to purchase a property located at 91-822 Lawalu Place.
7
(11) On or about May 16, 2005, NANI TANUVASA signed a loan application containing false information related to the purchase by A.P. of a property located at 94-1113 Lumiauau Street.
(12) On or about May 19, 2005, MICHEL signed a verification of rent form containing false information related to loans obtained by A.P. to purchase properties located at 91-390 Papipi Road and 94-1113 Lumiauau Street.
(13) On or about May 26, 2005, NANI TANUVASA
signed a loan application containing false information related to
the purchase by M.C. of a property located at 875 4th Street.
(14) On or about August 25, 2005, NANI TANUVASA
signed a loan application containing false information related to the refinance by L.F. of a property located at 94-353 Apowale Street.
(15) On or about September 19, 2005, NANI TANUVASA signed a loan application containing false information related to the purchase by R.B. of a property located at 94-347 Hakamoa Street.
(16) On or about November 6, 2005, NANI TANUVASA signed a loan application containing false information related to the purchase by M.e. of a property located at 94-315 Paiwa Street.
(17) On or about November 23, 2005, NANI TANUVASA signed a standard Deposit Receipt Offer and Acceptance form related to the purchase by L.A. of a property located at 91-390 Papipi Road.
(18) On or about November 23, 2005, NANI TANUVASA signed a standard Deposit Receipt Offer and Acceptance form related to the purchase by L.A. of a property located at 3221 A Hayden Street.
(19) On or about December 14, 2005, NANI TANUVASA signed a loan application containing false information related to the purchase by L.A. of a property located at 3221 A Hayden Street.
(20) On or about December 28, 2005, NANI TANUVASA signed a loan application containing false information related to the purchase by L.A. of a property located at 91-390 Papipi Road. (21) On or about January 5, 2006, MICHEL signed a standard Deposit Receipt Offer and Acceptance form related to the purchase by M.B. of a property located at 91-1039 Hamoula Street. (22) On or about April 25, 2006, NANI TANUVASA
signed a loan application containing false information related to the refinance by M.C. of a property located at 875 4th Street.
8
(23) On or about June 23, 2006, NANI TANUVASA signed a loan application containing false information related to the purchase by A.D. of a property located at 3221 A Hayden Street.
(24) On or about July 10, 2006, NANI TANUVASA and KAMA signed a loan application containing false information related to the refinance by KAMA of a property located at 1021 6th Avenue, Unit A.
(25) On or about July 10, 2006, KAMA signed an occupancy agreement related to 1021 6th Avenue, Unit A.
(26) On or about July 10, 2006, KAMA signed a loan application containing false information related to the purchase by KAMA of a property located at 91-1030 Paaoloulu Way.
(27) On or about July 21, 2006, NANI TANUVASA signed a standard Deposit Receipt Offer and Acceptance form related to the purchase by J.H. of a property located at 91-940 Kalapu Street.
(28) On or about September 28, 2006, MICHEL signed a letter containing false information concerning the rental history of R.L., which was submitted with a loan application related to the purchase by R.L. of a property located at 94-967 Lumihoahu Street.
9
10
(29) On or about January 18, 2007, NANI TANUVASA
signed a loan application containing false information related to
the purchase by T.N. of a property located at 94-353 Apowale
Street.
(30) On or about July 16, 2007, NANI TANUVASA
signed a loan application containing false information related to
a loan in the name of L.N. and a property located at 94-451
Honowai Street.
All in violation of Title 18, United States Code,
Section 371.
COUNTS 2 - 29 (Wire Fraud)
The Grand Jury further charges:
SCHEME AND ARTIFICE TO DEFRAUD
1. From a specific time unknown, but by on or about July
29, 2004, and continuing thereafter at until the date of this
Indictment, in the District of Hawaii and elsewhere, defendants:
ATLANTICA KAHAUNANI "NANI" TANUVASA LENE TANUVASA, JR.
along with others both known and unknown to the Grand Jury,
knowingly devised and intended to devise a scheme and artifice to
defraud, and a scheme and artifice for obtaining money from
lenders and others by means of material false and fraudulent
11
pretenses, representations, and promises, as well as by omissions
of material facts.
2. The Grand Jury hereby incorporates by reference
paragraphs 1 through 4 of Count 1, as if set forth herein in
their entirety.
WIRE COMMUNICATIONS
3. On or about the dates listed below, within the District
of Hawaii and elsewhere, for the purpose of carrying out and
attempting to carrY'out the aforesaid scheme and artifice to
defraud, the defendants identified below did knowingly transmit
and cause to be transmitted in interstate commerce writings,
signs, and signals by means of wire communications, with each
such transmission constituting a separate count of the
Indictment:
COUNT .DEF·ENDANT {S 1 DATE.OF DESCRIPTION OF WIRE
C:aA:RGED WIRE . COMMUNICATION
.,
2 NAN I 10/29/2004 Wire re: 1511 Hoolana Street
TANUVASA from Countrywide Home Loan's
account in New York to Old
Republic Title & Escrow of
Hawaii, LTD's account in
Hawaii in the amount of
$424,809.46
3 NANI 10/29/2004 Wire re: 1511 Hoolana Street
TANUVASA from Countrywide Home Loan's
account in New York to Old
Republic Title & Escrow of
Hawaii, LTD's account in
Hawaii in the amount of
$105,883.61 COUNT DE~ENDANT <S) CHARGED
·DATE· OF . WIRE
..
I>ESCRIPTI'ONOF WIRE
4
NAN I TANUVASA
3/30/2005 Wire re: 2414 Notley street from Countrywide Home Loan's account in New York to Old Republic Title & Escrow of Hawaii, LTD's account in Hawaii in the amount of $498,661.32
5
NAN I TANUVASA
3/30/2005 Wire re: 2414 Notley street from Countrywide Home Loan's account in New York to Old Republic Title & Escrow of Hawaii, LTD's account in Hawaii in the amount of $129,905.44
6
NAN I TANUVASA
5/31/2005 Wire re: 875 4th Street Countrywide Home Loan's account in New York to Title Guaranty Escrow Services, Inc. 's account in Hawaii in the amount of $483,838.74
7
NAN I TANUVASA
9/22/2005 Wire re: 94-347 Hakamoa Street from Countrywide Home Loan's account in New York to Title Guaranty Escrow Services,
Inc. 's account in Hawaii in the amount of $533,781.70
8
NAN I TANUVASA
9/22/2005 Wire re: 94-347 Hakamoa Street from Countrywide Home Loan's account in New York to Title Guaranty Escrow Services,
Inc. 's account in Hawaii in the amount of $131,569
9
NAN I TANUVASA
11/9/2005 Wire re: 94-315 Paiwa Street from People's Choice Home Loan, Inc. 's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $508,530.38
12
DESCRIPTION OF WIRE . 'COMMUNICATION
COUNT DEFE:NJ)ANT (S) CHARGED
DATE OF .W.IRE
11/9/2005 Wire re: 94-315 Paiwa Street from People's Choice Home Loan, Inc. 's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $126,595.38
10
NAN I TANUVASA
12/20/2005 Wire re: 3221 A Hayden Street from Argent Mortgage Company's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $533,944.36
11
NAN I TANUVASA
12/20/2005 Wire re: 3221 A Hayden Street from Argent Mortgage Company's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $133,471.40
12
NAN I TANUVASA
12/30/2005 Wire re: 91-390 Papipi Road from Accredited Home Lenders's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $434,112.36
13
NAN I TANUVASA
12/30/2005 Wire re: 91-390 Papipi Road from Accredited Home Lenders's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $108,235.74
14
NAN I TANUVASA
13
COUNT DEFENDANT (S)·· DATE OF DESCRIPTION OF WIRE
CHARGED WIRE COMMUNICATION
15 MICHEL 3/23/2006 Wire re: 91-1039 Hamoula
Street from Fremont Investment and Loan's account in California to Old Republic Title & Escrow of Hawaii,
LTD. 's account in Hawaii in the amount of $491,705.12
16
NAN I
TANUVASA
5/12/2006 Wire re: 875 4th Street from
Countrywide Home Loan's account in Hawaii to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $485,221.63
17
NAN I TANUVASA
6/30/2006 Wire re: 3221 A Hayden Street from ResMAE Mortgage Corporation's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $598,940.12
18
NAN I TANUVASA
6/30/2006 Wire re: 3221 A Hayden Street from ResMAE Mortgage Corporation's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $149,603.36
19
NAN I TANUVASA
KAMA
7/19/2006 Wire re: 91-1030 Paaoloulu Way from People's Choice Home Loan, Inc. 's account in California to Old Republic Title & Escrow of Hawaii,
LTD. 's account in Hawaii in the amount of $628,274.76
14
<COONTPEFEmJANT <sl' .. CHARGEO
DATE OF :WIRE
DESCRIPTION OF WIRE COMM'oNlCATI0N
.
20
NAN I TANUVASA
KAMA
7/19/2006 Wire re: 91-1030 Paaoloulu Way from People's Choice Horne Loan, Inc. 's account in California to Old Republic Title & Escrow of Hawaii,
LTD. 's account in Hawaii in the amount of $156,633.01
21
NAN I TANUVASA
KAMA
7/20/2006 Wire re: 1021 6th Avenue, Unit A from ResMAE Mortgage Corporation's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $627,031.07
22
NAN I TANUVASA
KAMA
7/20/2006 Wire re: 1021 6th Avenue, Unit A from ResMAE Mortgage Corporation's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $144,697.12
23
MICHEL
9/29/2006 Wire re: 94-967 Lumihoahu Street from People's Choice Home Loan, Inc. 's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $642,540.30
24
MICHEL
9/29/2006 Wire re: 94-967 Lumihoahu Street from People's Choice Home Loan, Inc. 's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $160,396.46
25
NAN I TANUVASA
LENE TANUVASA
9/29/2006 Wire re: 91-940 Kalapu Street from People's Choice Horne Loan, Inc. 's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $548,055.64
15
COUNT DE.FENDANT (S> CHARGED
DATE OF DESCRIPTION OF WIRE
WIRE COMMUNICATION
26 NAN I
TANUVASA
LENE TANUVASA
9/29/2006 Wire re: 91-940 Kalapu Street from People's Choice Home Loan, Inc. 's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $135,418.28
27 NAN I
TANUVASA
1/25/2007 Wire re: 94-353 Apowale Street from Impac Funding Corporation, dba Impac Lending Group's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in ,the amount of $700,962.73
28 NAN I
TANUVASA
1/25/2007 Wire re: 94-353 Apowale Street from Impac Funding Corporation, dba Impac Lending Group's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $175,559.27.
29 NAN I
TANUVASA
7/20/2007 Wire re: 94-451 Honowai Street from Impac Funding Corporation, dba Impac Lending Group's account in New York to Old Republic Title & Escrow of Hawaii, LTD. 's account in Hawaii in the amount of $589,740.46
All in violation of Title 18, united States Code,
Sections 1343 and 2.
COUNT 30 (False Statement on a Loan Application)
The Grand Jury further charges:
16
On or about October 29, 2004, in the District of
Hawaii, defendant ATLANTICA KAHAUNANI "NANI" TANUVASA did
knowingly make and cause to be made material false statements for
the purpose of influencing the action of Countrywide Home Loans,
Inc., an institution whose accounts were insured by the Federal
Deposit Insurance Corporation, in connection with a Uniform
Residential Loan Application, Form 1003, for an individual
identified by initials A.P., which included but was not limited
to the materially false representations that A.P. intended to
reside in a property located at 1511 Hoolana Street, and that
A.P. earned $6,000 per month, when in truth and in fact, as the
defendant well knew, A.P. did not intend to occupy the property
and did not earn $6,000 per month.
All in violation of Title 18, United States Code,
Section 1014.
COUNT 31 (False Statement on a Loan Application)
The Grand Jury further charges:
On or about March 28, 2005, in the District of Hawaii,
defendant ATLANTICA KAHAUNANI "NANI" TANUVASA did knowingly make
and cause to be made material false statements for the purpose of
influencing the action of Countrywide Home Loans, Inc., an
institution whose accounts were insured by the Federal Deposit
Insurance Corporation, in connection with a Uniform Residential
17
Loan Application, Form 1003, for an individual identified by
initials R.B., which included but was not limited to the
materially false representations that R.B. intended to reside In
a property located at 2414 Notley street, and that R.B. earned
approximately $11,158 per month, when in truth and in fact, as
the defendant well knew, R.B. did not intend to occupy the
property and did not earn $11,158 per month.
All in violation of Title 18, United States Code,
Section 1014.
COUNT 32 (False Statement on a Loan Application)
The Grand Jury further charges:
On or about May 25, 2005, in the District of Hawaii,
defendant ATLANTICA KAHAUNANI "NANI" TANUVASA did knowingly make
and cause to be made material false statements for the purpose of
influencing the action of Countrywide Home Loans, Inc., an
institution whose accounts were insured by the Federal Deposit
Insurance Corporation, in connection with a Uniform Residential
Loan Application, Form 1003, for an individual identified by
initials M.C., which included but was not limited to the
materially false representations that M.C. intended to reside in
a property located at 875 4th Street, and that M.C. earned
$30,207 per month, when in truth and in fact, as the defendant
well knew, M.C. did not intend to occupy the property and did not
earn $30,207 per month.
18
19
All in violation of Title 18, United States Code,
Section 1014.
COUNT 33 (False Statement on a Loan Application)
The Grand Jury further charges:
On or about April 25, 2006, in the District of Hawaii,
defendant ATLANTICA KAHAUNANI "NANI" TANUVASA did knowingly make
and cause to be made material false statements for the purpose of
influencing the action of Countrywide Home Loans, Inc., an
institution whose accounts were insured by the Federal Deposit
Insurance Corporation, in connection with a Uniform Residential
Loan Application, Form 1003, for an individual identified by
initials M.C., which included but was not limited to the
materially false representations that M.e. intended to reside in
a property located at 875 4th Street, and that M.C. earned
$30,000 per month, when in truth and in fact, as the defendant
well knew, M.C. did not intend to occupy the property and did not
earn $30,000 per month.
II
II II II II
II
All in violation of Title 18, United States Code,
Section 1014.
A TRUE BILL.
DATED: August 11, 2010, at Honolulu, Hawaii.
FLORENCE T. NAKAKUNI United States Attorney DistricL--'lc::I":I::--.n
KingCast Mortgage Movies v Betty Lou McKenna First Amended Complaint After Delaware Judge Robert B. Young Ignored Delaware AG Opinion and Pomykacz v. Borouth of W. Wildwood to Slam Indie Journo for Running Video of Public Official
United States v. Angelo Ruggiero, Gene Gotti, John Carneglia, Michael Coiro, Joseph Guagliano, Anthony Moscatiello, Oscar Ansourian, Gerlando Sciascia, Edward Lino, Mark Reiter, William Robert Cestaro, Salvatore Greco, Joseph Lo Presti, Vincent Lore, Anthony Gurino, and Caesar Gurino, Anthony Gurino and Caesar Gurino, 934 F.2d 440, 2d Cir. (1991)