GBJ DIVERSIFIED INC

Client Requirements for Forensic Loan Audit

What separates this process from other services is that we, in combination with our service provider, completely audit your last mortgage transaction. We/They look for any misrepresentations or fraudulent activities. In order to complete the audit we/they will need all of the documentation signed and/or provided during your last loan transaction. These items include any and all documentation from/to the broker, loan officer, lender, escrow, realtor etc. Please see below for a list of items. The highlighted items are the most important. *Loan Application (1003) *Note & All Riders and/or Addendums *TIL (Truth-in-Lending Statement) *Notice of Right to Cancel (If Refinance) *Deed of Trust *Estimated Closing Statement (signed at doc signing) *Itemization of Amount Financed *Good Faith Estimate (You may have several please include all provided) *Initial Loan Disclosures Provided by Broker and/or Lender *Most Recent Copies of Mortgage Statements *Lenders Instructions *ARM Disclosures *Any and All Documents you have from your Loan Package *All Correspondence (Letters, Emails, Faxes, etc.) If you have items not listed above, please send those documents as well. More is always better than less when performing a Forensic Loan Audit.

1616 E. 17th Street Suite E, Santa Ana, CA 92705 Office (714) 714-274-7545 Fax (714) 933-4371

GBJ DIVERSIFIED INC

Time is of the Essence.

Disclaimer GBJ Diversified Inc. does not guarantee a successful outcome or guaranteed findings in any way, shape or form when performing a forensic loan audit.

1616 E. 17th Street Suite E, Santa Ana, CA 92705 Office (714) 714-274-7545 Fax (714) 933-4371