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TABLE 12-1
COMPOUND
VALUE
PERIOD
OF $1.00

Page 1

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

8:55 PM

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 3

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

8:55 PM

Page 4

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 5

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 7

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 9

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

10

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 11

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

11

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

12

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 13

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

13

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

14

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 15

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

15

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

16

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 17

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

17

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

18

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 19

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

19

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

20

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 21

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

21

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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VALUE
PERIOD
OF $1.00

8:55 PM

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

22

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 23

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

23

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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VALUE
PERIOD
OF $1.00

8:55 PM

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

24

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 25

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

25

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

8:55 PM

Page 26

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

26

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 27

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

27

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

28

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

Page 29

TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

29

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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COMPOUND
VALUE
PERIOD
OF $1.00

8:55 PM

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TABLE 12-3
PRESENT
VALUE
OF $1

TABLE 13-1
AMOUNT OF
ANNUITY
OF $1

30

TABLE 13-2
PRESENT VALUE
OF ANNUITY
OF $1

TABLE 13-3
SINKING
FUND VALUE
OF $1

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Currencies

October 22, 2008

U.S.-dollar foreign-exchange rates in late New York trading

Country/currency

Wed
in US$
per US$

US$ vs,
YTD chg
(%)

Country/currency

Americas
Argentina peso*
Brazil real
Canada dollar

1-mos forward
3-mos forward
6-mos forward
Chile peso
Colombia peso
Ecuador US dollar
Maxico peso*
Peru new sol
Uruguay peso
Venezuela b. fuerte

1-mos forward
3-mos forward
6-mos forward
Malaysia ringgit
New Zealand dollar
Pakistan rupee
Philippines peso
Singapore dollar
South Korea won
Taiwan dollar
Thailand baht
Vietnam dong

US$ vs,
YTD chg
(%)

Europe
.3100
.4196
.7969
.7972
.7988
.7997
.001556
.0004230
1
.0721
.3229
.04380
.465701

3.2258
2.3832
1.2549
1.2544
1.2519
1.2505
642.67
2364.07
1
13.8773
3.097
22.83
2.1473

2.4
33.9
26.3
26.3
26.1
25.9
29.0
17.1
unch
27.2
3.3
5.9
0.1

.6685
.1463
.1290
.02028
.0001010
.010235
.010259
.010314
.010362
.2820
.5838
.01235
.0206
.6667
.0007339
.03034
.02897
.00005940

1.4959
6.8348
7.7527
49.310
9901
97.70
97.48
96.96
96.51
3.5461
1.7129
80.972
48.662
1.4999
1362.58
32.960
34.519
16834

31.1
6.4
0.6
25.1
5.4
12.3
12.2
12.1
11.8
7.2
31.3
31.3
18.0
4.1
45.6
1.6
14.9
5.0

Czech Rep. koruna**

Denmark krone
Euro area euro
Hungary forint
Norway krone
Poland zloty
Russia ruble
Slovak Rep koruna
Sweden krona
Switzerland franc

1-mos forward
3-mos forward
6-mos forward
Turkey lira**

Asia-Pacific
Australian dollar
China yuan
Hong Kong dollar
India rupee
Indonesia rupiah
Japan yen

Wed
in US$
per US$

UK pound

1-mos forward
3-mos forward
6-mos forward

.04905
.1721
1.2830
.004555
.1378
.3377
.03709
.04210
.1275
.8592
.8601
.8614
.8621
.5902
1.6241
1.6215
1.6181
1.6115

20.387
5.8106
.7794
219.54
7.2569
2.9612
26.961
23.753
7.8431
1.1639
1.1627
1.1609
1.1600
1.6942
.6157
.6167
.6180
.6205

12.2
13.8
13.8
26.7
33.6
20.0
9.7
3.2
21.3
2.7
2.8
3.0
3.3
45.1
22.3
22.4
22.5
22.6

2.6522
.1791
.2581
1.4129
3.7122
.0006662
.2665
.0851
.2723

.3770
5.5832
3.8745
.7078
.2694
1501.05
3.7523
11.7509
3.6724

0.3
0.9
0.5
0.1
1.5
0.7
unch
71.7
unch

1.4932

.6697

5.7

Middle East/Africa
Bahrain dinar
Eqypt pound*
Israel shekel
Jordan dinar
Kuwait dinar
Lebanon pound
Saudi Arabia riyal
South Africa rand
UAE dirham

SDR

*Floating rate Financial Government rate Russian Central Bank rate **Rebased as of Jan 1, 2005 Special Drawing Rights
(SDR); from the International Monetary Fund; based on exchange rates for U.S., British and Japanese currencies.
Note: Based on trading among banks of $1 million and more, as quoted at 4 p.m. ET by Reuters.

31

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TABLE 1WEEKLY Payroll Period

(a) SINGLE person (including head of household)
If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $51 . . . . . . . . . . . . . . . . $0

(b) MARRIED person

If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $154 . . . . . . . . . . . . . . . $0

Over

Over
But not over
$154
$461
...
$461
$1,455
...
$1,455
$2,785
...
$2,785
$4,165
...
$4,165
$7,321
...
$7,321 . . . . . . . . . . . . . . . . .

But not over

$51
$200
...
$200
$681
...
$681
$1,621
...
$1,621
$3,338
...
$3,338
$7,212
...
$7,212 . . . . . . . . . . . . . . . . .

of excess over
10%
$51
$14.90 plus 15%
$200
$87.50 plus 25%
$681
$322.05 plus 28%
$1,621
$802.81 plus 33%
$3,338
$2,081.23 plus 35%
$7,212

of excess over
10%
$154
$30.70 plus 15%
$461
$179.80 plus 25%
$1,455
$512.30 plus 28%
$2,785
$898.70 plus 33%
$4,165
$1,940.18 plus 35%
$7,321

TABLE 2BIWEEKLY Payroll Period

(a) SINGLE person (including head of household)
If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $102 . . . . . . . . . . . . . . . $0

(b) MARRIED person

If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $308 . . . . . . . . . . . . . . . $0

Over
But not over
$102
$400
...
$400
$1,362
...
$1,362
$3,242
...
$3,242
$6,677
...
$6,677
$14,423
...
$14,423 . . . . . . . . . . . . . . . . .

Over
But not over
$308
$921
...
$921
$2,910
...
$2,910
$5,569
...
$5,569
$8,331
...
$8,331
$14,642
...
$14,642 . . . . . . . . . . . . . . . . .

of excess over
10%
$102
$29.80 plus 15%
$400
$174.10 plus 25%
$1,362
$644.10 plus 28%
$3,242
$1,605.90 plus 33%
$6,677
$4,162.08 plus 35% $14,423

of excess over
10%
$308
$61.30 plus 15%
$921
$359.65 plus 25%
$2,910
$1,024.40 plus 28%
$5,569
$1,797.76 plus 33%
$8,331
$3,880.39 plus 35% $14,642

TABLE 3SEMIMONTHLY Payroll Period

(a) SINGLE person (including head of household)
If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $110 . . . . . . . . . . . . . . . $0

(b) MARRIED person

If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $333 . . . . . . . . . . . . . . . $0

Over
But not over
$110
$433
...
$433
$1,475
...
$1,475
$3,513
...
$3,513
$7,233
...
$7,233
$15,625
...
$15,625 . . . . . . . . . . . . . . . . .

Over
But not over
$333
$998
...
$998
$3,152
...
$3,152
$6,033
...
$6,033
$9,025
...
$9,025
$15,863
...
$15,863 . . . . . . . . . . . . . . . . .

of excess over
10%
$110
$32.30 plus 15%
$433
$188.60 plus 25%
$1,475
$698.10 plus 28%
$3,513
$1,739.70 plus 33%
$7,233
$4,509.06 plus 35% $15,625

of excess over
10%
$333
$66.50 plus 15%
$998
$389.60 plus 25%
$3,152
$1,109.85 plus 28%
$6,033
$1,947.61 plus 33%
$9,025
$4,204.15 plus 35% $15,863

TABLE 4MONTHLY Payroll Period

(a) SINGLE person (including head of household)
If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $221 . . . . . . . . . . . . . . . $0

(b) MARRIED person

If the amount of wages (after
subtracting withholding
The amount of income tax
allowances) is:
to withhold is:
Not over $667 . . . . . . . . . . . . . . . $0

Over
But not over
$221
$867
...
$867
$2,950
...
$2,950
$7,025
...
$7,025
$14,467
...
$14,467
$31,250
...
$31,250 . . . . . . . . . . . . . . . . .

Over
But not over
$667
$1,996
...
$1,996
$6,304
...
$6,304
$12,067
...
$12,067
$18,050
...
$18,050
$31,725
...
$31,725 . . . . . . . . . . . . . . . . .

of excess over
10%
$221
$64.60 plus 15%
$867
$377.05 plus 25%
$2,950
$1,395.80 plus 28%
$7,025
$3,479.56 plus 33% $14,467
$9,017.95 plus 35% $31,250

33

of excess over
10%
$667
$132.90 plus 15%
$1,996
$779.10 plus 25%
$6,304
$2,219.85 plus 28% $12,067
$3,895.09 plus 33% $18,050
$8,407.84 plus 35% $31,725

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SINGLE PersonsWEEKLY Payroll Period

If the wages are
At least

$ 780
790
800
810
820
830
840
850
860
870
880
890
900
910
920
930
940
950
960
970
980
990
1,000
1,010
1,020
1,030
1,040
1,050
1,060
1,070
1,080
1,090
1,100
1,110
1,120
1,130
1,140
1,150
1,160
1,170
1,180
1,190
1,200
1,210
1,220
1,230
$1,240

And the number of withholding allowances claimed is

But less
than

$ 790
800
810
820
830
840
850
860
870
880
890
900
910
920
930
940
950
960
970
980
990
1000
1,010
1,020
1,030
1,040
1,050
1,060
1,070
1,080
1,090
1,100
1,110
1,120
1,130
1,140
1,150
1,160
1,170
1,180
1,190
1,200
1,210
1,220
1,230
1,240
1,250

$103
105
108
110
113
115
118
120
123
125
128
130
133
135
138
140
143
145
148
150
153
155
158
160
163
165
168
170
173
175
178
180
183
185
188
190
193
195
198
200
203
205
208
210
213
215
218

$1,250 and over

10

$10
11
13
14
16
17
19
20
22
23
25
26
28
29
31
32
34
35
37
38
40
41
43
44
46
47
49
50
52
53
55
56
58
59
61
62
64
65
67
68
70
71
73
74
76
77
79

$ 2
3
4
5
6
7
8
10
11
13
14
16
17
19
20
22
23
25
26
28
29
31
32
34
35
37
38
40
41
43
44
46
47
49
50
52
53
55
56
58
59
61
62
64
65
67
68

$ 0
0
0
0
0
0
1
2
3
4
5
6
7
8
10
11
13
14
16
17
19
20
22
23
25
26
28
29
31
32
34
35
37
38
40
41
43
44
46
47
49
50
52
53
55
56
58

The amount of income tax to be withheld is

$ 85
88
90
93
95
98
100
103
105
108
110
113
115
118
120
123
125
128
130
133
135
138
140
143
145
148
150
153
155
158
160
163
165
168
170
173
175
178
180
183
185
188
190
193
195
198
200

$ 73
74
76
77
79
80
83
85
88
90
93
95
98
100
103
105
108
110
113
115
118
120
123
125
128
130
133
135
138
140
143
145
148
150
153
155
158
160
163
165
168
170
173
175
178
180
183

$ 62
64
65
67
68
70
71
73
74
76
77
79
80
83
85
88
90
93
95
98
100
103
105
108
110
113
115
118
120
123
125
128
130
133
135
138
140
143
145
148
150
153
155
158
160
163
165

$ 52
53
55
56
58
59
61
62
64
65
67
68
70
71
73
74
76
77
79
80
83
85
88
90
93
95
98
100
103
105
108
110
113
115
118
120
123
125
128
130
133
135
138
140
143
145
148

$ 41
43
44
46
47
49
50
52
53
55
56
58
59
61
62
64
65
67
68
70
71
73
74
76
77
79
80
83
85
88
90
93
95
98
100
103
105
108
110
113
115
118
120
123
125
129
130

$ 31
32
34
35
37
38
40
41
43
44
46
47
49
50
52
53
55
56
58
59
61
62
64
65
67
68
70
71
73
74
76
77
79
80
83
85
88
90
93
95
98
100
103
105
108
110
113

$20
22
23
25
26
28
29
31
32
34
35
37
38
40
41
43
44
46
47
49
50
52
53
55
56
58
59
61
62
64
65
67
68
70
71
73
74
76
77
79
80
82
85
87
90
92
95

Use Table 1(a) for a SINGLE person on page 5. Also see the instructions on page 3.

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MARRIED PersonsWEEKLY Payroll Period

If the wages are
At least

And the number of withholding allowances claimed is

But less
than

$1,000
1,010
1,020
1,030
1,040
1,050
1,060
1,070
1,080
1,090
1,100
1,110
1,120
1,130
1,140

$1,010
1,020
1,030
1,040
1,050
1,060
1,070
1,080
1,090
1,100
1,110
1,120
1,130
1,140
1,150

$ 97
98
100
101
103
104
106
107
109
110
112
113
115
116
118

$ 86
88
89
91
92
94
95
97
98
100
101
103
104
106
107

$ 76
77
79
80
82
83
85
86
88
89
91
92
94
95
97

$ 65
67
68
70
71
73
74
76
77
79
80
82
83
85
86

$ 55
56
58
59
61
62
64
65
67
68
70
71
73
74
76

$ 44
46
47
49
50
52
53
55
56
58
59
61
62
64
65

$34
35
37
38
40
41
43
44
46
47
49
50
52
53
55

1,150
1,160
1,170
1,180
1,190
1,200
1,210
1,220
1,230
1,240
1,250
1,260
1,270
1,280
1,290
1,300
1,310
1,320
1,330
1,340
1,350
1,360
1,370
1,380
1,390

1,160
1,170
1,180
1,190
1,200
1,210
1,220
1,230
1,240
1,250
1,260
1,270
1,280
1,290
1,300
1,310
1,320
1,330
1,340
1,350
1,360
1,370
1,380
1,390
1,400

119
121
122
124
125
127
128
130
131
133
134
136
137
139
140
142
143
145
146
148
149
151
152
154
155

109
110
112
113
115
116
118
119
121
122
124
125
127
128
130
131
133
134
136
137
139
140
142
143
145

98
100
101
103
104
106
107
109
110
112
113
115
116
118
119
121
122
124
125
127
128
130
131
133
134

88
89
91
92
94
95
97
98
100
101
103
104
106
107
109
110
112
113
115
116
118
119
121
122
124

77
79
80
82
83
85
86
88
89
91
92
94
95
97
98
100
101
103
104
106
107
109
110
112
113

67
68
70
71
73
74
76
77
79
80
82
83
85
86
88
89
91
92
94
95
97
98
100
101
103

56
58
59
61
62
64
65
67
68
70
71
73
74
76
77
79
80
82
83
85
86
88
89
91
92

$1,400 and over

10

$23
25
26
28
29
31
32
34
35
37
38
40
41
43
44

$14
15
16
17
19
20
22
23
25
26
28
29
31
32
34

$ 7
8
9
10
11
12
13
14
15
16
17
19
20
22
23

$ 0
1
2
3
4
5
6
7
8
9
10
11
12
13
14

46
47
49
50
52
53
55
56
58
59
61
62
64
65
67
68
70
71
73
74
76
77
79
80
82

35
37
38
40
41
43
44
46
47
49
50
52
53
55
56
58
59
61
62
64
65
67
68
70
71

25
26
28
29
31
32
34
35
37
38
40
41
43
44
46
47
49
50
52
53
55
56
58
59
61

15
16
17
19
20
22
23
25
26
28
29
31
32
34
35
37
38
40
41
43
44
46
47
49
50

The amount of income tax to be withheld is

Use Table 1(b) for a MARRIED person on page 5. Also see the instructions on page 3.

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AMORTIZATION CHART (MORTGAGE PRINCIPAL AND INTEREST PER THOUSAND DOLLARS)

Term
in years

5%

521 %

612 %

7%

721 %

8%

Interest
821 %
9%

921 %

10%

10
12
15
17
20
22
25
30
35

10.61
9.25
7.91
7.29
6.60
6.20
5.85
5.37
5.05

10.86
9.51
8.18
7.56
6.88
6.51
6.15
5.68
5.38

11.36
10.02
8.72
8.12
7.46
7.13
6.76
6.33
6.05

11.62
10.29
8.99
8.40
7.76
7.44
7.07
6.66
6.39

11.88
10.56
9.28
8.69
8.06
7.75
7.39
7.00
6.75

12.14
10.83
9.56
8.99
8.37
8.07
7.72
7.34
7.11

12.40
11.11
9.85
9.29
8.68
8.39
8.06
7.69
7.47

12.94
11.67
10.45
9.90
9.33
9.05
8.74
8.41
8.22

13.22
11.96
10.75
10.22
9.66
9.39
9.09
8.78
8.60

45

12.67
11.39
10.15
9.59
9.00
8.72
8.40
8.05
7.84

1012 %
13.50
12.25
11.06
10.54
9.99
9.73
9.45
9.15
8.99

11%
13.78
12.54
11.37
10.86
10.33
10.08
9.81
9.53
9.37

1121 %

1134 %

14.06
12.84
11.69
11.19
10.67
10.43
10.17
9.91
9.77

14.21
12.99
11.85
11.35
10.84
10.61
10.35
10.10
9.96

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46