Discrete Compounding Table

Single Payment

N of year Period

Compoun
d amount
Factor

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

Present
worth
factor

To find F To find P
give p
give F
FlP,n
PlF,n
1.01000 0.99010
1.02010 0.98030
1.03030 0.97059
1.04060 0.96098
1.05101 0.95147
1.06152 0.94205
1.07214 0.93272
1.08286 0.92348
1.09369 0.91434
1.10462 0.90529
1.11567 0.89632
1.12683 0.88745
1.13809 0.87866
1.14947 0.86996
1.16097 0.86135
1.17258 0.85282
1.18430 0.84438
1.19615 0.83602
1.20811 0.82774
1.22019 0.81954
1.23239 0.81143
1.24472 0.80340
1.25716 0.79544
1.26973 0.78757
1.28243 0.77977
1.29526 0.77205
1.30821 0.76440
1.32129 0.75684
1.33450 0.74934
1.34785 0.74192
1.36133 0.73458
1.37494 0.72730
1.38869 0.72010
1.40258 0.71297
1.41660 0.70591

Uniform Series
Compoun Sinking
d amount
fund
Factor
Factor

Present
worth
Factor

capital
recovery
Factor

To find F To find A
give A
give F
FlA,n
AlF,n
1.00000 1.00000
2.01000 0.49751
3.03010 0.33002
4.06040 0.24628
5.10101 0.19604
6.15202 0.16255
7.21354 0.13863
8.28567 0.12069
9.36853 0.10674
10.46221 0.09558
11.56683 0.08645
12.68250 0.07885
13.80933 0.07241
14.94742 0.06690
16.09690 0.06212
17.25786 0.05794
18.43044 0.05426
19.61475 0.05098
20.81090 0.04805
22.01900 0.04542
23.23919 0.04303
24.47159 0.04086
25.71630 0.03889
26.97346 0.03707
28.24320 0.03541
29.52563 0.03387
30.82089 0.03245
32.12910 0.03112
33.45039 0.02990
34.78489 0.02875
36.13274 0.02768
37.49407 0.02667
38.86901 0.02573
40.25770 0.02484
41.66028 0.02400

To find P To find A
give A
give P
PlA,n
AlP,n
0.99010 1.01000
1.97040 0.50751
2.94099 0.34002
3.90197 0.25628
4.85343 0.20604
5.79548 0.17255
6.72819 0.14863
7.65168 0.13069
8.56602 0.11674
9.47130 0.10558
10.36763 0.09645
11.25508 0.08885
12.13374 0.08241
13.00370 0.07690
13.86505 0.07212
14.71787 0.06794
15.56225 0.06426
16.39827 0.06098
0.82774 0.05805
0.81954 0.05542
0.81143 0.05303
0.80340 0.05086
0.79544 0.04889
0.78757 0.04707
0.77977 0.04541
0.77205 0.04387
0.76440 0.04245
0.75684 0.04112
0.74934 0.03990
0.74192 0.03875
0.73458 0.03768
0.72730 0.03667
0.72010 0.03573
0.71297 0.03484
0.70591 0.03400

36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82

1.43077
1.44508
1.45953
1.47412
1.48886
1.50375
1.51879
1.53398
1.54932
1.56481
1.58046
1.59626
1.61223
1.62835
1.64463
1.66108
1.67769
1.69447
1.71141
1.72852
1.74581
1.76327
1.78090
1.79871
1.81670
1.83486
1.85321
1.87174
1.89046
1.90937
1.92846
1.94774
1.96722
1.98689
2.00676
2.02683
2.04710
2.06757
2.08825
2.10913
2.13022
2.15152
2.17304
2.19477
2.21672
2.23888
2.26127

0.69892
0.69200
0.68515
0.67837
0.67165
0.66500
0.65842
0.65190
0.64545
0.63905
0.63273
0.62646
0.62026
0.61412
0.60804
0.60202
0.59606
0.59016
0.58431
0.57853
0.57280
0.56713
0.56151
0.55595
0.55045
0.54500
0.53960
0.53426
0.52897
0.52373
0.51855
0.51341
0.50833
0.50330
0.49831
0.49338
0.48850
0.48366
0.47887
0.47413
0.46944
0.46479
0.46019
0.45563
0.45112
0.44665
0.44223

43.07688
44.50765
45.95272
47.41225
48.88637
50.37524
51.87899
53.39778
54.93176
56.48107
58.04589
59.62634
61.22261
62.83483
64.46318
66.10781
67.76889
69.44658
71.14105
72.85246
74.58098
76.32679
78.09006
79.87096
81.66967
83.48637
85.32123
87.17444
89.04619
90.93665
92.84602
94.77448
96.72222
98.68944
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0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793

0.69892
0.69200
0.68515
0.67837
0.67165
0.66500
0.65842
0.65190
0.64545
0.63905
0.63273
0.62646
0.62026
0.61412
0.60804
0.60202
0.59606
0.59016
0.58431
0.57853
0.57280
0.56713
0.56151
0.55595
0.55045
0.54500
0.53960
0.53426
0.52897
0.52373
0.51855
0.51341
0.50833
0.50330
0.49831
0.49338
0.48850
0.48366
0.47887
0.47413
0.46944
0.46479
0.46019
0.45563
0.45112
0.44665
0.44223

0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793

83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100

2.28388
2.30672
2.32979
2.35309
2.37662
2.40038
2.42439
2.44863
2.47312
2.49785
2.52283
2.54806
2.57354
2.59927
2.62527
2.65152
2.67803
2.70481

0.43785
0.43352
0.42922
0.42497
0.42077
0.41660
0.41248
0.40839
0.40435
0.40034
0.39638
0.39246
0.38857
0.38472
0.38091
0.37714
0.37341
0.36971

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0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587

0.43785
0.43352
0.42922
0.42497
0.42077
0.41660
0.41248
0.40839
0.40435
0.40034
0.39638
0.39246
0.38857
0.38472
0.38091
0.37714
0.37341
0.36971

0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587

e
1.00%
Gradient series
Uniform
Series
Factor

Preset
Worth
Factor

To find A
give G
AlG,n
0.00000
0.49751
0.99337
1.48756
1.98010
2.47098
2.96020
3.44777
3.93367
4.41792
4.90052
5.38145
5.86073
6.33836
6.81433
7.28865
7.76131
8.23231
8.70167
9.16937
9.63542
10.09982
10.56257
11.02367
11.48312
11.94092
12.39707
12.85158
13.30444
13.75566
14.20523
14.65317
15.09946
15.54410
15.98711

To find P
give G
PlG,n
0.00000
0.98030
2.92148
5.80442
9.61028
14.32051
19.91681
26.38120
33.69592
41.84350
50.80674
60.56868
71.11263
82.42215
94.48104
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1.25

16.42848
16.86822
17.30632
17.74278
18.17761
18.61080
19.04237
19.47231
19.90061
20.32730
20.75235
21.17578
21.59759
22.01778
22.43635
22.85330
23.26863
23.68235
24.09445
24.50495
24.91383
25.32111
25.72678
26.13085
26.53331
26.93418
27.33344
27.73111
28.12719
28.52167
28.91456
29.30586
29.69558
30.08371
30.47026
30.85522
31.23861
31.62043
32.00067
32.37934
32.75644
33.13197
33.50594
33.87835
34.24920
34.61849
34.98623

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35.35241
35.71704
36.08013
36.44167
36.80167
37.16014
37.51706
37.87245
38.22631
38.57864
38.92944
39.27872
39.62648
39.97272
40.31745
40.66066
41.00237
41.34257

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