Professional Documents
Culture Documents
Catalogue 2
Catalogue 2
8QLW)LHOG&ORVH
0RRUHEDQN16:
3K
VDOHV#GLVFRXQWSDUW\KLUHFRPDX
6RXWK&RDVW
6KRS3ULQFHV+Z\
%XOOL16:
3K
HYHQWV#GLVFRXQWSDUW\KLUHFRPDX
ZZZGLVFRXQWSDUW\KLUHFRPDX
,QWURGXFLQJ
2XUFRPSDQ\KDVRSHUDWHGLQ6\GQH\IRUWKHSDVW\HDUVDQGKDYHQRZMXVWH[SDQG
HGWKHEXVLQHVVWRWKHVRXWKFRDVWLQFOXGLQJDSDUW\VKRSLQ%XOOL
7RZQVHQG&DWHULQJ 'LVFRXQW3DUW\+LUHKDVEHHQDIDPLO\RZQHGDQGRSHUDWHGEXVL
QHVVIRUWKUHHJHQHUDWLRQV
2XUFRPSDQ\×VIRUW\ùYH\HDUVH[SHULHQFHKDVDZDUGHGXVWKHSULGHSURIHVVLRQDO
LVPDQGFRPPLWPHQWWRH[FHOOHQFHWKDW\RXZRXOGH[SHFWIURPVRPHRQHZKRP\RX
ZRXOGHQWUXVWWRRUJDQL]H\RXUZHGGLQJKRPHSDUW\ZRUNIXQFWLRQVFKRROIXQFWLRQ
RUFRPSOHWHIRUPDORFFDVLRQ
:HXQGHUVWDQGWKDWRUJDQL]LQJDQ\HYHQWFDQEHDVWUHVVIXOH[SHULHQFH7KHUHIRUH\RXU
QH[WVWHSLVWRFDOO7RZQVHQGVRZHFDQSXW\RXUPLQGDWHDVHNQRZLQJWKDW\RXKDYH
DSURIHVVLRQDOWHDPUHDG\WRJXLGH\RXWKURXJKWKHHYHQW1RWZRIXQFWLRQVDUHWKH
VDPHZKLFKLVZK\ZHFDWHUGLUHFWO\WR\RXUQHHGV
)XOOUDQJHRIFDWHULQJVHUYLFHVDQGKLUHHTXLSPHQW
UHDVRQVWRFKRRVH'LVFRXQW3DUW\+LUH7RZQVHQG&DWHULQJ
$ODUJHIXOO\HTXLSSHGVKRZURRPWKDWZLOODOVRJLYH\RXVRPHLQYDOXDEOHKHOS
DQGLGHDVRQKRZWRGHFRUDWHRUVHWXS\RXUSDUW\
)XOODQGH[WHQVLYHUDQJHRIFDWHULQJVHUYLFHV)URPSUHSDULQJFRRNLQJDQGVHUY
LQJIRRGWRFKHIVDQGEDUVWDIIRUVLPSO\RUGHU\RXUIRRGDQG7RZQVHQGZLOO
GHOLYHULWWR\RX
:HFDQDUUDQJHDQRREOLJDWLRQIUHHPHDVXUHDQGTXRWHIRUPDUTXHHVDQGVXS
SO\DOO\RXUSDUW\QHHGV
(YHU\WKLQJ\RXQHHGDOOXQGHURQHURRIDQGMXVWDSKRQHFDOODZD\
0RVWLPSRUWDQWRIDOO\RXZLOODSSUHFLDWHDQGVDYHRQRXUGLVFRXQWHG
SULFHV
$OOSULFHVLQWKLVEURFKXUHLQFOXGH*67
1RZ\RXNQRZWKDW\RXFDQKDYHSHDFHRIPLQG
VLWEDFNUHOD[DQGFDOOXVWRGD\
7DEOHV &XWOHU\
PRUIRRWWUHVWOHVHDWVSO\ZRRGWDEOHV 'LQQHUNQLYHVd
PRUIRRWWUHVWOHVHDWVSO\ZRRGWDEOHV 'LQQHUIRUNVd
PRUIRRWURXQGVHDWVWDEOHV QWHHNQLYHVd
PRUIRRWURXQGVHDWVWDEOHV QWHHIRUNVd
IRRWURXQGWDEOHV 'HVVHUWVSRRQVd
.LGVWDEOHVVHDWV
6SOD\GHVd
%DUWDEOHV
&DNHIRUNVd
7HDVSRRQVd
&KDLUV 6HDIRRGIRUNVd
6WDFNLQJFKDLUVPHWDOOHJV
:KLWHSODVWLFFKDLUV
.LGVFKDLUV\HDUV *ODVVZDUH
.LGVFKDLUV\HDUV :LQHJODVVHVd
%DUVWRROV :KLVN\JODVVHVd
:KLWHIROGLQJFKDLUV +LEDOOJODVVHVd
2WWRPDQ[PP %HHUJODVVHVd
2WWRPDQ[PP &KDPSDJQHúXWHVd
0DUWLQLJODVVHVd
/LQHQFORWKV %HHUMXJV
7RFRYHUPRUIRRWWUHVWOHWDEOHV :LQHFDUDIHV
7RFRYHUPRUIRRWWUHVWOHWDEOHV 3XQFKERZO
7RFRYHUPRUIRRWURXQGWDEOHV
7RFRYHUPRUIRRWURXQGWDEOHV
7RFRYHUIRRWURXQGWDEOHV 7DEOHZDUHV
7DEOHQDSNLQVORWVRIFRORXUV 6DOWDQGSHSSHUVKDNHUV
&RORXUHGOLQQHQFORWKV $VKWUD\VJODVV
2YHUOD\VORWVRIFRORXUV 6XJDUERZOVDQGFUHDPMXJV
6DWLQWDEOHUXQQHUV /DUJHEUHDGEDVNHWV
%ULGDOWDEOHVXUURXQGVOLQQHQDQGVDWLQ 6PDOOEUHDGEDVNHWV
SHUPWU 7DEOHQXPEHUSOXVVWDQGV
&URFNHU\
'LQQHUSODWHVd
%UHDGDQGEXWWHUSODWHVd
2YDOGLQQHUSODWHVd
6RXSSODWHVd
6ZHHWSODWHVRUERZOVd
&XSVDQGVDXFHUV
3DVWDSODWHVd 2WWRPDQ
[PP
IWURXQGWDEOHV
6SHFLDO 6SHFLDO
JUH\FKDLUV ZKLWH 2WWRPDQ
HD FKDLUV [PP
HD
$OOSULFHVLQEURFKXUHLQFOXGH*67
3HJDQGSROHPDUTXHHV
$OOPDUTXHHVZLOOEHTXRWHGRQDIWHUREOLJDWLRQIUHHVLWHLQVSHFWLRQ0DUTXHHVDUHVLPSO\
ODUJHYHUVDWLOHWHQWVVLGHZDOOVDUHVXSSOLHG3ULFHVYDU\DFFRUGLQJWRLQGLYLGXDOUHTXLUHPHQWV
3ULFHVVKRZQKHUHDUHIRUHUHFWLRQRQOHYHOJUDVVRUVRIWHDUWKZLWKQRREVWUXFWLRQV&DUWDJH
DQGDGGLWLRQDOODERXUFKDUJHVDUHQRWLQFOXGHG
$//0$548((6,1&/8'(6,'(:$//6
6,=(6 *8(6766($7(' 6WULSHG
%OXH :KLWH
5QG 7UHV 7KHDWUH :KLWH 5RRI:DOOV
)HHW 0HWUHV 7EOV 7EOV VHDWHG 5RRI:DOOV
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
[ [
0DUTXHHDFFHVVRULHV
6(/)(5(&70$548((6 6LONOLQLQJIRUPDUTXHHV32$
:KLWHZDOOVZLWKZLQGRZVPWORQJ
)HHW 0HWUHV %OXHZKLWH 6LGHZDOOVIRUSHUJRODPW[PW
[ [ $OOFOHDUVLGHZDOOVPW[PW
[ [
[ [
[ [
P[PSHJDQGSROH P[PSHJDQGSROHZLWK
ZLQGRZZDOOV
3HJDQGSROHSDFNDJHV
:HFDQGHVLJQDQ\SDFNDJHGHDOWRVXLW\RXUQHHGV
JXHVWV 727$/ JXHVWV 727$/
P[PSHJ SROHPDUTXHH P[PSHJ SROHPDUTXHH
PDUTXHHOLJKWVZKLWHFKDLUV PDUTXHHOLJKWVZKLWHFKDLUV
[IWWDEOHVZKLWHOLQHQWDEOHFRYHUV [IWWDEOHVZKLWHOLQHQWDEOHFORWKV
EHHUELQKHOLXPNLWPHWDOOLFEDOORRQV EHHUELQVKHOLXPNLWPHWDOOLFEDOORRQV
EDOORRQZHLJKWVSKRWREDQQHU EDOORRQZHLJKWVSKRWREDQQHU
[NDUDRNHMXNHER[GLQQHUSODWHV [NDUDRNHMXNHER[GLQQHUSODWHV
VZHHWSODWHVNQLYHVIRUNVGHVVHUW VZHHWSODWHVNQLYHVIRUNVGHVVHUW
VSRRQVSODVWLFFXSVGLVSRVDEOH VSRRQVSODVWLFFXSVGLVSRVDEOH
SNWVHUYLHWWHVFRORXUHG SNWVHUYLHWWHVFRORXUHG
'HOLYHU\SLFNXSDQGLQVWDOODWLRQ 'HOLYHU\SLFNXSDQGLQVWDOODWLRQ
,QFOXGHV*67LQWRWDOEDODQFH ,QFOXGHV*67LQWRWDOEDODQFH
(;75$6 (;75$6
:KLWHPDUTXHH :KLWHPDUTXHH
)XOO\úRRUHG )XOO\úRRUHG
$OOSDFNDJHVLQFOXGHNDUDRNHMXNHER[
$ZQLQJVIHVWLYDOVIHWHV
$ZQLQJV
3ROHVURSHVDQGSHJVDUHVXSSOLHG
+,5( (5(&7('
PWUV[PWUV×[×
PWUV[PWUV×[×
PWUV[PWUV×[×
DZQLQJVHUHFWHGDUHVXEMHFWWRDVL]HLQVSHFWLRQ
7DUSV
3ROHVURSHVDQGSHJVDUHQRWVXSSOLHG
+,5(
PWUV[PWUV×[×
PWUV[PWUV×[×
PWUV[PWUV×[×
)HVWLYDOVDQGIHWHV
+,5( (5(&7('
6WDQGDUGVWDOO[PWUZLWKFRXQWHUV
:KLWHIHWHVWDOO[PWUZLWKFRXQWHUVOLJKW
3XEOLFDGGUHVVV\VWHPV
PLFURSKRQHDQGVWDQGLQFOXGHG
:KLWH%DOLúDJV
/HFWXUQ
%ULGDODUFK
&KRFRODWHZKHHOVSLQWKHEDUUHO
LQFOXGHVWLFNHWV
3RUWDORRVZLWKOLJKWEDVLQ
0RELOH&RROURRPZLWKVKHOYLQJOLJKW
P[PIUHHVWDQGLQJZLWKFOHDUZDOOV
)HWHVWDOO
$9( RQPDUTXHHV
1RDGGLWLRQDOFKDUJHIRUFOHDURUSODLQZDOOV
RQIUHHVWDQGLQJPHWUHPDUTXHHV
)UHHVWDQGLQJPDUTXHHV
SHJJHGRUZHLJKWHG
VDPHSULFH
4XRWHVXEMHFWWRLQVSHFWLRQ
)UHHVWDQGLQJPDUTXHHV
P)UHH6WDQGLQJ0DUTXHHV
:KLWHURRIZKLWHZDOOVRQO\
P[P
P[P
P[P
P[P P[PPDUTXHHZLWKP[PPDUTXHH
P)UHH6WDQGLQJ0DUTXHHV
ZLWKZKLWHRUFOHDUZDOOVRQO\
*XHVWVVHDWHG*XHVWVVHDWHG 7KHDWUH 6LON
6,=(6 35,&(
URXQGWDEOH UHFWDQJOHWDEOH VHDWHG OLQLQJV
P[P
P[P
P[P
P[P
P[P
P[P
P[P
P[P
P[P
:KLWH%DOL
)ODJV
'RQ·WSD\DQ\DGGLWLRQDOFRVWIRUFOHDURUSODLQ
ZDOOVPHWUHIUHHVWDQGLQJPDUTXHHVFRPHZLWK
WKHRSWLRQRI
FOHDURUSODLQ
ZDOOV
P[PIUHHVWDQGLQJ
:RUULHGDERXWWKHFRVWRI\RXUIXQFWLRQ"
1RQHHGWRZKHQ\RXVSHDNWRRQHRIRXUSDUW\SODQQHUVZKR
ZLOOZRUNRXWDSDFNDJHWRVXLW\RXUQHHGV
P)UHH6WDQGLQJ0DUTXHHV
ZLWKZKLWHRUFOHDUZDOOVRQO\
*XHVWV *XHVWV
6,=(6 VHDWHGWUHVOH VHDWHGURXQG 6LON 7LPEHU
35,&(
WDEOH OLQLQJV ÁRRU
WDEOH
P[P
P[P
P[P
P[P
P[P
P)UHH6WDQGLQJ0DUTXHH
FKDQGHOLHUOLJKWV
6,=(6 &KDQGHOLHUOLJKWV 35,&(
3DUTXHWU\GDQFHÁRRU
2XUQHZORRNGDQFHùRRU
VTPWURU
P[P
P[P
P[P
P[P
([WUDFKDUJHIRURXWGRRUXVH
3DUTXHWU\GDQFHÁRRU
:HGGLQJSDFNDJHV
:HZLOOWXUQ\RXUGUHDPZHGGLQJLQWRDUHDOLW\6LPSO\PDNHDOLVWRIDOO
\RXUZHGGLQJUHTXLUHPHQWVDQGZHZLOOSXWWRJHWKHUDSHUVRQDOLVHGDQG
DIIRUGDEOHSDFNDJHGHDOIRU\RX
8OWLPDWH*XHVW:HGGLQJ3DFNDJH
:KLWHIUHHVWDQGLQJPDUTXHHFRPSOHWHZLWKQRQVOLSWLPEHUúRRUV
6LONOLQLQJRQFHLOLQJLQFOXGLQJFKDQGHOLHUVDQGFOHDUVLGHZDOOV
P[PZKLWHIUHHVWDQGLQJPDUTXHHWREHXVHGDVDEDUDWWDFKHG
WRPDLQPDUTXHH
P[PZKLWHPDUTXHHWREH
XVHGIRUFDWHUHUV
ZKLWHIROGLQJFKDLUV
[IWURXQGWDEOHVVHDWV
[IWURXQGOLQHQWDEOHFORWKV
[FDNHWDEOHDQGOLQHQWDEOHFORWK
[WUHVWOHWDEOHVDQGOLQHQFORWKV
OLQHQQDSNLQV
GLQQHUSODWHV P[PIUHHVWDQGLQJZLWKP[PFDWHUHU·VPDUTXHH
VZHHWSODWHV &KHFNRXWRXUFRORXUYDULHW\RI
EUHDGDQGEXWWHUSODWHV FKDLUFRYHUVOLQHQDQGQDSNLQV
'LQQHUNQLYHVGLQQHUIRUNVGHVVHUWVSRRQV
VDOWDQGSHSSHUVKDNHUV
ZLQHJODVVHV
FKDPSDJQHúXWHV
KLEDOOJODVVHV
%ULGDOúRXQFHVHDWV
[PRELOHFRROURRP
P[PGDQFHúRRU
ZKLWH%DOLúDJV
&KDLU
'LVFRXQW3DUW\+LUHWRFOHDQDOOFXWOHU\ JODVVZDUH FRYHU
'HOLYHU\SLFNXSDQGLQVWDOODWLRQ ZLWKERZ
3ULFH32$
&KHFNRXWRXUFDWHULQJEURFKXUHIRURXUZHGGLQJSDFNDJHV
6DPSOHRIPDUTXHHVVHWXSE\
7RZQVHQG'LVFRXQW3DUW\+LUH
P[PSHJDQGSROHVLONOLQHGZLWKZLQGRZZDOOV
P[PIUHHVWDQGLQJ
P[PIUHHVWDQGLQJ
&RQIHUHQFHVHWXSIRUJXHVWV
.DUDRNHMXNHER[
&RPSXWHULVHGWRXFKVFUHHQNDUDRNHMXNHER[LQFOXGLQJ
WZRPLFURSKRQHVDQGPXVLFFOLSV3OD\VPXVLFIURP
×V×V×V×VDQG×V
1HZ0LOOHQQLXP+LWV
7RS
+LS+RSDQG3RS
'DQFH7UDFNV
&RXQWU\DQG:HVWHUQ
6SHFLDO2FFDVLRQ7UDFNV
3LFNXSIURPRXUIDFWRU\
RUZHFDQGHOLYHUWR\RX
727$/35,&( 'LVFROLJKWV
6PRNHPDFKLQHV
3KRWREDQQHUV
9LVLWRXUSDUW\VKRS
*HQHUDO
/DUJHEHHUELQV
:RRGHQVDODGERZOVÚ[Úd
*ODVVVDODGERZOÚ[Ú
&DNHVWDQG
&RIIHHDQGWHDSRWV ,FHEXFNHW
&RIIHHSOXQJHUFXS
*UDY\RUVDXFHERDWV
,FHEXFNHWV
,FHEXFNHWVDQGLFHWRQJV
,FHEXFNHWVWDQG
0LONMXJVFDUDIHV
3ODWWHUVODUJHRYDO
6DODGVHUYHUVVHUYLQJVSRRQDQGIRUNSDLU
7RQJV
P[PUHGFDUSHW
&DQGOHDEUDSURQJVZLWKFDQGOHV
5ROOUHGFDUSHWPHWUH
:DLWHUWUD\V
3RUWDEOHDSSOLDQFHV
%DUETXHVZLWKKRWSODWHV×[×
*DVULQJLQFOXGLQJJDV %DUEHTXH
([WUDJDVERWWOH
%XJ]DSSHU
(OHFWULFIDQIRUFHGRYHQ
*DVKRWER[ZLWKVKHOYHVDQGJDV
'RXEOHGHHSIU\HUV
%DLQPDLUHV IURP
&KDIùQJGLVKHVZLWKEXUQHUV
+HDWHUVZLWKJDVLQFOXGHG
6SDFHKHDWHUIRUPDUTXHH
2XWVLGHFDIHKHDWHU
+RWER[ZLWKJDV
+LUHRUPRUHKHDWHUVDQGUHFHLYHGLVFRXQWRQKHDWHUV
&DIHKHDWHU P[PIUHHVWDQGLQJ
%ORZHUKHDWHU
(OHFWULFDSSOLDQFHVNLWFKHQHTXLSPHQW
'RXEOHGHHSIU\HULQFOXGLQJEDVNHW
&RIIHHSHUFXODWRUFXS
3LHRYHQVODUJH
%DLQPDULHWUD\V
6SHFLDO
%DLQPDULHWUD\JODVVIURQW &KDùQJGLVKHV
&KDùQJGLVKHVZLWKIXHO HDFK
LQFOXGHVEXUQHUV
6PDOOSRWV
0HGLXPODUJHSRWV
(OHFWULFNQLYHV
%DNLQJGLVKHVODUJH
/DUJHIDQ
8UQVOLWUH 3RWV
+RWGRJVWDQG
)ULGJHV
/DUJHPRELOHFRROURRPLQFOXGHVVKHOYLQJ
3LHRYHQ
&RROURRP
WUD\EDLQPDULH
*DVRYHQ
LQFOXGHVJDV
6WDJHVFDWZDONVùRRUVOLJKWDQGVRXQG
&DWZDONV 2XWGRRU7LPEHU)ORRUV
0HWUHV (UHFWHG 'HVLJQ +HLJKW 3ULFH 6HOI
0HWUHV (UHFWHG
(UHFWHG
P[P
[ FP
P[P
P[P
P[P
[ FP P[P
P[P
P[P
[ FP P[P
P[P
0DQ\RWKHUVL]HVDYDLODEOH P[P
P[P
/LJKWDQGVRXQG P[P
'LVFROLJKW
P[P
6PRNHPDFKLQH
P[P
0LUURUEDOOSOXVSLQOLJKWFP
VXSSO\RQO\ P[P
6WUREHOLJKWVXSSO\RQO\ P[P
)HVWRRQOLJKWPOHQJWKV P[P
0DUTXHHOLJKW P[P
ZúRRGOLJKW P[P
([WHQVLRQOHDGVP
P[P
5LFHOLJKWIRUIUHHVWDQGLQJPDUTXHHV
P[P
&KDQGHOLHU
P[P
P[PIUHHVWDQGLQJVLONOLQHG
P[P
P[P
P[P
*UHDWIRUJUDVVHGDUHDV
RUXQGHUPDUTXHHV
7RZQVHQG&DWHULQJ
DUHWKHFDWHULQJSURIHVVLRQDOV
&RPSOLPHQW\RXULPSRUWDQWIXQFWLRQZLWKRXUVXSHUEIRRG
:HKDYHEHHQ6\GQH\×VOHDGLQJFDWHUHUIRURYHU\HDUV
&KRRVHIURPRXUODUJHUDQJHRIPHQXVRUOHWRXUSURIHVVLRQDO
VWDIIRUJDQLVHDPHQXWRVXLW\RXUUHTXLUHPHQWV
1RPDWWHUKRZODUJHRUVPDOOWKHIXQFWLRQZHFDQFDWHUIRU
DQ\RFFDVLRQ
3DUW\VKRS
7DEOHUROOVPWUV HD
EDOORRQKHOLXPNLWLQFOXGHVFOLSVVWULQJVEDOORRQVPHWDOOLF
EDOORRQKHOLXPNLWLQFOXGHVFOLSVVWULQJVEDOORRQVPHWDOOLF
EDOORRQKHOLXPNLWLQFOXGHVFOLSVVWULQJVEDOORRQVPHWDOOLF
/DUJHEDQQHUVIRUDOORFFDVLRQV IURP
3KRWREDQQHUV IURP
)RLOWUD\VIURPHD
3DFNHWSODVWLFFXSVSNW
&RORXUHGGLQQHUSODWHVSNW
3ODVWLFFXWOHU\IURPSNW
&RQIHWWLIRUDOORFFDVLRQVSNW
6HUYLHWWHVORWVRIFRORXUVIURPSNW
3L³DWDV
%DOORRQ'HFRUDWLRQVDQG7DEOH'LVSOD\V
%DOORRQ$UWLVWDYDLODEOHRQUHTXHVW
$OVRDYDLODEOH
Þ&DWHUHU×VIRLOWHDFRIIHHVXJDU
3
"!..%2
Þ/DUJHEDOORRQVIRUVWRU
DQ\RFFDVLRQ
FNRI
QHZVWR .3
X W R X U
&KHFNR HGFKDUDFWHUV
V " ! , , / /
OLFHQ
D Q %UDW]
6SLGHU
P
6SRQJ
HERE
/ 2 ! 4 ) / .3
%DWP D Q
VV %
DU E LH
$% # .%734/#+
3ULQFH QGPRUH
D
V !22)6).'
:LJJOH
%6%29$!9
&KHFN
QHZVW RXWRXU
RFNIR
+HQ· U
V1LJK
&KULV W V
WH
%DE\ QLQJV
1
VW DPLQJ'D\
%LU
RUD WKGD\V
Q\RWK
HURFFD
VLRQ
1HHGKHOS"
,I\RXDUHXQVXUHRIWKHVL]HPDUTXHH\RXUHTXLUH
IRU\RXUIXQFWLRQZHZLOOSURYLGHDIUHHPHDVXUH
DQGTXRWHRQWKHSUHPLVHV:HDOVRKDYHJUHDW
WLSVWRPDNH\RXUGD\VXFFHVVIXO
/HWWKHH[SHUWVKHOSLQRUJDQLVLQJ\RXUIXQFWLRQ
MXVWJLYHXVDFDOOOHWXVNQRZ\RXUUHTXLUHPHQWV %HQDQG,DQ6FRWW
6HUYLFLQJWKHFDWHULQJDQG
DQGZHGRWKHUHVW SDUW\KLUHLQGXVWU\VLQFH
:HDUHSURXGRIWKHSURIHVVLRQDOVHUYLFHZHSURYLGHWRRXUFXVWRPHUV
$VNDERXWRXUIXOOFDWHULQJVHUYLFH\RXSLFNXSRUZHGHOLYHUWR\RXU
IXQFWLRQ
$OVRDYDLODEOHDUHDFKHIEDUPDQODGLHVWR6HUYHGLVFRDQGMXNHER[
PIUHHVWDQGLQJPDUTXHH
P[PVSULQJWRSPDUTXHH
P[PIUHHVWDQGLQJPDUTXHH
6DQWDKDWFKDLUFRYHUVHDFK PIUHHVWDQGLQJPDUTXHH0HOERXUQH&XS
P[PIUHHVWDQGLQJVLONOLQHGFOHDUZDOOV
&KDLUVDQGÁRRUIRUGLVSOD\RQO\
P[PIUHHVWDQGLQJDW
%XVK%DQN&RWWDJH.LDPD
7HUPVDQG&RQGLWLRQV
ß 3D\PHQW
:HDFFHSWFDVKHIWSRVFUHGLWFDUGDQGGLUHFWGHSRVLW'LUHFWSD\PHQWVWREHSDLGZHHNSULRUWRGHOLYHU\GDWH,IFXV
WRPHULVSLFNLQJXSIURPXVZHFKDUJHDVHFXULW\ERQGZKLFKZLOOEHUHWXUQHGLQIXOOOHVVWKHYDOXHRIDQ\EUHDNDJHV
RURIHSXLSPHQWLVUHWXUQHGLQDQXQFOHDQVWDWH
,WHPVWREHHUHFWHGLQFXUUDQDGGLWLRQDOGHOLYHU\DQGSLFNXSIHH$PH[LQFXUUVDIHHDQGDOORWKHUFUHGLWFDUGVLQFXUU
DIHH
ß *HQHUDO&RQGLWLRQV
<RXUKHOSLVUHTXLUHGWRDYRLGXQGHUJURXQGSLSHVSRZHUOLQHVRURWKHUREVWDFOHVHJURFNVVDQGVWRQHHWF'LVFRXQW3DUW\
+LUHZLOOQRWEHOLDEOHIRUDQ\GDPDJHVWRXQGHUJURXQGXWLOLWLHV
3OHDVHGRQRWXVHFUHSHSDSHULQPDUTXHHVDVWKH\FRXOGVWDLQPDWHULDODQG\RXZLOOEHOLDEOH
2QFH\RXKDYHWDNHQGHOLYHU\RIKLUHGJRRGVWKHUHVSRQVLELOLW\RIWKHVHLWHPVLV\RXUV,IWKHIWRUGDPDJHRFFXUVLWLV
\RXUREOLJDWLRQWRUHSODFHLWHPVZLWKHLWKHUDFDVKVHWWOHPHQWRUDFODLPWKURXJK\RXULQVXUDQFHFRPSDQ\
'LVFRXQW3DUW\+LUHZLOOQRWWDNHDQ\UHVSRQVLELOLW\IRUGULOOLQJDQGRUDWWDFKLQJURSHVRUG\QDEROWVWRH[LVWLQJSURSHUW\
VWUXFWXUHV2UDQ\GDPDJHVFDXVHGWR\RXUSURSHUW\E\EDGZHDWKHU
1XPEHURIJXHVWVVHDWHGXQGHUPDUTXHHVDUHDSSUR[LPDWH'LVFRXQW3DUW\+LUHZLOOQRWEHOLDEOHLIDOOJXHVWVGRQRWùW
XQGHUPDUTXHHHJZLOO\RXUHTXLUHDGDQFHúRRUDQGEULGDOWDEOHWREHLQFOXGHGLQPDUTXHHVL]HDVZHOODVDQWLFLSDWHG
JXHVWV"
ß 7UDQVSRUW
6WDQGDUGGHOLYHU\FKDUJHVZLOODSSO\EHWZHHQWKHKRXUVRIDPSP0RQGD\WR)ULGD\RQRXUVSHFLùHGGD\$Q
DGGLWLRQDOIHHIRUGHOLYHU\DQGSLFNXSZLOOEHFKDUJHGDFFRUGLQJO\RXWVLGHRXUVWDQGDUGGHOLYHU\KRXUV)RUGHOLYHU\WLPHV
SOHDVHSKRQHDIWHUDPRQWKHGD\RIGHOLYHU\7KLVWLPHFRXOGYDU\WKURXJKWKHGD\VRSOHDVHDOORZIRUWKLV
SRVVLELOLW\'HOLYHU\FRVWFDQEHHOLPLQDWHGLI\RXSLFNXSIURPRXUSUHPLVHV*RRGVPXVWEHUHWXUQHGWRRXUSUHPLVHV
WKHIROORZLQJZRUNLQJGD\
ß &OHDQLQJ
$OOLWHPVOHDYHRXUSUHPLVHVLQDFOHDQFRQGLWLRQ*RRGVPXVWEHUHWXUQHGLQDFOHDQFRQGLWLRQRUFOHDQLQJIHHZLOOEH
FKDUJHGWRWKHFXVWRPHU
ß &DQFHOODWLRQ)HH
&DQFHOODWLRQLVDFFHSWHGXSWRRQHZHHNSULRUWRGHOLYHU\GD\ZLWKUHWXUQRIGHSRVLW/HVVWKDQRQHZHHN×VQRWLFHUHVXOWV
LQORVVRIGHSRVLW
$OOSULFHVLQWKLVEURFKXUHLQFOXGH*67IHHDQGDUHVXEMHFWWRFKDQJHZLWKRXWQRWLFH
)\SSP
7YPTHY`
:JOVVS
6\GQH\2IøFH %XOOL2IøFH
3K)[ 3K)[
(VDOHV#GLVFRXQWSDUW\KLUHFRPDX (HYHQWV#GLVFRXQWSDUW\KLUHFRPDX
6\GQH\0RQWR)ULDPSP6DWDPSP6XQ&ORVHG
%XOOL0RQWR7KXUVDPSP)ULDPSP6DWDPSP6XQ&ORVHG