Pertanyaan?

Email kepada : azha@simpanduit.com

CashFlow Planner - Panduan Aliran Tunai

Arahan

Budge

Budge
Month
Quick
Anda boleh bergerak dari satu penyata ke penyata lain dengan menekan butang biru

t By
t
di atas setiap penyata (worksheet) atau menekan tab biru di bawah

Isikan maklumat dengan lengkap dalam kotak putih sahaja. Eg: 400 Current Month
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Prior Month
Aug To Date
Quick Budget January
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu February
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. March
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for April
comparison purposes instead.) May
June
Budget by Month July
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in August
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". September
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, October
the "Quick Budget" sheet figures will be used for comparison purposes instead.) November
December
Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!

Benefits to you 0
Often people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead their
family or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have a
Big "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead a
Disciplined Life.

200

0
0
150
0
0
0
50

100
0
0
10
10
0
0
100
0
0

150
300
300
0
0
10
0
0
60
100
0
0
Current Month
Prior Month
Aug To Date

September
 or create a budget
Budge

Budge

Spend

Overvi
Month

Tracki

arison
Comp
Quick

Daily

Help
t By

ing

ew/
ng
t

by month
Monthly
Quick Budget
Chart:

Wang Masuk Kekerapan Jumlah Bulanan Tahunan Ringkasan Aliran Tunai

Jumlah Pendapatan Bersih 2500.00 30000.00
1 Gaji Anda Monthly 2400.00 2400.00 28800.00
1 Gaji Pasangan Monthly 0.00 0.00 0.00 $600
0.08 Bonus Anda Yearly 0.00 0.00 0.00
Bonus Pasangan Yearly 0.00
Komisyen / Elaun Monthly 0.00
1 Sewa Rumah Monthly 100.00 100.00 1200.00 $2,500
1 Pendapatan Lain Monthly 0.00 0.00 0.00
Column Z

Wang Keluar Total: 1900.00 22800.00 $1,900

$0 $500
Simpanan & Pelaburan 450.00 5400.00 $1,000 $1,500 $2,000 $2,500
1 Simpanan Biasa Monthly 200.00 200.00 2400.00
1 Simpanan Haji Monthly 250.00 250.00 3000.00
1 Insurans Hayat Anda Monthly 0.00 0.00 0.00
Row 28 Row 27 Row 26
1 Insurans Hayat Pasangan Monthly 0.00 0.00 0.00
1 Simpanan Pendidikan Monthly 0.00 0.00 0.00
1 Insuran Perubatan Monthly 0.00 0.00 0.00 Bar Chart
Ringkasan Wang Keluar
1 Insurans Kemalangan Monthly 0.00 0.00 0.00 Quick Budget Pie Chart Balance $600
1 Pelaburan ASB / Unit Trust Monthly 0.00 0.00 0.00 Yearly FALSE Simpanan & Pelaburan
$450 Income $2,500
Monthly Bayaran Pinjaman
$150 Expense $1,900
Bayaran Pinjaman 150.00 1800.00 Weekly Belanja Luar Jangka
$200
1 Rumah 1 Monthly 0.00 0.00 0.00 2 Belanja Pengangkutan
$200
1 Rumah 2 Monthly 0.00 0.00 0.00 Bil & Utiliti $220
1 Kereta 1 Monthly 0.00 0.00 0.00 Belanja Sara Hidup
$680
1 Kereta 2 Monthly 0.00 0.00 0.00
Pinjaman Pendidikan Monthly 150.00 150.00 1800.00 $200 $150
1 $450
Pinjaman Pelaburan / ASB Monthly 0.00 0.00 0.00 $200
1 $220
1 Pinjaman Peribadi Monthly 0.00 0.00 0.00
1 Kad Kredit 1 Monthly 0.00 0.00 0.00 $680
1 Kad Kredit 2 Monthly 0.00 0.00 0.00
1 Kad Kredit 3 Monthly 0.00 0.00 0.00

Belanja Luar Jangka 200.00 2400.00 Simpanan & Bayaran Pin- Belanja Luar
Pelaburan jaman Jangka
0.08 Percutian Yearly 0.00 0.00 0.00
Balik Kampung / Raya Yearly 0.00 0.00 Belanja Bil & Utiliti Belanja Sara
0.08
Pengangkutan Hidup
0.17 Baik-Pulih Kereta Semi-Annually 0.00 0.00
 1 Rokok / Alkohol Monthly 0.00 0.00
1 Derma Monthly 0.00 0.00
0.08 Insurans Rumah (Fire) Yearly 0.00 0.00
0.08 Perabut / ubah-suai rumah Yearly 0.00 0.00
0.33 Hadiah Quarterly 0.00 0.00
1 Lain-lain Monthly 200.00 200.00 2400.00

Belanja Pengangkutan 200.00 2400.00

0.08 Insurans Kereta 1 Yearly 0.00 0.00 0.00
0.08 Insurans Kereta 2 Yearly 0.00 0.00 0.00
1 Petrol & Tol Monthly 150.00 150.00 1800.00
0.33 Servis Kereta Quarterly 0.00 0.00 0.00
1 Parking Monthly 0.00 0.00 0.00
1 Tambang bas / van anak Monthly 0.00 0.00 0.00
1 Lain-lain Monthly 50.00 50.00 600.00

Bil & Utiliti 220.00 2640.00

1 Sewa Rumah Monthly 100.00 100.00 1200.00
0.17 Cukai Pintu Semi-Annually 0.00 0.00 0.00
0.17 Cukai Tanah Semi-Annually 0.00 0.00 0.00
1 Bil Elektrik Monthly 10.00 10.00 120.00
1 Bil Air Monthly 10.00 10.00 120.00
0.33 Gas Quarterly 0.00 0.00 0.00
1 Telefon Monthly 0.00 0.00 0.00
1 Handphone Monthly 100.00 100.00 1200.00
1 Yuran Maintenance Monthly 0.00 0.00 0.00
1 Astro / Internet Monthly 0.00 0.00 0.00

Belanja Sara Hidup 680.00 8160.00

1 Barang Dapur Monthly 150.00 150.00 1800.00
0.33 Pakaian & Kasut Quarterly 300.00 100.00 1200.00
1 Duit saku Monthly 300.00 300.00 3600.00
1 Penjagaan Anak Monthly 0.00 0.00 0.00
1 Belanja Sekolah Monthly 0.00 0.00 0.00
1 Suratkhabar / Majalah Monthly 10.00 10.00 120.00
1 Perubatan / Supplements Monthly 0.00 0.00 0.00
0.33 Pergigian / Alatan Mata Quarterly 0.00 0.00 0.00
0.33 Kosmetik Quarterly 60.00 20.00 240.00
1 Hiburan Monthly 100.00 100.00 1200.00
1 Sukan / Keahlian Kelab Monthly 0.00 0.00 0.00
1 Lain-Lain Monthly 0.00 0.00 0.00

Daily
Weekly
Monthly
Semi-Annually
Quarterly
Yearly
 or create
Budge

Budge

Spend

Overvi
Month

arison
Tracki

Comp
Quick

Daily

Help
t By

ew/
ing
ng

a quick budget
t

Budget By Month
1
Chart: Yearly
Wang Masuk Nov Dec Jan Feb Mar 1 Months Ringkasan Aliran Tunai
Oct to Date

Jumlah Pendapatan Bersih 0.00 0.00 0.00 0.00 0.00 0.00 0

Gaji / Bonus Anda 0.00 0

-15,480
Gaji / Bonus Pasangan 0.00 0

Komisyen / Elaun 0.00 0

Sewa Rumah 0.00 0

0
Pendapatan Lain 0.00 0

Column AK

Wang Keluar 0.00 250.00 0.00 0.00 0.00 1290.00 15,480

Total: -20,000
0

Simpanan & Pelaburan 0.00 0.00 0.00 0.00 0.00 0.00 -10,000
0 5,000
10,000
0

15,000 20,000
Simpanan Biasa 0.00 0

Simpanan Haji 0.00 0

Insurans Hayat Anda 0.00 0

Row 27 Row 26 Row 25

Insurans Hayat Pasangan 0.00 0

Simpanan Pendidikan 0.00 0

Insuran Perubatan 0.00 Budget by Chart: Mths/Wks

0

Ringkasan Wang Keluar

Insurans Kemalangan 0.00 0
Month 1 Months Start Mth Pie Chart 0 Budgeted Bar Chart
Pelaburan ASB / Unit Trust 0.00 0
TRUE 1 11 Simpanan & Pelaburan $- 1 Balance $(15,480)
1 Yearly 1 Months Bayaran Pinjaman $- 4 Income $-
Bayaran Pinjaman 0.00 0.00 0.00 0.00 0.00 0.00 0
2 Monthly (avg.) 1 Months Belanja Luar Jangka $- Expense $15,480
Rumah 1 0.00 0
3 Weekly (avg.) 1 Months Belanja Pengangkutan $1,800
Rumah 2 0.00 0
4 Current Month Oct Bil & Utiliti $2,640
Kereta 1 0.00 0
5 January Jan Belanja Sara Hidup $11,040
Kereta 2 0.00 0
6 February Feb $15,480
$2,640
Pinjaman Pendidikan 0.00 7 March Mar
$1,800
0

Pinjaman Pelaburan / ASB 0.00 0

8 April Apr
Pinjaman Peribadi 0.00 0
9 May May
Kad Kredit 1 0.00 0
$11,040 10 June Jun
Kad Kredit 2 0.00 0
11 July Jul
Kad Kredit 3 0.00 0
12 August Aug
13 September Sep
Belanja Luar Jangka 0.00 0.00 0.00 0.00 0.00 0.00 0
Simpanan & Bayaran Pin- Belanja Luar Belanja 14 October Oct
Percutian 0.00 Pelaburan jaman Jangka Pengangkutan 15 November Nov
Bil & Utiliti Belanja Sara
0

Balik Kampung / Raya 0.00 16 December Dec

0

Hidup
Baik-Pulih Kereta 0.00 0.00 0

Rokok / Alkohol 0.00 0

Derma 0.00 0
Budget by Month
Insurans Rumah (Fire) 0.00 0

Perabut / ubah-suai rumah 0.00 0

250
Hadiah 0.00 0 225
Lain-lain 0.00 0
200
175
Belanja Pengangkutan 0.00 200.00 0.00 0.00 0.00 150.00 0
150
Insurans Kereta 1 0.00 125 Row 16
0

Insurans Kereta 2 0.00 100 Row 8

0

Petrol & Tol 0.00 0.00 0

75
Servis Kereta 0.00 0.00 0

50
Parking 150.00 150.00 0

25
Tambang bas / van anak 0.00 0.00 0
Row 8
0

Lain-lain 0.00 0.00 Nov Dec

Jan
0

0 Feb
Mar Row 16
Bil & Utiliti 0.00 50.00 0.00 0.00 0.00 220.00 0

Sewa Rumah 0.00 0

Cukai Pintu 0.00 0

Cukai Tanah 100.00 100.00 0

Bil Elektrik 0.00 0.00 0

Bil Air 0.00 0.00 0

Gas 10.00 10.00 0

Telefon 10.00 10.00 0

Handphone 0.00 0.00 0

Yuran Maintenance 0.00 0.00 0

Astro / Internet 100.00 100.00 0

0
Belanja Sara Hidup 0.00 0.00 0.00 0.00 0.00 920.00 0

Barang Dapur 0.00 0

Pakaian & Kasut 0.00 0

Duit saku 150.00 150.00 0

Penjagaan Anak 300.00 300.00 0

Belanja Sekolah 300.00 300.00 0

Suratkhabar / Majalah 0.00 0.00 0

Perubatan / Supplements 0.00 0.00 0

Pergigian / Alatan Mata 10.00 10.00 0

Kosmetik 0.00 0.00 0

Hiburan 0.00 0.00 0

Sukan / Keahlian Kelab 60.00 60.00 0

Lain-Lain 100.00 100.00 0

0
0
 Budge

Budge

Spend

Overvi
Month

Tracki

arison
Comp
Quick

Daily

Help
t By

ew/
ing
ng
t
Tracking
Chart: September
Wang Masuk Oct Nov Dec Jan Oct to Date Ringkasan Wang Masuk / Keluar Sebenar
Jumlah Pendapatan Bersih 0.00 0.00 0.00 0.00 0.00
3 Gaji / Bonus Anda 0.00
4 Gaji / Bonus Pasangan 0.00 0
5 Komisyen / Elaun 0.00
6 Sewa Rumah 0.00
7 Pendapatan Lain 0.00 0

Column AN
Wang Keluar 0
Over Budget
Jumlah Wang Keluar 0.00 0.00 1290.00 0.00 1290.00 0 0 0 0 0
00000 000001
11111 11 1 1111
Simpanan & Pelaburan 0.00 0.00 0.00 0.00 0.00 1 1 1 11 11

12 Simpanan Biasa 0.00

13 Simpanan Haji 0.00
Row 28 Row 27 Row 26
14 Insurans Hayat Anda 0.00
15 Insurans Hayat Pasangan 0.00
16 Simpanan Pendidikan 0.00
Wang Keluar Sebenar
17 Insuran Perubatan 0.00 12 Sep First Tracking Month
18 Insurans Kemalangan 0.00 1 Oct 10 Budget By Month? 1 Bar Chart
19 Pelaburan ASB / Unit Trust 0.00 1,300 10 1 Current Month Oct 1 Jan Feb January TRUE Balance $-
20 1,200 9 2 Prior Month Sep 2 Feb Mar February Income $-
21 Bayaran Pinjaman 0.00 0.00 0.00 0.00 0.00 1,100 3 Oct to Date Oct to Date 3 Mar Apr March Expense $-
1,000
22 Rumah 1 0.00 4 January Jan 4 Apr May April
900
23 Rumah 2 0.00 800 5 February Feb 5 May Jun May
24 Kereta 1 0.00 700 6 March Mar 6 Jun Jul June
25 Kereta 2 0.00 600 Row 17 7 April Apr 7 Jul Aug July
26 Pinjaman Pendidikan 0.00 500 Row 8 8 May May 8 Aug Sep August
400
27 Pinjaman Pelaburan / ASB 0.00 300 9 June Jun 9 Sep Oct September
28 Pinjaman Peribadi 0.00 200 10 July Jul 10 Oct Nov October
29 Kad Kredit 1 0.00 100 11 August Aug 11 Nov Dec November
0 Row 8
30 Kad Kredit 2 0.00 Oct 12 September Sep 12 Dec Jan December
Nov
31 Kad Kredit 3 0.00 Dec
Jan
Row 17 13 October Oct 13 Oct to Date October to Date
32 14 November Nov
33 Belanja Luar Jangka 0.00 0.00 0.00 0.00 0.00 15 December Dec
34 Percutian 0.00
35 Balik Kampung / Raya 0.00 0.00
36 Baik-Pulih Kereta 0.00
37 Rokok / Alkohol 0.00
38 Derma 0.00
39 Insurans Rumah (Fire) 0.00
40 Perabut / ubah-suai rumah 0.00
41 Hadiah 0.00
42 Lain-lain 0.00
43 200
44 Belanja Pengangkutan 0.00 0.00 150.00 0.00 150.00
45 Insurans Kereta 1 0.00
46 Insurans Kereta 2 0.00 0.00
47 Petrol & Tol 0.00 0.00
48 Servis Kereta 150.00 150.00
49 Parking 0.00 0.00
50 Tambang bas / van anak 0.00 0.00
51 Lain-lain 0.00 0.00
52 50
53 Bil & Utiliti 0.00 0.00 220.00 0.00 220.00
54 Sewa Rumah 0.00
55 Cukai Pintu 100.00 100.00
56 Cukai Tanah 0.00 0.00
57 Bil Elektrik 0.00 0.00
58 Bil Air 10.00 10.00
59 Gas 10.00 10.00
60 Telefon 0.00 0.00
61 Handphone 0.00 0.00
62 Yuran Maintenance 100.00 100.00
63 Astro / Internet 0.00 0.00
64 0
65 Belanja Sara Hidup 0.00 0.00 920.00 0.00 920.00
66 Barang Dapur 0.00
67 Pakaian & Kasut 150.00 150.00
68 Duit saku 300.00 300.00
69 Penjagaan Anak 300.00 300.00
70 Belanja Sekolah 0.00 0.00
71 Suratkhabar / Majalah 0.00 0.00
72 Perubatan / Supplements 10.00 10.00
73 Pergigian / Alatan Mata 0.00 0.00
74 Kosmetik 0.00 0.00
75 Hiburan 60.00 60.00
76 Sukan / Keahlian Kelab 100.00 100.00
77 Lain-Lain 0.00 0.00
0

- - 1,040 -
 Budge

Budge

Spend

Overvi
Month

Tracki

arison
Comp
Quick

Daily

Help
t By

ew/
ing
ng
t

Comparison Compare
Prior Month to Budget September

Wang Masuk Budget Sep Actual Vs Budget Perbandingan CashFlow (Budget & Sebenar)
Jumlah Pendapatan Bersih 0 0 0 0
3 Gaji / Bonus Anda 0.00
0
4 Gaji / Bonus Pasangan 0.00
5 Komisyen / Elaun 0.00 Budget0
6 Sewa Rumah 0.00
7 Pendapatan Lain 0.00 0

0
Wang Keluar Tracking0
Jumlah Wang Keluar 0 0 0 0 0 0 0 0
0 0 0 0 0
0 1 1 1 1
Simpanan & Pelaburan 0 0 0 1 1 1 1 1
12 Simpanan Biasa 0.00
13 Simpanan Haji 0.00
14 Insurans Hayat Anda 0.00 Expense Income Balance (Sav-
15 Insurans Hayat Pasangan 0.00 ings)
16 Simpanan Pendidikan 0.00
17 Insuran Perubatan 0.00 Perbandingan Wang Keluar (Budget &
18 Insurans Kemalangan 0.00 Sebenar) 2 Sep Budget By Month? 1 Pie Chart Bar Chart Tracking Budget
19 Pelaburan ASB / Unit Trust 0.00 1 10 1 Current Month Oct TRUE Budget Tracking Balance (Savings) $- $-
20 0.9 9 2 Prior Month Sep Simpanan & Pelaburan0 0 Income $- $-
21 Bayaran Pinjaman 0 0 0 0.8 3 Oct to Date Oct to Date Bayaran Pinjaman 0 0 Expense $- $-
22 Rumah 1 0.00 0.7 4 January Jan Belanja Luar Jangka 0 0
23 Rumah 2 0.00 0.6
5 February Feb Belanja Pengangkutan0 0
24 Kereta 1 0.00 6 March Mar Bil & Utiliti 0 0
0.5
25 Kereta 2 0.00 7 April Apr Belanja Sara Hidup 0 0
0.4
26 Pinjaman Pendidikan 0.00 8 May May
0.3
27 Pinjaman Pelaburan / ASB 0.00 9 June Jun
0.2
28 Pinjaman Peribadi 0.00 10 July Jul
0.1
29 Kad Kredit 1 0.00 0 0 0 0 0 0 0 0 0 0 0 0 11 August Aug
0
30 Kad Kredit 2 0.00 12 September Sep
Budget Tracking
31 Kad Kredit 3 0.00 13 October Oct
32
Simpanan
Budget& Bayaran Pin- Belanja Luar
Tracking
14 November Nov
33 Belanja Luar Jangka 0 0 0 Pelaburan jaman Jangka 15 December Dec
34 Percutian 0.00 Belanja Bil & Utiliti Belanja Sara
35 Balik Kampung / Raya 0.00 Pengangkutan Hidup Simple Budget 1
36 Baik-Pulih Kereta 0.00
37 Rokok / Alkohol 0.00
38 Derma 0.00
39 Insurans Rumah (Fire) 0.00
40 Perabut / ubah-suai rumah 0.00
41 Hadiah 0.00
42 Lain-lain 0.00
43
44 Belanja Pengangkutan 0 0 0
45 Insurans Kereta 1 0.00
46 Insurans Kereta 2 0.00
47 Petrol & Tol 0.00
48 Servis Kereta 0.00
49 Parking 0.00
50 Tambang bas / van anak 0.00
51 Lain-lain 0.00
52
53 Bil & Utiliti 0 0 0
54 Sewa Rumah 0.00
55 Cukai Pintu 0.00
56 Cukai Tanah 0.00
57 Bil Elektrik 0.00
58 Bil Air 0.00
59 Gas 0.00
60 Telefon 0.00
61 Handphone 0.00
62 Yuran Maintenance 0.00
63 Astro / Internet 0.00
64
65 Belanja Sara Hidup 0 0 0
66 Barang Dapur 0.00
67 Pakaian & Kasut 0.00
68 Duit saku 0.00
69 Penjagaan Anak 0.00
70 Belanja Sekolah 0.00
71 Suratkhabar / Majalah 0.00
72 Perubatan / Supplements 0.00
73 Pergigian / Alatan Mata 0.00
74 Kosmetik 0.00
75 Hiburan 0.00
76 Sukan / Keahlian Kelab 0.00
77 Lain-Lain 0.00
 Budge

Budge

Spend

Overvi
Month

Tracki

arison
Comp
Quick

Daily

Help
t By

ew/
ing
ng
t

Rekod Harian - Wang Keluar

Wang Keluar 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Jumlah Wang Keluar Harian 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Simpanan & Pelaburan 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Simpanan Biasa 0.00
Simpanan Haji 0.00
Insurans Hayat Anda 0.00
Insurans Hayat Pasangan 0.00
Simpanan Pendidikan 0.00
Insuran Perubatan 0.00
Insurans Kemalangan 0.00
Pelaburan ASB / Unit Trust 0.00

Bayaran Pinjaman 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Rumah 1 0.00
Rumah 2 0.00
Kereta 1 0.00
Kereta 2 0.00
Pinjaman Pendidikan 0.00
Pinjaman Pelaburan / ASB 0.00
Pinjaman Peribadi 0.00
Kad Kredit 1 0.00
Kad Kredit 2 0.00
Kad Kredit 3 0.00

Belanja Luar Jangka 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Percutian 0.00
Balik Kampung / Raya 0.00
Baik-Pulih Kereta 0.00
Rokok / Alkohol 0.00
Derma 0.00
Insurans Rumah (Fire) 0.00
Perabut / ubah-suai rumah 0.00
Hadiah 0.00
Lain-lain 0.00

Belanja Pengangkutan 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Insurans Kereta 1 0.00
Insurans Kereta 2 0.00
Petrol & Tol 0.00
Servis Kereta 0.00
Parking 0.00
Tambang bas / van anak 0.00
Lain-lain 0.00

Bil & Utiliti 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Sewa Rumah 0.00
Cukai Pintu 0.00
Cukai Tanah 0.00
Bil Elektrik 0.00
Bil Air 0.00
Gas 0.00
Telefon 0.00
Handphone 0.00
Yuran Maintenance 0.00
Astro / Internet 0.00

Belanja Sara Hidup 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Barang Dapur 0.00
Pakaian & Kasut 0.00
Duit saku 0.00
Penjagaan Anak 0.00
Belanja Sekolah 0.00
Suratkhabar / Majalah 0.00
Perubatan / Supplements 0.00
Pergigian / Alatan Mata 0.00
Kosmetik 0.00
Hiburan 0.00
Sukan / Keahlian Kelab 0.00
Lain-Lain 0.00