UBL

Compny profile

Products:

1.long term

Fix finance

2.short term

Cash finance

Demand finance

Running finance

Funded

Non funded

l.c

L.G

1.cash finance

It is pledge based against stock.bank takes 25-30% margin over stock outsourse co. vehicle the arrival of
stock.it operants 1kg=22 cotton.

Finance against

Mark up is linked with KIBOR and spread is included in it.loan is guarented on short term basis i.e 3
months.

Running finance:

Limit is given to the customer who has the a\c in bank.before giving loan bank visitsthe business of
customer before giving the running finance.bank gives 100% loan against 133% collateral.

Markup:

If a customer returns money till 2.pm.interst is marked until used amount not on the full amount.

3.Demand finance:
Grants 5 million is customer a\c installments plan is made customer has to pay interest on full amount
borrowed from bank.interest is charged annually plus 3 months KIBOR.payment is made on quarterly
basis.

4.L.C

5.L.G:

UBL charges 5% margin over liquid security.defence securities against cash property is taken as security
and margin changed is 20-25%commision is quartly based and charges 0.5%.No mark up is closed.

Liability side.

Business plans

Savings accounts

Uniflex

Unisaver

BBA for students 2 dr,2cr

Leasing: