Easypaisa

Pricing and Commissioning

Aug 10, 2010
Changes Being Made

 Account Registration Fee and

Commission
 Cash Deposit Fees
 Money Transfer Fees
 Money Transfer Commission (sending
and receiving side)
Registration Fee & Commission

New Pricing
Account Opening Fee 51.7
FED (16%) 8.28
Total Charges 60

 Account Opening Fee would be deducted from the Merchant

account at Capture Time
 Account Opening Fee is to be collected from the Customer after
documents submission in AKSA

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Registration Commission - Franchise
Mobile Account Registration
Franchise Commission Amount Requirements
Upfront Commission 30 Successful Registration
35 1st Installment: Min Revenue of 70 in 240days*
Arrears Commission
35 2nd Installment: Min Revenue of 140 in 240days*
Retention Commission 10% of Fee/Revenue of M-Account Trx for 18 months*
*Revenue calculation include all transactions except Cash-in and Cash-out transactions

 No change in Upfront and Retention commission.

 In case of arrears commission, the qualification criteria is
proposed to be re-adjusted  Down from PKR 125 & 250 to PKR
70 &140 for the 2 installments respectively
 Removal of cash-in and cash-out from revenue calculation for
Arrears commission only (Note: Cash-Out would still be included in
Retention Commission calculation)

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Funds Transfer (from an easypaisa Mobile
Account to another Mobile Account) – Level 1 Account
Funds Transfer (M-Account to M-Account)
Charges Sending Comm Receiving Comm
Slab Start Slab End
Fee FED Total Total Ret Fran Total Ret Fran
0 200 6 0.96 6.96 0.6 N/A 0.6 N/A
201 500 12 1.92 13.92 1.2 N/A 1.2 N/A
501 1000 20 3.2 23.2 2.0 N/A 2.0 N/A
1001 2500 40 6.4 46.4 4.0 N/A 4.0 N/A
2501 4000 60 9.6 69.6 6.0 N/A 6.0 N/A
4001 6000 80 12.8 92.8 8.0 N/A 8.0 N/A
6001 8000 100 16 116 10.0 N/A 10.0 N/A
8001 10000 120 19.2 139.2 12.0 N/A 12.0 N/A

 Transaction Limits Apply on Sending/Receiving

 Fee is charged in addition to the transaction amount from the sender’s account
 Retention Commission (@10%) paid to Franchise who captured account
 New Slabs have been added below PKR 1000
Funds Transfer (from an easypaisa Mobile
Account to another Mobile Account) – Level 2 Account
Funds Transfer (M-Account to M-Account)
Charges Sending Comm Receiving Comm
Slab Start Slab End
Fee FED Total Total Ret Fran Total Ret Fran
0 200 6 0.96 6.96 0.6 N/A 0.6 N/A
201 500 12 1.92 13.92 1.2 N/A 1.2 N/A
501 1000 20 3.2 23.2 2.0 N/A 2.0 N/A
1001 2500 40 6.4 46.4 4.0 N/A 4.0 N/A
2501 4000 60 9.6 69.6 6.0 N/A 6.0 N/A
4001 6000 80 12.8 92.8 8.0 N/A 8.0 N/A
6001 8000 100 16 116 10.0 N/A 10.0 N/A
8001 10000 120 19.2 139.2 12.0 N/A 12.0 N/A
10001 13000 140 22.4 162.4 14.0 N/A 14.0 N/A
13001 16000 160 25.6 185.6 16.0 N/A 16.0 N/A
16001 20000 180 28.8 208.8 18.0 N/A 18.0 N/A
20001 25000 200 32.0 232 20.0 N/A 20.0 N/A

 Transaction Limits Apply on Sending/Receiving

 Fee is charged in addition to the transaction amount from the sender’s account
 Retention Commission (@10%) paid to Franchise who captured account
 New Slabs have been added below PKR 1000 and above PKR 10,000 (for level 2
accounts)
Funds Transfer (from a Merchant to an easypaisa
Mobile Account) – Pay easypaisa Transaction
Funds Transfer (Merchant to M-Account)
Charges Sending Comm Receiving Comm
Slab Start Slab End
Fee FED Total Total Ret Fran Total Ret Fran
0 1000 30.17 4.83 35 12.5 10.0 2.5 N/A
1001 2500 60.34 9.65 70 25.0 20.0 5.0 N/A
2501 4000 90.52 14.48 105 37.5 30.0 7.5 N/A
4001 6000 120.69 19.31 140 50.0 40.0 10.0 N/A
6001 8000 150.86 24.14 175 62.5 50.0 12.5 N/A
8001 10000 181.03 28.96 210 75.0 60.0 15.0 N/A

 Transaction Limits Apply on Sending/Receiving

 Fee is charged in addition to the transaction amount and is paid by the
Sender
 Any person without a Mobile Account can send money into another
person’s Mobile Account from any easypaisa Merchant.
 Commissions paid out on the Sending Side equal to Money Transfer
commissions
Money Transfer from an easypaisa Mobile
Account to OTC

MT (M-Account to OTC)
Charges Sending Comm Receiving Comm
Slab Start Slab End
Fee FED Total Total Ret Fran Total Ret Fran
0 1000 40 6.4 46.4 2 N/A 2 12.5 10.0 2.5
1001 2500 80 12.8 92.8 4 N/A 4 25.0 20.0 5.0
2501 4000 120 19.2 139.2 6 N/A 6 37.5 30.0 7.5
4001 6000 160 25.6 185.6 8 N/A 8 50.0 40.0 10.0
6001 8000 200 32 232 10 N/A 10 62.5 50.0 12.5
8001 10000 240 38.4 278.4 12 N/A 12 75.0 60.0 15.0

 Transaction Limits Apply on Sending/Receiving

 Fee is charged in addition to the transaction amount from the Sender Account
 A person with a Mobile Account can send money to any person without a Mobile
Account with the money to be collected from any easypaisa Merchant
 Commissions paid out on the Receiving Side and equal to Money Transfer
commissions. Retention Commission paid to Franchise who captured the Sending
Mobile Account
Money Transfer (OTC to OTC)

MT (OTC to OTC)
Charges Sending Comm Receiving Comm
Slab Start Slab End
Fee FED Total Total Ret Fran Total Ret Fran
0 1000 51.72 8.28 60 12.5 10.0 2.5 12.5 10.0 2.5
1001 2500 103.45 16.55 120 25.0 20.0 5.0 25.0 20.0 5.0
2501 4000 155.17 24.83 180 37.5 30.0 7.5 37.5 30.0 7.5
4001 6000 206.9 33.1 240 50.0 40.0 10.0 50.0 40.0 10.0
6001 8000 258.62 41.38 300 62.5 50.0 12.5 62.5 50.0 12.5
8001 10000 301.72 48.3 350 75.0 60.0 15.0 75.0 60.0 15.0

 Transaction Limits Apply on Sending/Receiving

 Fee is charged in addition to the transaction amount and is paid by the
Sender
 Equal Commissions paid out on Sending and Receiving Side
Cash Deposit into a Mobile Account

Cash Deposit
Commission
Slab Start Slab End Fee
Total Ret Fran
0 200 0 3 2.4 0.6
201 500 0 6 5 1
501 1000 0 10 8 2
1001 2500 0 20 16 4
2501 4000 0 30 24 6
4001 6000 0 40 32 8
6001 8000 0 50 40 10
8001 10000 0 60 48 12
10001 13000 0 70 56 14
13001 16000 0 80 64 16
16001 20000 0 90 72 18
20001 25000 0 100 80 20

 No charges on Cash Deposit

 Transaction Limits Apply on Cash Deposit
 Commissions paid out to the Retailer doing the Cash Deposit and Parent
Franchise
Cash Withdrawal from a Mobile Account

Cash-Out
Charges Commission
Slab Start Slab End
Fee FED Total Total Ret Fran
0 1000 20 3.2 23.2 10 8 2
1001 2500 40 6.4 46.4 20 16 4
2501 4000 60 9.6 69.6 30 24 6
4001 6000 80 12.8 92.8 40 32 8
6001 8000 100 16 116 50 40 10
8001 10000 120 19.2 139.2 60 48 12
10001 13000 140 22.4 162.4 70 56 14
13001 16000 160 25.6 185.6 80 64 16
16001 20000 180 28.8 208.8 90 72 18
20001 25000 200 32.0 232 100 80 20

 Fee Charges apply in addition to the Amount withdrawn from the Mobile
Account
 Transaction Limits Apply on Cash Withdrawal
 Commissions paid out to the Retailer doing the Cash Withdrawal and
Parent Franchise
Transfer In and from Tameer Bank Account

Transfer Out
Charges Commission
Slab Start Slab End
Fee FED Total Total Ret Fran
0 1000 20 3.2 23.2 2 N/A 2
1001 2500 40 6.4 46.4 4 N/A 4
2501 4000 60 9.6 69.6 6 N/A 6
4001 6000 80 12.8 92.8 8 N/A 8
6001 8000 100 16 116 10 N/A 10
8001 10000 120 19.2 139.2 12 N/A 12
10001 13000 140 22.4 162.4 14 N/A 14
13001 16000 160 25.6 185.6 16 N/A 16
16001 20000 180 28.8 208.8 18 N/A 18
20001 25000 200 32.0 232 20 N/A 20

 Transfer In has NO CHARGES

 Transaction Limits apply on Transfer Out but they DONOT apply Transfer In
 Customer needs to register his Tameer Bank account with his easypaisa Mobile
Account by calling up the helpline at 345
 In case of Transfer Out, amount is transferred out of the Mobile Account after the
deduction of Charges
 Retention Commissions paid out to Franchise who captured the Mobile Account
Utility Bill Payment – Mobile Account

 Rs. 10 to be charged from the customer for any Utility Bill Paid of any
denomination

 No FED is applicable here

 Retention Commissions (PKR 1) to be paid out to the Franchise who

captured the Mobile Account

 Transaction Limits apply on Bill Payments

Utility Bill Payment – Through Merchant

 UBP through merchant (OTC) is free of charge

 Total Commission is PKR 3.75 with Retailer getting PKR 3 and Franchise
getting PKR 0.75 per bill
Donations and Mobile Top-Up

 Both Donations (through merchant and mobile account) and Mobile Top-
Up are free of charge

 Retention Commission @0.4% of transaction amount is paid out to the

Parent Franchise in case of donations through mobile account

 Transactional Commission @2.5% of transaction amount is paid out in

case of donations through merchant. This amount is then split 80-20
between retailer (who gets 2%) and franchise (who gets 0.5%)
Mini Statement
 Fee Charged for each mini statement is Rs. 1.00. 16% FED deducted
Mnemonics Description Mnemonics Description
PAY Payment CRC Deposit Paid - Money Received
PRC Payment Received CWD Withdrawal
TOU Transfer Out CPO Withdrawal - Money Paid Out
TIN Transfer In
RCD Reversal - Deposit Made
RPR Reversal - Payment Received
RCR Reversal - Deposit Paid
RPA Reversal - Payment
RCW Reversal - Withdrawal
RRF Reversal - Refund
RRR Reversal - Refund Received RCP Reversal - Money Paid Out
RTO Reversal - Transfer Out MTS Money Transfer Sender
RTI Reversal - Transfer In MTR Money Transfer Receiver
JNL Journal UBP Utility Bill
CDP Deposit Made RUBP Utility Bill Reversal
 These are the mnemonics, displayed on mini statement for both subscriber and
merchant, and their description
Thank You