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In their most simple form, e-Payments are represented in the following diagram:
Digital Order is sent by the Payment Client to the Payment Server to provide
transaction
information.
Digital Receipt is sent from the Payment Server to the Payment Client to indicate the
outcome of
the transaction (that is, successful or otherwise).
A Transaction is the combination of a Digital Order and a Digital Receipt. For each
customer
purchase or order, merchants may issue several transactions.
Payment Client
To securely communicate transaction information between the merchant application and
the Payment Server, the Payment Client:
Formats, encrypts and digitally signs a Digital Order from the merchant application;
and
Sends the Digital Order to the Payment Server
Receives the Digital Receipt, decrypts it and processes the results.