Credit Appraisal Process for SME at SBI

Presented By: Mohit Joshi Roll No : 46

Introduction to Credit Appraisal



an investigation/assessment done by the bank prior before providing any loans & advances/project finance also checks the commercial, financial & technical viability of the project proposed its funding pattern & further checks the primary & collateral security cover available for recovery of such funds

Description Of Project


RBI guidelines followed by SBI Loan Administration of Pre & Post Process Types of lending arrangements

Objectives of the project



To study the Credit Appraisal Methods To understand the commercial, financial & technical viability of the project proposed & its funding pattern To understand the pattern for primary & collateral security cover available for recovery of such funds

Methodology Secondary Data :


  

Books and magazines Database at SBI Internal reports of the banks Websites

Limitations of the Study



Not to get work on Primary Research

References


http://www.statebankofindia.com/