Table of Content

1.Chapter-1.INTRODUCTION________________________________________________5

1.1.Prelude_____________________________________________________________5

1.2.Statement of the problen________________________________________________5

1.3.Background of the study________________________________________________6

1.4.Rationale of the study________________________________________________6

1.5.Scope of the study______________________________________________________7

1.6.Objective of the study________________________________________________7

1.7. Plan of the study_____________________________________________________7

1.8.Limitation of the study____________________________________________________8

2.Chapter 2: Methodology of the Study__________________________________________10

2.1 Prelude____________________________________________________________10

2.2 Introduction_________________________________________________________10

2.3 Sources of data_________________________________________________________10

2.4 Methodology of data collection________________________________________________10

2.5 Analysis of data________________________________________________________11

2.6 Terms and concepts used in the study___________________________________________12

3.Chapter 3: Banking Scenario of Bangladesh___________________________________15

3.1 Prelude___________________________________________________________15

3.2 Introduction________________________________________________________15

3.3 Types of Bank_____________________________________________________16

3.4 Nationalized commercial Banks_____________________________________________17

3.5 Specialized Banks________________________________________________17

3.6 Private commercial banks________________________________________________17

4.Chapter 4: Corporate profile of Jamuna Bank Ltd. ______________________________18

4.1 Prelude_____________________________________________________________18

4.2 Introduction_________________________________________________________19

4.3 Key factors of JBL________________________________________________19

4.4 Operational performance of JBL____________________________________________25

4.5 Management Team of JBL________________________________________________29

4.6 List and address of Branches________________________________________________32

5.Chapter 5: Findings of the study_____________________________________________48

5.1 Prelude______________________________________________________________49

5.2 Introduction_____________________________________________________49

5.3 Components of general banking_____________________________________________55

5.4 Account and Schemes________________________________________________55

5.5 Receipt and Payment of cash________________________________________________61

5.6 Remittances________________________________________________________63

5.7 Clearing_____________________________________________________________71

5.8 Credit administration and monitoring_______________________________________83

5.9 Loans and Advances _________________________________________________90

5.10 Foreign trade and exchange________________________________________________88

6.Chapter 6: Problems and Recommendations___________________________________100

6.1 Prelude_____________________________________________________________100

6.2 Problems faced by JBL________________________________________________101

6.3 Recommendations______________________________________________________102

6.4 Conclusion_____________________________________________________________102

7.Bibliography_____________________________________________________________103

8.Finnancial Performace_____________________________________________________104