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    Financial Services-1

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    Ranjana Patel
    This document provides an overview of financial services, products, markets, and institutions. It discusses the nature of financial services as activities that ensure a smooth flow of funds in the economy and cater to the needs of individuals, businesses, and financial entities. The document also outlines various types of financial products like bonds and bank accounts, as well as markets including money markets, capital markets, and foreign exchange markets. Finally, it discusses the roles of regulatory bodies and different entities that provide financial services.

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    Financial Services-1

    Uploaded by

    Ranjana Patel
    11 views11 pages
    This document provides an overview of financial services, products, markets, and institutions. It discusses the nature of financial services as activities that ensure a smooth flow of funds in the economy and cater to the needs of individuals, businesses, and financial entities. The document also outlines various types of financial products like bonds and bank accounts, as well as markets including money markets, capital markets, and foreign exchange markets. Finally, it discusses the roles of regulatory bodies and different entities that provide financial services.

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    This document provides an overview of financial services, products, markets, and institutions. It discusses the nature of financial services as activities that ensure a smooth flow of funds in the economy and cater to the needs of individuals, businesses, and financial entities. The document also outlines various types of financial products like bonds and bank accounts, as well as markets including money markets, capital markets, and foreign exchange markets. Finally, it discusses the roles of regulatory bodies and different entities that provide financial services.

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    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    11 views11 pages

    Financial Services-1

    Uploaded by

    Ranjana Patel
    This document provides an overview of financial services, products, markets, and institutions. It discusses the nature of financial services as activities that ensure a smooth flow of funds in the economy and cater to the needs of individuals, businesses, and financial entities. The document also outlines various types of financial products like bonds and bank accounts, as well as markets including money markets, capital markets, and foreign exchange markets. Finally, it discusses the roles of regulatory bodies and different entities that provide financial services.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
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    of 11

    Financial Services

    Module –I
    Financial Services: Nature and Scope
    Institutions Providing Financial Services
    Types of Financial Services
    Financial System
    Financial Products
    Financial Services
    Financial Markets
    Financial Institutions
    Financial Products
    Sale of Money
    Return in Investment

    Example: Bonds
    Share
    Banking Products like Savings & Current A/c
    Financial Services
    Activities, Benefits, and Satisfaction connected with
    the sale of money that offers users and customers
    value in return.
    Services that ensure smooth floe of functional
    activities in an economy
    Services that cater to the need of financial
    institutions, financial markets, financial instruments
    and are geared to serve individuals and institutional
    investors.
    Financial Markets
    Money Market - Call Money, Treasury Bill, Certificate
    of Deposit, Commercial Papers etc.

    Capital Market – Stock Market ,Long Term Market,


    Government Bond Market

    Forex Market – Foreign Exchange market (currencies)


    Financial Institutions
    Regulatory : RBI, SEBI

    Intermediaries : Banking and Non- Banking

    Non- Intermediaries
    Functions of Financial Markets
    1. Economic Functions
    -Transfer of real economic resources from lenders to
    borrowers
    -Lenders earn interest/ dividend
    - Increase in income of borrowers
    2. Financial Functions
    -Provides liquidity & flow of funds
    -Borrowers receive funds for business venture
    -Lenders earn Interest on Investment
    Characteristics of Financial Services
    Intangibility
    Perish ability
    Heterogeneity
    Dynamic
    Information Based
    Types of Financial Services
    Asset/ Fund Based Services
    1. Leasing Finance
    2. Hire Purchase and Consumer Credit
    3.Bill Discounting
    4.Venture Capital
    5. Housing Finance
    6.Insurance Services
    7. Factoring etc.
    Cont…
    Fee/ Advisory Based Services
    1. Issue Management
    2.Portfolio Management
    3.Loan Syndication
    4. Credit Rating
    5. Stock Broking etc.
    Providers of Financial Services
    Banks and Financial Institutions
    Finance Companies
    Housing Societies, Unit Trust, Investment Trust,
    Mutual Funds
    Insurance and Credit Card Companies
    Stock Exchanges and Leasing Companies.

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