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    Sahara Credit Co-Oprative Society Limited

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    Jagabandhu Pradhan
    Sahara Credit Co-operative Society offers three savings schemes: 1. M.Benifit is a 60-month scheme with monthly, quarterly, half-yearly, and annual investment options providing maturity amounts from Rs. 12,000 to Rs. 382,80. It allows loans up to 75% of deposits after 12 months and 100% after 36 months at 1.1% interest. 2. E.Shine is a 96-month scheme providing pre-maturity amounts from Rs. 8,240 to Rs. 56,600 for deposits from Rs. 5,000 to Rs. 50,000. It allows loans up to 50% of deposits after 12 months and 75%

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    Sahara Credit Co-Oprative Society Limited

    Uploaded by

    Jagabandhu Pradhan
    76 views29 pages
    Sahara Credit Co-operative Society offers three savings schemes: 1. M.Benifit is a 60-month scheme with monthly, quarterly, half-yearly, and annual investment options providing maturity amounts from Rs. 12,000 to Rs. 382,80. It allows loans up to 75% of deposits after 12 months and 100% after 36 months at 1.1% interest. 2. E.Shine is a 96-month scheme providing pre-maturity amounts from Rs. 8,240 to Rs. 56,600 for deposits from Rs. 5,000 to Rs. 50,000. It allows loans up to 50% of deposits after 12 months and 75%

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    DEBASISH

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    Sahara Credit Co-operative Society offers three savings schemes: 1. M.Benifit is a 60-month scheme with monthly, quarterly, half-yearly, and annual investment options providing maturity amounts from Rs. 12,000 to Rs. 382,80. It allows loans up to 75% of deposits after 12 months and 100% after 36 months at 1.1% interest. 2. E.Shine is a 96-month scheme providing pre-maturity amounts from Rs. 8,240 to Rs. 56,600 for deposits from Rs. 5,000 to Rs. 50,000. It allows loans up to 50% of deposits after 12 months and 75%

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xls, pdf, or txt
    76 views29 pages

    Sahara Credit Co-Oprative Society Limited

    Uploaded by

    Jagabandhu Pradhan
    Sahara Credit Co-operative Society offers three savings schemes: 1. M.Benifit is a 60-month scheme with monthly, quarterly, half-yearly, and annual investment options providing maturity amounts from Rs. 12,000 to Rs. 382,80. It allows loans up to 75% of deposits after 12 months and 100% after 36 months at 1.1% interest. 2. E.Shine is a 96-month scheme providing pre-maturity amounts from Rs. 8,240 to Rs. 56,600 for deposits from Rs. 5,000 to Rs. 50,000. It allows loans up to 50% of deposits after 12 months and 75%

    Copyright:

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    of 29

    SAHARA CREDIT CO-OPRATIVE SOCIET

    SCHEME NAME- M.BENIFIT


    TENURE OF SCHEME - 60 MONTHS

    MONTHLY QUARTELY HALF YEARLY ANNUALY


    MONTH TOTAL MATURITY INVEST MATURITY INVEST MATURITY INVEST MATURITY
    200 12000 14783 600 14894 1200 15058 2400 15312
    300 18000 22175 900 22341 1800 22587 3600 22968
    400 24000 29566 1200 29788 2400 30116 4800 30624
    500 30000 36958 1500 37235 3000 37645 6000 38280
    600 36000 44349 1800 44682 3600 45174 7200 45936
    700 42000 51741 2100 52129 4200 52703 8400 53592
    800 48000 59132 2400 59576 4800 60232 9600 61248
    1000 60000 73915 3000 74470 6000 75290 12000 76560
    1400 84000 103481 4200 104258 8400 105406 16800 107184
    1600 96000 118264 4800 119152 9600 120464 19200 122496
    2000 120000 147830 6000 148940 12000 150580 24000 153120
    3000 180000 221750 9000 223410 18000 225870 36000 229680

    SECURE LOAN FACILITY - THE A/C HOLDER IS ALLOWED UPTO 75% OF DEPOSITED AMOUNT AFTER 12 MONTHS
    100% OF DEPOSITED AMOUNT AFTER 36 MONTHS @ 1.10% P.M (MONTHLY COMPOUND

    SCHEME NAME- E.SHINE


    TENURE OF SCHEME - 96 MONTHS

    DEPOSITED PRE- MATURITY PRE- MATURITY PRE- MATURITY PRE- MATURITY


    AMT (60 MONTH) (72 MONTH) (82 MONTH) (84 MONTH)
    5000 8240 9110 10000 10220
    10000 16480 18220 20000 20440
    15000 24720 27330 30000 30660
    23000 37904 41906 46000 47012
    25000 41200 45550 50000 51100

    SECURE LOAN FACILITY - THE A/C HOLDER IS ALLOWED UPTO 50% OF DEPOSITED AMOUNT AFTER 12 MONTHS
    75% OF DEPOSITED AMOUNT AFTER 24 MONTHS AND 90% AFTER 480MONTHS @ 1.10%

    SCHEME NAME- U.GOLDEN


    TENURE OF SCHEME - 180 MONTHS

    OPTION - A OPTION

    MONTHLY TOTAL MONTHLY


    DEPOSITED PRE- MATURITY PARTIAL WITHDRAWL
    WITHDRAWL 121 TO WITHDRAWL IN 60
    AMT (120 MONTH) ON 120 MONTH
    180 MONTH MONTHS
    5000 14200 300 18000 8500
    10000 28400 600 36000 17000
    15000 42600 900 54000 25500
    20000 56800 1200 72000 34000
    40000 113600 2400 144000 68000

    NB:- THE SCHEME " U GOLDEN " HAS NOT GIVEN IN DETAILS. I MAY FURTHER MODIFY IT. SO PLEASE CHECH THE
    T CO-OPRATIVE SOCIETY LIMITED

    TED AMOUNT AFTER 12 MONTHS AND


    .10% P.M (MONTHLY COMPOUND )

    PRE- MATURITY PRE- MATURITY


    (84 MONTH) (96 MONTH)
    10220 11320
    20440 22640
    30660 33960
    47012 52072
    51100 56600

    TED AMOUNT AFTER 12 MONTHS AND


    90% AFTER 480MONTHS @ 1.10% P.M (MONTHLY COMPOUND )

    OPTION - B OPTION - C

    MONTHLY TOTAL MONTHLY PARTIAL PARTIAL


    ARTIAL WITHDRAWL MATURITY ON 180
    WITHDRAWL IN 121 WITHDRAWL IN 60 WITHDRAWL ON WITHDRAWL ON
    ON 120 MONTH MONTH
    TO 180 MONTHS MONTHS 120 MONTH 144 MONTH
    8500 125 7500 3500 6500 10000
    17000 250 15000 7000 13000 20000
    25500 375 22500 10500 19500 30000
    34000 500 30000 14000 26000 40000
    68000 1000 60000 28000 52000 80000

    ODIFY IT. SO PLEASE CHECH THE ABOVE TWO SCHEME EXCEPT THE THIRD ONE
    OPTION - D

    MATURITY ON 180
    MONTH

    10000
    20000
    30000
    40000
    80000

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