3.

Scheduled Commercial Banks - Business in India

(` c
Item

1
Liabilities to the Banking System
Demand and Time Deposits from Banks
Borrowings from Banks(1)
Other Demand and Time Liabilities(2)
Liabilities to Others
Aggregate Deposits

Outstanding as
Variation over
Fortnight
Financial year so far
on Feb. 11 #
2009-2010 2010-2011
2011
2
3
4
5
68,248
26,331
6,981

1,321
1,424
152

5,691
9,825
15,968

3,317
6,026
1,003

50,42,155

58,777
(1.2)
15,481
74,258
1,093
2,864
1,379
20,796
2,323
23,119

4,77,524
(12.5)
24,631
4,52,894
7,983
21,979
11,728
13,909
3,769
10,140

5,49,329
(12.2)
72,413
6,21,742
20,481
6,039
2,953
36,337
3,978
32,358

1,968
1,822
69
4,190
10,258
(0.7)
10,292
34
49,337
(1.3)
2,821
46,516
46,390
626
1,711
267
877

1,037
3,817
359
24,867
2,28,505
(19.6)
2,32,488
3,983
2,79,245
(10.1)
1,684
2,80,929
2,67,256
566
13,449
1,896
1,002

12,673
3,363
3,776
7,818
85,529
(6.2)
87,485
1,956
5,39,782
(16.6)
15,513
5,24,269
5,23,118
1,650
8,658
1,970
4,385

Demand
Time
Borrowings(3)
Other Demand and Time Liabilities
Borrowings from Reserve Bank
Cash in Hand and Balances with Reserve Bank
Cash in Hand
Balances with Reserve Bank
Assets with the Banking System
Balance with Other Banks(4)
Money at Call and Short Notice
Advances to Banks
Other Assets
Investments(5)

5,73,197
44,68,958
1,24,759
3,23,382
2,995
3,43,305
29,556
3,13,748

Government Securities
Other Approved Securities
Bank Credit

14,65,880
4,402
37,84,570

49,747
14,305
6,116
52,281
14,70,282

Food Credit
64,002
Non-Food credit
37,20,568
Loans, Cash-credit and Overdrafts
36,45,276
Inland Bills-Purchased
13,664
(6)
70,876
Discounted
Foreign Bills-Purchased
18,103
Discounted
36,651
Cash-Deposit Ratio
6.81
Investment-Deposit Ratio
29.16
Credit-Deposit Ratio
75.06
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding it
under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separa
in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

Note : Includes the impact of mergers since May 3, 2002.

(` crore)

ation over
Year-on-year
2010
2011
6
7
9,526
12,181
19,439

13,701
6,670
1,176

6,23,682 7,30,521
(16.9)
(16.9)
99,667 25,481
5,24,014 7,05,039
6,218 18,805
42,132 6,118
7,702
2,995
52,105 70,920
4,377
5,507
47,727 65,413
8,852 2,125
7,748
3,084
476
2,854
20,769 25,428
2,26,046 75,367
(19.3)
(5.4)
2,29,940 77,606
3,894 2,240
4,02,791 7,29,776
(15.2)
(23.9)
2,542 19,475
4,05,332 7,10,300
3,84,420 7,02,343
663
2,515
16,910 14,269
518
1,477
1,606
9,171

uded in the corresponding items

ents which are given separately