Luat Bao Hiem Xa Hoi

B n d ch khng chnh th c Unofficial copy
LU T B O HI M X H I LAW ON SOCIAL INSURANCE

Cn c vo hi n php n c C ng ho x h i ch ngha Vi t Nam nm 1992 c s a i, b sung theo Ngh quy t s 51/2001/QH 10 ngy 25 thng 12 nm 2001 c a qu c i kho X, k h p th 10; Pursuant to the 1992 Constitution of the Socialist Republic of Vietnam, which was amended and supplemented under resolution No.51/2001/QH of December 25, 2001 of the 10th session of the 10th National Assembly; Lu t ny quy nh v b o hi m x h i. This Law provides for social insurance. CHNG I CHAPTER I NH NG QUY NH CHUNG GENERAL PROVISIONS
i u 1. Ph m vi i u ch nh Article 1. Regulation scope 1. Lu t ny quy nh v ch , chnh sch b o hi m x h i; quy n v trch nhi m c a ng i lao ng, t ch c, c nhn tham gia b o hi m x h i; t ch c b o hi m x h i; qu b o hi m x h i; th t c th c hi n b o hi m x h i v qu n l nh n c v b o hi m x h i. 1. This Law provides for social insurance regimes and policies; rights and obligations of employees, organizations, individuals; social insurance organizations; social insurance funds; procedures for implementing social insurance and state management of social insurance. 2. Lu t ny khng p d ng i v i b o hi m y t , b o hi m ti n g i v cc lo i b o hi m mang tnh kinh doanh. 2. Thia Law does not apply to social health insurance, credit insurance and types of business insurance. i u 2. i t ng p d ng Article 2. Subjects of application 1. Ng i lao ng tham gia b o hi m x h i b t bu c l cng dn Vi t Nam, bao g m: 1. Employees entitled to participate in compulsory social insurance are Vietnamese citizens, including: a) Ng i lm vi c theo h p ng lao ng khng xc nh th i h n, h p ng lao ng c th i h n t 3 thng tr ln; a) Employees working under contracts of indefinite term or contracts of a term of three months and/or over; b) Cn b , cng ch c, vin ch c; b) Cadres, public servants;
Translated by Thanh Tan VSS, HCMC office
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c) Cng nhn qu c phng, cng nhn cng an; c) Defense workers, police workers; d) S quan, qun nhn chuyn nghi p qun i nhn nhn; s quan, h s quan nghi p v , s quan, h s quan chuyn mn k thu t cng an nhn dn; ng i lm cng tc c y u h ng lng nh i v i qun i nhn nhn dn, cng an nhn dn; d) Professional officers and soldiers of the Army force; professional officers and non-commissioned officers, technical officers and non-commissioned officers of the police force; persons engaged in cipher work and enjoying salaries like armymen or policemen; ) H s quan, binh s qun i nhn dn v h s quan, chi n s cng an nhn dn ph c v c th i h n; ) Non-commissioned officers and soldiers of the Army force, noncommissioned officers and combatants of the police force on term services; e) Ng i lm vi c c th i h n n c ngoi m tr c ng b o hi m x h i b t bu c. e) Persons working overseas for a definite term who previously paid compulsory social insurance premiums. 2. Ng i s d ng lao ng tham gia b o hi m x h i b t bu c bao g m c quan nh n c, n v s nghi p, n v v trang nhn dn; t ch c chnh tr , t ch c chnh tr - x h i, t ch c chnh tr x h i - ngh nghi p, t ch c x h i - ngh nghi p, t ch c x h i khc; c quan, t ch c n c ngoi, t ch c qu c t ho t ng trn lnh th Vi t Nam; doanh nghi p, h p tc x, h kinh doanh c th , t h p tc, t ch c khc v c nhn c thu m n, s d ng v tr cng cho ng i lao ng. 2. Employers participating in compulsory social insurance include state bodies, state units, securitiy services; political organizations, social-political organizations, social-political-professional organizations, social-professional organizations, other social organizations; foreign agencies and organizations, international organizations operating in the Vietnamese land; entrepreneurs, cooperatives, business individuals, cooperative groups, other organizations and individuals hiring, employing and paying wages to employees. 3. Ng i lao ng tham gia b o hi m th t nghi p l cng dn Vi t Nam lm vi c theo h p ng lao ng ho c h p ng lm vi c m cc h p ng ny khng xc nh th i h n ho c xc nh th i h n t m i hai thng n ba mi su thng v i ng i s d ng lao ng quy nh t i kho n 4 i u ny. 3. Employees participating in Unemployment insurance are Vietnamese citizens working under labour contracts or working contracts of indefinite term or a term of between full twelve months and thirty six months for employers specified at Clause 4 of this Article. 4. Ng i s d ng lao ng tham gia b o hi m th t nghi p l ng i s d ng lao ng quy nh t i kho n 2 i u ny c s d ng t m i lao ng tr ln. 4. Employers participating in Unemployment insurance are employers specified at Clause 2 of this Article who employ ten and over employees.

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5. Ng i tham gia b o hi m x h i t nguy n l cng dn Vi t Nam trong tu i lao ng, khng thu c quy nh t i kho n 1 i u ny. 5. Persons participating in voluntary social insurance are working-age Vietnamese citizens who are not specified at Clause 1 of this Article. 6. C quan, t ch c, c nhn c lin quan n b o hi m x h i. 6. Agencies, organizations and individuals related to Social insurance. Ng i lao ng tham gia b o hi m x h i b t bu c, ng i lao ng tham gia b o hi m th t nghi p, ng i tham gia b o hi m x h i t nguy n sau y g i chung l ng i lao ng. Employees participating in compulsory social insurance, employees participating in Unemployment insurance and persons participating in voluntary social insurance are hereinafter referred to as employees. i u 3. Gi i thch t ng Article 3. Difinitions Trong Lu t ny, cc t ng d i y c hi u nh sau: In this Law, the following terms shall be construed as follows: 1. B o hi m x h i l s b o m thay th ho c b p m t ph n thu nh p c a ng i lao ng khi h b gi m ho c m t thu nh p do m au, thai s n, tai n n lao ng, b nh ngh nghi p, th t nghi p, h t tu i lao ng ho c ch t, trn c s ng vo qu b o hi m x h i. 1. Social insurance means the guarantee to fully or partially offset a employees income that is lost or reduced due to his/her sickness, maternity, work-injured, occupational disease, unemployment, retirement or death, on his/her contributions to the social insurance fund. 2. B o hi m x h i b t bu c l lo i hnh b o hi m x h i m ng i lao ng v ng i s d ng lao ng ph i tham gia. 2. Compulsory social insurance means a form of social insurance in which employees and employers must participate. 3. B o hi m x h i t nguy n l lo i hnh b o hi m x h i m ng i lao ng t nguy n tham gia, c l a ch n m c ng v phng th c ng ph h p v i thu nh p c a mnh h ng b o hi m x h i. 3. Voluntary social insurance means a form of social insurance in which employees voluntarily participate, may select contribution rates and modes of payment suitable to his/her income in order to enjoy social insurance benefits. 4. Ng i th t nghi p l ng i ang ng b o hi m th t nghi p m b m t vi c lm ho c ch m d t h p ng lao ng, h p ng lm vi c nhng cha tm c vi c lm. 4. Unemployed person means a person who had paid unemployment insurance premiums then has lost his/her job or terminated his/her labour/working contract and has not yet found a job. 5. Th i gian ng b o hi m x h i l th i gian c tnh t khi ng i lao b t u ng b o hi m x h i cho n khi d ng ng. Tr ng h p ng i lao ng ng

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ng b o hi m x h i khng lin t c th th i gian ng b o hi m x h i l t ng th i gian ng b o hi m x h i. 5. Duration of social insurance cotribution means a duration counting from the time a employee starts paying social insurance premiums to the time he/she stops the payment thereof. When an employee pays social insurance premiums in discontinuity durations, the duration of social insurance cotribution is the total time paying social insurance premium. 6. M c lng t i thi u chung l m c lng th p nh t do Chnh ph cng b t ng th i k. 6. Common minimum salary means the lowest salary promulgated by the Government in each period. 7. Thn nhn l con, v ho c ch ng, cha , m , cha v ho c cha ch ng, m v ho c m ch ng c a ng i tham gia b o hi m x h i; ng i khc m ng i tham gia b o hi m x h i ph i ch u trch nhi m nui d ng. 7. Relative means an insured's child, wife or husband, native parents, parents-inlaw or whom the insured is obliged to nurture. i u 4. Cc ch b o hi m x h i Article 4. Social insurance benefits 1. B o hi m x h i b t bu c bao g m cc ch sau y: 1. Compulsory social insurance scheme covers the following benefits: a) m au; a) Sickness benefit; b) Thai s n; b) Maternity benefit; c) Tai n n lao ng, b nh ngh nghi p; c) Work-injured benefit, Occupational disease benefit; d) Hu tr; d) Old-age benefit; ) T tu t. ) Survivor benefit. 2. B o hi m x h i t nguy n bao g m cc ch sau y: 2. Voluntary social insurance scheme covers the following benefits: a) Hu tr; a) Old-age benefit; b) T tu t. b) Survivor benefit. 3. B o hi m th t nghi p bao g m cc ch sau y: 3. Unemployment insurance covers the following benefits: a) Tr c p th t nghi p; a) Unemployment allowance; b) H tr h c ngh ;
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b) Aid for apprenticeship; c) H tr tm vi c lm. c) Aid for job seeking. i u 5. Nguyn t c b o hi m x h i Article 5. Social insurance principles 1. M c h ng b o hi m x h i c tnh trn c s m c ng, th i gian ng b o hi m x h i v c chia s gi a nh ng ng i tham gia b o hi m x h i. 1. Social insurance benefits shall be calculated on the contribution, the duration of social insurance contribution and the sharing among the insureds. 2. M c ng b o hi m x h i b t bu c, b o hi m th t nghi p c tnh trn c s ti n lng, ti n cng c a ng i lao ng. M c ng b o hi m x h i t nguy n c tnh trn c s m c thu nh p do ng i lao ng l a ch n nhng m c thu nh p ny khng th p hn m c lng t i thi u chung. 2. The contribution of compulsory social insurance or unemployment insurance shall be calculated on the employees salary or remuneration. The contribution of voluntary social insurance shall be calculated on selected contribution by employees, which, must be at least equivalent to the common minimum salary. 3. Ng i lao ng v a c th i gian ng b o hi m x h i b t bu c v a c th i gian ng b o hi m x h i t nguy n c h ng ch hu tr v ch t tu t trn c s th i gian ng b o hi m x h i. 3. Employees paying both compulsory and voluntary social insurance premiums are entitled to the old-age benefit and survivor benefit on his/her duration of contribution. 4. Qu b o hi m x h i c qu n l th ng nh t, dn ch , cng khai, minh b ch, c s d ng ng m c ch, c h ch ton c l p theo cc qu thnh ph n c a b o hi m x h i b t bu c, b o hi m x h i t nguy n v b o hi m th t nghi p. 4. The social insurance fund shall be managed in a uniform, democratic, open and transparent manner, be used for proper purposes and be independently accounted according to the component funds of compulsory social insurance, voluntary social insurance and unemployment insurance. 5. Vi c th c hi n b o hi m x h i ph i n gi n, d dng, thu n ti n, b o m k p th i v y quy n l i c a ng i tham gia b o hi m x h i. 5. Social insurance shall be implemented in a simple, easy and convenient manner, promptly and adequately ensuring the benefits of the insureds. i u 6. Chnh sch c a Nh n c i v i b o hi m x h i Article 6. State policies to social insurance 1. Nh n c khuy n khch v t o i u ki n c quan, t ch c, c nhn tham gia b o hi m x h i. 1. The State shall encourage and create conditions for agencies, organizations and individuals to participate in Social insurance.

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2. Nh n c c chnh sch u tin u t qu b o hi m x h i v cc bi n php c n thi t khc b o ton, tng tr ng qu . Qu b o hi m x h i c Nh n c b o h , khng b ph s n. 2. The State shall adopt preferential policies of investment in the social insurance fund and other necessary measures to preserve and develop the fund. The social insurance fund shall be protected by the State and shall not become bankrupt. Lng hu, tr c p b o hi m x h i c a ho t ng u t t qu b o hi m x h i c mi n thu . Old-age pensions, social insurance allowances and profits from activities investment of the social insurance fund are tax-free. i u 7. N i dung qu n l nh n c v b o hi m x h i Article 7. State management of social insurance 1. Xy d ng v t ch c th c hi n chi n l c, ch , chnh sch b o hi m x h i. 1. To formulate, organize the implementation of social insurance strategies, regimes and policies. 2. Ban hnh v t ch c th c hi n vn b n quy ph m php lu t v b o hi m x h i. 2. To promulgate, organize the implementation of legal documents on Social insurance. 3. Tuyn truy n, ph bi n ch , chnh sch, php lu t v b o hi m x h i. 3. To propagate and disseminate Social insurance benefits, policies and law. 4. Th c hi n cng tc th ng k, thng tin v b o hi m x h i. 4. To perform statistical and information work on Social insurance. 5. T ch c b my th c hi n b o hi m x h i; o t o, b i d ng ngu n nhn l c lm cng tc b o hi m x h i. 5. To organize the social insurance-implementing apparatus; to train human resources for social insurance work. 6. Thanh tra, ki m tra vi c ch p hnh php lu t v b o hi m x h i; gi i quy t khi u n i, t co v x l vi ph m php lu t v b o hi m x h i. 6. To inspect and check the observance of law on social insurance; to settle complaints and denunciations about, and handle violations of the law on, social insurance. 7. H p tc qu c t v b o hi m x h i. 7. To establish international cooperation on social insurance. i u 8. C quan qu n l nh n c v b o hi m x h i Article 8. State management agencies in charge of social insurance 1. Chnh ph th ng nh t qu n l nh n c v b o hi m x h i. 1. The Government shall perform the uniform state management of social insurance. 2. B Lao ng - Thng binh v X h i ch u trch nhi m tr c Chnh ph th c hi n qu n l nh n c v b o hi m x h i.
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2. The Ministry of Labor, Invalids and Social Affairs shall take responsibility before the Government for performing the state management of social insurance. 3. B , c quan ngang b trong ph m vi nhi m v , quy n h n c a mnh th c hi n qu n l nh n c v b o hi m x h i. 3. Ministries, ministerial-level agencies shall, within the ambit of their respective tasks and powers, perform the state management of social insurance. 4. U ban nhn dn cc c p th c hi n qu n l nh n c v b o hi m x h i trong ph m vi a phng theo phn c p c a Chnh ph . 4. People's Committees at all levels shall perform the state management of social insurance within their respective localities under the Government's decentralization. i u 9. Hi n i ho qu n l b o hi m x h i Article 9. Modernization of social insurance management 1. Nh n c khuy n khch u t pht tri n cng ngh v phng ti n k thu t tin ti n b o m p d ng phng php qu n l b o hi m x h i hi n i. 1. The State shall encourage investment in development of technologies and advanced technical equipment in order to ensure the application of modern social insurance management methods. 2. Chnh ph quy nh c th vi c p d ng cng ngh thng tin trong qu n l b o hi m x h i. 2. The Government shall specify the application of information technology to the social insurance management. i u 10. Thanh tra b o hi m x h i Article 10. Social insurance inspectorate 1.Thanh tra lao ng - thng binh v x h i th c hi n ch c nng thanh tra chuyn ngnh v b o hi m x h i. 1. The labor, invalid and social affairs inspectorate shall perform the functions of specialized inspection in social insurance. 2.T ch c, nhi m v , quy n h n c a thanh tra chuyn ngnh v b o hi m x h i c th c hi n theo quy nh c a php lu t v thanh tra. 2. The organization, duties and powers of the specialized social insurance inspectorate shall comply with the provisions of law on inspection. i u 11. Quy n v trch nhi m c a t ch c cng on Article 11. Rights and responsibilities of trade union 1. T ch c cng on c cc quy n sau y: 1. Trade union organizations have the following rights: a) B o v quy n v l i ch h p php c a ng i lao ng tham gia b o hi m x h i; a) To protect the legitimate rights and interests of employees participating in social insurance;
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b) Yu c u ng i s d ng lao ng, t ch c b o hi m x h i cung c p thng tin v b o hi m x h i c a ng i lao ng; b) To request employers, social insurance organizations to supply information on employees social insurance; c) Ki n ngh v i c quan nh n c c th m quy n x l vi ph m php lu t v b o hi m x h i. c) To propose competent state bodies to handle violations of the law on social insurance. 2. T ch c cng on c cc trch nhi m sau y: 2. Trade union organizations have the following responsibilities: a) Tuyn truy n, ph bi n ch , chnh sch, php lu t v b o hi m x h i i v i ng i lao ng; a) To propagate and disseminate social insurance benefits, policies and law to employees; b) Ki n ngh , tham gia xy d ng, s a i, b sung ch , chnh sch, php lu t v b o hi m x h i; b) To propose, participate in the elaboration, amendment and supplementation of social insurance benefits, policies and law; c) Tham gia ki m tra, gim st vi c thi hnh php lu t v b o hi m x h i. c) To participate in inspecting and supervising the implementation of the law on social insurance. i u 12. Quy n v trch nhi m c a i di n ng i s d ng lao Article 12. Rights and responsibilities of employers' representatives 1. i di n ng i s d ng lao ng c cc quy n sau y: 1. Employers' representatives have the following rights: a) B o v quy n v l i ch h p php c a ng i s d ng lao ng tham gia b o hi m x h i; a) To protect the legitimate rights and interests of employers participating in social insurance; b) Ki n ngh v i c quan nh n c c th m quy n x l vi ph m php lu t v b o hi m x h i. b) To propose competent state bodies to handle violations of the law on social insurance. 2. i di n ng i s d ng lao ng c cc trch nhi m sau y: 2. Employers' representatives have the following responsibilities: a) Tuyn truy n, ph bi n ch , chnh sch, php lu t v b o hi m x h i i v i ng i s d ng lao ng; a) To propagate and disseminate social insurance benefits, policies and law to employers; b) Ki n ngh , tham gia xy d ng, s a i, b sung ch , chnh sch, php lu t v b o hi m x h i; ng

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b) To propose, participate in the elaboration, amendment and/or supplementation of social insurance benefits, policies and law; c) Tham gia ki m tra, gim st vi c thi hnh php lu t v b o hi m x h i. c) To participate in inspecting and supervising the implementation of the law on social insurance. i u 13. Ch bo co, ki m ton Article 13. Reporting and auditing regimes 1. H ng nm Chnh ph bo co Qu c h i v qu n l v s d ng qu b o hi m x h i. 1. Annually, the Government shall report to the National Assembly on the management and utilization of the Social insurance fund. 2. nh k ba nm, Ki m ton nh n c th c hi n ki m ton qu b o hi m x h i v bo co k t qu v i Qu c h i. Trong tr ng h p c n thi t, theo yu c u c a Qu c h i, U ban th ng v Qu c h i ho c Chnh ph , qu b o hi m x h i c ki m ton t xu t. 2. Periodic of three years, the State audit office shall audit the Social insurance fund and report on the results to the National Assembly. In case of necessity, at the request of, the National Assembly, the National Assembly Standing Committee or the Government, the Social insurance fund shall be audited unexpectedly. i u 14. Cc hnh vi b nghim c m Article 14. Prohibited acts 1. Khng ng b o hi m x h i theo quy nh c a Lu t ny. 1. Not paying social insurance premiums according to the provisions of this Law. 2. Gian l n, gi m o h s trong vi c th c hi n b o hi m x h i. 2. Falsifying and forging dossiers in the implementation of social insurance. 3. S d ng qu b o hi m x h i sai m c ch. 3. Using the social insurance fund for improper purposes. 4. Gy phi n h, tr ng i, lm thi t h i n quy n v l i ch h p php c a ng i lao ng, ng i s d ng lao ng. 4. Causing troubles or obstacles to employees or employers, harming their legitimate rights and interests. 5. Bo co sai s th t, cung c p sai l ch thng tin, s li u v b o hi m x h i. 5. Making false reports, supplying false information, data on social insurance. CHNG II CHAPTER II i u 15. QUY N, TRCH NHI M C A NG I LAO NG, NG I S D NG LAO NG, T CH C B O HI M X H I RIGHTS AND RESPONSIBILITIES OF EMPLOYEES, EMPLOYERS, SOCIAL INSURANCE ORGANIZATIONS ng
Quy n c a ng i lao

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Article 15. Rights of employees Ng i lao ng c cc quy n sau y: Employees have the following rights: 1. c c p s b o hi m x h i; 1. To be granted Social insurance books; 2. Nh n s b o hi m x h i khi khng cn lm vi c; 2. To receive Social insurance books when leave from work; 3. Nh n lng hu v tr c p b o hi m x h i y , k p th i; 3. To receive old-age pensions and social insurance allowances fully and in time; 4. H ng b o hi m y t trong cc tr ng h p sau y: 4. To enjoy Social health insurance benefit in the following cases: a) ang h ng lng hu; a) Enjoying old-age pensions; b) Ngh vi c h ng tr c p tai n n lao ng, b nh ngh nghi p h ng thng; b/ Being on leave and enjoying work-injured or occupational disease pension; c) ang h ng tr c p th t nghi p; c/ Enjoying unemployment allowance; 5. U quy n cho ng i khc nh n lng hu, tr c p b o hi m x h i; 5. To authorize other persons to receive their old-age pension or social insurance allowance. 6. Yu c u ng i s d ng lao ng cung c p thng tin quy nh t i i m h kho n 1 i u 18; yu c u t ch c b o hi m x h i cung c p thng tin quy nh t i kho n 11 i u 20 c a Lu t ny; 6. To request employers supplying information specified at Point h, Clause 1, Article 18; to request social insurance organizations supplying information specified at Clause 11, Article 20 of this Law; 7. Khi u n i, t co v b o hi m x h i; 7. To lodge complaints or denunciations about social insurance; 8. Cc quy n khc theo quy nh c a php lu t. 8. Other rights provided for by law. i u 16. Trch nhi m c a ng i lao ng Article 16. Responsibilities of employees 1. Ng i lao ng c cc trch nhi m sau y: 1. Employees have the following responsibilities: a) ng b o hi m x h i theo quy nh c a Lu t ny; a) To pay social insurance premiums according to the provisions of this Law; b) Th c hi n quy nh v vi c l p h s b o hi m x h i; b) To implement regulations on compilation of social insurance dossiers; c) B o qu n s b o hi m x h i theo ng quy nh; c) To preserve Social insurance books according to regulations;
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d) Cc trch nhi m khc theo quy nh c a php lu t. d) Other responsibilities as provided for by law. 2. Ngoi vi c th c hi n cc quy nh t i kho n 1 i u ny, ng i lao ng tham gia b o hi m th t nghi p cn c cc trch nhi m sau y: 2. Apart from the responsibilities specified at Clause 1 of this Article, employees covering by unemployment insurance also have the following responsibilities: a) ng k th t nghi p v i t ch c b o hi m x h i; a) To register their unemployment with the Social insurance organization; b) Thng bo h ng thng v i t ch c b o hi m x h i v vi c tm ki m vi c lm trong th i gian h ng tr c p th t nghi p; b) To inform the job seeking situation monthly to Social insurance organization during the period of enjoying unemployment allowance; c) Nh n vi c lm ho c tham gia kho h c ngh ph h p khi t ch c b o hi m x h i gi i thi u. c) To accept jobs or participate in appropriate job-training courses recommended by the social insurance organization. i u 17. Quy n c a ng i s d ng lao Article 15. Rights of employers ng
Ng i s d ng lao ng c cc quy n sau y: Employers have the following rights: 1. T ch i th c hi n nh ng yu c u khng ng quy nh c a php lu t v b o hi m x h i; 1. To refuse requests contrary to the provisions of law on social insurance; 2. Khi u n i, t co v b o hi m x h i; 2. To lodge complaints or denunciations about social insurance; 3. Cc quy n khc theo quy nh c a php lu t. 3. Other rights as provided for by law. i u 18. Trch nhi m c a ng i s d ng lao Article 16. Responsibilities of employers ng
1. Ng i s d ng lao ng c cc trch nhi m sau y: 1. Employers have the following responsibilities: a) ng b o hi m x h i theo quy nh t i i u 12 v h ng thng trch t ti n lng, ti n cng c a ng i lao ng theo quy nh t i kho n 1 i u 91 c a Lu t ny ng cng m t lc vo qu b o hi m x h i; a) To pay social insurance premiums according to the provisions of Article 92 and deduct the monthly salaries or remuneration from their employees for payment at a time into the social insurance fund in accordance with provisions of Clause 1, Article 91 of this Law; b) B o qu n s b o hi m x h i c a ng i lao ng trong th i gian ng i lao ng lm vi c;

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b) To preserve social insurance books of employees during their working term; c) Tr s b o hi m x h i cho ng i lao ng khi ng i khng cn lm vi c; c) To return social insurance books to employees when they leave from work; d) L p h s ng i lao ng c c p s , ng v h ng b o hi m x h i; d) To compile dossiers for employees to be granted social insurance books, pay social insurance premiums and be covered by social insurance; ) Tr tr c p b o hi m x h i cho ng i lao ng; ) To pay social insurance allowances to employees; e) Gi i thi u ng i lao ng i gim nh m c suy gi m kh nng lao ng t i H i ng Gim nh y khoa theo quy nh t i i m a kho n 1 i u 41, i u 51 v i m b kho n 1 i u 55 c a Lu t ny; e) To recommend employees for assessment of their working capacity decrease at the Medical Assessment Council as provided for at Point a, Clause 1, Article 41, Article 51 and Point b, Clause 1, Article 55 of this Law; g) Cung c p ti li u, thng tin lin quan theo yu c u c a c quan nh n c c th m quy n; g) To supply relevant documents and information at the request of competent state bodies; h) Cung c p thng tin v vi c ng b o hi m x h i c a ng i lao ng khi ng i lao ng ho c t ch c cng on yu c u; h) To supply information on social insurance contribution for employees at the request of employees or trade union organizations; i) Cc trch nhi m khc theo quy nh c a php lu t. i) Other responsibilities as provided for by law. 2. Ngoi vi c th c hi n cc quy nh t i kho n 1 i u ny, h ng thng ng i s d ng lao ng tham gia b o hi m th t nghi p ng b o hi m th t nghi p theo quy nh t i kho n 2 i u 102 v trch t ti n lng, ti n cng c a ng i lao ng theo quy nh t i kho n 1 i u 102 c a Lu t ny ng cng m t lc vo qu b o hi m th t nghi p. 2. Apart from complying with the provisions of Clause 1 of this Article, the employers covering by unemployment insurance scheme shall pay monthly unemployment insurance premiums according to the provisions of Clause 2, Article 102 and deduct the monthly salaries or remuneration from their employees for payment at a time into the unemployment insurance fund in accordance with the provisions of Clause 1, Article 102 of this Law. i u 19. Quy n c a t ch c b o hi m x h i Article 19. Rights of social insurance organizations T ch c b o hi m x h i c cc quy n sau y: Social insurance organizations have the following rights: 1. T ch c qu n l nhn s , ti chnh v ti s n theo quy nh c a php lu t;

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1. To organize the management of personnel, finance and property according to provisions of law; 2. T ch i yu c u tr b o hi m x h i khng ng quy nh; 2. To refuse claims for social insurance benefits against regulations; 3. Khi u n i v b o hi m x h i; 3. To lodge complaints about social insurance; 4. Ki m tra vi c ng b o hi m x h i v tr cc ch b o hi m x h i; 4. To examine the payment of social insurance premiums and the enjoyment of social insurance benefits; 5. Ki n ngh v i c quan nh n c c th m quy n xy d ng, s a i, b sung ch , chnh sch, php lu t v b o hi m x h i v qu n l qu b o hi m x h i; 5. To propose competent state bodies to formulate, amend and/or supplement social insurance regimes, policies and law and to manage the social insurance fund; 6. Ki n ngh v i c quan nh n c c th m quy n x l vi ph m php lu t v b o hi m x h i; 6. To propose competent state bodies to handle violations of the law on social insurance; 7. Cc quy n khc theo quy nh c a php lu t. 7. Other rights as provided for by law. i u 20. Trch nhi m c a t ch c b o hi m x h i Article 19. Responsibilities of social insurance organizations T ch c b o hi m x h i c cc trch nhi m sau y: Social insurance organizations have the following responsibilities: 1. Tuyn truy n, ph bi n ch , chnh sch, php lu t v b o hi m x h i; h ng d n th t c th c hi n ch b o hi m x h i i v i ng i lao ng, ng i s d ng lao ng thu c i t ng tham gia b o hi m x h i; 1. To propagate and disseminate social insurance benefits, policies and law; to guide social insurance procedures to employees, employers covering by social insurance schemes; 2. Th c hi n vi c thu b o hi m x h i theo quy nh c a Lu t ny; 2. To collect social insurance premiums according to the provisions of this Law; 3. Ti p nh n h s, gi i quy t ch b o hi m x h i; th c hi n vi c tr lng hu, tr c p b o hi m x h i y , thu n ti n v ng th i h n; 3. To receive dossiers and settle social insurance benefits; to pay old-age pension and social insurance allowances in a full, convenient and timely manner; 4. C p s b o hi m x h i n t ng ng i lao ng; 4. To grant Social insurance books to every employee; 5. Qu n l, s d ng qu b o hi m x h i theo quy nh c a php lu t;

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5. To manage and use the Social insurance fund according to the provisions of law; 6. Th c hi n cc bi n php b o ton v tng tr ng qu b o hi m x h i; 6. To apply measures to preserve and grow the social insurance fund; 7. T ch c th c hi n cng tc th ng k, k ton, h ng d n nghi p v v b o hi m x h i; 7. To organize statistical and accounting work, to provide professional guidance on social insurance; 8. Gi i thi u ng i lao ng i gim nh m c suy gi m kh nng lao ng t i H i ng Gim nh y khoa theo quy nh t i i m b kho n 1 v kho n 2 i u 41 c a Lu t ny; 8. To recommend employees for assessment of their working capacity decrease at the Medical assessment Council as provided for at Point b, Clauses 1, 2, Article 41 of this Law; 9. ng d ng cng ngh thng tin trong qu n l b o hi m x h i; lu tr h s c a ng i tham gia b o hi m x h i theo quy nh c a php lu t; 9. To apply information technology to social insurance management; to archive the insured's dossiers according to the provisions of law; 10. nh k su thng, bo co H i ng qu n l b o hi m x h i v tnh hnh th c hi n b o hi m x h i. H ng nm, bo co Chnh ph v c quan qu n l nh n c v tnh hnh qu n l v s d ng qu b o hi m x h i; 10. To report, a half-yearly, to the Social insurance management Board on social insurance operation. To annually report to the Government and state management bodies on the management and utilization of the Social insurance fund; 11. Cung c p y v k p th i thng tin v vi c ng, quy n c h ng ch , th t c th c hi n b o hi m x h i khi ng i lao ng ho c t ch c cng on yu c u; 11. To adequately and promptly supply information on payment of social insurance premiums, the rights to enjoy social insurance benefits, and social insurance implementation procedures at the request of employees or trade union organizations; 12. Cung c p ti li u, thng tin lin quan theo yu c u c a c quan nh n c c th m quy n; 12. To supply relevant documents and information at the request of competent state agencies; 13. Gi i quy t k p th i khi u n i, t co v vi c th c hi n b o hi m x h i; 13. To settle complaints and denunciations about the social insurance in time; 14. Th c hi n h p tc qu c t v b o hi m x h i; 14. To implement international cooperation on social insurance; 15. Cc trch nhi m khc theo quy nh c a php lu t. 15. Other responsibilities as provided for by law.
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CHNG III CHAPTER III M C1 SECTION 1
B O HI M X H I B T BU C COMPULSORY SOCIAL INSURANCE CH M AU SICKNESS BENEFITS
i u 21. i t ng p d ng ch m au Article 21. Coverage of sickness benefits i t ng p d ng ch m au l ng i lao ng quy nh t i cc i m a, b, c v d kho n 1 i u 2 c a Lu t ny. The sickness benefit covers employees specified at Points a, b, c and d, Clause 1, Article 2 of this Law. i u 22. i u ki n h ng ch m au Article 22. Conditions to enjoy sickness benefits 1. B m au, tai n n r i ro ph i ngh vi c v c xc nh n c a c s y t . Tr ng h p m au, tai n n ph i ngh vi c do t hu ho i s c kho , do say r u ho c s d ng ma tu, ch t gy nghi n khc th khng c h ng ch m au. 1. To be leave due to sickness or accident, with the certification of a medical care establishment. In case of taking leave due to sickness or accident because of self-infliction, drunkenness, abuse of drug or other addictives, employees are not entitled to the sickness benefit. 2. C con d i b y tu i b m au, ph i ngh vi c chm sc con th ph i c xc nh n c a c s y t . 2. To be leave to take care of children who under seven years old get sick with the certification of a medical care establishment. i u 23. Th i gian h ng ch m au Article 23. Period of time to enjoy sickness benefits 1. Th i gian t i a h ng ch m au trong m t nm i v i ng i lao ng quy nh t i cc i m a, b v c kho n 1 i u 2 c a Lu t ny tnh theo ngy lm vi c khng k ngy ngh l , ngh T t, ngy ngh h ng tu n v c quy nh nh sau: 1. The maximum period for enjoying the sickness benefit in a year for employees specified at Points a, b and c, Clause 1, Article 2 of this Law shall be calculated according to working days, excluding public holidays, New Year holidays and weekends, and is provided for as follows: a) Lm vi c trong i u ki n bnh th ng th c h ng ba mi ngy n u ng b o hi m x h i d i m i lm nm; b n mi ngy n u ng t m i lm nm n d i ba mi nm; su mi ngy n u ng t ba mi nm tr ln;

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a) For employees working under normal conditions, it is thirty days, if they have the social insurance contribution less than fifteen years; forty days, if they have the social insurance contribution for between full fifteen years and under thirty years; sixty days, if they have the social insurance contribution for full thirty years and over; b) Lm ngh ho c cng vi c n ng nh c, c h i, nguy hi m thu c danh m c do B Lao ng - Thng binh v X h i v B Y t ban hnh ho c lm vi c th ng xuyn ni c ph c p khu v c h s t 0,7 tr ln th c h ng b n mi ngy n u ng b o hi m x h i d i m i lm nm; nm mi ngy n u ng t m i lm nm n d i ba mi nm; b y mi ngy n u ng t ba mi nm tr ln. b) For employees working under heavy, hazardous or dangerous occupations or jobs on the list promulgated by the Ministry of Labor, Invalids and Social Affairs and the Ministry of Health or working regularly in regions with regional allowance coefficient of 0.7 or higher, it is forty days, if they have social insurance contribution for less than fifteen year; fifty days, if they have social insurance contribution for between full fifteen years and under thirty years; seventy days, if they have social insurance contribution for full thirty years or more. 2. Ng i lao ng m c b nh thu c Danh m c b nh c n ch a tr di ngy do B Y t ban hnh th c h ng ch m au nh sau: 2. Employees who are infected with a disease on the list promulgated by the Ministry of Health for diseases with long-term treatment, shall enjoy the sickness benefit as follows: a) T i a khng qu m t trm tm mi ngy trong m t nm tnh c ngy ngh l , ngh T t, ngy ngh h ng tu n; a) No more than one hundred and eighty days in a year, including public holidays, New Year holidays and weekends; b) H t th i h n m t trm tm mi ngy m v n ti p t c i u tr th c h ng ti p ch m au v i m c th p hn. b) If employees still need treatment after one hundred and eighty days, they shall continue to enjoy the sickness benefit at a lower level. 3. Th i gian h ng ch m au i v i ng i lao ng quy nh t i i m d kho n 1 i u 2 c a Lu t ny tu thu c vo th i gian i u tr t i c s y t thu c qun i nhn dn v cng an nhn dn. 3. The period for enjoying the sickness benefit for employees specified at Point a, Clause 1, Article 2 of this Law shall depend on the period of treatment at medical care establishments of the army force or the police force. i u 24. Th i gian h ng ch khi con m au Article 24. Period of time to enjoy the benefit upon sickness of children 1. Th i gian h ng ch khi con m au trong m t nm c tnh theo s ngy chm sc con t i a l hai mi ngy lm vi c n u con d i ba tu i; t i a l m i lm ngy lm vi c n u con t ba tu i n d i b y tu i.

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1. The period for enjoying the benefit in a year upon taking care of sick child shall be calculated according to the maximum number of days and be twenty working days if the sick child is under three years old, or fifteen working days if the sick child is between full three years old and under seven years old. 2. Tr ng h p c cha v m cng tham gia b o hi m x h i, n u m t ng i h t th i h n h ng ch m con v n m au th ng i kia c h ng ch theo quy nh t i kho n 1 i u ny. 2. When both parents are covered by compulsory social insurance scheme, if their child is still sick after either of them has spent the whole period for enjoying the benefit, the other parent is entitled to the benefit provided for at Clause 1 of this Article. i u 25. M c h ng ch m au Article 25. Levels of the sickness benefits 1. Ng i lao ng h ng ch m au theo quy nh t i kho n 1, i m a kho n 2 i u 23 v i u 24 c a Lu t ny th m c h ng b ng 75% m c ti n lng, ti n cng ng b o hi m x h i c a thng li n k tr c khi ngh vi c. 1. Employees entitled to the sickness benefit provided for at Clause 1, at Point a, Clause 2 of Article 23, and in Article 24 of this Law enjoy 75% of the social insurance premiums are paid on their salary or remuneration for the previous month contribution. 2. Ng i lao ng h ng ti p ch m au quy nh t i i m b kho n 2 i u 23 c a Lu t ny th m c h ng c quy nh nh sau: 2. Employees who continue enjoying the sickness benefit provided for at Point b, Clause 2, Article 23 of this Law enjoy the level as follows: a) B ng 65% m c ti n lng, ti n cng ng b o hi m x h i c a thng li n k tr c khi ngh vi c n u ng b o hi m x h i t ba mi nm tr ln; a) 65% of the salary or remuneration for the previous month contribution, if employees have social insurance contribution for full thirty years and over; b) B ng 55% m c ti n lng, ti n cng ng b o hi m x h i c a thng li n k tr c khi ngh vi c n u ng b o hi m x h i t m i lm nm n d i ba mi nm; b) 55% of the salary or remuneration for the previous month contribution, if employees have social insurance contribution for between full fifteen years and under thirty years; c) B ng 45% m c ti n lng, ti n cng ng b o hi m x h i c a thng li n k tr c khi ngh vi c n u ng b o hi m x h i d i m i lm nm. c) 45% of the salary or remuneration for the previous month contribution, if employees have social insurance contribution for less than fifteen years.

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3. Ng i lao ng h ng ch m au theo quy nh t i kho n 3 i u 23 c a Lu t ny th m c h ng b ng 100% m c ti n lng ng b o hi m x h i c a thng li n k tr c khi ngh vi c. 3. Employees enjoying the sickness benefit provided for at Clause 3, Article 23 of this Law enjoy 100% of the salary or remuneration for the previous month contribution. 4. M c h ng ch m au tnh theo quy nh t i kho n 2 i u ny n u th p hn m c lng t i thi u chung th c tnh b ng m c lng t i thi u chung. 4. If the sickness benefit specified at Clause 2 of this Article is lower than the common minimum salary, it shall be increased to be equivalent to the common minimum salary. i u 26. D ng s c, ph c h i s c kho sau khi m au Article 26. Recovering, convalescent after sickness 1. Ng i lao ng sau th i gian h ng ch m au theo quy nh t i i u 23 c a Lu t ny m s c kho cn y u th c ngh d ng s c, ph c h i s c kho t nm ngy n m i ngy trong m t nm. 1. After period of enjoying the sickness benefit under the provisions of Article 23 of this Law, if employees still keep weakhealth shall be entitled to take a leave for convalescence and rehabilitation for between five days and ten days in a year. 2. M c h ng m t ngy b ng 25% m c lng t i thi u chung n u ngh d ng s c, ph c h i s c kho t i gia nh; b ng 40% m c lng t i thi u chung n u ngh d ng s c, ph c h i s c kho t i c s t p trung. 2. The daily benefit is equivalent to 25% of the common minimum salary, if employees have convalescence and rehabilitation at home; or 40% of the common minimum salary, if employees have convalescence and rehabilitation at a convalescent facilities. M C2 SECTION 2 CH THAI S N MATERNITY BENEFITS
i u 27. i t ng p d ng ch thai s n Article 27. Coverage of maternity benefits i t ng p d ng ch thai s n l ng i lao ng quy nh t i cc i m a, b, c v d kho n 1 i u 2 c a Lu t ny. The maternity benefit covers employees specified at Point a, b, c and d, Clause 1, Article 2 of this Law. i u 28. i u ki n h ng ch thai s n Article 28. Conditions to enjoy maternity benefits 1. Ng i lao ng c h ng ch thai s n khi thu c m t trong cc tr ng h p sau y: 1. Employees are entitled to the maternity benefit when falling into one of the following cases:

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a) Lao ng n mang thai; a) Pregnancy; b) Lao ng n sinh con; b) Giving a birth; c) Ng i lao ng nh n nui con nui d i b n thng tu i; c) Employees adopt children less than four months old; d) Ng i lao ng t vng trnh thai, th c hi n cc bi n php tri t s n. d) Employees implant an intrauterine device (IUD) or sterilization measures. 2. Ng i lao ng quy nh t i i m b v i m c kho n 1 i u ny ph i ng b o hi m x h i t su thng tr ln trong th i gian m i hai thng tr c khi sinh con ho c nh n nui con nui. 2. Employees specified at Points b, c, Clause 1 of this Article must have social insurance contribution full six month and over within twelve months before childbirth or child adoption. i u 29. Th i gian h ng ch khi khm thai Article 29. Period of time to enjoy maternity benefits for pregnancy examination Trong th i gian mang thai, lao ng n c ngh vi c i khm thai nm l n, m i l n m t ngy; tr ng h p xa c s y t ho c ng i mang thai c b nh l ho c thai khng bnh th ng th c ngh hai ngy cho m i l n khm thai. Pregnant female employees are entitled to take leave for five-time prenatal checks-up, one day leave for each time check-up; in case they live far from medical care establishments or have pathological reasons or abnormal pregnancy, they are entitled to a two-day leave for each prenatal check-up. Th i gian ngh vi c h ng ch thai s n quy nh t i i u ny tnh theo ngy lm vi c khng k ngy ngh l , ngh T t, ngy ngh h ng tu n. The day leave for enjoying the maternity benefit specified at this Article shall be calculated according to working days, excluding public holidays, New Year holidays and weekends. i u 30. Th i gian h ng ch khi s y thai, n o, ht thai ho c thai ch t lu Article 30. Period of time to enjoy maternity benefits for miscarriage, abortion, fetocytosis or stillbirth Khi s y thai, n o, ht thai ho c thai ch t lu th lao ng n c ngh vi c h ng ch thai s n m i ngy n u thai d i m t thng; hai mi ngy n u thai t m t thng n d i ba thng; b n mi ngy n u thai t ba thng n d i su thng; nm mi ngy n u thai t su thng tr ln. When getting miscarriage, abortion, fetocytosis or stillbirth, female employees are entitled to ten-day leave, for pregnancy of under one month; twenty-day leave, for pregnancy of between one month and under three months; forty-day leave, for pregnancy of between three months and under six months; or fifty-day leave, for pregnancy of six months and older. Th i gian ngh vi c h ng ch thai s n quy nh t i i u ny tnh c ngy ngh l , ngh T t, ngy ngh h ng tu n.
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The days leave for enjoying the maternity benefit specified at this Article includes public holidays, New Year holidays and weekends. i u 31. Th i gian h ng ch khi sinh con Article 31. Period of time to enjoy maternity benefits for giving birth 1. Lao ng n sinh con c ngh vi c h ng ch thai s n theo quy nh sau y: 1. After giving birth, female employees are entitled to take leave under the maternity benefit as follows: a) B n thng, n u lm ngh ho c cng vi c trong i u ki n lao ng bnh th ng; a) Four-month leave, if she works under normal working conditions; b) Nm thng, n u lm ngh ho c cng vi c n ng nh c, c h i, nguy hi m thu c danh m c do B Lao ng - Thng binh v X h i v B Y t ban hnh; lm vi c theo ch ba ca; lm vi c th ng xuyn ni c ph c p khu v c h s t 0,7 tr ln ho c l n qun nhn, n cng an nhn dn; b) Five-month leave, if she works under heavy, hazardous or dangerous conditions in accordance with the lists promulgated by the Ministry of Labor, Invalids and Social Affairs and the Ministry of Health; works under the threeshift regime; works regularly in regions with regional allowance coefficient of 0.7 or more or if she is army women or police women; c) Su thng i v i lao ng n l ng i tn t t theo quy nh c a php lu t v ng i tn t t; c) Six-month leave, if she is disabled persons according to the provisions of law on disabled people; d) Tr ng h p sinh i tr ln, ngoi th i gian ngh vi c quy nh t i cc i m a, b v c kho n ny th tnh t con th hai tr i, c m i con c ngh thm ba mi ngy. d) When giving a birth of twin or more infants, in addition to the leave period specified at Points a, b and c of this Clause, the employee shall enjoy an additional leave of thirty days for each infant from the second. 2. Tr ng h p sau khi sinh con, n u con d i su mi ngy tu i b ch t th m c ngh vi c chn mi ngy tnh t ngy sinh con; n u con t su mi ngy tu i tr ln b ch t th m c ngh vi c ba mi ngy tnh t ngy con ch t, nhng th i gian ngh vi c h ng ch thai s n khng v t qu th i gian quy nh t i kho n 1 i u ny; th i gian ny khng tnh vo th i gian ngh vi c ring theo quy nh c a php lu t v lao ng. 2. When the newborn child dies before sixty days of age, the mother is entitled to take leave for ninety days counting from the date of childbirth; if the newborn child dies at sixty days and over of age, the mother is entitled to take leave for thirty days counting from the date of death, but the days leave for maternity benefit shall not exceed the period specified at Clause 1 of this Article; this period shall not be counted into the period of leave for personal reasons under the provisions of the law on labor.

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3. Tr ng h p ch c cha ho c m tham gia b o hi m x h i ho c c cha v m u tham gia b o hi m x h i m m ch t sau khi sinh con th cha ho c ng i tr c ti p nui d ng c h ng ch thai s n cho n khi con b n thng tu i. 3. When only one or both of parents to be covered by Social insurance scheme, if the mother dies in childbirth, the father or the person directly nursing the newborn child is entitled to the maternity benefit until the child is full four months old. 4. Th i gian h ng ch thai s n quy nh t i cc kho n 1, 2 v 3 i u ny tnh c ngy ngh l , ngh T t, ngy ngh h ng tu n. 4. The period of leave fot the maternity benefit specified at Clauses 1, 2 and 3 of this Article includes public holidays, New Year holidays and weekends. i u 32. Th i gian h ng ch khi nh n nui con nui Article 32. Period of time to enjoy maternity benefits for infant adoption Ng i lao ng nh n nui con nui d i b n thng tu i th c ngh vi c h ng ch thai s n cho n khi con b n thng tu i. Employees adopting a child of under four months old are entitled to take leave for enjoying the maternity benefit until the child is full four months old. i u 33. Th i gian h ng ch khi th c hi n cc bi n php trnh thai Article 33. Period of time to enjoy maternity benefits for taking contraceptive measures 1. Khi t vng trnh thai ng i lao ng c ngh vi c b y ngy. 1. Employees implant an intrauterine device (IUD) are entitled to leave for a seven-day. 2. Khi th c hi n bi n php tri t s n ng i lao ng c ngh vi c m i lm ngy. 2. Employees taking sterilization measures are entitled to leave for a fifteen-day. 3. Th i gian ngh vi c h ng ch thai s n quy nh t i kho n 1 v kho n 2 i u ny tnh c ngy ngh l , ngh T t, ngy ngh h ng tu n. 3. The days leave for enjoying the maternity benefit specified at Clauses 1 and 2 of this Article includes public holidays, New Year holidays and weekends. i u 34. Tr c p m t l n khi sinh con ho c nh n nui con nui Article 34. Lump-sum allowance upon childbirth or infant adoption Lao ng n sinh con ho c ng i lao ng nh n nui con nui d i b n thng tu i th c tr c p m t l n b ng hai thng lng t i thi u chung cho m i con. After giving birth or adopting a child of under four months old, employees are entitled to a lump-sum allowance equivalent to two months of common minimum salary for each child. Tr ng h p ch c cha tham gia b o hi m x h i m m ch t khi sinh con th cha c tr c p m t l n b ng hai thng lng t i thi u chung cho m i con. When only the father is covered by social insurance and the mother dies in childbirth, he is entitled to a lump-sum allowance equivalent to two months of common minimum salary for each child.
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i u 35. M c h ng ch thai s n Article 35. Levels of the maternity benefits 1. Ng i lao ng h ng ch thai s n theo quy nh t i cc i u 29, 30, 31, 32 v 33 c a Lu t ny th m c h ng b ng 100% m c bnh qun ti n lng, ti n cng thng ng b o hi m x h i c a su thng li n k tr c khi ngh vi c. 1. Employees entitled to the maternity benefits under Articles 29, 30, 31, 32 and 33 of this Law are entitled to 100% the average monthly of six months contribution preceding the enjoyment. 2. Th i gian ngh vi c h ng ch thai s n c tnh l th i gian ng b o hi m x h i. Th i gian ny ng i lao ng v ng i s d ng lao ng khng ph i ng b o hi m x h i. 2. The period of leave for enjoying the maternity benefit shall be counted as the period of social insurance contribution. During this period, employees and employers are not required to pay social insurance premiums. i u 36. Lao ng n i lm tr c khi h t th i h n ngh sinh con Article 36. Female employees back to work before the expiry of the maternity leave period 1. Lao ng n c th i lm tr c khi h t th i h n ngh sinh con quy nh t i kho n 1 ho c kho n 2 i u 31 c a Lu t ny khi c cc i u ki n sau y: 1. Female employees may back to work before the expiry of the maternity leave period specified at Clause 1 or Clause 2, Article 31 of this Law when the following conditions are fully met: a) Sau khi sinh con t su mi ngy tr ln; a) At least full sixty days after childbirth; b) C xc nh n c a c s y t v vi c i lm s m khng c h i cho s c kho c a ng i lao ng; b) Having the medical care establishment's certification that working shall not harm their health; c) Ph i bo tr c v c ng i s d ng lao ng ng . c) Notifying in advance and getting the prior consent of their employers. 2. Ngoi ti n lng, ti n cng c a nh ng ngy lm vi c, lao ng n i lm tr c khi h t th i h n ngh sinh con v n c h ng ch thai s n cho n khi h t th i h n quy nh t i kho n 1 ho c kho n 2 i u 31 c a Lu t ny. 2. Apart from the salary or remuneration paid for their working days, the female employees back to work before the expiry of the maternity leave period is also entitled to the maternity benefit until the end of the period specified at Clause 1 or 2 of Article 31 of this Law. i u 37. D ng s c, ph c h i s c kho sau thai s n Article 37. Recovering, convalescent after confinement 1. Lao ng n sau th i gian h ng ch thai s n theo quy nh t i i u 30, kho n 1 ho c kho n 2 i u 31 c a Lu t ny m s c kho cn y u th c ngh d ng s c, ph c h i s c kho t nm ngy n m i ngy trong m t nm.
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1. After period of enjoying the maternity benefit under the provisions of Article 30, Clause 1 or Clause 2 of Article 31 of this Law, if employees still keep weakhealth shall be entitled to take a leave for convalescence and rehabilitation for between five days and ten days in a year. 2. M c h ng m t ngy b ng 25% m c lng t i thi u chung n u ngh d ng s c, ph c h i s c kho t i gia nh; b ng 40% m c lng t i thi u chung n u ngh d ng s c, ph c h i s c kho t i c s t p trung. 2. The daily benefit is equivalent to 25% the common minimum salary, if employees have convalescence and rehabilitation at home; or 40% the common minimum salary, if employees have convalescence and rehabilitation at a convalescent facilities. M C3 SECTION 3 CH TAI N N LAO NG, B NH NGH NGHI P WORK-INJURED, OCCUPATIONAL DISEASE BENEFITS
i u 38. i t ng p d ng ch tai n n lao ng, b nh ngh nghi p Article 38. Coverage of work-injured, occupational disease benefits i t ng p d ng ch tai n n lao ng, b nh ngh nghi p l ng i lao ng quy nh t i cc i m a, b, c, d v kho n 1 i u 2 c a Lu t ny. The work-injured benefit or occupational disease benefit covers employees specified at Point a, b, c, d, and , Clause 1, Article 2 of this Law. i u 39. i u ki n h ng ch tai n n lao ng Article 39. Conditions to enjoy work-injured benefits Ng i lao ng c h ng ch tai n n lao ng khi c cc i u ki n sau y: Employees are entitled to the work-injured benefit when the following conditions are fully met: 1. B tai n n thu c m t trong cc tr ng h p sau y: 1. Getting an accident in one of the following cases: a) T i ni lm vi c v trong gi lm vi c; a) At workplace and during working hours; b) Ngoi ni lm vi c ho c ngoi gi lm vi c khi th c hi n cng vi c theo yu c u c a ng i s d ng lao ng; b) Outside the workplace or beyond working hours while on assignment by their employers; c) Trn tuy n ng i v v t ni n ni lm vi c trong kho ng th i gian v tuy n ng h p l; c) En route to and from residence and workplace within a reasonable time and in a reasonable route;

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2. Suy gi m kh nng lao ng t 5% tr ln do b tai n n quy nh t i kho n 1 i u ny. 2. Suffering from a working capacity decrease of at least 5% due to accidents specified at Clause 1 of this Article. i u 40. i u ki n h ng ch b nh ngh nghi p Article 40. Conditions to enjoy occupational disease benefits Ng i lao ng c h ng ch b nh ngh nghi p khi c cc i u ki n sau y: Employees are entitled to the occupational disease benefit when the following conditions are fully met: 1. B b nh thu c danh m c b nh ngh nghi p do B Y t v B Lao ng Thng binh v X h i ban hnh khi lm vi c trong mi tr ng ho c ngh c y u t c h i; 1. Suffering from a disease on the list of occupational diseases, promulgated by the Ministry of Health and the Ministry of Labor, Invalids and Social Affairs when working in the hazardous environment; 2. Suy gi m kh nng lao ng t 5% tr ln do b b nh quy nh t i kho n 1 i u ny. 2. Suffering from a working capacity decrease of at least 5% due to diseases specified at Clause 1 of this Article. i u 41. Gim nh m c suy gi m kh nng lao ng Article 41. Assessment of working capacity decrease 1. Ng i lao ng b tai n n lao ng, b nh ngh nghi p c gim nh ho c gim nh l i m c suy gi m kh nng lao ng khi thu c m t trong cc tr ng h p sau y: 1. Employees suffering from a work-injured or an occupational disease are entitled to assessment or re-assessment of their working capacity decrease when falling into one of the following cases: a) Sau khi thng t t, b nh t t c i u tr n nh; a) Their health conditions have become stable after treatment of injury or disease; b) Sau khi thng t t, b nh t t ti pht c i u tr n nh. b) Their health conditions have become stable after treatment of a recurring injury or disease. 2. Ng i lao ng c gim nh t ng h p m c suy gi m kh nng lao ng khi thu c m t trong cc tr ng h p sau y: 2. Employees are entitled to aggregate assessment of their working capacity decrease when falling into one of the following cases: a) V a b tai n n lao ng v a b b nh ngh nghi p; a) Suffering both the work-injured and the occupational disease; b) B tai n n lao ng nhi u l n;

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b) Getting work-injured repeatedly; c) B nhi u b nh ngh nghi p. c) Suffering from various occupational diseases. i u 42. Tr c p m t l n Article 42. Lump-sum allowance upon work-injured / occupational disease 1. Ng i lao ng b suy gi m kh nng lao ng t 5% n 30% th c h ng tr c p m t l n. 1. Employees suffering from working capacity decrease of between 5% and 30% are entitled to a lump-sum allowance. 2. M c tr c p m t l n c quy nh nh sau: 2. The lump-sum allowance are specified as follows: a) Suy gi m 5% kh nng lao ng th c h ng nm thng lng t i thi u chung, sau c suy gi m thm 1% th c h ng thm 0,5 thng lng t i thi u chung; a) With a 5% working capacity decrease, employees are entitled to five months' common minimum salary, on which shall be added with 0.5 of the common minimum salary for more 1% of working capacity decrease; b) Ngoi m c tr c p quy nh t i i m a kho n ny, cn c h ng thm kho n tr c p tnh theo s nm ng b o hi m x h i, t m t nm tr xu ng th c tnh b ng 0,5 thng, sau c thm m i nm ng b o hi m x h i c tnh thm 0,3 thng ti n lng, ti n cng ng b o hi m x h i c a thng li n k tr c khi ngh vi c i u tr . b) Apart from the allowance specified at Point a of this Clause, employees are entitled to an additional allowance calculated on the year of social insurance contribution which is equivalent to 0.5 the monthly contribution for one year or less, then added with 0.3 of such monthly contribution for each next year. i u 43. Tr c p h ng thng Article 43. Work-injured / Occupational disease pension 1. Ng i lao ng b suy gi m kh nng lao ng t 31% tr ln th c h ng tr c p h ng thng. 1. Employees suffering from working capacity decrease of at least 31% are entitled to a pension. 2. M c tr c p h ng thng c quy nh nh sau: 2. The pension are specified as follows: a) Suy gi m 31% kh nng lao ng th c h ng b ng 30% m c lng t i thi u chung, sau c suy gi m thm 1% th c h ng thm 2% m c lng t i thi u chung; a) With a 31% working capacity decrease, employees are entitled to a pension which is equivalent to 30% the common minimum salary, then added with 2% of the common minimum salary for each additional 1% of decrease;

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b) Ngoi m c tr c p quy nh t i i m a kho n ny, h ng thng cn c h ng thm m t kho n tr c p tnh theo s nm ng b o hi m x h i, t m t nm tr xu ng c tnh b ng 0,5%, sau c thm m i nm ng b o hi m x h i c tnh thm 0,3% m c ti n lng, ti n cng ng b o hi m x h i c a thng li n k tr c khi ngh vi c i u tr . b/ Apart from the pension specified at Point a of this Clause, the pensioners are entitled to an additional pension calculated on the year of social insurance contribution, which is equivalent to 0.5% of the monthly contribution for one year or less then added with 0.3% of such monthly contribution for each next year. i u 44. Th i i m h ng tr c p Article 44. Start to enjoy allowances or pension 1. Th i i m h ng tr c p quy nh t i cc i u 42, 43 v 46 c a Lu t ny c tnh t thng ng i lao ng i u tr xong, ra vi n. 1. The time when employees start to enjoy allowances or pension specified at Articles 42, 43, 46 of this Law is the month they are completely treated and discharged from medical care establishments. 2. Tr ng h p thng t t ho c b nh t t ti pht, ng i lao ng c i gim nh l i m c suy gi m kh nng lao ng th th i i m h ng tr c p m i c tnh t thng c k t lu n c a H i ng Gim nh y khoa. 2. When their injury or sickness recurs and employees have re-assessed of working capacity decrease level, the starting time for enjoying new allowance or pension is the month when conclusions from Medical Assessment Council are available. i u 45. C p phng ti n tr gip sinh ho t, d ng c ch nh hnh Article 45. Supply of aid living equipment, orthopedic devices Ng i lao ng b tai n n lao ng, b nh ngh nghi p m b t n thng cc ch c nng ho t ng c a c th th c c p phng ti n tr gip sinh ho t, d ng c ch nh hnh theo nin h n cn c vo tnh tr ng thng t t, b nh t t. Employees suffering from a work-injured or occupational disease which damages the function of body shall be provided for a daily-life aid equipment and/or orthopedic devices, depending on the status of their injury or sickness. i u 46. Tr c p ph c v Article 46. Attendance pension Ng i lao ng b suy gi m kh nng lao ng t 81% tr ln m b li t c t s ng ho c m hai m t ho c c t, li t hai chi ho c b b nh tm th n th ngoi m c h ng quy nh t i i u 43 c a Lu t ny, h ng thng cn c h ng tr c p ph c v b ng m c lng t i thi u chung. Employees suffering from a working capacity decrease of at least 81% due to rachioplegia, total blindness, paraplegia, amputation of two legs or a mental disease, apart from the pension specified at Article 43 of this Law, are entitled to an attendance pension equivalent to the common minimum salary in addition.
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i u 47. Tr c p m t l n khi ch t do tai n n lao ng, b nh ngh nghi p Article 47. Lump-sum allowance for death due to work-injured, occupational disease Ng i lao ng ang lm vi c b ch t do tai n n lao ng, b nh ngh nghi p ho c b ch t trong th i gian i u tr l n u do tai n n lao ng, b nh ngh nghi p th thn nhn c h ng tr c p m t l n b ng ba mi su thng lng /*t i thi u chung. Emlpoyees working death by work-injured/occupational disease or death in during the period of first-time medical care treatment due to a working accident or an occupational disease, their relatives are entitled to a lump-sum allowance equivalent to thirty six months' common minimum salary. i u 48. D ng s c, ph c h i s c kho sau khi i u tr thng t t, b nh t t Article 48. Recovering, convalescent after treatment of work-injured, occupational disease 1. Ng i lao ng sau khi i u tr n nh thng t t do tai n n lao ng ho c b nh t t do b nh ngh nghi p m s c kh e cn y u th c ngh d ng s c ph c h i s c kho t nm ngy n m i ngy. 1. After period treatment of injury by working accident or illness by occupational disease, if employees still keep weakhealth shall be entitled to take a leave for convalescence and rehabilitation for between five days and ten days. 2. M c h ng m t ngy b ng 25% m c lng t i thi u chung n u ngh d ng s c, ph c h i s c kho t i gia nh; b ng 40% m c lng t i thi u chung n u ngh d ng s c, ph c h i s c kho t i c s t p trung. 2. The daily benefit is equivalent to 25% the common minimum salary, if employees have convalescence and rehabilitation at home; or 40% the common minimum salary, if employees have convalescence and rehabilitation at a convalescent facilities. M C4 SECTION 4 CH HU TR OLD-AGE BENEFITS
i u 49. i t ng p d ng ch hu tr Article 49. Coverage of old-age benefits i t ng p d ng ch hu tr l ng i lao ng quy nh t i kho n 1 i u 2 c a Lu t ny. The old-age benefit covers employees specified at Clause 1, Article 2 of this Law i u 50. i u ki n h ng lng hu Article 50. Conditions to enjoy old-age benefits 1. Ng i lao ng quy nh t i cc i m a, b, c v e kho n 1 i u 2 c a Lu t ny c hai mi nm ng b o hi m x h i tr ln c h ng lng hu khi thu c m t trong cc tr ng h p sau y:

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1. Employees specified at Points a, b, c and e of Clause 1, Article 2 of this Law, who have at least twenty years of social contribution, are entitled to old-age pension when falling into one of the following cases: a) Nam su mi tu i, n nm mi lm tu i; a) Men with full sixty years old, or women with full fifty five years old; b) Nam t nm mi lm tu i n su mi tu i, n t nm mi tu i n nm mi lm tu i v c m i lm nm lm ngh ho c cng vi c n ng nh c, c h i, nguy hi m thu c danh m c do B Lao ng Thng binh v X h i v B Y t ban hnh ho c c m i lm nm lm vi c ni c ph c p khu v c h s 0,7 tr ln. Tu i i c h ng lng hu trong m t s tr ng h p c bi t khc do Chnh ph quy nh. b) Men with full fifty five years old to sixty years old and women with full fifty years old to fifty five years old, who have been worked in heavy, hazardous, dangerous environment of the list promulgated by the Ministry of Labor, Invalids and Social Affairs and the Ministry of Health for at least fifteen years, or have been worked in regions with regional allowance coefficient of 0.7 or more for at least fifteen years. In special cases, the age of employees entitled to old-age pension shall be stipulated by the Government. 2. Ng i lao ng quy nh t i i m d kho n 1 i u 2 c a Lu t ny c hai mi nm ng b o hi m x h i tr ln c h ng lng hu khi thu c m t trong cc tr ng h p sau y: 2. Employees specified at Point d, Clause 1, Article 2 of this Law, who have at least twenty years of social insurance contribution, are entitled to old-age pension when falling into one of the following cases: a) Nam nm mi lm tu i, n nm mi tu i, tr tr ng h p Lu t s quan qun i nhn dn Vi t Nam ho c Lu t cng an nhn dn c quy nh khc; a) Men with full fifty five years old, women with full fifty years old, unless otherwise provided for by the Law on Officers of the Vietnam People's Army or the Law on People's Police. b) Nam t nm mi tu i n nm mi lm tu i, n t b n mi lm tu i n nm mi tu i v c m i lm nm lm ngh ho c cng vi c n ng nh c, c h i, nguy hi m thu c danh m c do B Lao ng Thng binh v X h i v B Y t ban hnh ho c c m i lm nm lm vi c ni c ph c p khu v c h s 0,7 tr ln. b) Men with full fifty years old to fifty five years old and women with full forty five years old to fifty years old, who have been worked in heavy, hazardous, dangerous environment of the list promulgated by the Ministry of Labor, Invalids and Social Affairs and the Ministry of Health for at least fifteen years, or have been worked in regions with regional allowance coefficient of 0.7 or more for at least fifteen years. i u 51. i u ki n h ng lng hu khi suy gi m kh nng lao ng Article 51. Conditions to enjoy old-age benefits due to working capacity decrease

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Ng i lao ng quy nh t i cc i m a, b, c, d v e kho n 1 i u 2 c a Lu t ny ng b o hi m x h i hai mi nm tr ln, b suy gi m kh nng lao ng t 61% tr ln, h ng lng hu v i m c th p hn so v i ng i i u ki n h ng lng hu quy nh t i i u 50 c a Lu t ny khi thu c m t trong cc tr ng h p sau y: Employees specified at Points a, b, c, d and e of Clause 1, Article 2 of this Law, who have at least twenty years of social contribution and have a working capacity decrease of at least 61%, are entitled to old-age pension with level lower than those of old-age pensioners specified at Clause 50 of this Law, when falling into one of the following cases: 1. Nam nm mi tu i, n b n mi lm tu i tr ln; 1. Men with full fifty years old, women with full forty five years old; 2. C m i lm nm tr ln lm ngh ho c cng vi c c bi t n ng nh c, c h i, nguy hi m thu c danh m c do B Lao ng - Thng binh v X h i v B Y t ban hnh. 2. Having worked in especially heavy, hazardous or dangerous environment of the list promulgated by the Ministry of Labor, Invalids and Social Affairs and the Ministry of Health for at least fifteen years. i u 52. M c lng hu h ng thng Article 52. Old-age pension 1. M c lng hu h ng thng c a ng i lao ng i u ki n quy nh t i i u 50 c a Lu t ny c tnh b ng 45% m c bnh qun ti n lng, ti n cng thng ng b o hi m x h i quy nh t i i u 58, i u 59 ho c i u 60 c a Lu t ny tng ng v i m i lm nm ng b o hi m x h i, sau c thm m i nm ng b o hi m x h i th tnh thm 2% i v i nam v 3% i v i n ; m c t i a b ng 75%. 1. The old-age pension for employees specified at Article 50 of this Law is equivalent to 45% of the average monthly contribution specified at Articles 58, 59, 60 of this Law, corresponding to fifteen years of social insurance contribution, then added by 2% for men or 3% for women for each additional year of the contribution; the maximum rate is equivalent to 75%. 2. M c lng hu h ng thng c a ng i lao ng i u ki n quy nh t i i u 51 c a Lu t ny c tnh nh quy nh t i kho n 1 i u ny, sau c m i nm ngh hu tr c tu i quy nh th gi m 1%. 2. The old-age pension of employees specified at Article 51 of this Law shall be calculated as specified at Clause 1 of this Article, which shall be then reduced by 1% for each year of early retirement. 3. M c lng hu h ng thng th p nh t b ng m c lng t i thi u chung. 3. The lowest old-age pension is equivalent to the common minimum salary. i u 53. i u ch nh lng hu Article 53. Adjustment of old-age pension

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Lng hu c i u ch nh trn c s m c tng c a ch s gi sinh ho t v tng tr ng kinh t . M c i u ch nh c th do Chnh ph quy nh. Old-age pensions shall be adjusted by cost of living adjustment and economic growth index. The specific adjustment levels shall be stipulated by the Government. i u 54. Tr c p m t l n khi ngh hu Article 54. Old-age grant 1. Ng i lao ng ng b o hi m x h i trn ba mi nm i v i nam, trn hai mi lm nm i v i n , khi ngh hu, ngoi lng hu cn c h ng tr c p m t l n. 1. Employees who have social insurance contribution for more than thirty years for men or twenty five years for women are entitled to plus an old-age grant, when his/her retirement. 2. M c tr c p m t l n c tnh theo s nm ng b o hi m x h i k t nm th ba mi m t tr i i v i nam v nm th hai mi su tr i i v i n . C m i nm ng b o hi m x h i th c tnh b ng 0,5 thng m c bnh qun ti n lng, ti n cng thng ng b o hi m x h i. 2. The old-age grant shall be calculated depending on years of social insurance contribution, counting from the thirty-first year on for men and the twenty-sixth year on for women. For each of the counting year, employees are entitled to 0.5 of the average monthly contribution. i u 55. B o hi m x h i m t l n i v i ng i khng i u ki n h ng lng hu Article 55. A lump-sum allowance for whom ineligible enjoying old-age pension 1. Ng i lao ng quy nh t i cc i m a, b, c v e kho n 1 i u 2 c a Lu t ny c h ng b o hi m x h i m t l n khi thu c m t trong cc tr ng h p sau y: 1. Employees specified at Points a, b, c, and e of Clause 1, Article 2 of this Law are entitled to a lump-sum allowance, when falling into one of the following cases: a) tu i h ng lng hu theo quy nh t i kho n 1 i u 50 c a Lu t ny m cha hai mi nm ng b o hi m x h i; a) Reaching the retirement age specified at Clause 1, Article 50 of this Law and having less than twenty years of social insurance contribution; b) Suy gi m kh nng lao ng t 61% tr ln m cha hai mi nm ng b o hi m x h i; b) Suffering from a working capacity decrease of at least 61% and having less than twenty years of social insurance contribution; c) Sau m t nm ngh vi c n u khng ti p t c ng b o hi m x h i v c yu c u nh n b o hi m x h i m t l n m cha hai mi nm ng b o hi m x h i; c/ Stopping social insurance contribution after one-year off work with less than twenty years of the contribution and having request for a lump-sum allowance;

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d) Ra n c ngoi nh c. d) Going to abroad for residence. 2. Ng i lao ng quy nh t i i m d v i m kho n 1 i u 2 c a Lu t ny c h ng b o hi m x h i m t l n khi ph c vin, xu t ng, thi vi c m khng i u ki n h ng lng hu. 2. Employees specified at Points d and , Clause 1, Article 2 of this Law are entitled to a lump-sum allowance when they are demobilized from the army or leave their job but are ineligible for enjoying old-age pension. i u 56. M c h ng b o hi m x h i m t l n Article 56. Level of the lump-sum allowance M c h ng b o hi m x h i m t l n c tnh theo s nm ng b o hi m x h i, c m i nm tnh b ng 1,5 thng m c bnh qun ti n lng, ti n cng thng ng b o hi m x h i. The level of lump-sum allowance shall be calculated depending on years of social insurance contribution; for each year, employees are entitled to 1.5 of the average monthly contribution. i u 57. B o lu th i gian ng b o hi m x h i Article 57. Reservation of social insurance contribution period Ng i lao ng khi ngh vi c m cha i u ki n h ng lng hu theo quy nh t i i u 50 v i u 51 ho c cha h ng b o hi m x h i m t l n theo quy nh t i i u 55 v i u 56 c a Lu t ny th c b o lu th i gian ng b o hi m x h i. Employees, who working off and ineligible for enjoying old-age pension specified at Articles 50 and 51 or having not yet enjoyed lump-sum allowance specified at Articles 56 and 56 of this Law, are entitled to reserve their social insurance contribution period. M c bnh qun ti n lng, ti n cng thng ng b o hi m x h i tnh lng hu, tr c p m t l n i v i ng i lao ng tham gia b o hi m x h i tr c ngy 01 thng 01 nm 1995 Article 58. Average of monthly salaries, remuneration on which social insurance contribution are based for calculation of old-age pension and lump-sum allowance for employees participating in social insurance before January 1st, 1995 1. Ng i lao ng thu c i t ng th c hi n ch ti n lng do Nh n c quy nh c ton b th i gian ng b o hi m x h i theo ch ti n lng ny th tnh bnh qun ti n lng thng ng b o hi m x h i c a nm nm cu i tr c khi ngh hu. 1. Employees who are subjected to salary panels set by the State and have entire period of social insurance contribution under the salary regime, the calculation shall be based on the average of monthly contribution in the last five years prior to their retirement. i u 58.

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2. Ng i lao ng c ton b th i gian ng b o hi m x h i theo ch ti n lng do ng i s d ng lao ng quy t nh th tnh bnh qun ti n lng, ti n cng thng ng b o hi m x h i c a ton b th i gian. 2. Employees who have entire period of social insurance contribution under the salary system set by employers, the calculation shall be based on the average of monthly contribution in the entire period. 3. Ng i lao ng v a c th i gian ng b o hi m x h i thu c i t ng th c hi n ch ti n lng do Nh n c quy nh, v a c th i gian ng b o hi m x h i theo ch ti n lng do ng i s d ng lao ng quy t nh th tnh bnh qun ti n lng, ti n cng thng ng b o hi m x h i chung c a cc th i gian; trong th i gian ng theo ch ti n lng do Nh n c quy nh th tnh bnh qun ti n lng thng ng b o hi m x h i theo quy nh t i kho n 1 i u ny. 3. Employees who have period of social insurance contribution under both of the salary panels and the salary system, the calculation shall be based on the average of monthly contribution in these periods, for the period under the salary panel, the average of monthly contribution shall be calculated according to the provisions of Clause 1 of this Article. M c bnh qun ti n lng, ti n cng thng ng b o hi m x h i tnh lng hu, tr c p m t l n i v i ng i lao ng tham gia b o hi m x h i t ngy 01 thng 01 nm 1995 n tr c ngy Lu t b o hi m x h i c hi u l c Article 59. Average of monthly salaries, remuneration on which social insurance contribution are based for calculation of old-age pension and lump-sum allowance for employees participating in social insurance from January 1st, 1995 to before the effective date of this Law 1. Ng i lao ng thu c i t ng th c hi n ch ti n lng do Nh n c quy nh c ton b th i gian ng b o hi m x h i theo ch ti n lng ny th tnh bnh qun ti n lng thng c a s nm ng b o hi m x h i tr c khi ngh hu nh sau: 1. Employees who are subjected to salary panels set by the State and have entire period of social insurance contribution under the salary panels, the calculation shall be based on the average of monthly contribution in the years prior to their retirement as follows: a) Tham gia b o hi m x h i trong kho ng th i gian t ngy 01 thng 01 nm 1995 n ngy 31 thng 12 nm 2000 th tnh bnh qun c a ti n lng thng ng b o hi m x h i c a su nm cu i tr c khi ngh hu; a) Participating in social insurance scheme for the period from January 1st, 1995, to December 31st, 2000, the calculation shall be based on the average of monthly contribution in the last six years prior to their retirement; b) Tham gia b o hi m x h i trong kho ng th i gian t ngy 01 thng 01 nm 2001 n ngy 31 thng 12 nm 2006 th tnh bnh qun c a ti n lng thng ng b o hi m x h i c a tm nm cu i tr c khi ngh hu. i u 59.

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b) Participating in social insurance scheme for the period from January 1st, 2001, to December 31st, 2006, the calculation shall be based on the average of monthly contribution in the last eight years prior to their retirement. 2. Ng i lao ng c ton b th i gian ng b o hi m x h i theo ch ti n lng do ng i s d ng lao ng quy t nh th tnh bnh qun ti n lng, ti n cng thng ng b o hi m x h i c a ton b th i gian. 2. Employees who have entire period of social insurance contribution under the salary system set by employers, the calculation shall be based on the average of monthly contribution in the entire period. 3. Ng i lao ng v a c th i gian ng b o hi m x h i thu c i t ng th c hi n ch ti n lng do Nh n c quy nh, v a c th i gian ng b o hi m x h i theo ch ti n lng do ng i s d ng lao ng quy t nh th tnh bnh qun ti n lng, ti n cng thng ng b o hi m x h i chung c a cc th i gian; trong th i gian ng theo ch ti n lng do Nh n c quy nh th tnh bnh qun ti n lng thng ng b o hi m x h i theo quy nh t i kho n 1 i u ny. 3. Employees who have period of social insurance contribution under both of the salary panels and the salary system, the calculation shall be based on the average of monthly contribution in these periods, for the period under the salary panels, the average of monthly contribution shall be calculated according to the provisions of Clause 1 of this Article. M c bnh qun ti n lng, ti n cng thng ng b o hi m x h i tnh lng hu, tr c p m t l n i v i ng i lao ng tham gia b o hi m x h i t ngy Lu t b o hi m x h i c hi u l c Article 60. Average of monthly salaries, remuneration on which social insurance contribution are based for calculation of old-age pension and lump-sum allowance for employees participating in social insurance since the effective date of this Law 1. Ng i lao ng thu c i t ng th c hi n ch ti n lng do Nh n c quy nh c ton b th i gian ng b o hi m x h i theo ch ti n lng ny th tnh bnh qun ti n lng thng ng b o hi m x h i c a m i nm cu i tr c khi ngh hu. 1. Employees who are subjected to salary panels set by the State and have entire period of social insurance contribution under the salary panels, the calculation shall be based on the average of monthly contribution in the last ten years prior to their retirement. 2. Ng i lao ng c ton b th i gian ng b o hi m x h i theo ch ti n lng do ng i s d ng lao ng quy t nh th tnh bnh qun ti n lng, ti n cng thng ng b o hi m x h i c a ton b th i gian. 2. Employees who have entire period of social insurance contribution under the salary system set by employers, the calculation shall be based on the average of monthly contribution in the entire period. 3. Ng i lao ng v a c th i gian ng b o hi m x h i thu c i t ng th c hi n ch ti n lng do Nh n c quy nh, v a c th i gian ng b o hi m x i u 60.

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h i theo ch ti n lng do ng i s d ng lao ng quy t nh th tnh bnh qun ti n lng, ti n cng thng ng b o hi m x h i chung c a cc th i gian; trong th i gian ng theo ch ti n lng do Nh n c quy nh th tnh bnh qun ti n lng thng ng b o hi m x h i theo quy nh t i kho n 1 i u ny. 3. Employees who have period of social insurance contribution under both of the salary panels and the salary system, the calculation shall be based on the average of monthly contribution in these periods, for the period under the salary panels, the average of monthly contribution shall be calculated according to the provisions of Clause 1 of this Article. i u 61. i u ch nh ti n lng, ti n cng ng b o hi m x h i Article 61. Adjustment of salaries, remuneration for contributed social insurance premiums 1. Ti n lng ng b o hi m x h i lm cn c tnh m c bnh qun ti n lng thng ng b o hi m x h i i v i ng i lao ng quy nh t i kho n 1 i u 94 c a Lu t ny c i u ch nh theo m c lng t i thi u chung t i th i i m h ng ch hu tr. 1. Salaries for social insurance cotribution, which serve as the basis for calculation of the average monthly contribution specified at Clause 1, Article 94 of this Law, shall be adjusted in accordance with the common minimum salary at the time of enjoying the old-age pension. 2. Ti n lng, ti n cng ng b o hi m x h i lm cn c tnh m c bnh qun ti n lng, ti n cng thng ng b o hi m x h i i v i ng i lao ng quy nh t i kho n 2 i u 94 c a Lu t ny c i u ch nh trn c s ch s gi sinh ho t c a t ng th i k theo quy nh c a Chnh ph . 2. Salaries, remuneration for social insurance contribution, which serve as the basis for calculation of the average monthly contribution specified at Clause 2, Article 94 of this Law shall be adjusted in accordance with the cost of living adjustment of each period under regulations of the Government. i u 62. T m d ng h ng lng hu, tr c p b o hi m x h i h ng thng Article 62. Suspension of enjoyment of old-age pension, Work-injured / Occupational disease pension Ng i lao ng ang h ng lng hu, tr c p b o hi m x h i h ng thng b t m d ng h ng lng hu, tr c p b o hi m x h i h ng thng khi thu c m t trong cc tr ng h p sau y: Old-age pensioners or social insurance beneficiaries shall be suspended from enjoying old-age pension or social insurance allowance when falling into one of the following cases: 1. Ch p hnh hnh ph t t nhng khng c h ng n treo; 1. To subject to an imprisonment sentence, which is not suspended; 2. Xu t c nh tri php; 2. To go to abroad illegally; 3. B To n tuyn b l m t tch.
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3. To be declared missing by the court. M C5 SECTION 5 CH T TU T SURVIVOR BENEFITS
i u 63. Tr c p mai tng Article 63. Funeral allowance 1. Cc i t ng sau y khi ch t th ng i lo mai tng c nh n tr c p mai tng: 1. When the following insureds die, the persons who take care of funeral are entitled to funeral allowance: a) Ng i lao ng quy nh t i kho n 1 i u 2 c a Lu t ny ang ng b o hi m x h i; a) Employees specified in Clause 1, Article 2 of this Law, contributing social insurance; b) Ng i lao ng ang b o lu th i gian ng b o hi m x h i; b) Employees reserving a period of social insurance contribution; c) Ng i ang h ng lng hu; h ng tr c p tai n n lao ng, b nh ngh nghi p h ng thng ngh vi c. c) Old-age pensioners; work-injured/occupational disease pensioners who have ceased working. 2. Tr c p mai tng b ng m i thng lng t i thi u chung. 2. The funeral allowance is equivalent to ten months' common minimum salary. 3. Tr ng h p i t ng quy nh t i kho n 1 i u ny b Ta n tuyn b l ch t th thn nhn c h ng tr c p quy nh t i kho n 2 i u ny. 3. When the insureds specified at Clause 1 of this Article are declared dead by the court, their relatives are entitled to receive the allowance specified at Clause 2 of this Article. i u 64. Cc tr ng h p h ng tr c p tu t h ng thng Article 64. Eligibilities for Survivor pension 1. Cc i t ng quy nh t i kho n 1 i u 63 c a Lu t ny thu c m t trong cc tr ng h p sau y khi ch t th thn nhn c h ng ti n tu t h ng thng: 1. When the insureds specified at Clause 1, Article 63 of this Law, who fall into one of the following cases, die, their relatives are entitled to Survivor pension: a) ng b o hi m x h i m i lm nm tr ln nhng cha h ng b o hi m x h i m t l n; a) Having social insurance contribution for full fifteen years and over but not yet received a lump-sum allowance; b) ang h ng lng hu; b) Old-age pensioners; c) Ch t do tai n n lao ng, b nh ngh nghi p; c) Die due to work-injured, occupational disease;

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d) ang h ng tr c p tai n n lao ng, b nh ngh nghi p h ng thng v i m c suy gi m kh nng lao ng t 61% tr ln. d) Work-injurred/occupational disease pensioners who have a working capacity decrease of at least 61%. 2. Thn nhn c a cc i t ng quy nh t i kho n 1 i u ny c h ng tr c p tu t h ng thng, bao g m: 2. Relatives of the insureds specified in Clause 1 of this Article who are eligible for survivor pension include: a) Con cha m i lm tu i; con cha m i tm tu i n u cn i h c; con t m i lm tu i tr ln n u b suy gi m kh nng lao ng t 81% tr ln; a) Children of under fifteen years old; children of under eighteen who are still going to school; children of full fifteen years or older who suffer from working capacity decrease of at least 81%; b) V t nm mi lm tu i tr ln ho c ch ng t su mi tu i tr ln; v d i nm mi lm tu i, ch ng d i su mi tu i n u b suy gi m kh nng lao ng t 81% tr ln; b) Wives of full fifty five years or older or husbands of full sixty years or older; wives of under fifty five years old or husbands of under sixty years old, who suffer from working capacity decrease of at least 81%; c) Cha , m , cha v ho c cha ch ng, m v ho c m ch ng, ng i khc m i t ng ny c trch nhi m nui d ng n u t su mi tu i tr ln i v i nam, t nm mi lm tu i tr ln i v i n ; c) Native parents, parents in law, other persons, of full and over sixty years for men or full and over fifty five years for women whom the insureds are obliged to nurture; d) Cha , m , cha v ho c cha ch ng, m v ho c m ch ng, ng i khc m i t ng ny c trch nhi m nui d ng n u d i su mi tu i i v i nam, d i nm mi lm tu i i v i n v b suy gi m kh nng lao ng t 81% tr ln. d) Native parents, parents in law, other persons, who suffer from working capacity decrease of at least 81% and under sixty years for men or under fifty five years for women so the insureds are obliged to nurture. Thn nhn quy nh t i cc i m b, c v d kho n ny ph i khng c thu nh p ho c c thu nh p h ng thng nhng th p hn m c lng t i thi u chung. The relatives specified at Points b, c and d of this Clause must have no income or have monthly incomes lower than the common minimum salary. i u 65. M c tr c p tu t h ng thng Article 65. Levels of Survivor pension 1. M c tr c p tu t h ng thng i v i m i thn nhn b ng 50% m c lng t i thi u chung; tr ng h p thn nhn khng c ng i tr c ti p nui d ng th m c tr c p tu t h ng thng b ng 70% m c lng t i thi u chung. 1. The Survivor pension for each relative is equivalent to 50% of the common minimum salary; when a relative who has no direct raiser is entitled to a survivor pension equivalent to 70% of the common minimum salary.
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2. Tr ng h p c m t ng i ch t thu c i t ng quy nh t i kho n 1 i u 64 c a Lu t ny th s thn nhn c h ng tr c p tu t h ng thng khng qu b n ng i; tr ng h p c t hai ng i ch t tr ln th thn nhn c a nh ng ng i ny c h ng hai l n m c tr c p quy nh t i kho n 1 i u ny. 2. When a dead insured specified at Clause 1, Article 64 of this Law, his/her number of relatives who are entitled to survivor pension shall not exceed four; when the relatives have two or more dead insureds, they shall entitle to two times of the pension specified at Clause 1 of this Article. 3. Th i i m h ng tr c p tu t h ng thng c th c hi n k t thng li n k sau thng m ng i lao ng, ng i h ng lng hu, tr c p tai n n lao ng, b nh ngh nghi p ch t. 3. The month next by the dead month of the, insured, old-age pensioner, workinjurred/occupational disease pensioners is the time point for enjoying survivor pension beginning. i u 66. Cc tr ng h p h ng tr c p tu t m t l n Article 66. Eligibilities for Survivor allowance Cc i t ng quy nh t i kho n 1 i u 63 c a Lu t ny thu c m t trong cc tr ng h p sau y khi ch t th thn nhn c h ng tr c p tu t m t l n: 1. When the insureds specified at Clause 1, Article 63 of this Law, who fall into one of the following cases, die, their relatives are entitled to Survivor allowance: 1. Ng i ch t khng thu c cc tr ng h p quy nh t i kho n 1 i u 64 c a Lu t ny; 1. The dead insureds do not fall into the cases specified at Clause 1, Article 64 of this Law; 2. Ng i ch t thu c m t trong cc tr ng h p quy nh t i kho n 1 i u 64 nhng khng c thn nhn h ng ti n tu t h ng thng quy nh t i kho n 2 i u 64 c a Lu t ny. 2. The dead insureds fall into one of the cases specified at Clause 1 of Article 64 but have no relative eligible for survivor pension specified at Clause 2, Article 64 of this Law. i u 67. M c tr c p tu t m t l n Article 67. Levels of survivor allowance 1. M c tr c p tu t m t l n i v i thn nhn c a ng i lao ng ang lm vi c ho c ng i lao ng ang b o lu th i gian ng b o hi m x h i c tnh theo s nm ng b o hi m x h i, c m i nm tnh b ng 1,5 thng m c bnh qun ti n lng, ti n cng thng ng b o hi m x h i; m c th p nh t b ng ba thng m c bnh qun ti n lng, ti n cng thng. 1. The survivor allowance for relatives of dead insureds who are working or have worked and reserved a period social insurance contribution shall be calculated on years of social insurance cotribution, with each year equivalent to 1.5 month of the average monthly contribution; the lowest allowance shall be equivalent to three months' average monthly contribution.

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2. M c tr c p tu t m t l n i v i thn nhn c a ng i ang h ng lng hu ch t c tnh theo th i gian h ng lng hu, n u ch t trong hai thng u h ng lng hu th tnh b ng b n mi tm thng lng hu ang h ng; n u ch t vo nh ng thng sau , c h ng thm m t thng lng hu th m c tr c p gi m i 0,5 thng lng hu, m c th p nh t b ng ba thng lng hu ang h ng. 2. The survivor allowance for relatives of dead old-age pensioners shall be calculated on the period of enjoying old-age pension. If the death within the first two months of enjoyed pension, the allowance is equivalent to forty eight months of the enjoyed pension; if the death in subsequent months, for each additional month received the pension, the allowance is reduced by 0.5 month of the pension; the lowest allowance is equivalent to three months of the enjoyed pension. Tnh h ng ch hu tr v ch t tu t i v i ng i c th i gian ng b o hi m x h i t nguy n sau ng b o hi m x h i b t bu c Article 68. Calculation of Old-age benefits and Survivor benefits for whom contributed voluntary then compulsory social insurance premiums. 1. Ng i lao ng ng b o hi m x h i t nguy n sau ng b o hi m x h i b t bu c th th i gian ng b o hi m x h i t nguy n c c ng v i th i gian ng b o hi m x h i b t bu c lm c s tnh h ng ch hu tr v ch t tu t. 1. Employees who contributed voluntary then compulsory social insurance premiums, are entitled to old-age benefit or survivor benefit shall be calculated on the period of voluntary then plus the period of compulsory social insurance contribution. 2. Cch tnh m c bnh qun ti n lng, ti n cng thng ho c m c bnh qun thu nh p thng ng b o hi m x h i i v i ng i lao ng quy nh t i kho n 1 i u ny do Chnh ph quy nh. 2. The calculation of average monthly contribution for employyes specified at Clause 1 of this Article shall be as stipulated by the Government. CHNG IV CHAPTER IV M C1 SECTION 1 B O HI M X H I T NGUY N VOLUNTARY SOCIAL INSURANCE CH HU TR OLD-AGE BENEFITS i u 68.
i u 69. i t ng p d ng ch hu tr Article 69. Coverage of Old-age benefits B o hi m x h i t nguy n p d ng i v i ng i lao ng quy nh t i kho n 5 i u 2 c a Lu t ny. Voluntary social insurance scheme shall covers employees specified at Clause 5, Article 2 of this Law.
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i u 70. i u ki n h ng lng hu Article 70. Conditions to enjoy Old-age benefits 1. Ng i lao ng h ng lng hu khi c cc i u ki n sau y: 1. Employees are entitled to old-age pension when all the following conditions are met: a) Nam su mi tu i, n nm mi lm tu i; a) Men with full sixty years old, or women with full fifty five years old; b) hai mi nm ng b o hi m x h i tr ln. b) Having at least twenty years of social insurance contribution 2. Tr ng h p nam su mi tu i, n nm mi lm tu i nhng th i gian ng b o hi m x h i cn thi u khng qu nm nm so v i th i gian quy nh t i i m b kho n 1 i u ny th c ng ti p cho n khi hai mi nm. 2. When the men with full sixty years old or women with full fifty five years old have lacked less five years of social insurance contribution than the period specified at Point b, Clause 1 of this Article, they shall continue contribute social insurance until reaching twenty years of social insurance contribution. i u 71. M c lng hu h ng thng Article 71. Old-age pension 1. M c lng hu h ng thng c tnh b ng 45% m c bnh qun thu nh p thng ng b o hi m x h i quy nh t i i u 76 c a Lu t ny tng ng v i m i lm nm ng b o hi m x h i, sau c thm m i nm ng b o hi m x h i th c tnh thm 2% i v i nam v 3% i v i n ; m c t i a b ng 75%. 1. The old-age pension is equivalent to 45% of the average monthly contribution specified at Article 76 of this Law corresponding to fifteen years of contribution, then added by 2% for men or 3% for women for each additional year of contribution; the maximum rate is equivalent to 75%. 2. Vi c i u ch nh lng hu c th c hi n nh quy nh t i i u 53 c a Lu t ny 2. The adjustment of old-age pension shall be as provided for in Article 53 of this Law. i u 72. Tr c p m t l n khi ngh hu Article 72. Old-age grant 1. Ng i lao ng ng b o hi m x h i trn ba mi nm i v i nam, trn hai mi lm nm i v i n , khi ngh hu, ngoi lng hu cn c h ng tr c p m t l n. 1. Employees who have social insurance contribution for more than thirty years for men or twenty five years for women are entitled to plus an old-age grant, when his/her retirement. 2. M c tr c p m t l n c tnh theo s nm ng b o hi m x h i k t nm th ba mi m t tr i i v i nam v nm th hai mi su tr i i v i n . C

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m i nm ng b o hi m x h i th c tnh b ng 0,5 thng m c bnh qun thu nh p thng ng b o hi m x h i. 2. The old-age grant shall be calculated depending on years of social insurance contribution, counting from the thirty-first year on for men and the twenty-sixth year on for women. For each of the counting year, employees are entitled to 0.5 of the average monthly contribution. B o hi m x h i m t l n i v i ng i khng i u ki n h ng lng hu h ng thng Article 73. A lump-sum allowance for whom ineligible enjoying Old-age pension Ng i lao ng c h ng b o hi m x h i m t l n khi thu c m t trong cc tr ng h p sau y: 1. Employees are entitled to a lump-sum allowance, when falling into one of the following cases: 1. Nam su mi tu i, n nm mi lm tu i m cha hai mi nm ng b o hi m x h i, tr tr ng h p quy nh t i kho n 2 i u 70 c a Lu t ny; 1. Men with full sixty years old or women with full fifty five years old who have not reach full twenty years of social insurance contribution, except for cases specified at Clause 2, Article 70 of this Law. 2. Khng ti p t c ng b o hi m x h i v c yu c u nh n b o hi m x h i m t l n m cha hai mi nm ng b o hi m x h i; 2. Stopping social insurance contribution which less than twenty years of the contribution and having request for a lump-sum allowance; 3. Ra n c ngoi nh c. 3. Going to abroad for residence. i u 74. M c h ng b o hi m x h i m t l n Article 74. Levels of the lump-sum allowance M c h ng b o hi m x h i m t l n c tnh theo s nm ng b o hi m x h i, c m i nm tnh b ng 1,5 thng m c bnh qun thu nh p thng ng b o hi m x h i. The level of lump-sum allowance shall be calculated depending on years of social insurance contribution; for each year, employees are entitled to 1.5 of the average monthly contribution. i u 75. B o lu th i gian ng b o hi m x h i Article 75. Reservation of social insurance contribution period Ng i lao ng d ng ng b o hi m x h i t nguy n m cha i u ki n h ng lng hu theo quy nh t i i u 70 ho c cha nh n b o hi m x h i m t l n theo quy nh t i i u 73 v i u 74 c a Lu t ny th c b o lu th i gian ng b o hi m x h i. Employees, who stopping voluntary social contribution and ineligible for enjoying old-age pension specified at Articles 70 or having not yet enjoyed lump-sum i u 73.

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allowance specified at Articles 73 and 74 of this Law, are entitled to reserve their social insurance contribution period. i u 76. M c bnh qun thu nh p thng ng b o hi m x h i Article 76. Contributed average of Social insurance premiums 1. M c bnh qun thu nh p thng ng b o hi m x h i c tnh b ng bnh qun cc m c thu nh p thng ng b o hi m x h i c a ton b th i gian. 1. The average monthly contribution shall be calculated on the entire period of contribution. 2. Thu nh p thng ng b o hi m x h i lm cn c tnh m c bnh qun thu nh p thng ng b o hi m x h i c a ng i lao ng c i u ch nh trn c s ch s gi sinh ho t c a t ng th i k theo quy nh c a Chnh ph . 2. Social insurance monthly contribution, which serve as the basis for calculation of the average monthly contribution shall be adjusted in accordance with the cost of living adjustment of each period under regulations of the Government. M C2 SECTION 2 CH T TU T SURVIVOR BENEFITS
i u 77. Tr c p mai tng Article 77. Funeral allowance 1. Cc i t ng sau y khi ch t th ng i lo mai tng c nh n tr c p mai tng: 1. When the following insureds die, the persons who take care of funeral are entitled to funeral allowance: a) Ng i lao ng c t nh t nm nm ng b o hi m x h i; a) Employees who have at least five years of social insurance contribution; b) Ng i ang h ng lng hu. b) Old-age pensioners 2. Tr c p mai tng b ng m i thng lng t i thi u chung. 2. The funeral allowance is equivalent to ten months' common minimum salary. 3. Tr ng h p i t ng quy nh t i kho n 1 i u ny b Ta n tuyn b l ch t th thn nhn c h ng tr c p quy nh t i kho n 2 i u ny. 3. When the insureds specified at Clause 1 of this Article are declared dead by the court, their relatives are entitled to receive the allowance specified at Clause 2 of this Article. i u 78. Tr c p tu t Article 78. Survivor allowance 1. Ng i lao ng ang ng b o hi m x h i, ng i lao ng ang b o lu th i gian ng b o hi m x h i, ng i ang h ng lng hu khi ch t th thn nhn c h ng tr c p tu t m t l n.

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1. When employees who are contributing, reserving a period social insurance contribution, or are old-age pensioners, die, their relatives are entitled to Survivor allowance. 2. M c tr c p tu t m t l n i v i thn nhn c a ng i lao ng ang ng ho c ng i lao ng ang b o lu th i gian ng b o hi m x h i c tnh theo s nm ng b o hi m x h i, c m i nm tnh b ng 1,5 thng m c bnh qun thu nh p thng ng b o hi m x h i. 2. The survivor allowance for relatives of dead insureds who are contributing, reserving a period social insurance contribution shall be calculated on the years of social insurance cotribution, with each year equivalent to 1.5 month of the average monthly contribution; 3. M c tr c p tu t m t l n i v i thn nhn c a ng i ang h ng lng hu ch t c tnh theo th i gian h ng lng hu, n u ch t trong hai thng u h ng lng hu th tnh b ng b n mi tm thng lng hu ang h ng; n u ch t vo nh ng thng sau , c h ng thm m t thng lng hu th m c tr c p gi m i 0,5 thng lng hu. 3. The survivor allowance for relatives of dead old-age pensioners shall be calculated on the period of enjoying old-age pension. If the death within the first two months of enjoyed pension, the allowance is equivalent to forty eight months of the enjoyed pension; if the death in subsequent months, for each additional month received the pension, the allowance is reduced by 0.5 month of the pension. Tnh h ng ch hu tr v ch t tu t i v i ng i c th i gian ng b o hi m x h i b t bu c sau ng b o hi m x h i t nguy n Article 79. Calculation of Old-age benefits and Survivor benefits for whom contributed compulsory then voluntary social insurance premiums 1. Ng i lao ng ng b o hi m x h i b t bu c sau ng b o hi m x h i t nguy n th th i gian ng b o hi m x h i b t bu c c c ng v i th i gian ng b o hi m x h i t nguy n lm c s tnh h ng ch hu tr v ch t tu t. 1. Employees who contributed compulsory then voluntary social insurance premiums, are entitled to old-age benefit or survivor benefit, shall be calculated on the period of compulsory then plus the period of voluntary social insurance contribution. 2. Cch tnh m c bnh qun ti n lng, ti n cng thng ho c m c bnh qun thu nh p thng ng b o hi m x h i i v i ng i lao ng quy nh t i kho n 1 i u ny do Chnh ph quy nh. 2. The calculation of average monthly contribution for employyes specified at Clause 1 of this Article shall be as stipulated by the Government. CHNG V CHAPTER V i u 80. B O HI M TH T NGHI P UNEMPLOYMENT INSURANCE i t ng p d ng b o hi m th t nghi p
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i u 79.
Article 80. Coverage of Unemployment insurance B o hi m th t nghi p p d ng b t bu c i ng i lao ng quy nh t i kho n 3 v ng i s d ng lao ng quy nh t i kho n 4 i u 2 c a Lu t ny. Unemployment insurance scheme shall cover employees specified at Clause 3 and employers specified at Clause 4, Article 2 of this Article. i u 81. i u ki n h ng b o hi m th t nghi p Article 81. Conditions of Unemployment benefits Ng i th t nghi p c h ng b o hi m th t nghi p khi c cc i u ki n sau y: Unemployed persons are entitled to unemployment benefits when having the full following conditions: 1. ng b o hi m th t nghi p m i hai thng tr ln trong th i gian hai mi b n thng tr c khi th t nghi p; 1. Having the unemployment insurance contribution for at least twelve months within twenty four months before becoming unemployed; 2. ng k th t nghi p v i t ch c b o hi m x h i; 2. Having registered the unemployment with social insurance organizations; 3. Cha tm c vi c lm sau m i lm ngy k t ngy ng k th t nghi p theo quy nh t i kho n 2 i u ny. 3. Having not yet found a job within fifteen days after the date of making unemployment registration as provided for in Clause 2 of this Article. i u 82. Tr c p th t nghi p Article 82. Unemployment allowance 1. M c tr c p th t nghi p h ng thng b ng 60% m c bnh qun ti n lng, ti n cng thng ng b o hi m th t nghi p c a su thng li n k tr c khi th t nghi p. 1. The monthly unemployment allowance is equivalent to 60% of the average six consecutive months contribution before unemployment. 2. Th i gian h ng tr c p th t nghi p c quy nh nh sau: 2. The period of enjoying unemployment allowance is stipulated as follows: a) Ba thng, n u c t m i hai thng n d i ba mi su thng ng b o hi m th t nghi p; a) Three months, if having full twelve months to less thirty six months for unemployment insurance contrbution; b) Su thng, n u c t ba mi su thng n d i b y mi hai thng ng b o hi m th t nghi p; b) Six months, if having full thirty six months to less seventy two months for unemployment insurance contribution; c) Chn thng, n u c t b y mi hai thng n d i m t trm b n mi b n thng ng b o hi m th t nghi p; c) Nine months, if having full seventy two months to less one hundred and forty four months for unemployment insurance contribution;

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d) M i hai thng, n u c t m t trm b n mi b n thng ng b o hi m th t nghi p tr ln. d) Twelve months, if having full one hundred to forty four months and over for unemployment insurance contribution. i u 83. H tr h c ngh Article 83. Aid for apprenticeship Ng i ang h ng tr c p th t nghi p c h tr h c ngh v i th i gian khng qu su thng. M c h tr b ng m c chi ph h c ngh ng n h n theo quy nh c a php lu t v d y ngh . Unemployment beneficiaries shall be aid for apprenticeship for a period of no more than six months. The support level is equivalent to the level of expense for short-term training in accordance with the law on vocational training. i u 84. H tr tm vi c lm Article 84. Aid for job seeking Ng i ang h ng tr c p th t nghi p c t v n, gi i thi u vi c lm mi n ph. Unemployment beneficiaries shall be provided with employment consultancy and recommendation free of charge. i u 85. B o hi m y t Article 85. Social health insurance 1. Ng i ang h ng tr c p th t nghi p c h ng ch b o hi m y t . 1. Unemployment beneficiaries are entitled to the social health insurance benefit. 2. T ch c b o hi m x h i ng b o hi m y t cho ng i ang h ng tr c p th t nghi p. 2. Social insurance organizations shall pay social health insurance premiums for unemployment beneficiaries. i u 86. T m d ng h ng tr c p th t nghi p Article 86. Suspension of unemployment allowance Ng i ang h ng tr c p th t nghi p b t m d ng h ng tr c p th t nghi p khi thu c m t trong cc tr ng h p sau y: Unemployment beneficiaries shall be suspended from enjoying unemployment allowance when falling into one of the following cases: 1. Khng th c hi n quy nh t i i m b kho n 2 i u 16 c a Lu t ny; 1. Failing to observe the provisions of Point b, Clause 2, Article 16 of this Law; 2. B t m giam. 2. Being put in prison. i u 87. Ch m d t h ng tr c p th t nghi p Article 87. Termination of Unemployment allowance

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1. Ng i ang h ng tr c p th t nghi p b ch m d t h ng tr c p th t nghi p trong cc tr ng h p sau y: 1. Unemployment beneficiaries shall be terminated from enjoying unemployment allowance when falling into one of the following cases: a) H t th i h n h ng tr c p th t nghi p; a) Having the expiry of enjoying unemployment allowance; b) C vi c lm; b) Having a job; c) Th c hi n ngha v qun s ; c) Performing the military service obligation; d) H ng lng hu; d) Being on old-age pension; ) Sau hai l n t ch i nh n vi c lm do t ch c b o hi m x h i gi i thi u m khng c l do chnh ng; e) Having twice refused to take up jobs recommended by the social insurance organization without plausible reasons; e) Khng th c hi n quy nh t i i m b kho n 2 i u 16 c a Lu t ny trong ba thng lin t c; f) Failing to abide by the provisions of Point b, Clause 2, Article 16 of this Law for three months in a row; g) Ra n c ngoi nh c; g) Going to abroad for residence; h) Ch p hnh quy t nh p d ng bi n php x l hnh chnh t i tr ng gio d ng, c s gio d c, c s ch a b nh ho c ch p hnh hnh ph t t nhng khng c h ng n treo; h) Serving a decision on application of administrative handling measures at reformatory, education camp, medical establishment or serve an imprisonment sentence which is not suspended; i) B ch t. i) Death. 2. Cc tr ng h p ch m d t h ng tr c p th t nghi p quy nh t i i m b v i m c kho n 1 i u ny s c h ng kho n tr c p m t l n b ng gi tr cn l i c a tr c p th t nghi p quy nh t i i u 82 c a Lu t ny. 2. Cases of termination of enjoying unemployment allowance, which are specified at Points b and c, Clause 1 of this Article, a lump-sum allowance equivalent to the remaining value of the unemployment allowance specified in Article 82 of this Law are paid in time. 3. Sau khi ch m d t h ng tr c p th t nghi p quy nh t i kho n 1 i u ny th th i gian ng b o hi m th t nghi p tr c khng c tnh h ng tr c p th t nghi p l n sau. 3. After the termination of enjoying unemployment allowance which are specified at Clause 1 of this Article, the previous duration of unemployment insurance contribution shall not be counted for subsequent enjoying unemployment allowance.
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CHNG VI CHAPTER VI M C1 SECTION 1
QU B O HI M X H I SOCIAL INSURANCE FUND QU B O HI M X H I B T BU C COMPULSORY SOCIAL INSURANCE FUND
i u 88. Ngu n hnh thnh qu Article 88. Sources for formation of the fund 1. Ng i s d ng lao ng ng theo quy nh t i i u 92 c a Lu t ny. 1. Employers pay premiums under the provisions of Article 92 of this Law. 2. Ng i lao ng ng theo quy nh t i i u 91 c a Lu t ny. 2. Employees pay premiums under the provisions of Article 91 of this Law. 3. Ti n sinh l i c a ho t ng u t t qu . 3. Profits of the fund from invested activities . 4. H tr c a Nh n c. 4. The State's supports. 5. Cc ngu n thu h p php khc. 5. Other lawful sources of revenues. i u 89. Cc qu thnh ph n Article 89. Composition of the fund 1. Qu m au v thai s n. 1. Sickness and Maternity fund. 2. Qu tai n n lao ng, b nh ngh nghi p. 2. Work-injured, Occupational disease fund. 3. Qu hu tr v t tu t. 3. Old-age and Survivor fund. i u 90. S d ng qu Article 90. Utilization of the fund 1. Tr cc ch b o hi m x h i cho ng i lao ng theo quy nh t i Chng III c a Lu t ny. 1. Paying for social insurance benefits to employees under the provisions in Chapter III of this Law. 2. ng b o hi m y t cho ng i ang h ng lng hu ho c ngh vi c h ng tr c p tai n n lao ng, b nh ngh nghi p h ng thng. 2. Paying for social health insurance premiums of social insurance pensioners. 3. Chi ph qu n l. 3. Paying for expenses of management.

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4. Chi khen th ng theo quy nh t i kho n 2 i u 133 c a Lu t ny. 4. Paying for expenses of rewards under the provisions of Clause 2, Article 133 of this Law. 5. u t b o ton v tng tr ng qu theo quy nh t i i u 96 v i u 97 c a Lu t ny. 5. Investing to preserve and develop the fund according to the provisions of Articles 96 and 97 of this Law. i u 91. M c ng v phng th c ng c a ng i lao Article 91. Employees levels and methods of contribution ng
1. H ng thng, ng i lao ng quy nh t i cc i m a, b, c v d kho n 1 i u 2 c a Lu t ny ng b ng 5% m c ti n lng, ti n cng vo qu hu tr v t tu t; t nm 2010 tr i, c hai nm m t l n ng thm 1% cho n khi t m c ng l 8%. 1. Monthly, employees specified at Points a, b, c and d, Clause 1, Article 2 of this Law shall pay 5% of their salaries or remuneration into the Old-age and Survivors funds; and from 2010 on, an additional 1% shall be paid for every two years until the rate of 8% is achieved. 2. Ng i lao ng h ng ti n lng, ti n cng theo chu k s n xu t, kinh doanh trong cc doanh nghi p nng nghi p, lm nghi p, ng nghi p, dim nghi p th m c ng b o hi m x h i h ng thng theo quy nh t i kho n 1 i u ny; phng th c ng c th c hi n h ng thng, h ng qu ho c su thng m t l n. 2. Employees, who works in agricultural, forestry, fishery or salt-making enterprises and enjoying salaries or remuneration according to production or business cycles, shall be subject to the monthly social insurance contribution rate specified at Clause 1 of this Article; the contribution shall be made on monthly, quarterly or biannual basis. 3. M c ng v phng th c ng c a ng i lao ng quy nh t i i m e kho n 1 i u 2 c a Lu t ny do Chnh ph quy nh. 3. The rates and methods of contribution by employees spcified at Point f, Clause 1, Article 2 of this Law shall be stipulated by the Government. i u 92. M c ng v phng th c ng c a ng i s d ng lao Article 91. Employers levels and methods of contribution ng
1. H ng thng, ng i s d ng lao ng ng trn qu ti n lng, ti n cng ng b o hi m x h i c a ng i lao ng quy nh t i cc i m a, b, c v d kho n 1 i u 2 c a Lu t ny nh sau: 1. Employers shall make monthly payment in which the rate of social insurance contribution calculated on the funds of employees salaries and remuneration specified at Points a, e, c and d, Clause 1, Article 2 of this Law as follows: a) 3% vo qu m au v thai s n; trong ng i s d ng lao ng gi l i 2% tr k p th i cho ng i lao ng i u ki n h ng ch quy nh t i M c 1 v M c 2 Chng III c a Lu t ny v th c hi n quy t ton h ng qu v i t ch c b o hi m x h i;

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a) 3% into the Sickness and Maternity fund; of which 2% shall be withheld by employers to pay in time to employees entitled to benefits specified at Section 1, 2, Chapter III of this Law and then conduct a quarterly clearance with social insurance organizations; b) 1% vo qu tai n n lao ng, b nh ngh nghi p; b) 1% into the Work-injured and Occupational disease fund; c) 11% vo qu hu tr v t tu t; t nm 2010 tr i, c hai nm m t l n ng thm 1% cho n khi t m c ng l 14%. c) 11% into the Old-age and Survivors fund; and from 2010 on, an additional 1% shall be paid for every two years until the rate of 14% is achieved. 2. H ng thng, ng i s d ng lao ng ng trn m c lng t i thi u chung i v i m i ng i lao ng quy nh t i i m kho n 1 i u 2 c a Lu t ny nh sau: 1. Employers shall make monthly payment in which the rate of social insurance contribution for each employee specified at Points , Clause 1, Article 2 of this Law, calculated on the common minimum salary as follows: a) 1% vo qu tai n n lao ng, b nh ngh nghi p; a) 1% into the Work-injured and Occupational disease fund; b) 16% vo qu hu tr v t tu t; t nm 2010 tr i, c hai nm m t l n ng thm 2% cho n khi t m c ng l 22%. b) 16% into the Old-age and Survivors fund; and from 2010 on, an additional 2% shall be paid for every two years until the rate of 22% is achieved. 3. Ng i s d ng lao ng thu c cc doanh nghi p nng nghi p, lm nghi p, ng nghi p, dim nghi p tr lng theo chu k s n xu t, kinh doanh th m c ng h ng thng theo quy nh t i kho n 1 i u ny; phng th c ng c th c hi n h ng thng, h ng qu ho c su thng m t l n. 3. Employers from agricultural, forestry, fishery or salt-making enterprises and paying salaries according to production or business cycles, shall be subject to the monthly social insurance contribution rate specified at Clause 1 of this Article; the contribution shall be made on monthly, quarterly or biannual basis. i u 93. T m d ng ng vo qu hu tr v t tu t Article 93. Halting of contribution to Old-age and Survivor fund 1. Trong tr ng h p ng i s d ng lao ng g p kh khn ph i t m d ng s n xu t, kinh doanh ho c g p kh khn do thin tai, m t ma d n n vi c ng i lao ng v ng i s d ng lao ng khng c kh nng ng vo qu hu tr v t tu t th c t m d ng ng trong th i gian khng qu m i hai thng. 1. When employers meet with difficulties and have to halt the production, business or meet with difficulties due to natural disasters, crop failure, which lead employees and employers to incapable contribution into the Old-age and survivor fund, have the halting of contribution with no more than twelve months. 2. Chnh ph quy nh c th i u ki n, kho ng th i gian t m d ng ng v th m quy n quy t nh vi c t m d ng ng. 2. The Government shall specify the conditions and duration for halting of contribution and the competence to decide on the halting.
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i u 94. Ti n lng, ti n cng thng ng b o hi m x h i b t bu c Article 94. Salaries, remunerations for compulsory social insurance contribution 1. Ng i lao ng thu c i t ng th c hi n ch ti n lng do Nh n c quy nh th ti n lng thng ng b o hi m x h i l ti n lng theo ng ch, b c, c p b c qun hm v cc kho n ph c p ch c v , ph c p thm nin v t khung, ph c p thm nin ngh (n u c). Ti n lng ny c tnh trn c s m c lng t i thi u chung. 1. Employees who are subjected to salary regime set by the State, the social insurance contribution shall be based on their rank, grade salaries, or military rank salaries and position allowances, extra-seniority allowances or professional seniority allowances (if any). These salaries shall be calculated on the basis of the common minimum salary. 2. i v i ng i lao ng ng b o hi m x h i theo ch ti n lng do ng i s d ng lao ng quy t nh th ti n lng, ti n cng thng ng b o hi m x h i l m c ti n lng, ti n cng ghi trong h p ng lao ng. 2. Employees who pay social insurance premiums under the salary system set by employers, the payment shall be calculated on the salaries or remuneration stated in their labour contracts. 3. Tr ng h p m c ti n lng, ti n cng quy nh t i kho n 1 v kho n 2 i u ny cao hn hai mi thng lng t i thi u chung th m c ti n lng, ti n cng thng ng b o hi m x h i b ng hai mi thng lng t i thi u chung. 3. When the salaries or remunerations specified at Clauses 1, 2 of this Article are higher than twenty months' common minimum salary, the salary for social insurance contribution shall be calculated on, and is equivalent to, twenty months' common minimum salary. i u 95. Chi ph qu n l Article 95. Management expense 1. Chi ph qu n l b o hi m x h i b t bu c h ng nm c trch t ti n sinh l i c a ho t ng u t t qu . 1. Annual expenses for management of compulsory social insurance scheme shall be deducted from the profits from invested activities of the fund. 2. Chi ph qu n l b o hi m x h i b t bu c b ng m c chi ph qu n l c a c quan hnh chnh nh n c. 2. Expenses for management of compulsory social insurance scheme shall be equivalent to expenses for management of state administrative agencies. i u 96. Nguyn t c u t Article 96. Investment principles Ho t ng u t t qu b o hi m x h i ph i b o m an ton, hi u qu v thu h i c khi c n thi t. Activities of investment from the social insurance fund must ensure safety, efficiency and recoverability when necessary.
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i u 97. Cc hnh th c u t Article 97. Investment forms 1. Mua tri phi u, tn phi u, cng tri c a Nh n c, c a ngn hng thng m i c a Nh n c. 1. Purchasing of bonds, credit bills of the State, State-run commercial banks. 2. Cho ngn hng thng m i c a Nh n c vay. 2. Lending to state-run commercial banks. 3. u t vo cc cng trnh kinh t tr ng i m qu c gia. 3. Investment in key national economic projects. 4. Cc hnh th c u t khc do Chnh ph quy nh. 4. Other investment forms under the provisions of Government. M C2 SECTION 2 QU B O HI M X H I T NGUY N VOLUNTARY SOCIAL INSURANCE FUND
i u 98. Ngu n hnh thnh qu Article 98. Sources for formation of the fund 1. Ng i lao ng ng theo quy nh t i i u 100 c a Lu t ny. 1. Employees pay premiums under the provisions of Article 100 of this Law. 2. Ti n sinh l i c a ho t ng u t t qu . 2. Profits of the fund from invested activities . 3. H tr c a Nh n c. 3. The State's supports. 4. Cc ngu n thu h p php khc. 4. Other lawful sources of revenues. i u 99. S d ng qu Article 99. Utilization of the fund 1. Tr cc ch b o hi m x h i cho ng i lao ng theo quy nh t i Chng IV c a Lu t ny. 1. Paying for social insurance benefits to employees under the provisions in Chapter IV of this Law. 2. ng b o hi m y t cho ng i tham gia b o hi m x h i t nguy n ang h ng lng hu. 2. Paying for social health insurance premiums of voluntary old-age pensioners. 3. Chi ph qu n l. 3. Paying for expenses of management. 4. u t b o ton v tng tr ng qu theo quy c a Lu t ny. nh t i i u 96 v i u 97

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4. Investing to preserve and develop the fund according to the provisions of Articles 96 and 97 of this Law. i u 100. M c ng v phng th c ng c a ng i lao Article100.Employees levels and modes of payment ng
1. M c ng h ng thng b ng 16% m c thu nh p ng i lao ng l a ch n ng b o hi m x h i; t nm 2010 tr i, c hai nm m t l n ng thm 2% cho n khi t m c ng l 22%. 1. Monthly premium is equivalent to 16% of employees optional income; and from 2010 on, an additional 2% shall be paid for every two years until the rate of 22% is achieved. M c thu nh p lm c s tnh ng b o hi m x h i c thay i tu theo kh nng c a ng i lao ng t ng th i k, nhng th p nh t b ng m c lng t i thi u chung v cao nh t b ng hai mi thng lng t i thi u chung. The optional income for payment social insurance premiums may change in each period, depending on employees capabilities, but must be at least equivalent to the common minimum salary and not more than twenty months' common minimum salary. 2. Ng i lao ng c ch n m t trong cc phng th c ng sau y: 2. Employees may select one of the following payment modes: a) H ng thng; a) Monthly payment; b) H ng qu; b) Quarterly payment; c) Su thng m t l n. c) A half - yearly payment. i u 101. Chi ph qu n l Article101.Management expense 1. Chi ph qu n l b o hi m x h i t nguy n h ng nm c trch t ti n sinh l i c a ho t ng u t t qu . 1. Annual expenses for management of voluntary social insurance scheme shall be deducted from the profits from invested activities of the fund. 2. Chi ph qu n l b o hi m x h i t nguy n b ng m c chi ph qu n l c a c quan hnh chnh nh n c. 2. Expenses for management of voluntary social insurance scheme shall be equivalent to expenses for management of state administrative agencies. M C3 SECTION 3 QU B O HI M TH T NGHI P UNEMPLOYMENT INSURANCE FUND
i u 102. Ngu n hnh thnh qu Article102.Sources for formation of the fund

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1. Ng i lao ng ng b ng 1% ti n lng, ti n cng thng ng b o hi m th t nghi p. 1. Employees shall pay 1% of their monthly salary or remuneration into Unemployment insurance fund. 2. Ng i s d ng lao ng ng b ng 1% qu ti n lng, ti n cng thng ng b o hi m th t nghi p c a nh ng ng i lao ng tham gia b o hi m th t nghi p. 2. Employers shall pay 1% of employees salaries and remuneration fund into Unemployment insurance fund. 3. H ng thng, Nh n c h tr t ngn sch b ng 1% qu ti n lng, ti n cng thng ng b o hi m th t nghi p c a nh ng ng i lao ng tham gia b o hi m th t nghi p v m i nm chuy n m t l n. 3. The State's monthly budgetary support is equivalent to 1% of employees salaries and remuneration fund into Unemployment insurance fund. The premium support is made once a year. 4. Ti n sinh l i c a ho t ng u t t qu . 4. Profits of the fund from invested activities 5. Cc ngu n thu h p php khc. 5. Other lawful sources of revenues. i u 103. S d ng qu Article103.Utilization of the fund 1. Tr tr c p th t nghi p. 1. Paying unemployment allowances. 2. H tr h c ngh . 2. Aid for apprenticeship. 3. H tr tm vi c lm. 3. Aid for job seeking. 4. ng b o hi m y t cho ng i h ng tr c p th t nghi p. 4. Paying for social health insurance premiums for Unemployment beneficiaries. 5. Chi ph qu n l. 5. Paying for expenses of management. 6. u t b o ton v tng tr ng qu theo quy nh t i i u 96 v i u 97 c a Lu t ny. 6. Investing to preserve and develop the fund according to the provisions of Articles 96 and 97 of this Law. i u 104. Chi ph qu n l Article104.Management expense Chi ph qu n l b o hi m th t nghi p b ng m c chi ph qu n l c a c quan hnh chnh nh n c. Expenses for management of unemployment insurance scheme shall be equivalent to expenses for management of state administrative agencies.
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i u 105. Ti n lng, ti n cng thng ng b o hi m th t nghi p Article105.Salaries, remunerations for unemployment insurance contribution Ti n lng, ti n cng thng ng b o hi m th t nghi p c tnh nh quy nh t i i u 94 c a Lu t ny. Salaries, remunerations for unemployment insurance contribution shall be calculated under the provisions of Articles 94 of this Law. CHNG VII CHAPTER VII T CH C B O HI M X H I SOCIAL INSURANCE ORGANIZATION
i u 106. T ch c b o hi m x h i Article106.Social insurance organization 1. T ch c b o hi m x h i l t ch c s nghi p, c ch c nng th c hi n ch , chnh sch b o hi m x h i, qu n l v s d ng cc qu b o hi m x h i theo quy nh c a Lu t ny. 1. The social insurance organization is a State unit functioning to materialize the social insurance regimes and policies, to manage and use the social insurance funds under the provisions of this Law. 2. C c u t ch c, nhi m v c a t ch c b o hi m x h i do Chnh ph quy nh. 2. The structure and duties of the social insurance organization shall be stipulated by the Government. i u 107. H i ng qu n l b o hi m x h i Article107.Social insurance management Council 1. H i ng qu n l b o hi m x h i do Chnh ph thnh l p, c trch nhi m ch o v gim st ho t ng c a t ch c b o hi m x h i. 1. The Social Insurance Management Council shall be set up by the Government and have the duty to direct and supervise activities of the social insurance organization. 2. H i ng qu n l b o hi m x h i g m i di n B Lao ng - Thng binh v X h i, B Ti chnh, T ng lin on lao ng Vi t Nam, Phng thng m i v cng nghi p Vi t Nam, Lin minh h p tc x Vi t Nam, t ch c b o hi m x h i v m t s thnh vin khc do Chnh ph quy nh. 2. The Social Insurance Management Council is composed of representatives of the Ministry of Labor, Invalids and Social Affairs, the Ministry of Finance, the Vietnam Confederation of Labor, the Vietnam Chamber of Commerce and Industry, the Vietnam Union of Cooperatives, the Social insurance organization and a number of other members defined by the Government. 3. H i ng qu n l b o hi m x h i c Ch t ch, cc Ph Ch t ch v cc y vin do Th t ng Chnh ph b nhi m, mi n nhi m, cch ch c.

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3. The Social Insurance Management Council consists of its chairman, vicechairmen and members, who are appointed, relieved from office and dismissed by the Prime Minister. 4. Quy ch lm vi c c a H i ng qu n l b o hi m x h i do Chnh ph quy nh. 4. The working regulations of the Social Insurance Management Council shall be stipulated by the Government. i u 108. Nhi m v c a H i ng qu n l b o hi m x h i Article108.Duties of Social insurance management Council 1. Th m nh k ho ch ho t ng h ng nm, gim st, ki m tra vi c th c hi n k ho ch c a t ch c b o hi m x h i. 1. To appraise annual operation plans of, supervise and inspect the implementation thereof by, the social insurance organization. 2. Quy t nh hnh th c u t qu b o hi m x h i theo ngh c a t ch c b o hi m x h i. 2. To decide on the forms of investment from the social insurance funds at the proposal of the social insurance organizations. 3. Ki n ngh v i c quan nh n c c th m quy n xy d ng, s a i, b sung ch , chnh sch, php lu t v b o hi m x h i, chi n l c pht tri n c a ngnh, ki n ton h th ng t ch c c a t ch c b o hi m x h i, c ch qu n l v s d ng qu b o hi m x h i. 3. To propose competent state bodies to elaborate, amend and supplement the social insurance regimes, policies and law, the development strategy, the consolidation of the social insurance organizational system, and the mechanisms for management and utilization of the social insurance funds. 4. ngh Th t ng Chnh ph b nhi m, mi n nhi m, cch ch c cc ch c danh lnh o c a t ch c b o hi m x h i. 4. To propose the Prime Minister to appoint, relieve from office or dismiss leading officials of the social insurance organization. CHNG VIII TH T C TH C HI N B O HI M X H I CHAPTER VIII IMPLEMENTATION PROCEDURES OF SOCIAL INSURANCE i u 109. S b o hi m x h i Article109.Social insurance Book 1. S b o hi m x h i c c p i v i t ng ng i lao ng theo di vi c ng, h ng cc ch b o hi m x h i v l c s gi i quy t cc ch b o hi m x h i theo quy nh c a Lu t ny. M u S b o hi m x h i do t ch c b o hi m x h i quy nh. 1. Social insurance books shall be granted to each employee for monitoring the payment and enjoyment of social insurance ben fits and serve as a basis for

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settlement of social insurance benefits under the provisions of this Law. The form of social insurance books shall be set by the social insurance organization. 2. S b o hi m x h i s c d n thay th b ng th b o hi m x h i i n t trong qu trnh p d ng cng ngh thng tin vo qu n l b o hi m x h i. Chnh ph quy nh th t c th c hi n b o hi m x h i khi s d ng th b o hi m x h i i n t . 2. Social insurance books shall be gradually replaced by electronic social insurance cards in the course of applying information technology to social insurance management. The Government shall provide procedures for implementation of social insurance when electronic social insurance cards are used. i u 110. H s tham gia b o hi m x h i Article110. Dossiers for participating in Social insurance 1. H s tham gia b o hi m x h i b t bu c bao g m: 1. A compulsory social insurance participation dossier comprises: a) T khai c nhn c a ng i lao ng theo m u do t ch c b o hi m x h i quy nh; a) The personal declaration form, which set by the social insurance organization, written by employee; b) Danh sch ng i lao ng tham gia b o hi m x h i b t bu c do ng i s d ng lao ng l p; b) The list of employees participating in compulsory social insurance scheme, set by the employer; c) B n sao quy t nh thnh l p ho c gi y ch ng nh n ng k kinh doanh ho c gi y php ho t ng i v i ng i s d ng lao ng tham gia b o hi m x h i l n u; h p ng lao ng i v i ng i s d ng lao ng l c nhn c thu m n, s d ng lao ng. c) The copy of the founding decision or the business registration certificate or the operation license, for the first time employers participating in social insurance; the labour contracts, for employers being individuals who hire or employ employees. 2. H s tham gia b o hi m x h i t nguy n l T khai c nhn theo m u do t ch c b o hi m x h i quy nh. 2. A voluntary social insurance participation dossier is the personal declaration form, which set by the social insurance organization. 3. H s tham gia b o hi m th t nghi p bao g m: 3. An unemployment insurance participation dossier comprises: a) T khai c nhn theo m u do t ch c b o hi m x h i quy nh; a) The personal declaration form, which set by the social insurance organization; b) Danh sch ng i lao ng tham gia b o hi m th t nghi p do ng i s d ng lao ng l p.

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b) The list of employees participating in unemployment insurance scheme, set by the employer. i u 111. C p S b o hi m x h i Article111.Issue social insurance Book 1. Trong th i h n ba mi ngy, k t ngy giao k t h p ng lao ng, h p ng lm vi c ho c tuy n d ng, ng i s d ng lao ng n p h s tham gia b o hi m x h i cho t ch c b o hi m x h i theo quy nh t i kho n 1 v kho n 3 i u 110 c a Lu t ny. 1. Within thirty days after the date of concluding a labour contract, a working or recruitment contract, the employer shall submit social insurance participation dossiers to the social insurance organization as provided for in Clauses 1, 3, Article 110 of this Law. 2. Ng i lao ng n p h s tham gia b o hi m x h i cho t ch c b o hi m x h i theo quy nh t i kho n 2 i u 110 c a Lu t ny. 2. Employees shall submit social insurance participation dossiers to the social insurance organization under the provisions of Clause 2, Article 110 of this Law. 3. T ch c b o hi m x h i c trch nhi m c p s b o hi m x h i trong th i h n ba mi ngy, k t ngy nh n c h s h p l i v i ng i tham gia b o hi m x h i b t bu c v b o hi m th t nghi p; hai mi ngy, k t ngy nh n c h s h p l c a ng i tham gia b o hi m x h i t nguy n; tr ng h p khng c p th ph i tr l i b ng vn b n v nu r l do. 3. Social insurance organization shall grant social insurance books for persons participating in compulsory social insurance or unemployment insurance, within thirty days after the date of receipt of the rightful dossiers; or within twenty days for persons participating in voluntary social insurance; if refusing to grant, it shall reply in writing, clearly stating the reason therefor. i u 112. H s h ng ch m au Article112.Dossiers for enjoying Sickness benefits 1. S b o hi m x h i. 1. Social insurance book. 2. Gi y xc nh n ngh m i v i ng i lao ng i u tr ngo i tr, gi y ra vi n i v i ng i lao ng i u tr n i tr t i c s y t , gi y ra vi n ho c phi u h i ch n c a b nh vi n i v i ng i lao ng m c b nh thu c danh m c b nh c n ch a tr di ngy. 2. The certificate of sickness leave for being out-patients, the hospital-discharge paper for being in-patients, the hospital-discharge paper or diagnosis paper for patients suffering from a disease on the list of those requiring long-term treatment. 3. Xc nh n c a ng i s d ng lao ng v i u ki n lm vi c i v i ng i lao ng lm ngh ho c cng vi c n ng nh c, c h i, nguy hi m; lm vi c th ng xuyn ni c ph c p khu v c h s t 0,7 tr ln.

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3. Employer's certificate of working in a heavy, hazardous or dangerous conditions; or working regularly in a region with the regional allowance coefficient of 0.7% and over. 4. Gi y xc nh n c a ng i s d ng lao ng v th i gian ngh vi c chm sc con m au, km theo gi y khm b nh c a con i v i ng i lao ng ngh vi c chm sc con m au. 4. Employer's certificate of employees day-off to take care of the sick child, and the child's medical examination paper, for employees taking leave to look after their sick children. 5. Danh sch ng i ngh m v ng i ngh vi c chm sc con m au do ng i s d ng lao ng l p. 5. The lists of employees enjoying sickness benefits, made by the employer. i u 113. H s h ng ch thai s n Article113.Dossiers for enjoying Maternity benefits 1. S b o hi m x h i. 1. Social insurance book. 2. B n sao gi y ch ng sinh ho c b n sao gi y khai sinh c a con ho c gi y ch ng t trong tr ng h p sau khi sinh con m con ch t ho c m ch t. Tr ng h p lao ng n i khm thai, s y thai, n o, ht thai ho c thai ch t lu, ng i lao ng th c hi n cc bi n php trnh thai ph i c gi y xc nh n c a c s y t c th m quy n; nh n nui con nui d i b n thng tu i ph i c ch ng nh n theo quy nh c a php lu t. 2. The certificate of birth or the copy of delivery paper or the death certificate in case the newborn or the mother dies right after giving birth. When female employees have prenatal checks-up, miscarriage, abortion, fetocytosis or stillbirth or applying contraceptive measures, the certificate from a competent medical care establishment is required; when they adopt children of under four months old, the law-specified certificate is required. 3. Xc nh n c a ng i s d ng lao ng v i u ki n lm vi c i v i ng i lao ng lm ngh ho c cng vi c n ng nh c, c h i, nguy hi m; lm vi c theo ch ba ca; lm vi c th ng xuyn ni c ph c p khu v c h s t 0,7 tr ln ho c xc nh n c a ng i s d ng lao ng i v i lao ng n l ng i tn t t. 3. Employer's certificate of working in a heavy, hazardous or dangerous conditions; or working regularly in a region with the regional allowance coefficient of 0.7% and over; or working under the three-shift regime; or being a disabled. 4. Danh sch ng i h ng ch thai s n do ng i s d ng lao ng l p. 4. The list of employees enjoying maternity benefits, made by the employer. i u 114. H s h ng ch tai n n lao ng Article114.Dossiers for enjoying Work-injured benefits 1. S b o hi m x h i.

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1. Social insurance book. 2. Bin b n i u tra tai n n lao ng, tr ng h p b tai n n giao thng c xc nh l tai n n lao ng th ph i c thm b n sao Bin b n tai n n giao thng. 2. The investigation record for work-injured; when the traffic accident is determined as a work-injured, the record on the traffic accident is additionally required. 3. Gi y ra vi n sau khi i u tr tai n n lao ng. 3. The hospital-discharge paper upond treament of work-injured. 4. Bin b n gim nh m c suy gi m kh nng lao ng c a H i ng Gim nh y khoa. 4. The assessment record of working capacity decrease, made by the Medical Assessment Council. 5. Vn b n ngh gi i quy t ch tai n n lao ng. 5. The written request for settlement of work-injured benefits. i u 115. H s h ng ch b nh ngh nghi p Article115.Dossiers for enjoying Occupational disease benefits 1. S b o hi m x h i. 1. Social insurance book. 2. Bin b n o c mi tr ng c y u t c h i, tr ng h p bin b n xc nh cho nhi u ng i th h s c a m i ng i lao ng c b n trch sao. 2. The record on measurement of the contaminated environment; when the record gives certification for many employees, the dossier of each employee must contain an extract thereof. 3. Gi y ra vi n sau khi i u tr b nh ngh nghi p, tr ng h p khng i u tr t i b nh vi n th ph i c gi y khm b nh ngh nghi p. 3. The hospital discharge paper upon treatment of occupational diseases or an examination paper on occupational diseases, when the treatment not at a hospital, is required. 4. Bin b n gim nh m c suy gi m kh nng lao ng c a H i ng Gim nh y khoa. 4. The assessment record of working capacity decrease, made by the Medical Assessment Council. 5. Vn b n ngh gi i quy t ch b nh ngh nghi p. 5. The written request for settlement of occupational disease benefits. i u 116. H s h ng tr c p d ng s c, ph c h i s c kho Article11.Dossiers for enjoying Recovering, convalescent benefits 1. Danh sch ng i h ng ch m au, thai s n, tai n n lao ngh nghi p m s c kho cn y u do ng i s d ng lao ng l p. ng, b nh

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1. The list of employees who have enjoyed the sickness, maternity, work-injured, occupational disease benefits but remain weak, made by the employer. 2. Vn b n ngh gi i quy t tr c p d ng s c, ph c h i s c kho . 2. The written request for settlement of recovering, convalescent benefits. i u 117. Gi i quy t h ng ch m au, thai s n, tr c p d ng s c, ph c h i s c kho sau m au, thai s n Article117.Settlement of sickness, maternity benefits and recovering, convalescence benefits after sickness or confinement 1. Trong th i h n ba ngy lm vi c, k t ngy nh n gi y t h p l c lin quan t ng i lao ng quy nh t i i u 112 v i u 113 c a Lu t ny, ng i s d ng lao ng c trch nhi m gi i quy t ch m au, thai s n cho ng i lao ng. 1. Within three working days after the date of receipt of the rightful dossiers from employees specified at Articles 112, 113 of this Law, employers shall settle the sickness or maternity benefits for them. 2. H ng qu, ng i s d ng lao ng c trch nhi m n p h s c a nh ng ng i lao ng c gi i quy t ch m au, thai s n, tr c p d ng s c, ph c h i s c kho cho t ch c b o hi m x h i theo quy nh t i cc i u 112, 113 v 116 c a Lu t ny. 2. Quarterly, employers shall submit the settled benefits dossiers of employees to social insurance organizations under the provisions of Articles 112, 113 and 116 of this Law. 3. T ch c b o hi m x h i c trch nhi m quy t ton trong th i h n m i lm ngy, k t ngy nh n c h s h p l ; tr ng h p khng quy t ton th ph i tr l i b ng vn b n v nu r l do. 3. Social insurance organizations shall make the settlement of clearance within fifteen days after the date of receipt of the rightful dossiers; in case of nonsettlement, it shall reply in writing, clearly stating the reason therefor. i u 118. Gi i quy t h ng ch tai n n lao ng, b nh ngh nghi p, tr c p d ng s c, ph c h i s c kho sau khi i u tr tai n n lao ng, b nh ngh nghi p Article118.Settlement of work-injured, occupational disease benefits and recovering, convalescence benefits after treatment of work-injured, occupational disease 1. Ng i s d ng lao ng n p h s cho t ch c b o hi m x h i theo quy nh t i cc i u 114, 115 v 116 c a Lu t ny. 1. Employers shall submit the dossiers to social insurance organizations as provided for in Articles 114, 115 and 116 of this Law. 2. T ch c b o hi m x h i c trch nhi m gi i quy t trong th i h n m i lm ngy, k t ngy nh n c h s h p l ; tr ng h p khng gi i quy t th ph i tr l i b ng vn b n v nu r l do. 2. Social insurance organizations shall settle the bebefits within fifteen days after the date of receipt of the rightful dossiers; in case of non-settlement, it shall reply in writing, clearly stating the reason therefor.
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i u 119. H s h ng lng hu i v i ng i tham gia b o hi m x h i b t bu c Article119.Dossiers for enjoying Old-age benefits of compulsory regime 1. S b o hi m x h i. 1. Social insurance book. 2. Quy t nh ngh vi c i v i ng i ang ng b o hi m x h i; n ngh h ng lng hu i v i ng i b o lu th i gian ng b o hi m x h i. 2. The decision on retirement, for employees who are participating in social insurance schemes; the old-age pension form, for employees who are reserving their duration of social insurance contribution. 3. Bin b n gim nh m c suy gi m kh nng lao ng c a H i ng Gim nh y khoa i v i ng i ngh hu theo quy nh t i i u 51 c a Lu t ny. 3. The assessment record of working capacity decrease, made by the Medical Assessment Council for retired employees under the provisions of Article 51 of this Law. i u 120. H s h ng b o hi m x h i m t l n i v i ng i tham gia b o hi m x h i b t bu c Article120.Dossiers for enjoying Lump-sum allowance of compulsory regime 1. S b o hi m x h i. 1. Social insurance book. 2. Quy t nh ngh vi c trong tr ng h p quy nh t i i m a kho n 1 i u 55; quy t nh ph c vin, xu t ng, thi vi c trong tr ng h p quy nh t i kho n 2 i u 55 c a Lu t ny. 2. The decision on retirement, for cases specified at Point a, Clause 1 of Article 55; the decision on demobilization from the army or on job severance, for cases specified at Clause 2, Article 55 of this Law. 3. Bin b n gim nh m c suy gi m kh nng lao ng c a H i ng Gim nh y khoa trong tr ng h p quy nh t i i m b kho n 1 i u 55 c a Lu t ny. 3. The assessment record of working capacity decrease, made by the Medical Assessment Council for cases specified at Point b, Clause 1, Article 55 of this Law. 4. B n sao gi y t nh c n c ngoi trong tr ng h p quy nh t i i m d kho n 1 i u 55 c a Lu t ny. 4. A copy of the overseas residence documents, for cases specified at Point d, Clause 1, Article 55 of this Law. 5. n ngh c a ng i lao ng trong tr ng h p quy nh t i i m c kho n 1 i u 55 c a Lu t ny. 5. The Lump-sum allowance form, for cases specified at Point c, Clause 1, Article 55 of this Law. i u 121. H s h ng ch t tu t i v i ng i tham gia b o hi m x h i b t bu c Article121.Dossiers for enjoying Survivor benefits of compulsory regime
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1. H s h ng ch t tu t i v i ng i ang ng b o hi m x h i v ng i b o lu th i gian ng b o hi m x h i bao g m: 1. A dossier for enjoying survivor benefit of employees participating in social insurance or reserving the duration of social insurance contribution, comprises: a) S b o hi m x h i; a) Social insurance book. b) Gi y ch ng t , gi y bo t ho c quy t nh c a To n tuyn b l ch t; b) The death certificate, death notification or court decision declaring such person dead; c) T khai c a thn nhn theo m u do t ch c b o hi m x h i quy nh; c) The declaration form, which set by social insurance organizations for relative of dead employees; d) Bin b n i u tra tai n n lao ng, b nh n i u tr b nh ngh nghi p trong tr ng h p ch t do tai n n lao ng, b nh ngh nghi p. d) The record on investigation of the work-injured, the medical records on treatment of occupational disease, for the case of death due to a work-injured or an occupational disease. 2. H s h ng ch t tu t c a ng i ang h ng lng hu, tr c p tai n n lao ng, b nh ngh nghi p h ng thng v i m c suy gi m kh nng lao ng t 61% tr ln bao g m: 2. A dossier for enjoying survivor benefit of old-age pensioners, workinjured/occupational disease pensioners who have a working capacity decrease of 61% and over, comprises: a) Gi y ch ng t , gi y bo t ho c quy t nh c a To n tuyn b l ch t; a) The death certificate, death notification or court decision declaring such person dead; b) T khai c a thn nhn theo m u do t ch c b o hi m x h i quy nh. b) The declaration form, which set by social insurance organizations for relative of dead employees. i u 122. Gi i quy t h ng lng hu, b o hi m x h i m t l n, ch t tu t i v i ng i tham gia b o hi m x h i b t bu c Article122.Settlement of Old-age benefits, Lump-sum allowance, Survivor benefits, of compulsory regime 1. Ng i s d ng lao ng n p h s cho t ch c b o hi m x h i theo quy nh t i i u 119, i u 120 v kho n 1 i u 121 c a Lu t ny. 1. Employers shall submit dossiers to social insurance organizations under the provisions of Articles 119 and 120 and Clause 1 of Article 121 of this Law. 2. Ng i lao ng khng cn quan h lao ng th tr c ti p n p h s cho t ch c b o hi m x h i theo quy nh t i i u 119 v i u 120 c a Lu t ny. 2. Laborers who are no longer involved in labour contracts shall submit dossiers directly to social insurance organizations under the provisions of Articles 119 and 120 of this Law.

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3. Thn nhn c a ng i ang h ng lng hu, tr c p tai n n lao ng, b nh ngh nghi p h ng thng v i m c suy gi m kh nng lao ng t 61% tr ln n p h s cho t ch c b o hi m x h i theo quy nh t i kho n 2 i u 121 c a Lu t ny. 3. Relatives of old-age pensioners or work-injured/occupational disease pensioners who have a working capacity decrease of 61% and over shall submit dossiers to social insurance organizations under the provisions of Clause 2, Article 121 of this Law. 4. T ch c b o hi m x h i c trch nhi m gi i quy t trong th i h n ba mi ngy, k t ngy nh n c h s h p l i v i ng i h ng lng hu; m i lm ngy, k t ngy nh n c h s h p l i v i tr ng h p h ng b o hi m x h i m t l n, ch t tu t; tr ng h p khng gi i quy t th ph i tr l i b ng vn b n v nu r l do. 4. Social insurance organizations shall settle the benefits within thirty days after the date of receipt of the rightful dossier, for old-age pensioners; fifteen days after the date of receipt of the rightful dossier, for the case of enjoying a lump-sum allowance or survivor benefits; in case of non-settlement, it shall reply in writing, clearly stating the reason therefor. i u 123. H s h ng lng hu, b o hi m x h i m t l n, ch t tu t i v i ng i tham gia b o hi m x h i t nguy n Article123.Dossiers for enjoying Old-age benefits, Lump-sum allowance, Survivor benefits, of voluntary regime 1. H s h ng lng hu, b o hi m x h i m t l n bao g m: 1.A dossier for enjoying Old-age pension or Lump-sum allowance, comprises: a) S b o hi m x h i; a) Social insurance book. b) T khai c nhn theo m u do t ch c b o hi m x h i quy nh. b) The declaration form, which set by social insurance organizations for employees. 2. H s h ng ch t tu t bao g m: 2. A dossier for enjoying Survivor benefits comprises: a) S b o hi m x h i i v i ng i ang ng b o hi m x h i; a) Social insurance book. b) Gi y ch ng t , gi y bo t ho c quy t nh c a To n tuyn b l ch t; b) The death certificate, death notification or court decision declaring such person dead; c) T khai c a thn nhn theo m u do t ch c b o hi m x h i quy nh. c) The declaration form, which set by social insurance organizations for relative of dead employees. i u 124. Gi i quy t h ng ch hu tr, ch t tu t i v i ng i tham gia b o hi m x h i t nguy n Article124.Settlement of Old-age benefits, Survivor benefits, of voluntary regime
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1. Ng i lao ng n p h s cho t ch c b o hi m x h i theo quy nh t i kho n 1 i u 123, thn nhn c a ng i ang h ng lng hu n p h s theo quy nh t i kho n 2 i u 123 c a Lu t ny. 1. Employees shall submit dossiers under the provisions of Clause 1 of Article 123, relatives of old-age pensioners shall submit dossiers under the provisions of Clause 2, Article 123 of this Law, to social insurance organizations. 2. T ch c b o hi m x h i c trch nhi m gi i quy t trong th i h n hai mi ngy, k t ngy nh n c h s h p l i v i ng i h ng lng hu; m i ngy, k t ngy nh n c h s h p l i v i tr ng h p h ng b o hi m x h i m t l n, ch t tu t; tr ng h p khng gi i quy t th ph i tr l i b ng vn b n v nu r l do. 2. Social insurance organizations shall settle the benefits within twenty days after the date of receipt of the rightful dossier, for old-age pensioners; ten days after the date of receipt of the rightful dossier, for the case of enjoying a lump-sum allowance or survivor benefits; in case of non-settlement, it shall reply in writing, clearly stating the reason therefor. i u 125. H s h ng b o hi m th t nghi p Article125.Dossiers for enjoying Unemployment benefits 1. n ngh h ng b o hi m th t nghi p theo m u do t ch c b o hi m x h i quy nh. 1. The Unemployment insurance form, which set by the social insurance organization. 2. B n sao h p ng lao ng, h p ng lm vi c h t h n ho c tho thu n ch m d t h p ng lao ng, h p ng lm vi c ho c xc nh n c a n v cu i cng tr c khi th t nghi p v vi c n phng ch m d t h p ng lao ng, h p ng lm vi c ng php lu t. 2. A copy of the expired labour contract, working contract or the agreement on termination of the labour contract, working contract or the certification by the last employer for the lawful unilateral termination of the labour contract or working contract. i u 126. Gi i quy t h ng b o hi m th t nghi p Article126.Settlement of Unemployment benefits 1. Ng i lao ng n p h s cho t ch c b o hi m x h i theo quy nh t i i u 125 c a Lu t ny. 1. Employees shall submit dossiers to social insurance organizations under the provisions of Article 125 of this Law. 2. T ch c b o hi m x h i c trch nhi m gi i quy t trong th i h n hai mi ngy, k t ngy nh n c h s h p l ; tr ng h p khng gi i quy t th ph i tr l i b ng vn b n v nu r l do. 2. Social insurance organizations shall settle the benefit within twenty days after the date of receipt of the rightful dossier; in case of non-settlement, it shall reply in writing, clearly stating the reason therefor.

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i u 127. H s h ng lng hu, tr c p b o hi m x h i i v i ng i ch p hnh xong hnh ph t t Article127.Dossiers for enjoying Old-age benefits, Lump-sum allowance, for whom have completely served imprisonment penalty 1. i v i ng i cha h ng lng hu, tr c p b o hi m x h i, h s bao g m: 1. A dossier for employees who have not yet enjoyed old-age pension or lump-sum allowance, comprises: a) S b o hi m x h i; a) Social insurance book. b) B n sao gi y ch ng nh n ch p hnh xong hnh ph t t; b) The copy of the certificate of complete serving imprisonment penalty; c) n ngh h ng b o hi m x h i. c) The application form for enjoying social insurance benefits. 2. i v i ng i h ng lng hu, tr c p b o hi m x h i th h s bao g m: 2. A dossier for Old-age pensioners or Social insurance pensioners, comprises: a) B n sao gi y ch ng nh n ch p hnh xong hnh ph t t; a) The copy of the certificate of complete serving imprisonment penalty; b) n ngh h ng ti p b o hi m x h i. b) The application form for enjoying social insurance benefits continuously. i u 128. Gi i quy t h ng lng hu, b o hi m x h i m t l n i v i ng i ch p hnh xong hnh ph t t Article128.Settlement of Old-age benefits, Lump-sum allowance, for whom have completely served imprisonment penalty 1. Ng i lao ng n p h s cho t ch c b o hi m x h i theo quy nh t i i u 127 c a Lu t ny. 1. Employees shall submit dossiers to social insurance organizations under the provisions of Article 127 of this Law. 2. T ch c b o hi m x h i c trch nhi m gi i quy t trong th i h n ba mi ngy, k t ngy nh n c h s h p l ; tr ng h p khng gi i quy t th ph i tr l i b ng vn b n v nu r l do. 2. Social insurance organizations shall settle the benefit within thirty days after the date of receipt of the rightful dossier; in case of non-settlement, it shall reply in writing, clearly stating the reason therefor. i u 129. Di chuy n ni h ng lng hu, tr c p b o hi m x h i Article129. Change of enjoyment places for Old-age benefits, Lump-sum allowance Khi ng i ang h ng lng hu, tr c p b o hi m x h i h ng thng chuy n n ni khc trong n c m mu n c h ng b o hi m x h i ni m i th ph i c n g i t ch c b o hi m x h i ni ang h ng. When Old-age pensioners or Social insurance pensioners move to other places of residence within the country and would like to enjoy their benefits at a new place,
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they must file their applications to social insurance organizations of the previous place where they are enjoying social insurance benefit. T ch c b o hi m x h i c trch nhi m gi i quy t trong th i h n nm ngy, k t ngy nh n c n; tr ng h p khng gi i quy t th ph i tr l i b ng vn b n v nu r l do. Social insurance organizations shall settle the benefit within fifteen days after the date of receipt of the rightful dossier; in case of non-settlement, it shall reply in writing, clearly stating the reason therefor.
CHNG IX CHAPTER IX
KHI U N I, T CO V B O HI M X H I COMPLAINT AND DENUNCIATION REGARDING INSURANCE
SOCIAL
i u 130. Khi u n i v b o hi m x h i Article130.Complaint regading social insurance 1. Ng i lao ng, ng i ang h ng lng hu, tr c p b o hi m x h i h ng thng, ng i ang b o lu th i gian ng b o hi m x h i v nh ng ng i khc c quy n khi u n i quy t nh, hnh vi c a ng i s d ng lao ng, t ch c b o hi m x h i khi c cn c cho r ng quy t nh, hnh vi vi ph m php lu t v b o hi m x h i, xm ph m n quy n v l i ch h p php c a mnh. 1. Employees, Old-age pensioners or Social insurance pensioners, insureds who are reserving their duration of social insurance contribution and other persons are entitled to complain about employers or social insurance organizations decisions or acts when having grounds to believe that the social insurance law, their respective legitimate rights and interests have been contravened by such decisions or acts. 2. Ng i s d ng lao ng c quy n khi u n i quy t nh, hnh vi c a t ch c b o hi m x h i khi c cn c cho r ng quy t nh, hnh vi vi ph m php lu t v b o hi m x h i, xm ph m n quy n v l i ch h p php c a mnh. 2. Employers are entitled to complain about decisions or acts of a social insurance organization when having grounds to believe that the social insurance law, their respective legitimate rights and interests have been contravened by such decisions or acts. i u 131. Th m quy n, trnh t th t c gi i quy t khi u n i Article131.Jurisdiction, procedures for settlement of the complaint 1. Vi c gi i quy t khi u n i i v i quy t nh hnh chnh, hnh vi hnh chnh v b o hi m x h i c th c hi n theo quy nh c a php lu t v khi u n i, t co. 1. Settlement of complaints about administrative decisions or administrative acts regarding social insurance shall be as provided for in the law on complaints and denunciations.

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2. Vi c gi i quy t khi u n i i v i quy t nh, hnh vi v b o hi m x h i khng thu c tr ng h p quy nh t i kho n 1 i u ny c th c hi n nh sau: 2. Settlement of complaints about social insurance decisions or acts other than the cases provided for in Clause 1 of this Article shall be carried out as follows: a) Ng i c th m quy n gi i quy t khi u n i l n u v b o hi m x h i l ng i c quy t nh, hnh vi v b o hi m x h i b khi u n i. Trong tr ng h p ng i c quy t nh, hnh vi v b o hi m x h i b khi u n i khng cn t n t i th c quan qu n l nh n c v lao ng c p huy n c th m quy n gi i quy t; a) Competent persons who settle a first-time complaint about social insurance are the complaineds who have issued the complained decisions or performed the complained acts. When the complaineds who have issued the complained decisions or performed the complained acts no longer exist, the district-level state management agencies in charge of labour are authorized to settle the complaints; b) Trong tr ng h p ng i khi u n i khng ng v i quy t nh gi i quy t khi u n i l n u ho c qu th i h n quy nh m khi u n i khng c gi i quy t th c quy n kh i ki n t i To n ho c khi u n i n c quan qu n l nh n c v lao ng c p t nh; b) When complainants disagree with a first complaint-settling decision or when at the expiration of the set timelimit the complaints have not yet been settled, they are entitled to initiate lawsuits at a court or complain with the provincial-level state management agencies in charge of labour; c) Trong tr ng h p ng i khi u n i khng ng v i quy t nh gi i quy t khi u n i c a c quan qu n l nh n c v lao ng c p t nh ho c qu th i h n quy nh m khi u n i khng c gi i quy t th c quy n kh i ki n t i To n; c) When complainants disagree with a complaint-settling decision of the provincial-level state management agencies in charge of labour or when at the expiration of the set timelimit the complaints have not yet been settled, they are entitled to initiate lawsuits at a court. d) Th i hi u khi u n i, th i h n gi i quy t khi u n i c p d ng theo quy nh c a php lu t v khi u n i, t co. d/ The statute of limitation for complaints and the timelimit for settlement of complaints shall apply the provisions of the Law on complaints and denunciations. i u 132. T co, gi i quy t t co v b o hi m x h i Article 132.Dinunciation regarding social insurance, settlement of the denunciation Vi c t co v gi i quy t t co vi ph m php lu t v b o hi m x h i c th c hi n theo quy nh c a php lu t v khi u n i, t co. Denunciations and the settlement of denunciations about violations of law on social insurance shall be carried out in accordance with Law on complaints and denunciations.

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CHNG X CHAPTER X
KHEN TH NG V X L VI PH M COMMENDATION, REWARD, AND HANDLING OF VIOLATIONS
i u 133. Khen th ng Article133.Commendation and reward 1. C quan, t ch c, c nhn c thnh tch trong vi c th c hi n Lu t ny ho c pht hi n vi ph m php lu t v b o hi m x h i c khen th ng theo quy nh c a php lu t. 1. Agencies, organizations and individuals that have achievements in the implementation of this Law or detect violations against the law on social insurance shall be commended and rewarded in accordance with law. 2. Ng i s d ng lao ng th c hi n t t cng tc b o h lao ng, phng ng a tai n n lao ng, b nh ngh nghi p c khen th ng t qu b o hi m tai n n lao ng, b nh ngh nghi p theo quy nh c a Chnh ph . 2. Employers that well perform duties of safety working, prevention for workinjury and occupational disease shall be commended and rewarded from the work-injury,occupational disease insurance fund according to the Government's regulations. i u 134. Cc hnh vi vi ph m php lu t v ng b o hi m x h i Article134.Violations against legislation of social insurance contribution 1. Khng ng. 1. Non-contribution. 2. ng khng ng th i gian quy 2. Contribution not on schedule. 3. ng khng ng m c quy nh. 3. Contribution not at the set levels. 4. ng khng s ng i thu c di n tham gia b o hi m x h i. 4. Contribution under the number of emplyees covering by social insurance schemes. i u 135. Cc hnh vi vi ph m php lu t v th t c th c hi n b o hi m x h i Article135.Violations against procedure of social insurance implementation 1. C tnh gy kh khn ho c c n tr vi c h ng cc ch b o hi m x h i c a ng i lao ng. 1. Deliberately hindering or obstructing employees enjoying social insurance benefits. 2. Khng c p s b o hi m x h i ho c khng tr s b o hi m x h i cho ng i lao ng theo quy nh c a Lu t ny. 2. Failing to grant Social insurance books or failing to return Social insurance books to employees in accordance with this Law
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nh.
i u 136. Cc hnh vi vi ph m php lu t v s d ng ti n ng v qu b o hi m x h i Article136.Violations against utilization of contribution money or social insurance fund 1. S d ng ti n ng v qu b o hi m x h i tri quy nh c a php lu t. 1. Using social insurance premiums and funds in violation of law. 2. Bo co sai s th t, cung c p sai l ch thng tin, s li u ti n ng v qu b o hi m x h i. 2. Reporting untruthfully, supplying false information and data on social insurance premiums and funds. i u 137. Cc hnh vi vi ph m php lu t v l p h s h ng ch b o hi m x h i Article137.Violations against compilation of dossiers for social insurance entitlement 1. Gian l n, gi m o h s. 1. Cheating and forging dossiers. 2. C p gi y ch ng nh n, gim nh sai. 2. False issuing certificates or assessment papers i u 138. X l vi ph m Article138.Settlement of violation 1. C quan, t ch c c hnh vi vi ph m php lu t quy nh t i cc i u 134, 135, 136 v 137 c a Lu t ny, tu theo tnh ch t, m c vi ph m m b x ph t vi ph m hnh chnh; n u gy thi t h i th ph i b i th ng theo quy nh c a php lu t. 1. Agencies and organizations violations specified at Articles 134, 135, 136 and 137 of this Law shall be administratively sanctioned, depending on the nature and seriousness of their violations; if causing damage, they must pay compensations in accordance with law. 2. C nhn c hnh vi vi ph m php lu t quy nh t i cc i u 134, 135, 136 v 137 c a Lu t ny, tu theo tnh ch t, m c vi ph m m b x ph t vi ph m hnh chnh, x l k lu t ho c b truy c u trch nhi m hnh s ; n u gy thi t h i th ph i b i th ng theo quy nh c a php lu t. 2. Individuals violations specified at Articles 134, 135, 136 and 137 of this Law shall be disciplined, administratively sanctioned or examined for penal liability, depending on the nature and seriousness of their violations; if causing damage, they must pay compensations in accordance with law. 3. Ng i s d ng lao ng c hnh vi vi ph m php lu t quy nh t i i u 134 c a Lu t ny t ba mi ngy tr ln th ngoi vi c ph i ng s ti n cha ng, ch m ng v b x l theo quy nh c a php lu t, cn ph i ng s ti n li c a s ti n cha ng, ch m ng theo m c li su t c a ho t ng u t t qu b o hi m x h i trong nm. Trong tr ng h p ng i s d ng lao ng khng th c hi n quy nh t i kho n ny th theo yu c u c a ng i c th m quy n x l vi ph m hnh chnh, ngn hng, t ch c tn d ng khc, kho b c nh n c c trch nhi m trch ti n t ti

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kho n ti n g i c a ng i s d ng lao ng n p s ti n cha ng, ch m ng v li c a s ti n ny. 3. Employers violations specified at Article 134 of this Law with thirty days or more must, apart from paying the amounts not yet paid or paid late and being handled in accordance with law, so pay interests on the amounts not yet paid or paid late at the interest rate of the investment from the social insurance funds in the year. When an employer fails to comply with the provisions of this Clause, at the request of competent persons to impose administrative sanctions, the bank, credit institutions or state treasury shall deduct money from the deposit account of the employer to pay the amount not yet paid or paid late and the interest on such amount. CHNG XI CHAPTER XI I U KHO N THI HNH IMPLEMENTATION PROVISIONS
i u 139. Quy nh chuy n ti p Article139.Transition provisions 1. Cc quy nh c a Lu t ny c p d ng i v i ng i tham gia b o hi m x h i t tr c ngy Lu t ny c hi u l c. 1. The provisions of this Law apply to persons who have participated in the social insurance before this Law takes effect. 2. Ng i ang h ng lng hu, tr c p m t s c lao ng, tai n n lao ng, b nh ngh nghi p, ti n tu t h ng thng v ng i b nh ch h ng b o hi m x h i do vi ph m php lu t tr c ngy Lu t ny c hi u l c th v n th c hi n theo cc quy nh tr c y v c i u ch nh m c h ng theo quy nh c a php lu t. 2. Old-age pensioners, Work-capacity loss beneficiaries, Work-injured pensioners, Occupational disease pensioners, Survivor pensioners and Pensioners social insurance benefits are suspended due to their violations against legislation before this Law takes effect shall still comply with the previous regulations and are entitled to the adjustment of the enjoyment levels in accordance with law. 3. Ng i ang h ng lng hu, tr c p m t s c lao ng, tai n n lao ng, b nh ngh nghi p h ng thng tr c ngy Lu t ny c hi u l c th khi ch t c p d ng ch t tu t quy nh t i Lu t ny. 3. Old-age pensioners, Work-capacity loss beneficiaries, Work-injured pensioners, Occupational disease pensioners, before this Law takes effect shall, upon their death, enjoy the survivors benefits specified at this Law. 4. Ng i lao ng c th i gian lm vi c trong khu v c nh n c tr c ngy 01 thng 01 nm 1995 n u cha nh n tr c p thi vi c ho c tr c p m t l n, tr c p xu t ng, ph c vin th th i gian c tnh l th i gian ng b o hi m x h i. 4. Employees who had worked in the state sector before January 1, 1995, if have not yet received the job severance allowance, lump-sum allowance or
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demobilization allowance for the service time, this time shall be counted as the duration of Social insurance contribution. 5. H ng nm, Nh n c chuy n t ngn sch m t kho n kinh ph vo qu b o hi m x h i b t bu c b o m tr lng hu, tr c p b o hi m x h i i v i ng i h ng lng hu, tr c p b o hi m x h i tr c ngy 01 thng 01 nm 1995; ng b o hi m x h i cho th i gian lm vi c tr c ngy 01 thng 01 nm 1995 i v i ng i quy nh t i kho n 4 i u ny. 5. Annually, the State shall transfer an amount from the budget into the compulsory social insurance fund to ensure full payment of Old-age pension and Social insurance allowances to Old-age pensioners and Social insurance beneficiaries before January 1, 1995; and payment of social insurance premiums for the working duration before January 1, 1995, for those specified in Clause 4 of this Article. 6. Th i gian ng i lao ng ng b o hi m th t nghi p theo quy nh t i Lu t ny khng c tnh h ng tr c p m t vi c lm ho c tr c p thi vi c theo quy nh c a php lu t v lao ng, php lu t v cn b , cng ch c. 6. Employees duration of unemployment contribution under this Law shall not be counted for entitlement of job loss allowances or job severance allowances under the provisions of the labor code or the law on cadres and civil servants. i u 140. Hi u l c thi hnh Article140.Implementation effectiveness 1. Lu t ny c hi u l c thi hnh t ngy 01 thng 01 nm 2007; ring i v i b o hi m x h i t nguy n th t ngy 01 thng 01 nm 2008, i v i b o hi m th t nghi p th t ngy 01 thng 01 nm 2009. 1. This Law takes effect on January 1, 2007; particularly for voluntary social insurance, after January 1, 2008, and for unemployment insurance, after January 1, 2009. 2. Nh ng quy nh tr c y tri v i Lu t ny u b bi b . 2. All provisions contrary to this Law are cancelled. i u 141. H ng d n thi hnh Article141.Implementation guidlines Chnh ph quy nh chi ti t v h ng d n thi hnh Lu t ny. The Government shall provide in detail and guidlines the implementation of this Law Lu t ny c Qu c h i n c Cng ho x h i ch ngha Vi t Nam kho XI, k h p th 9 thng qua ngy 29 thng 6 nm 2006. This Law was passed on June 29, 2006, by the 9th meeting of XIth National Assembly of the Socialist Republic of Vietnam.

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LU T B O HI M X H I LAW ON SOCIAL INSURANCE

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CHNG III CHAPTER III M C1 SECTION 1

B O HI M X H I B T BU C COMPULSORY SOCIAL INSURANCE CH M AU SICKNESS BENEFITS

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