Financial Freedom Guide

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Table of Contents
The Real Inconvenient Truth..............................................................................................4
Chapter 1: The Cause of the Decline of the Dollar............................................................5
Chapter 2: Why Traditional Investment Strategies Don’t Work.......................................11
Chapter 3: The Risk of Inflation.......................................................................................13
Chapter 4: Summary.......................................................................................................19
Appendix.........................................................................................................................22

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The Real Inconvenient Truth:

It’s the dollar that’s melting, and your
retirement funds along with it!
Traditional investment strategies judge their returns

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relative to the performance of “the market” (the S&P 500).
Report from
If the market looses 50%, and they only lose you 45%,
www.TheFinancial
they actually think they performed well! In addition, they
FreedomFoundation.org
do not adjust for inflation, or for the declining value of
the dollar. Did you know that since 2001 the US Dollar
If you find this report has lost about 40% of its value? This means that dollar
interesting, please Forward for dollar, your dollar based assets have likewise lost
it to a Friend 40% of their value, in real terms. That is called wealth
destruction, but it is stealth, because most people do not
realize what is going on.
Absolute returns investors want to make money, regardless of the performance of “the
market” and the value of the dollar. They learn how to protect themselves against the
destruction of the dollar, how to create wealth no matter what happens in the stock
market, and how to prosper in times of inflation. At The Financial Freedom Foundation,
we teach people how to do just that.

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Chapter 1: The Cause of the

Decline of the Dollar
Similar to how a share of stock is a measure of the value of a company, the value of
the US dollar relative to other currencies is a measure of the economic strength of the
United States and its Government’s ability to repay Federal loans by taxing its citizens.
Our Federal Government currently uses tax revenue to pay about 60% of its expenses,
the other 40% of its expenses are covered using money borrowed from foreign
creditors, and this is a major cause for the decline of the dollar. The US economic
growth over the past decade has been due primarily to credit expansion, for when you
pour water into a bucket, all the toys float. Credit expansion has the effect of further
weakening the domestic currency. When credit expansion slows down or stops, and
real economic growth does not fill in the gap, then the domestic currency collapses.
Fact: In 2002 the US Dollar entered into a long-term downward trend. The primary
cause of this trend was that the US posted a 4.5% deficit to GDP ratio, which
historically meant that the country posting such a deficit would experience a currency
crisis. The Congressional Budget Office (CBO) stated that the best case scenario, the
US deficit is going to average 4.5% of gross domestic product (GDP) for the next 10
years. In fact, the Office of Management and Budget projects massive deficits for the
next 70 years!
Fact: Not one penny of US government debt has been repaid since 1971. It has simply
been rolled over when it comes due (refinanced), and new deficit spending has been
borrowed as well. The United States is now running monthly deficits the size of what

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used to be yearly deficits! Some economists say that deficits don’t matter, but if that
were really the case, then there would be no need for taxes.
Fact: The Federal Budget Deficit for the month of February 2010 was a record breaking
$221 Billion dollars (The Deficit is the amount of money the Federal Government has
to borrow each year to pay their bills, aka “living beyond their means”).
Perspective: As of Jan 2010, the entire combined net worth of two of the wealthiest
men in the world, Bill Gates and Warren Buffet, was only $100 Billion.
Fact: The 2009 US Deficit was $1.4 Trillion. According to the Congressional Budget
Office, the current economic and social policies will lead to deficits averaging nearly $1
Trillion for the next 10 years.
Perspective: If you earned $10 per second, it would take you 3,169 years to earn $1
Trillion dollars. If you were to spend $1 Million dollars every single day since the birth of
Christ, you still would not have spent $1 Trillion dollars by now.
Fact: The two main accounting methods are “cash” accounting and “accrual”
accounting. Accrual accounting requires following the Generally Accepted Accounting
Principles (GAAP). The CBO calculates the official Federal Deficit using “cash”
accounting. While the formal cash-based 2009 US Deficit was $1.4 Trillion, the GAAP-
based 2009 US Deficit, based on numbers from the US Treasury, was actually
$4.3 Trillion, when government bailout programs, the Fannie Mae and Freddie Mac
guarantees, FDIC liabilities, and increases in obligations for programs like Social
Security, Medicaid, etc are included.

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Fact: Government spending creates only an “illusion” of economic growth, but in
reality NO WEALTH was actually created, because the government’s only source of
income is what it takes by force from current and future taxpayers, through taxation
and borrowing. According to the Bureau of Economic Analysis, about 37.5% of the
official US GDP comes from Government Spending. Whatever the government spends
today, it must take from you today or borrow from others, with the promise that your
children will repay it tomorrow.
Fact: In 2010, the U.S. Federal Government alone is projected to issue almost as much
new debt as the rest of the governments of the entire world combined!
Perspective: The key to economic growth is capital reinvestment into the most productive
resources. However, the government is an inefficient allocator of resources. Government
removes capital from the most productive resources and re-allocates it to unproductive
resources or to elite capitalists who help the reigning politicians get re-elected.
Fact: As of May 20, 2010, the Federal Government’s cumulative debt (US National
Debt) is already $12.98 Trillion (www.usdebtclock.org ).
Perspective: This means that if you’re a tax payer, the government has already spent
$116,262 of your money that it hasn’t even collected it from you yet!!
Fact: Freddie Mac & Fannie Mae have about $6 Trillion of debt on their books. Since
they were nationalized, that debt was taken on by the US Government, making the
current US National Debt almost $19 Trillion dollars in actuality!

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Fact: The most conservative measures of US National Debt already totals about 90%
of our gross domestic product.
Fact: Total debt in the United States, including government, corporate, and personal
debt, has reached 360% of GDP.
Fact: On February 1, 2010, the President proposed a $3.8 Trillion dollar budget for
2011, which projects that this year’s deficit will shoot up to a record $1.6 Trillion! That
is 10.6% of our GDP, the highest record deficit since WWII, and the 4th highest of all
economically developed nations.
Speculation: The 2010 budget release also suggests that the US Deficit could grow to
$18.5 Trillion by 2020. Debt interest payments alone would reach $912 Billion per year
by 2020, which is over $5,000 for every working person in America.
Perspective: In fiscal year 2008, the spending for interest on the debt was $249 Billion
(21.7% of all tax revenues), which was more than the federal government spent on
energy, education, environment, veterans benefits, and agriculture, combined.
Speculation: By the year 2017, due to baby boomers retiring, the expenses related to
Social Security, Medicare and Medicaid will have grown so much that taxes won’t even
cover those costs alone.
Speculation: As of January 2010, the sum total of all “unfunded government
obligations”, the government’s future expenses for entitlement programs like Social
Security and Medicare, is estimated to total $106 Trillion dollars, or $344,000 per

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citizen. This is roughly 750% more than the National Debt.
Perspective: Our nation’s total assets equal only $74 Trillion, or $240,000 per citizen.
In other words, even if the government were to take, by force, every single penny of
wealth from every single private citizen of the US, our nation would still be bankrupt,
by Trillions and Trillions dollars! When unfunded obligations are taken into account,
our nation is completely broke and is living off of borrowed money. The only question
is, “Will foreign creditors continue to lend to us indefinitely?” When corporations
behave like this, their bonds become “junk bonds.” When an individual borrows 100%
of their credit limit, creditors simply stop lending to them.
Perspective: California is in such bad shape that for 2009 tax returns, it had to send
people IOUs instead of cash. California comprises roughly 11% of the US economy. In
comparison, Greece, which is causing such headache for the European Union (the EU),
is only 2% of the EU economy. New York, Michigan, Illinois and Arizona are not much
better off than California, due to their deficits and debt loads. There could be massive
side effects if a state the size of California had trouble paying its debts.
Fact: In 2009, 140 US banks failed, the highest number of failures since the Savings &
Loan crisis in 1992. The FDIC Deposit Insurance Fund has slipped into the red for the first
time since 1991. At the end of 2009, the value of the fund was $20.9 Billion in the hole.
Fact: In the first month and a half of 2010, the FDIC and state regulators closed 20
banks. The recent closure of Coral Gables Bank, costing $4.9 Billion, was the 2nd
costliest bank failure in FDIC history.

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Perspective: In the entire year of 2007, the FDIC and state regulators only closed 3 banks.
Fact: As of February 2010, there are 702 more US banks still on the FDIC “watch list”
for having failed the grading system.
Perspective: The FDIC already ran out of money once, assessed its members $5.6
billion more in funds, and is currently scrambling for ways to get more money for its
insurance fund, so that it can liquidate more banks.
Conclusion #1: For these fundamental economic reasons, the US dollar has dropped
in value and will continue to drop. The long-term decline in the value of the US dollar
affects your real wealth. However, with the proper actions, this knowledge can be used
to create wealth instead of destroying it. As depressing as the facts are, you can
actually prosper in this economic environment. The Financial Freedom Foundation
shows you how!

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Chapter 2: Why Traditional Investment

Strategies Don’t Work
The traditional investment strategy is to “buy and hold” stocks and bonds. This
strategy represents “conventional wisdom.” This strategy puts you at maximum risk
to the whims of the market in return for a very limited potential upside. Conventional
wisdom is not always the wisest choice.
The traditional investment approach is based on equity, fixed income, and asset
allocation models. Most people have about 20-25 years of wealth creation before
they need their funds for retirement income. The March 9, 2009 DALBAR Quantitative
Analysis of Investor Behavior found that for the 20 years ending December 31, 2008,
equity, fixed income, and asset allocation fund investors had average annual returns of
1.87%, 0.77%, and 1.57%, respectively. The inflation rate averaged 2.89% over that
same period. In real terms, each of these traditional investments approaches actually
resulted in wealth destruction, rather than wealth creation, even before the loss of
purchasing power due to the weaker dollar was taken into account.
Fact: The S&P 500 Index is a collection of the stock values of the 500 largest
companies in America and is considered to be “the market.” On March 9, 2000 the
S&P 500 closed at 1,401. Ten years later, on March 9, 2010, the S&P 500 closed at
1,140. Investing in “the market” (buying and holding the S&P 500) for the last 10 years
would have resulted in an 18.6% loss of value in nominal terms.
Fact: The US Dollar Index in March 2000 was 119.599 and the US Dollar Index on

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March 10, 2010 was 80.433, which is a 32.7% loss in the value of the dollar, in trade-
weighted terms.
Perspective: For moneys invested 10 years ago, that is a combined loss, in real
terms, of 51.3% from following the traditional “buy and hold the market” strategy.
No wonder why people who only follow traditional investment strategies never seem to
get ahead!
Fact: The US 10-Year Treasury note, priced in Gold, already shows a decline in value
of 50% below its 1995 value, in real terms. US Treasuries are supposed to be a “safe”
investment.
Conclusion #2: Traditional “buy and hold” investment strategies don’t make or
preserve wealth. The Financial Freedom Foundation shows you how to create wealth
outside of the traditional “buy and hold” investment strategies.

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Chapter 3: The Risk of Inflation
The Federal Reserve’s mandate is two fold: 1) maintain price stability [control inflation]
and 2) maintain full employment [control unemployment rates]. Its main tool to control
inflation and job growth is by raising and lowering interest rates. To create jobs through
economic growth, they lower the interest rates. When interest rates are too low for too
long, inflation occurs. To combat inflation, the Federal Reserve raises interest rates
in order to slow down the economy, which has the nasty side effect of causing more
unemployment. When massive unemployment is of greater concern, then the risk of
inflation does not get properly addressed.
Fact: Official Unemployment in the U.S. is 10.2%, as of October 2009. The
Underemployment Rate, which includes people with part-time jobs who would like to
work full time, is 17.5%, the highest it’s been since the Great Depression. The number
of the Actual Unemployed (known as U-6) is over 26.5 million people, all scrambling to
make ends meet.
Fact: On January 20, 2010, the Brookings Institution came out with a warning stating
that 30% of the nation was either in poverty already or headed to it. The report stated,
“The US is becoming like a ‘developing nation,’ with 39.1 million people living in
poverty. Many cities have already reached the 30% poverty rate - including Cleveland,
Detroit, Youngstown, Buffalo, Syracuse, Dayton and Hartford, Connecticut. But poverty
is increasing fastest in the suburbs.”
Fact: About 40 million Americans are also living on food stamps. This is a new record.

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Fact: In February, 2010, there were 5.5 unemployed Americans for every job opening.
Fact: Over 40% of those fortunate to be employed are now working in low-wage
service jobs.
Fact: The Employee Benefit Research Institute found that just last year, 24% of
Americans have decided to postpone their planned retirement age, due to lack of
retirement funds.
Fact: Janet Yellen, the new Vice-Chairman at the Federal Reserve. She has stated, on
record, that she is more worried about high unemployment than about rising inflation.
In order to borrow money, the Federal Government issues IOUs in the form of US
Treasuries. The largest purchasers of these IOUs are foreign central banks. If our
government needs more money than these foreign central banks are willing to lend
us, then the Federal Reserve essentially prints money for our government to spend,
through a process called monetizing the debt. When money is printed, inflation occurs.
When too much money is printed, hyper inflation occurs.
Fact: Investors have already demonstrated that they think that the debt of certain
corporations is a safer investment than the Federal Government’s debt. Berkshire
Hathaway’s March 2010 issue of 2 year notes yielded 3.5 basis points less than the 2
yr US Treasury notes. Bonds issued by Proctor & Gamble, Johnson & Johnson, and
Lowe’s are also being treated by investors as being better credit risks than our Federal
Government, because their bonds are trading at lower yields than US Treasuries! This
is a very rare occurrence indeed, for US Treasuries usually form the base of the yield

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curve, serving as the “risk free” benchmark above which the risk of all other debt
investments is measured.
Fact: In early August 2009, the Fed auctioned $28 Billion in 7-year Treasuries. $10 Billion
was quietly bought back by the Fed, otherwise this would have been a failed auction
Fact: The 4 biggest pools of dollars are held by China, Japan, Russia, and India, as
part of their central bank’s foreign reserves. China’s central bank owns $800 Billion
in US Treasury notes. Russia has $430 Billion US Treasuries in its foreign currency
reserves. Both China and Russia have been actively calling for the creation of a new
world reserve currency. All of China, Russia, India and Japan are currently diversifying
away from US$ in their foreign currency reserves.
Fact: China has quietly shifted its reserves out of long-dated treasuries with 10 and 30
year maturities, and moved them to treasuries with an average 3 year maturity.
Fact: From September 2009 – January 2010, China became a net seller of US
Treasuries, over $45 Billion dollars worth. According to Alan Rusking, the Chief
Strategist of RBS Securities, Inc., this was “a long enough period to hint strongly at a
trend.” Much of China’s selling has been in short-dated Treasury bills, but China has
not indicated that instead it will buy longer maturity U.S. government notes and bonds.
“That is the bad news for the U.S. dollar and the Treasury market.”
Fact: About $5.1 Trillion of the outstanding marketable US Treasuries will mature by
2015, meaning that $5.1 Trillion will have to be re-financed in addition to new debt
being issued.

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Perspective: Joseph Stiglitz is a Nobel Prize winning economist and Columbia
University Professor. “The dollar’s role as a good store of value is questionable and the
currency has a high degree of risk,” Stiglitz said at a conference on August 21, 2009,
“There is a need for a global reserve system. The currency reserve system is in the
process of fraying. The dollar is not a good store of value.” Dollar denominated assets
loose value when the dollar looses value.
Fact: Central banks currently hold 62% of their currency reserves in US$. Only 37%
of new reserves are being placed into US$ (through the purchase of US Treasuries),
and 67% into Euros and Yen. This puts downward pressure on the dollar and upward
pressure on the Euro and Yen.
Speculation: The Fed has stated that it intends to continue to increase money supply
by monetizing the debt at an aggressive pace: as much as $1.25 trillion of mortgage-
backed securities, $200 billion of federal agency debt, and $300 billion of Treasuries.
They are making these purchases in an attempt to keep interest rates at below market
levels to fabricate a refinancing boom. While they have been somewhat successful
in keeping rates lower than they would be under normal market conditions, these
purchases are extremely inflationary and won’t be easily reversed. This also creates the
illusion of growth.
Fact: A stock’s Price-to-Earnings (P/E) Ratio is the most common measure for how
expensive a stock is. In September 2009, based on earnings from the previous 12
months, the P/E ratio of the S&P 500 were a record 500% higher that what we saw
during the peak of the dot com bubble a decade ago. The recent gains in the stock
market are not a reflection of improvement in company performance, but rather more

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money chasing these assets. Instead of having improving fundamentals causing
sustainable growth, the temporary current rise in the stock market is due to the
increase in money supply finding its way into risk assets. This is not sustainable.
Speculation: The German government’s 5-person council of economic advisers issued
a report that said, “After the massive global increase in U.S. dollar reserves in the past
years, an ‘uncontrolled exit’ from the U.S. dollar as a reserve currency, especially in
emerging economies, is a possible trigger of instability in currency markets.” They went
on to say... “Countries holding ‘high’ dollar reserves should consider committing to
selling their dollar holdings in a coordinated way over a longer period of time.”
Speculation: Consumer Inflation, as reported by the Government in March, shows Year
over Year inflation at 2.3%. The group Shadow Stats, who uses the pre-Clinton era
methodology, shows the real inflation number to be well over 5%.
Conclusion #3: The US is issuing more debt and investors are buying less of it. The
new money supply is growing quickly, which could directly lead to greater inflation.
Inflation is inevitable and is a form of indirect taxation. Inflation requires you to pay
more dollars to buy the same goods. It can either break you or it can make you,
depending on how you prepare for it. The Financial Freedom Foundation shows you
how to make money, even when there is high inflation.

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Chapter 4: Summary
Problem: If you are a U.S. citizen with all of your wealth in dollar based assets, then
your real wealth is droping as the dollar declines in relative value, and as domestic
inflation increases, especially if you only use traditional stock market investment
strategies. Granted, there might be short-term dollar rallies, as we had for 10 months
in 2005, and for the 6 months from August 2008 – Feb 2009. However, the long-term
trend is for a decidedly weaker dollar, based on current fundamentals, and the short-
term rallies always give way to the underlying weak long term trend.
Solution: To know how to protect yourself from the destruction of the dollar, how to
create wealth no matter what happens to the stock market, and how to prosper in the
face of inflation, visit us at www.TheFinancialFreedomFoundation.org.
At The Financial Freedom Foundation.org we share with you, in a FREE REPORT,
the financial concepts and investment strategy necessary to create high double-digit
absolute returns in any economic scenario, regardless of the direction of the market
or the value of the dollar. Access the financial benefits of a Wharton MBA plus 10 yrs
experience in Non-Traditional Investments by joining our Core Group at The Financial
Freedom Foundation.org.
Here’s is what comes with joining our “Core Group” at The Financial Freedom
Foundation:
1. One-on-one strategy session culminating in a customized blue-print to generate

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$100K passive income, with the knowledge of how to generate $1M+ within 5 to
10 years.
2. Personalized coaching at the level that other “gurus” charge $25,000 for.
3. Access to a private rolodex of professionals for each component of the investment
approach, enabling you to put the pieces in place correctly and let them work for
you perpetually, so that you no longer have to trade your time for money.
4. Get introductions to the top 1% of the strongest performing professional traders we
have found.
5. Get introductions to the brokerage firms who are already familiar with the traders’
methodologies and already have systems in place to do auto-trades.
6. Guidance on questions to ask and how to perform due diligence.
7. Hand-holding guidance on how to set up the accounts.
8. Open door for quarterly progress reviews, for making fine-tuning adjustments.
9. Receive an ingenious Personal Money Management System that provides for
disciplined application of wealth creation principles on a daily basis.
10. Access our Members Only Website that provides updated information on more

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nuanced topics, such as advanced asset protection strategies and tax
planning strategies.
11. 60 Day Full Satisfaction Money Back Guarantee
Get your FREE REPORT at: If you find this report

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Appendix
Potential Worst Case Scenario
Quote from Ludwig von Mises: “There is no means of avoiding the final collapse
of a boom brought about by credit expansion. The alternative is only whether the
crisis should come sooner as a result of a voluntary abandonment of further credit
expansion, or later as a final and total catastrophe of the currency system involved.”
Many countries have been devastated by unexpected debt crises, resulting in sudden
economic catastrophes. The US Government could be driving our country down this
path by borrowing trillions of dollars from foreign governments who do not have our
best interests at heart. This gives them control over us, if they choose to stop buying
our IOUs, or if they decide to suddenly sell a large percentage of the IOUs they already
own, either out of spite or out of necessity. What will happen if another $1 trillion of
mortgages blow up in 2010, or when $1 trillion of commercial mortgages come due in
2011, or if GE can’t refinance in 2012, or when China stops buying US treasuries?
We hope that something like this never happens to the United States. For planning
purposes, it is important to consider the potential ramifications of today’s economic
decisions. In the 16 years from 1975 to 1991, Argentina’s government printed money
in order to pay for its debts. The eventual inflation was so great that if it had happened
in America, Bill Gate’s fortune would be worth only 60 cents. In the 1990s, the Federal
Government in Thailand had accumulated so much foreign debt that by 1997, the
government could no longer protect the value of its currency and within a few months,
the currency lost 40% of its value, resulting in at 75% drop in the stock market and 1.5

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million people lost their jobs, in a country of just 65 million people. In Zimbabwe, the
government printed money to pay its obligations which resulted in inflation at a rate
that prices doubled every 1.3 days!
Articles to Read:
1. The Coming Deficit Disaster
2. An Empire At Risk
This quote from the former budget director of the CBO and fellow at the Manhattan
Institute, Mr. Holtz-Eakin, in his recent WSJ article titled “The Coming Deficit Disaster,”
sums it up pretty well:
“The planned deficits will have destructive consequences for both fairness and economic
growth. Federal deficits will crowd out domestic investment in physical capital, human
capital, and technologies that increase potential GDP and the standard of living.
Financing deficits could crowd out exports and harm our international competitiveness,
as we can already see happening with the large borrowing we are doing from
competitors like China. The time to worry about the deficit is not next year, but now.”
From Chuck Butler, President of EverBank World Markets,
“An increase in federal debt can be financed in three ways: borrowing from foreigners,
borrowing from our own citizens or, through a roundabout process, printing money.
Let’s look at the prospects for each individually - and in combination.
The current account deficit - dollars that we force-feed to the rest of the world and

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that must then be invested - will be $400 billion or so this year. Assume, in a relatively
benign scenario, that all of this is directed by the recipients - China leads the list – to
purchases of United States debt. Never mind that this all-Treasuries allocation is no
sure thing: some countries may decide that purchasing American stocks, real estate
or entire companies makes more sense than soaking up dollar-denominated bonds.
Rumblings to that effect have recently increased.
Then take the second element of the scenario - borrowing from our own citizens.
Assume that Americans save $500 billion, far above what they’ve saved recently
but perhaps consistent with the changing national mood. Finally, assume that these
citizens opt to put all their savings into United States Treasuries (partly through
intermediaries like banks).
Even with these heroic assumptions, the Treasury will be obliged to find another $900
billion to finance the remainder of the $1.8 trillion of debt it is issuing. Washington’s
printing presses will need to work overtime. Slowing them down will require
extraordinary political will. With government expenditures now running 185 percent
of receipts, truly major changes in both taxes and outlays will be required. A revived
economy can’t come close to bridging that sort of gap.
The deficits, if unchecked, will ultimately lead the government to put the printing
presses in overdrive and we will attempt to inflate our way out of debt. This will cause
the value of the US$ to drop. Buffet recently wrote a piece with the following line:
‘Unchecked carbon emissions will likely cause icebergs to melt. Unchecked greenback
emissions will certainly cause the purchasing power of currency to melt. The dollar’s
destiny lies with Congress.’ ”

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d i t i o n a l i e s

LEGAL DISCLAIMER: WE DO NOT CLAIM NOR DO WE REPRESENT OURSELVES TO BE

OUR WEBSITE AND REPORTS INCLUDE INFORMATION OBTAINED FROM SOURCES

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

The Real Inconvenient Truth..............................................................................................4

Chapter 1: The Cause of the Decline of the Dollar............................................................5

Chapter 2: Why Traditional Investment Strategies Don’t Work.......................................11

Chapter 3: The Risk of Inflation.......................................................................................13

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

The Real Inconvenient Truth:

Traditional investment strategies judge their returns

destruction, but it is stealth, because most people do not

realize what is going on.

we teach people how to do just that.

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

Chapter 1: The Cause of the

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

Trillion for the next 10 years.

accounting. Accrual accounting requires following the Generally Accepted Accounting

Security, Medicaid, etc are included.

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

Fact: Government spending creates only an “illusion” of economic growth, but in

children will repay it tomorrow.

resources. However, the government is an inefficient allocator of resources. Government

Debt) is already $12.98 Trillion (www.usdebtclock.org ).

current US National Debt almost $19 Trillion dollars in actuality!

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

of our gross domestic product.

debt, has reached 360% of GDP.

economically developed nations.

by 2020, which is over $5,000 for every working person in America.

energy, education, environment, veterans benefits, and agriculture, combined.

cover those costs alone.

Speculation: As of January 2010, the sum total of all “unfunded government

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

citizen. This is roughly 750% more than the National Debt.

is, “Will foreign creditors continue to lend to us indefinitely?” When corporations

of their credit limit, creditors simply stop lending to them.

costliest bank failure in FDIC history.

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

for having failed the grading system.

insurance fund, so that it can liquidate more banks.

actually prosper in this economic environment. The Financial Freedom Foundation

shows you how!

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

Chapter 2: Why Traditional Investment

wisdom is not always the wisest choice.

companies in America and is considered to be “the market.” On March 9, 2000 the

would have resulted in an 18.6% loss of value in nominal terms.

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

outside of the traditional “buy and hold” investment strategies.

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.

Chapter 3: The Risk of Inflation

unemployment. When massive unemployment is of greater concern, then the risk of

inflation does not get properly addressed.

Fact: Official Unemployment in the U.S. is 10.2%, as of October 2009. The

make ends meet.

is increasing fastest in the suburbs.”

Copyright © 2010 TheFianacialFreedomFoundation.org All Rights Reserved.