8.8. Captions.

The captions appearing in this instrument are for convenience of reference only, and shall be disregarded in determining the meaning and effect of the provisions of this instrument. 8.9. Severability Clause. If any provision of this instrument is invalid, that provision shall be disregarded, and the remainder of this instrument shall be construed as if the invalid provision had.not been included. 8.10. California Law to Apply. All questions concerning the validity, interpretation, administration of this instrument, including any trusts created under this instrument, shall be governed .by the laws of the State of California, regardless of the domicile. of any trustee or 'beneficiary . 8.11. Gifts to Heirs. For.any gift to "heirs" of the settlor that is made in this instrument, those heirs shallbe determined as if the settlor had died intestate at the time for distribution prescribed in this instrument, and the identity and shares of those heirs shallbe determined according to the California laws of succession that concern' separate property not acquired from a previously deceased spouse and that are in effect at the time the settlor is deemed to have died. and

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