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Ada Icici
Ada Icici
25
billion (US$ 896 million) for the year ended March 31, 2010
m The Bank has a network of 2,528 branches and 5,808 ATMs in India, and has a
presence in 19 countries, including India
m ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and
the National Stock Exchange of India Limited
m Business Banking
m Current Account
m Savings Account
m Deposits
m Loans
m Credit Cards
m Debit Cards
m DeMat Account
m NRI Services
m Investments
m Insurances
m ICICI Foundation for Inclusive Growth (ICICI Foundation) was founded
by the ICICI Group in early 2008 to give focus to its efforts to promote
inclusive growth amongst low-income Indian households.
We hold a set of core beliefs and values that defines our pathway
towards inclusive growth and guides our five strategic partnerships.
Ñ
èur vision is a world free of poverty in which every individual has the
freedom and power to create and sustain a just society in which to live.
èur mission is to empower the poor to participate in and benefit from
the Indian growth process through active collaboration with
government and independent organisations.
m Due to US financial crisis ICICI suffered as
its liquidity dried up
m Mortgages, car loans, retail loans were
hit badly
m Unsecured personal loans fell to about 5-
7 % from 9% of ICICI total loans
m The bank ratio of fixed term deposits
went to high as compared with savings
and current account
m It expects its balance sheet to grow this
quarter after 12 months of contractions
m Mortgages, infrastructure investments,
regular transaction business is expected to
grow this year
m It has also ensured its customers that its
adequate liquidity can help it tide over any
financial crisis
m Indian finance ministry has backed ICICI
with their capital adequacy ratio of 10%
which is above minimum requirement of 9%
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Basic EÄS before Extraordinary items (in Rs.) 68.8 64.83 41.93
Diluted EÄS before Extraordinary items (in Rs.) 68.1 63.38 41.72
m Return on assets is the highest for Axis Bank at 1.85 and lowest for
ICICI Bank at 1.15. HDFC has an RèA of 1.5.