Ratio Analysis

As on 31-Mar-09 31-Mar-08 31-Mar-07

Return Related
Return on Total Assets (%) 10.40 11.50 16.80
Return on Networth (%) 17.90 18.70 20.60
Return on Capital Employed (%) 12.10 14.70 19.80
Profitability
Gross Margin (%) 37.60 33.50 33.20
Operating Margin (%) 11.50 12.70 17.00
Net Profit Margin (%) 15.70 17.50 19.40
Adjusted Net Profit Margin (%) 15.70 17.50 19.40
Asset Turnover(x) 1.00 1.00 1.10
Leverage
Debt/Equity ratio (x) 0.20 0.10 --
Total Debt/Total Assets (x) 0.20 0.10 --
Long term Debt/Networth (x) -- -- --
Interest Coverage (x) 21.90 55.20 99.00
Liquidity
Current Ratio (x) 2.40 2.10 2.30
Quick Ratio (x) 1.90 1.80 2.30
Cash Ratio (x) 0.10 0.10 0.20
Working Capital
Working Capital to Sales (x) 0.50 0.50 0.50
Working Capital Days (days gross sales) 170.50 160.60 171.50
Receivables (days gross sales) 133.50 124.40 106.30
Creditors (days cost of sales) 53.80 73.30 48.60
FG Inventory (days cost of sales) 52.40 46.00 48.80
RM Inventory (days consumption) 155.40 142.20 149.90
Cash Flow Indicator
Operating Cash Flow/Sales (%) 7.50 9.50 9.70
Per Share
Book Value Per Share (Rs) 55.90 48.20 41.50
Earnings Per Share (Rs) 10.00 9.00 8.60
Dividend Per Share (Rs) 2.00 2.00 2.00
Growth(%)
Total Operating Income 24.08 16.28 18.91
EBITDA 15.06 -9.03 12.16
EBIT 11.52 -12.83 9.64
Net Profit 10.75 5.00 9.94
Total Assets 22.71 28.02 36.17
Cipla ltd

Abb ltd
Ratio Analysis
As on 31-Dec-09 31-Dec-08 31-Dec-07
Return Related
Return on Total Assets (%) 19.80 31.50 39.20
Return on Networth (%) 14.60 25.80 30.20
Return on Capital Employed (%) 22.00 38.50 45.50
Profitability
Gross Margin (%) 18.10 17.70 18.70
Operating Margin (%) 7.70 9.90 10.90
Net Profit Margin (%) 5.70 8.10 8.40
Adjusted Net Profit Margin (%) 5.70 8.10 8.40
Asset Turnover(x) 2.70 3.60 4.10
Leverage
Debt/Equity ratio (x) -- -- --
Total Debt/Total Assets (x) -- -- --
Long term Debt/Networth (x) -- -- --
Interest Coverage (x) 20.60 20.30 57.70
Liquidity
Current Ratio (x) 1.50 1.30 1.30
Quick Ratio (x) 1.20 1.20 1.20
Cash Ratio (x) 0.20 0.10 0.20
Working Capital
Working Capital to Sales (x) 0.20 0.20 0.20
Working Capital Days (days gross sales) 84.50 64.00 61.90
Receivables (days gross sales) 167.20 160.50 150.50
Creditors (days cost of sales) 105.70 108.10 112.50
FG Inventory (days cost of sales) 5.00 3.80 3.70
RM Inventory (days consumption) -- 24.90 23.00
Cash Flow Indicator
Operating Cash Flow/Sales (%) 5.70 0.30 4.60
Per Share
Book Value Per Share (Rs) 113.20 98.80 75.40
Earnings Per Share (Rs) 16.70 25.80 23.20
Dividend Per Share (Rs) 2.00 2.20 2.20
Growth(%)
Total Operating Income -8.77 15.18 37.21
EBITDA -31.67 4.43 39.18
EBIT -34.85 3.98 40.14
Net Profit -35.22 11.34 44.48
Total Assets 14.18 29.46 35.08
Ambuja cement

Ratios
  Dec ' 05 Jun ' 04 Jun ' 03 Jun ' 02 Jun ' 01

Per share ratios

  Dec ' 05 Jun ' 04 Jun ' 03 Jun ' 02 Jun ' 01

Adjusted EPS (Rs) 3.48 2.38 6.21 -0.03 0.12

Adjusted cash EPS (Rs) 5.70 3.92 7.57 1.45 1.12

Reported EPS (Rs) 3.80 2.34 6.27 0.61 0.35

Reported cash EPS (Rs) 6.03 3.89 7.63 2.10 1.35

Dividend per share - - - - -

Operating profit per share (Rs) 8.84 5.41 4.62 2.45 1.57

Book value (excl rev res) per share (Rs) 14.59 10.68 8.26 2.07 1.69

Book value (incl rev res) per share (Rs.) 14.59 10.68 8.26 2.07 1.69

Net operating income per share (Rs) 35.84 21.05 18.98 16.33 15.35

Free reserves per share (Rs) 4.53 0.62 -1.79 -8.98 -8.84

Profitability ratios
Operating margin (%) 24.65 25.71 24.33 15.00 10.20

Gross profit margin (%) 18.74 18.73 17.56 6.40 3.88

Net profit margin (%) 10.48 11.02 32.84 3.72 2.31

Adjusted cash margin (%) 15.73 18.44 39.66 8.79 7.19

Adjusted return on net worth (%) 23.85 22.23 75.18 -1.64 7.44

Reported return on net worth (%) 26.05 21.92 75.89 29.65 21.15

Return on long term funds (%) 37.06 22.03 19.01 8.73 5.86

Leverage ratios
Long term debt / Equity 0.29 0.70 1.09 4.51 6.06

Total debt/equity 0.30 0.71 1.24 5.32 7.42

Owners fund as % of total source 76.57 58.43 44.61 15.81 11.88

Fixed assets turnover ratio 1.25 0.86 0.78 0.68 0.69

Liquidity ratios
Current ratio 1.20 1.60 2.08 1.32 1.15

Current ratio (inc. st loans) 1.15 1.56 1.61 0.72 0.55

Quick ratio 0.50 0.45 0.60 0.53 0.66

Inventory turnover ratio 36.80 20.54 24.79 25.93 16.88

Payout ratios
Dividend payout ratio (net profit) - - - - -
  Dec ' 05 Jun ' 04 Jun ' 03 Jun ' 02 Jun ' 01

Dividend payout ratio (cash profit) - - - - -

Earning retention ratio 100.00 100.00 100.00 100.00 100.00

Cash earnings retention ratio 100.00 100.00 100.00 100.00 100.00

Coverage ratios
Adjusted cash flow time total debt 0.78 1.96 1.39 8.66 11.61

Financial charges coverage ratio 24.57 10.15 5.35 2.24 2.87

Fin. charges cov.ratio (post tax) 16.99 8.04 9.62 2.79 3.26

Component ratios
Material cost component (% earnings) 23.98 24.38 28.08 29.04 19.36

Selling cost Component 18.86 18.31 17.41 21.41 29.30

Exports as percent of total sales - 0.08 0.19 0.81 1.35

Import comp. in raw mat. consumed - - - - -

Long term assets / total Assets 0.71 0.60 0.55 0.69 0.75

Bonus component in equity capital (%) - - - - -

Ratio Analysis
As on 31-Mar-10 31-Mar-09 31-Mar-08
Return Related
Return on Total Assets (%) 47.90 20.00 25.10
Return on Networth (%) 63.70 46.10 54.10
Return on Capital Employed (%) 51.80 26.20 31.00
Profitability
Gross Margin (%) 24.60 17.00 17.40
Operating Margin (%) 17.80 8.20 8.50
Net Profit Margin (%) 14.80 7.80 8.70
Adjusted Net Profit Margin (%) 16.20 10.20 9.90
Asset Turnover(x) 3.00 2.60 5.90
Leverage
Debt/Equity ratio (x) 0.50 0.80 0.80
Total Debt/Total Assets (x) 0.30 0.50 0.50
Long term Debt/Networth (x) 0.50 0.80 0.80
Interest Coverage (x) 364.60 39.00 176.50
Liquidity
Current Ratio (x) 0.20 0.50 0.50
Quick Ratio (x) 0.20 0.80 0.60
Cash Ratio (x) 0.10 0.10 0.10
Working Capital
Working Capital to Sales (x) -0.10 -- --
Working Capital Days (days gross sales) -32.60 3.80 -4.20
Receivables (days gross sales) 8.20 14.50 10.40
Creditors (days cost of sales) 66.00 41.70 44.80
FG Inventory (days cost of sales) 9.70 10.50 11.20
RM Inventory (days consumption) 7.20 6.50 5.30
Cash Flow Indicator
Operating Cash Flow/Sales (%) 23.80 4.80 --
Per Share
Book Value Per Share (Rs) 202.40 1154.20 --
Earnings Per Share (Rs) 117.70 452.30 --
Dividend Per Share (Rs) 40.00 220.00 --
Growth(%)
Total Operating Income 36.41 -2.61 --
EBITDA 166.30 -10.10 --
EBIT 196.66 -6.48 --
Net Profit 160.56 -13.39 --
Total Assets 23.95 17.42 --
Bajaj auto

Bharat heavy electrical

Ratio Analysis
As on 31-Mar-10 31-Mar-09 31-Mar-08
Return Related
Return on Total Assets (%) 32.30 25.80 30.90
Return on Networth (%) 27.00 24.20 26.60
Return on Capital Employed (%) 42.20 35.70 41.90
Profitability
Gross Margin (%) 18.80 24.30 27.30
Operating Margin (%) 15.70 12.90 17.10
Net Profit Margin (%) 13.00 12.00 14.60
Adjusted Net Profit Margin (%) 13.00 11.90 14.60
Asset Turnover(x) 2.30 2.20 2.00
Leverage
Debt/Equity ratio (x) -- -- --
Total Debt/Total Assets (x) -- -- --
Long term Debt/Networth (x) -- -- --
Interest Coverage (x) 168.40 120.60 103.20
Liquidity
Current Ratio (x) 1.30 1.30 1.40
Quick Ratio (x) 1.10 1.10 1.30
Cash Ratio (x) 0.30 0.40 0.50
Working Capital
Working Capital to Sales (x) 0.40 0.40 0.50
Working Capital Days (days gross sales) 128.50 144.90 167.20
Receivables (days gross sales) 219.70 208.00 201.20
Creditors (days cost of sales) 103.00 107.70 113.10
FG Inventory (days cost of sales) 10.10 9.50 12.10
RM Inventory (days consumption) 61.10 62.90 61.40
Cash Flow Indicator
Operating Cash Flow/Sales (%) 4.80 12.60 17.70
Per Share
Book Value Per Share (Rs) 324.30 263.50 219.20
Earnings Per Share (Rs) 88.10 64.10 58.60
Dividend Per Share (Rs) 23.30 17.00 15.30
Growth(%)
Total Operating Income -- 35.78 12.08
EBITDA -- 11.61 4.26
EBIT -- 11.53 3.87
Net Profit -- 9.75 18.83
Total Assets -- 20.41 22.44
Gail india ltd gas

Ratio Analysis
As on 31-Mar-09 31-Mar-08 31-Mar-07
Return Related
Return on Total Assets (%) 20.20 21.50 17.20
Return on Networth (%) 19.10 19.80 20.90
Return on Capital Employed (%) 31.10 28.70 26.80
Profitability
Gross Margin (%) 19.60 25.00 21.70
Operating Margin (%) 14.70 18.60 15.00
Net Profit Margin (%) 11.80 14.40 14.90
Adjusted Net Profit Margin (%) 11.80 14.30 14.80
Asset Turnover(x) 1.40 1.20 1.20
Leverage
Debt/Equity ratio (x) 0.10 0.10 0.10
Total Debt/Total Assets (x) 0.10 0.10 0.10
Long term Debt/Networth (x) 0.10 0.10 0.10
Interest Coverage (x) 46.60 49.30 27.90
Liquidity
Current Ratio (x) 0.70 1.00 0.90
Quick Ratio (x) 1.20 1.70 1.40
Cash Ratio (x) 0.80 1.30 1.00
Working Capital
Working Capital to Sales (x) 0.10 0.20 0.10
Working Capital Days (days gross sales) 24.20 56.20 32.40
Receivables (days gross sales) 22.60 21.10 17.40
Creditors (days cost of sales) 37.70 48.60 42.10
FG Inventory (days cost of sales) -- -- 5.90
RM Inventory (days consumption) -- -- --
Cash Flow Indicator
Operating Cash Flow/Sales (%) 10.80 18.90 9.10
Per Share
Book Value Per Share (Rs) 115.90 153.00 134.10
Earnings Per Share (Rs) 22.10 30.80 28.20
Dividend Per Share (Rs) 7.00 10.00 10.00
Growth(%)
Total Operating Income 32.03 12.22 10.98
EBITDA 3.36 31.34 -16.33
EBIT 4.26 38.99 -19.89
Net Profit 7.77 9.00 3.32
Total Assets 10.94 10.97 6.52

Hdfc bank

Ratio Analysis
As on 31-Mar-10 31-Mar-09 31-Mar-08
Profitablility
Interest Income/Total Income (%) 80.90 83.20 81.60
Non Interest Income/Total Income (%) 19.10 16.80 18.40
Reported Net Profit/Total Income (%) 14.80 11.40 12.80
Net Interest Income/Total Income (%) 42.00 37.80 42.20
Net Interest Margin (%) 6.70 7.50 8.20
Return Related
ROE (%) 13.70 14.90 13.80
ROA (%) 1.30 1.20 1.20
Leverage & Capital Measures
Customer loans/deposits (%) 75.20 69.20 62.90
Investments/Deposits (%) 35.00 41.20 49.00
Total Liabilities/Networth 10.30 12.50 11.60
Growth (%)
Growth in Interest Income -- 61.47 52.15
Growth in Interest Expenses -- 82.34 53.71
Growth in Employee cost 2.28 71.99 67.51
Growth in PAT 31.35 41.17 39.31
Growth in Deposits 17.22 41.72 47.54
Growth in Borrowings 40.95 -- 59.08
Per Share
Book Value Per Share (Rs) 470.10 344.30 324.40
Earnings Per Share (Rs) 64.40 52.80 44.90
Dividend Per Share (Rs) 12.00 10.00 8.50

Hero Honda motors ltd

Ratio Analysis
As on 31-Mar-10 31-Mar-09 31-Mar-08
Return Related
Return on Total Assets (%) 68.60 37.90 36.60
Return on Networth (%) 64.40 33.70 32.40
Return on Capital Employed (%) 81.70 47.30 52.40
Profitability
Gross Margin (%) 24.60 21.30 20.40
Operating Margin (%) 16.00 12.40 11.50
Net Profit Margin (%) 14.10 10.40 9.40
Adjusted Net Profit Margin (%) 14.10 10.40 9.40
Asset Turnover(x) 4.10 3.40 3.40
Leverage
Debt/Equity ratio (x) -- -- --
Total Debt/Total Assets (x) -- -- --
Long term Debt/Networth (x) -- -- --
Interest Coverage (x) 1298.00 675.80 674.70
Liquidity
Current Ratio (x) 0.50 0.40 0.40
Quick Ratio (x) 0.50 0.30 0.40
Cash Ratio (x) 0.50 0.10 0.10
Working Capital
Working Capital to Sales (x) -0.10 -0.10 -0.10
Working Capital Days (days gross sales) -28.80 -20.50 -16.00
Receivables (days gross sales) 2.30 4.00 9.00
Creditors (days cost of sales) 34.00 26.50 33.60
FG Inventory (days cost of sales) 0.60 2.30 2.00
RM Inventory (days consumption) 10.90 8.40 10.80
Cash Flow Indicator
Operating Cash Flow/Sales (%) 17.00 11.00 11.70
Per Share
Book Value Per Share (Rs) 170.70 187.00 145.80
Earnings Per Share (Rs) 111.80 64.20 48.50
Dividend Per Share (Rs) 110.00 20.00 19.00
Growth(%)
Total Operating Income -- 19.23 4.24
EBITDA -- 26.71 15.03
EBIT -- 28.60 15.08
Net Profit -- 32.43 12.82
Total Assets

Hindustam petroleum

Ratios
  Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06

Per share ratios

Adjusted EPS (Rs) 46.73 24.12 15.65 34.51 4.83

Adjusted cash EPS (Rs) 81.12 53.10 40.77 55.26 25.14

Reported EPS (Rs) 38.43 16.98 33.51 46.30 11.95

Reported cash EPS (Rs) 72.82 45.96 58.64 67.05 32.26

Dividend per share 12.00 5.25 3.00 18.00 3.00

Operating profit per share (Rs) 97.80 97.19 54.53 74.23 24.02

Book value (excl rev res) per share (Rs) 341.32 316.89 311.94 282.87 257.44

Book value (incl rev res) per share (Rs.) 341.32 316.89 311.94 282.87 257.44

Net operating income per share (Rs) 3,168.69 3,689.46 3,080.47 2,644.18 2,105.05
  Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06

Free reserves per share (Rs) 328.63 306.75 301.80 272.74 247.31

Profitability ratios
Operating margin (%) 3.08 2.63 1.77 2.80 1.14

Gross profit margin (%) 2.00 1.84 0.95 2.02 0.17

Net profit margin (%) 1.20 0.45 1.08 1.74 0.56

Adjusted cash margin (%) 2.53 1.42 1.31 2.07 1.18

Adjusted return on net worth (%) 13.69 7.61 5.01 12.20 1.87

Reported return on net worth (%) 11.25 5.35 10.74 16.36 4.64

Return on long term funds (%) 13.95 10.59 7.38 12.60 3.22

Leverage ratios
Long term debt / Equity 1.02 1.79 1.19 0.89 0.50

Total debt/equity 1.84 2.12 1.59 1.10 0.76

Owners fund as % of total source 35.17 32.04 38.62 47.71 56.72

Fixed assets turnover ratio 4.32 6.22 5.35 5.76 5.32

Liquidity ratios
Current ratio 1.12 1.19 1.37 0.99 1.18

Current ratio (inc. st loans) 0.74 0.93 1.03 0.82 0.91

Quick ratio 0.42 0.52 0.51 0.28 0.34

Inventory turnover ratio 9.28 15.31 9.47 12.31 10.14

Payout ratios
Dividend payout ratio (net profit) 36.41 36.17 10.47 45.09 28.61

Dividend payout ratio (cash profit) 19.21 13.36 5.98 31.14 10.60

Earning retention ratio 70.06 74.54 77.57 39.50 29.25

Cash earnings retention ratio 82.75 88.44 91.40 62.22 86.40

Coverage ratios
Adjusted cash flow time total debt 7.76 12.65 12.16 5.61 7.81

Financial charges coverage ratio 4.86 2.00 3.22 7.04 6.92

Fin. charges cov.ratio (post tax) 3.71 1.75 3.50 6.34 7.81

Component ratios
Material cost component (% earnings) 93.86 91.75 96.28 92.36 95.11
   Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06

Selling cost Component 2.57 2.01 2.11 2.88 3.06

Exports as percent of total sales 5.94 4.81 6.10 5.29 3.94

Import comp. in raw mat. consumed 74.82 79.39 77.30 82.32 81.74

Long term assets / total Assets 0.59 0.65 0.53 0.63 0.55

Bonus component in equity capital (%) 78.00 78.00 78.00 78.01 78.01

Itc ltd

Ratio Analysis
As on 31-Mar-10 31-Mar-09 31-Mar-08
Return Related
Return on Total Assets (%) 36.50 29.10 30.80
Return on Networth (%) 28.90 23.80 25.90
Return on Capital Employed (%) 45.30 37.00 39.50
Profitability
Gross Margin (%) 49.50 45.30 45.30
Operating Margin (%) 30.10 27.90 28.30
Net Profit Margin (%) 22.40 21.20 22.40
Adjusted Net Profit Margin (%) 22.40 21.20 22.40
Asset Turnover(x) 1.20 1.10 1.20
Leverage
Debt/Equity ratio (x) -- -- --
Total Debt/Total Assets (x) -- -- --
Long term Debt/Networth (x) -- -- --
Interest Coverage (x) 113.80 170.80 254.30
Liquidity
Current Ratio (x) 0.80 1.30 1.20
Quick Ratio (x) 0.60 0.60 0.50
Cash Ratio (x) 0.30 0.30 0.20
Working Capital
Working Capital to Sales (x) 0.20 0.20 0.20
Working Capital Days (days gross sales) 42.30 52.80 44.20
Receivables (days gross sales) 11.90 10.50 12.60
Creditors (days cost of sales) 137.00 126.30 131.20
FG Inventory (days cost of sales) 47.90 72.30 50.30
RM Inventory (days consumption) 187.70 187.70 223.70
Cash Flow Indicator
Operating Cash Flow/Sales (%) 25.50 21.30 19.50
Per Share
Book Value Per Share (Rs) 36.60 36.00 31.60
Earnings Per Share (Rs) 10.70 8.70 8.30
Dividend Per Share (Rs) 10.10 3.70 3.50
Growth(%)
Total Operating Income -- 10.33 12.76
EBITDA -- 10.33 11.24
EBIT -- 8.67 10.28
Net Profit -- 4.60 15.56
Total Assets -- 15.31 15.36

Icici bank

Ratio Analysis
As on 31-Mar-10 31-Mar-09 31-Mar-08
Profitablility
Interest Income/Total Income (%) 77.50 80.40 77.80
Non Interest Income/Total Income (%) 22.50 19.60 22.20
Reported Net Profit/Total Income (%) 12.10 9.70 10.50
Net Interest Income/Total Income (%) 24.50 21.60 18.40
Net Interest Margin (%) 4.50 3.80 3.20
Return Related
ROE (%) 7.80 7.50 8.90
ROA (%) 1.10 1.00 1.00
Leverage & Capital Measures
Customer loans/deposits (%) 89.70 100.00 92.30
Investments/Deposits (%) 59.80 47.20 45.60
Total Liabilities/Networth 7.00 7.70 8.60
Growth (%)
Growth in Interest Income -- 0.99 39.98
Growth in Interest Expenses -- -- 43.56
Growth in Employee cost -- -- 28.59
Growth in PAT 7.10 -- 33.68
Growth in Deposits -- -- 6.04
Growth in Borrowings 1.19 2.55 28.08
Per Share
Book Value Per Share (Rs) 463.00 444.90 417.50
Earnings Per Share (Rs) 36.10 33.80 37.40
Dividend Per Share (Rs) 12.00 11.00 11.00

Infosys

Ratios
  Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06

Per share ratios

Adjusted EPS (Rs) 100.47 108.08 78.06 65.42 90.65

Adjusted cash EPS (Rs) 114.55 120.19 87.61 73.63 105.50

Reported EPS (Rs) 101.30 101.58 78.15 66.23 87.86

Reported cash EPS (Rs) 115.39 113.70 87.69 74.44 102.70

Dividend per share 25.00 23.50 33.25 11.50 45.00

Operating profit per share (Rs) 128.64 120.59 86.78 73.98 108.51

Book value (excl rev res) per share (Rs) 384.69 310.89 235.84 195.41 26.56

Book value (incl rev res) per share (Rs.) 384.69 310.89 235.84 195.41 26.56

Net operating income per share (Rs) 369.04 353.75 273.57 230.20 327.63

Free reserves per share (Rs) 378.73 305.80 230.74 190.30 245.07

Profitability ratios
Operating margin (%) 34.85 34.09 31.72 32.13 33.11
  Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06

Gross profit margin (%) 31.04 30.66 28.23 28.57 28.58

Net profit margin (%) 26.31 27.52 27.37 28.05 26.17

Adjusted cash margin (%) 29.75 32.57 30.69 31.19 31.43

Adjusted return on net worth (%) 26.11 34.76 33.09 33.47 36.21

Reported return on net worth (%) 26.33 32.67 33.13 33.89 35.10

Return on long term funds (%) 33.90 39.80 37.77 36.64 40.62

Leverage ratios
Long term debt / Equity - - - - -

Total debt/equity - - - - -

Owners fund as % of total source 100.00 100.00 100.00 100.00 100.00

Fixed assets turnover ratio 5.59 3.39 3.47 3.38 3.18

Liquidity ratios
Current ratio 4.28 4.71 3.30 4.96 2.75

Current ratio (inc. st loans) 4.28 4.71 3.30 4.96 2.75

Quick ratio 4.20 4.67 3.28 4.91 2.73

Inventory turnover ratio - - - - -

Payout ratios
Dividend payout ratio (net profit) 28.84 27.03 49.77 19.85 58.32

Dividend payout ratio (cash profit) 25.32 24.15 44.35 17.66 49.89

Earning retention ratio 70.92 74.60 50.17 79.91 43.48

Cash earnings retention ratio 74.49 77.16 55.60 82.15 51.43

Coverage ratios
Adjusted cash flow time total debt - - - - -

Financial charges coverage ratio - 3,891.00 5,642.00 4,559.00 3,211.00

Fin. charges cov.ratio (post tax) - 3,257.50 5,017.00 4,253.00 2,831.00

Component ratios
Material cost component (% earnings) - 0.09 0.11 0.16 0.17

Selling cost Component 1.01 0.40 0.56 0.47 0.60

Exports as percent of total sales 99.69 97.88 92.59 92.44 95.86

Import comp. in raw mat. consumed - - - - -

   Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06

Long term assets / total Assets 0.33 0.25 0.28 0.30 0.33

Bonus component in equity capital (%) 93.26 93.58 93.58 93.58 93.65

Mahindra & Mahindra

Ratio Analysis
As on 31-Mar-09 31-Mar-08 31-Mar-07
Return Related
Return on Total Assets (%) 8.60 13.20 17.70
Return on Networth (%) 15.70 21.60 27.20
Return on Capital Employed (%) 13.30 17.60 24.20
Profitability
Gross Margin (%) 19.00 21.20 21.70
Operating Margin (%) 6.10 8.10 9.30
Net Profit Margin (%) 6.60 9.70 10.80
Adjusted Net Profit Margin (%) 6.50 8.30 9.80
Asset Turnover(x) 1.60 1.90 2.20
Leverage
Debt/Equity ratio (x) 0.80 0.60 0.50
Total Debt/Total Assets (x) 0.40 0.40 0.30
Long term Debt/Networth (x) 0.80 0.60 0.40
Interest Coverage (x) 8.10 13.30 57.20
Liquidity
Current Ratio (x) 0.80 0.90 1.10
Quick Ratio (x) 0.70 0.80 1.00
Cash Ratio (x) 0.40 0.40 0.70
Working Capital
Working Capital to Sales (x) -- 0.10 0.10
Working Capital Days (days gross sales) 4.00 18.60 31.20
Receivables (days gross sales) 25.90 28.40 22.80
Creditors (days cost of sales) 110.50 85.50 84.00
FG Inventory (days cost of sales) 18.10 25.70 23.20
RM Inventory (days consumption) 16.30 17.00 16.90
Cash Flow Indicator
Operating Cash Flow/Sales (%) 12.50 7.30 11.80
Per Share
Book Value Per Share (Rs) 198.90 176.70 146.60
Earnings Per Share (Rs) 31.80 46.20 45.20
Dividend Per Share (Rs) 11.00 11.80 11.90
Growth(%)
Total Operating Income 13.45 14.49 21.44
EBITDA -20.05 2.61 26.78
EBIT -28.97 0.06 33.12
Net Profit -21.38 3.27 24.65
Total Assets 33.19 34.27 32.23

MARUTI
ANDRA BANK
Tcs
Ntpc
Ongc
Hcl tech
Kotakbank
Ranbaxy
Pnb
Tatapower
Acc
Dr.reddy
NOTE……………plz select only those companies which are listed in NSE……!!!!