Conceptual Framework of Islamic Banking

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CONCEPTUAL FRAMEWORK OF ISLAMIC BANKING

Deposit accounts

Modes of financing

Services

Money Bill Transferss collections Current accounts Saving accounts Investment account

Trading in forex at spot exchange rates

Investment financing

Trade financing

Lending

Loans with a service charge Musharaka Mudarabaha Estimated rate of return

Overdrafts No-cost loans

Mark up

Leasing

Hirepurchase

Sell-andbuy-back

Letters of credit

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