Rule 1

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Rule 1: Age<13

These include persons under the age of 13 whose annual income and the number of dependents are 0. Also since these persons are not Teenagers, we are ruling out the possibility of their being a prospective Credit card Customer. Also since their income is 0, they cannot be considered for loans. Hence we will cross sell FIXED DEPOSITS to customers below the age of 13

Rule 2: Age Group 13-17


Since their income is zero they are not considered for Personal Loan. LOG(BAL)<10.5 Taking the weighted balance for the customer, we find it be randomly distributed. However assuming that Log(BAL) is a normal distribution, we Hypothesize that the mean of the sample can be taken to be 10.5. Therefore if the LOG(BAL)<10.5, these customers are cross selled Credit Card since the balance in their account fall way below the criteria for Fixed Deposit. LOG(WND)>0.7 Taking the same assumption that LOG(WND) is normally distributed and taking the sample mean for this to be 0.7, we can hypothesize that the customers with a LN(WND)>0.7 can be cros sold Credit Card since it is directly correlated with the Weighted Number of Debit. IF LOG(BAL)>10.5 and LOG(WND)<0.7 In Such Cases, The Abs_Chng_Bal is normally distributed, Taking the sample mean to be 0.2, we can safely assume that customers with a Abs_Chng_Bal<0.2 have stagnant money in their account over the year which will remain so over the years. Theresore they are prospective fixed Deposit Customers o If Abs_Chng_Bal<0.2 o Cross Sell FIXED DEPOSIT o Else CROSS sell Credit Card

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