Advantages and disadvantages of marketable securities?

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Advantages = Relatively low risk stable investment (vs. bonds and stocks) that tends to earn a
return greater then a checking or savings account.

Disadvantages = Not insured (like checking and savings accounts) by the FDIC (federal depository
insurance co.), therefore it can technically lose all of its value. Also the interest rate that you earn
tends to be variable, whereas most checking and savings accounts are fixed rates

What Does Marketable Security Mean?

Any equity or debt instrument that it readily salable and can be converted into cash, or exchanged
with ease. Stocks, bonds, short-term commercial paper and certificates of deposit are all considered
marketable securities because there is a public demand for them and because they can be readily
converted into cash.

Investopedia explains Marketable Security

Whereas shares in private corporations are illiquid, marketable securities can be converted to cash
with great ease. Shares of IBM and government bonds are excellent examples of marketable
securities. Marketable securities provide investors with the liquidity of cash and the ability to earn a
return when the assets are not being used