Glossary of Terms

Quarterly Market Perspective

For the quarter ending December 31, 2010
 Glossary of Terms

Bond Yield: The return an investor will receive by holding a bond to maturity. The yield is
calculated by dividing the interest rate by the purchase price of the bond.
Inflation: Rising prices for general levels of goods and services.
Yield: The income that is returned on an investment. This is usually expressed as a %, shown as
the income divided by the price of the investment.
Rebalance: The process of realigning the weightings of one's portfolio of assets. Rebalancing
involves periodically buying or selling assets in your portfolio to maintain your original desired
level of asset allocation.
Quantitative Easing: A government monetary policy occasionally used to increase the money
supply by buying government securities or other securities from the market. Quantitative easing
increases the money supply by resourcing financial institutions with capital in an effort to promote
increased lending and liquidity.
Credit Risk: The risk of loss of principal or loss of a financial reward stemming from a borrower's
failure to repay a loan or otherwise meet a contractual obligation.
Rate Risk: The risk that an investment's value will change due to a change in the absolute level
of interest rates

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Important Additional Information

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Brokerage Products and Services and Investment and workplace savings plan
products and services offered directly to investors and plan sponsors are provided by
Fidelity Brokerage Services LLC, Member NYSE, SIPC,
900 Salem Street, Smithfield, RI 02917.
Investment and workplace savings plan products and services distributed
through investment professionals are provided by
Fidelity Investments Institutional Services Company, Inc.,
100 Salem Street, Smithfield, RI 02917.
526177.11.0