Pathways

Peace of mind for you,

security for your Portfolio
The past fluctuations of the stock market highlights the importance of diversifying your investment portfolio. The use of guaranteed investments is an excellent way to add security to your overall investment plan. By ensuring that part of your portfolio is continually growing, you can create a solid foundation that will provide more consistent returns and reduce your overall investment risk. This security can provide you with the peace of mind you deserve. A solid foundation reducing overall portfolio risk and providing you with more consistent returns A positive rate of return guaranteeing that at least part of your portfolio is continually growing Peace of mind youll rest easy knowing that your principal is safe and secure Estate Planning holding GICs through an insurance company, rather than a bank, have many advantages, beneficiary designation, probate bypass and creditor protection to name a few. Basic GIC Account A straight-forward GIC investment that offers the choice of any maturity date desired between 6 months and 10 years, plus a rate bonus when you add 6 months or more to a standard length term. Laddered GIC Account Reduce the impact of fluctuating interest rates your investment is diversified into multiple term lengths, all at the same attractive rate, with a portion being automatically reinvested at long-term rates each year.

GICs provide you with key benefits youre looking for:

Current Rates Available to Selectpath

As of 05/04

Manulife Investments* Sun Life Financial Equitable Life Canada Life Empire Life Standard Life
Cashable annual/compound rates
1

1 Yr 1.00 1.30 0.72 1.00 1.00 N/A

2 Yr 1.50 1.85 1.80 1.80 1.50 N/A

3 Yr 1.90 2.20 2.25 2.10 2.00 N/A

4 Yr 2.20 2.50 2.55 2.50 2.25 N/A

5 Yr 2.70 2.80 2.82 2.75 2.80 2.601

*0.10 Advisor Rate Increase

Minimum $5,000/contract, $1,000/account

Minimum $25,000 5 to 10 Year Terms Available

For more information or for assistance with you GICs, contact John Sabourin, BA, B.Comm, FLMI, CFP
Telephone: (519) 675-1177 or 1-888-327-5777 Facsimile: (519) 675-1331

www.selectpath.ca John@selectpath.ca