Finance in Retail

Prof Preet Singh

D.Y Patil university
Department of Business Management
 Define Retail :
 “ Retailing is an activity involved in selling
goods & services to final consumer for
personal or non-business use.”

 Retailer is a dealer or trader who sells

goods in small quantities or one who repeats
or relates.
 Evolution of retail :
 Dukandaars ------ barter system

 Rationing system

 Organized retail

 Other evolving retailers

Stages of Retail :

Traditional Format Established Format

Emerging Format
 Traditional Format :
 Salesman

 Haats

 Male format

 Mandi
 Established format :
 Kirana shops

 Department stores

 Multi brand showrooms

 Pan/beedi shops
 Emerging formats :
 Exclusive retail outlets

 Hyper markets

 Multiplexes

 Fast food outlets

 Types of Retail Stores :
Classification of retail format

Service retailing
Store based retail Non-store based retail

Convenience store
Independent retailer
Super market Direct selling •Banks
Chain retailer
Hypermarket Mail orders •Car rentals
Franchise
Speciality stores Telemarketing •Hotels
Leased department
Departmental stores
Factory outlets