INTRODUCTION

Established in 1985, the Kotak Mahindra group has been one of India's reputed financial organizations. It

was previously known as the Kotak Mahindra Finance Limited, a non-banking financial organization.

In February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the license to

carry on banking business by the Reserve Bank of India (RBI). This approval created banking history since Kotak

Mahindra Finance Ltd. is the first non-banking finance company in India to convert itself in to a bank as Kotak

Mahindra Bank Ltd. The bank has a base of 8000+ employees.

Within a small span of 6 years, the bank has spread it wings in several sphere of finances. Presently,

spread in 82 cities in India, the bank caters to the needs of its 5.9 million customers spread throughout the length

and breadth of country and even abroad.