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Morgan Stanley Mortgage Loan Trust

Mortgage Pass-Through Certificates


25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Certificateholder Distribution Summary

Class
1-A-1
1-A-2
1-A-3
1-A-4
1-A-5
2-A
3-A-1
3-A-2
3-A-3
3-A-4
3-A-5
4-A-1
4-A-2
4-A-3
A-R
1-M-1
1-M-2
1-M-3
1-M-4
1-M-5
1-M-6
1-B-1
1-B-2
1-B-3
B-1
B-2
B-3
B-4
B-5
B-6
P-1
P-2
OC
Totals

CUSIP

Record
Date

61749CAA9
61749CAB7
61749CAC5
61749CAD3
61749CAE1
61749CAF8
61749CAG6
61749CAH4
61749CAJ0
61749CAK7
61749CAL5
61749CAM3
61749CAN1
61749CAP6
61749CBC4
61749CAQ4
61749CAR2
61749CAS0
61749CAT8
61749CAU5
61749CAV3
61749CAW1
61749CAX9
61749CAY7
61749CAZ4
61749CBA8
61749CBB6
61749CBE0
61749CBF7
61749CBG5
61749CBH3
61749CBJ9
61749CBD2

01/24/2012
01/24/2012
01/24/2012
01/24/2012
01/24/2012
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
01/24/2012
01/24/2012
01/24/2012
01/24/2012
01/24/2012
01/24/2012
01/24/2012
01/24/2012
01/24/2012
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011
12/30/2011

Certificate
Pass-Through
Rate
0.46360 %
0.37360 %
0.46360 %
0.55360 %
0.59360 %
2.72601 %
5.33872 %
5.33872 %
6.03901 %
5.33872 %
5.33872 %
5.25893 %
5.86889 %
6.00000 %
7.03523 %
0.59360 %
0.60360 %
0.62360 %
0.71360 %
0.74360 %
0.81360 %
1.34360 %
1.39360 %
2.29360 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
0.00000 %
0.00000 %
0.00000 %

Beginning
Certificate
Balance
66,074,720.07
0.00
69,622,654.79
32,151,612.13
5,180,000.00
55,306,258.19
15,927,201.44
40,704,726.28
0.00
5,435,590.69
3,246,223.01
70,293,635.70
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
363,942,622.30

Interest
Distribution

Principal
Distribution

24,675.97
0.00
26,000.97
14,338.19
2,476.96
125,637.76
77,467.75
197,982.28
0.00
26,437.98
15,789.19
371,002.87
0.00
4,764.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
886,574.04

420,393.48
0.00
442,966.84
237,518.47
0.00
54,791.22
174,670.28
446,400.21
0.00
59,610.98
35,600.65
101,552.90
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,973,505.03

Current
Realized
Loss
0.00
0.00
0.00
0.00
0.00
103,768.00
29,583.07
75,604.68
0.00
10,096.03
6,029.51
131,803.92
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
356,885.21

Ending
Certificate
Balance
65,654,326.60
0.00
69,179,687.95
31,914,093.67
5,180,000.00
55,147,698.97
15,722,948.08
40,182,721.39
0.00
5,365,883.68
3,204,592.85
70,060,278.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
361,612,232.07

As Master Servicer, Wells Fargo Bank, N.A. has independently calculated collateral information based on loan level data received from external parties, which may include the Servicers,
Issuer and other parties to the transaction. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished to it by those third parties.
All Record Dates are based upon the governing documents and logic set forth as of closing.

Page 1

Total
Distribution
445,069.45
0.00
468,967.81
251,856.66
2,476.96
180,428.98
252,138.03
644,382.49
0.00
86,048.96
51,389.84
472,555.77
0.00
4,764.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,860,079.07

Cumulative
Realized
Losses
0.00
0.00
0.00
0.00
0.00
5,456,602.77
241,181.92
616,382.25
4,760,896.56
539,265.65
322,058.20
1,065,327.28
6,190,776.78
0.00
0.00
8,504,000.00
8,200,000.00
4,555,000.00
4,252,000.00
3,948,000.00
3,341,000.00
2,733,000.00
2,126,000.00
3,037,000.00
11,056,831.07
7,024,180.78
4,471,782.81
3,836,473.55
2,559,756.41
1,706,949.01
0.00
0.00
0.00
90,544,465.04

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Principal Distribution Statement

Class

Original
Face
Amount

Beginning
Certificate
Balance

Scheduled
Principal
Distribution

Unscheduled
Principal
Distribution

Accretion

Realized
Loss

Total
Principal
Reduction

Ending
Certificate
Balance

Ending
Certificate
Percentage

Total
Principal
Distribution

1-A-1
1-A-2
1-A-3
1-A-4
1-A-5
2-A
3-A-1
3-A-2
3-A-3
3-A-4
3-A-5
4-A-1
4-A-2
4-A-3
A-R
1-M-1
1-M-2
1-M-3
1-M-4
1-M-5
1-M-6
1-B-1
1-B-2
1-B-3
B-1
B-2
B-3
B-4
B-5
B-6
P-1
P-2
OC

213,971,000.00
206,172,000.00
93,000,000.00
42,000,000.00
5,180,000.00
110,588,000.00
33,354,000.00
81,660,000.00
8,924,000.00
15,000,000.00
4,000,000.00
135,038,000.00
10,477,000.00
0.00
100.00
8,504,000.00
8,200,000.00
4,555,000.00
4,252,000.00
3,948,000.00
3,341,000.00
2,733,000.00
2,126,000.00
3,037,000.00
11,180,000.00
7,095,000.00
4,515,000.00
3,870,000.00
2,580,000.00
1,720,447.00
100.00
100.00
6,377,866.00

66,074,720.07
0.00
69,622,654.79
32,151,612.13
5,180,000.00
55,306,258.19
15,927,201.44
40,704,726.28
0.00
5,435,590.69
3,246,223.01
70,293,635.70
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
43,289.45
7,179.20
18,347.69
0.00
2,450.10
1,463.24
25,633.58
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

420,393.48
0.00
442,966.84
237,518.47
0.00
11,501.76
167,491.08
428,052.52
0.00
57,160.89
34,137.41
75,919.32
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00
103,768.00
29,583.07
75,604.68
0.00
10,096.03
6,029.51
131,803.92
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

420,393.48
0.00
442,966.84
237,518.47
0.00
158,559.22
204,253.35
522,004.89
0.00
69,707.01
41,630.16
233,356.82
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

65,654,326.60
0.00
69,179,687.95
31,914,093.67
5,180,000.00
55,147,698.97
15,722,948.08
40,182,721.39
0.00
5,365,883.68
3,204,592.85
70,060,278.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.30683750
0.00000000
0.74386761
0.75985937
1.00000000
0.49867706
0.47139618
0.49207349
0.00000000
0.35772558
0.80114821
0.51881899
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

420,393.48
0.00
442,966.84
237,518.47
0.00
54,791.22
174,670.28
446,400.21
0.00
59,610.98
35,600.65
101,552.90
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Totals

1,037,398,613.00

363,942,622.30

98,363.26

1,875,141.77

0.00

356,885.21

2,330,390.24

361,612,232.07

0.34857597

1,973,505.03

NOTE: Accretion amount also includes Net Negative Amortization, if applicable.

Page 2

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Principal Distribution Factors Statement

Class
1-A-1
1-A-2
1-A-3
1-A-4
1-A-5
2-A
3-A-1
3-A-2
3-A-3
3-A-4
3-A-5
4-A-1
4-A-2
4-A-3
A-R
1-M-1
1-M-2
1-M-3
1-M-4
1-M-5
1-M-6
1-B-1
1-B-2
1-B-3
B-1
B-2
B-3
B-4
B-5
B-6
P-1
P-2
OC

Original
Face
Amount
213,971,000.00
206,172,000.00
93,000,000.00
42,000,000.00
5,180,000.00
110,588,000.00
33,354,000.00
81,660,000.00
8,924,000.00
15,000,000.00
4,000,000.00
135,038,000.00
10,477,000.00
0.00
100.00
8,504,000.00
8,200,000.00
4,555,000.00
4,252,000.00
3,948,000.00
3,341,000.00
2,733,000.00
2,126,000.00
3,037,000.00
11,180,000.00
7,095,000.00
4,515,000.00
3,870,000.00
2,580,000.00
1,720,447.00
100.00
100.00
6,377,866.00

Beginning
Certificate
Balance
308.80222119
0.00000000
748.63069667
765.51457452
1000.00000000
500.11084557
477.51998081
498.46591085
0.00000000
362.37271267
811.55575250
520.54707342
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Scheduled
Principal
Distribution

Unscheduled
Principal
Distribution

0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.39144799
0.21524255
0.22468393
0.00000000
0.16334000
0.36581000
0.18982494
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

1.96472176
0.00000000
4.76308430
5.65520167
0.00000000
0.10400550
5.02161900
5.24188734
0.00000000
3.81072600
8.53435250
0.56220708
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Accretion

Realized
Loss

0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.93832966
0.88694220
0.92584717
0.00000000
0.67306867
1.50737750
0.97605059
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

NOTE: Accretion amount also includes Net Negative Amortization, if applicable.


NOTE: All Classes per $1,000 denomination

Page 3

Total
Principal
Reduction
1.96472176
0.00000000
4.76308430
5.65520167
0.00000000
1.43378323
6.12380374
6.39241844
0.00000000
4.64713400
10.40754000
1.72808261
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Ending
Certificate
Balance
306.83749947
0.00000000
743.86761237
759.85937310
1000.00000000
498.67706234
471.39617677
492.07349241
0.00000000
357.72557867
801.14821250
518.81899080
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Ending
Certificate
Percentage
0.30683750
0.00000000
0.74386761
0.75985937
1.00000000
0.49867706
0.47139618
0.49207349
0.00000000
0.35772558
0.80114821
0.51881899
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Total
Principal
Distribution
1.96472176
0.00000000
4.76308430
5.65520167
0.00000000
0.49545358
5.23686155
5.46657127
0.00000000
3.97406533
8.90016250
0.75203202
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Interest Distribution Statement

Class

Accrual Dates

Accrual
Days

1-A-1
1-A-2
1-A-3
1-A-4
1-A-5
2-A
3-A-1
3-A-2
3-A-3
3-A-4
3-A-5
4-A-1
4-A-2
4-A-3
A-R
1-M-1
1-M-2
1-M-3
1-M-4
1-M-5
1-M-6
1-B-1
1-B-2
1-B-3
B-1
B-2
B-3
B-4
B-5
B-6
P-1
P-2
OC

12/27/11 - 01/24/12
N/A
12/27/11 - 01/24/12
12/27/11 - 01/24/12
12/27/11 - 01/24/12
12/01/11 - 12/30/11
12/01/11 - 12/30/11
12/01/11 - 12/30/11
N/A
12/01/11 - 12/30/11
12/01/11 - 12/30/11
12/01/11 - 12/30/11
N/A
12/01/11 - 12/30/11
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

29
N/A
29
29
29
30
30
30
N/A
30
30
30
N/A
30
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A

Current
Certificate
Rate
0.46360 %
0.37360 %
0.46360 %
0.55360 %
0.59360 %
2.72601 %
5.33872 %
5.33872 %
6.03901 %
5.33872 %
5.33872 %
5.25893 %
5.86889 %
6.00000 %
7.03523 %
0.59360 %
0.60360 %
0.62360 %
0.71360 %
0.74360 %
0.81360 %
1.34360 %
1.39360 %
2.29360 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
0.00000 %
0.00000 %
0.00000 %

Totals

Beginning
Certificate/
Notional
Balance
66,074,720.07
0.00
69,622,654.79
32,151,612.13
5,180,000.00
55,306,258.19
15,927,201.44
40,704,726.28
0.00
5,435,590.69
3,246,223.01
70,293,635.70
0.00
791,272.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Current
Accrued
Interest
24,675.97
0.00
26,000.97
14,338.19
2,476.96
125,637.76
70,859.02
181,092.52
0.00
24,182.57
14,442.22
308,057.50
0.00
3,956.36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
795,720.04

Payment of
Unpaid
Interest
Shortfall(1)
0.00
0.00
0.00
0.00
0.00
0.00
6,608.73
16,889.76
0.00
2,255.41
1,346.97
62,945.37
0.00
807.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
90,854.00

(1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Page 4

Current
Interest
Shortfall(1)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

NonSupported
Interest
Shortfall
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Total
Interest
Distribution
24,675.97
0.00
26,000.97
14,338.19
2,476.96
125,637.76
77,467.75
197,982.28
0.00
26,437.98
15,789.19
371,002.87
0.00
4,764.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
886,574.04

Remaining
Unpaid
Interest
Shortfall(1)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
36,758.72
54,825.80
12,135.41
13,291.57
36,649.82
28,551.07
0.00
0.00
0.00
182,212.39

Ending
Certificate/
Notional
Balance
65,654,326.60
0.00
69,179,687.95
31,914,093.67
5,180,000.00
55,147,698.97
15,722,948.08
40,182,721.39
0.00
5,365,883.68
3,204,592.85
70,060,278.88
0.00
788,645.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Interest Distribution Factors Statement

Class
1-A-1
1-A-2
1-A-3
1-A-4
1-A-5
2-A
3-A-1
3-A-2
3-A-3
3-A-4
3-A-5
4-A-1
4-A-2
4-A-3
A-R
1-M-1
1-M-2
1-M-3
1-M-4
1-M-5
1-M-6
1-B-1
1-B-2
1-B-3
B-1
B-2
B-3
B-4
B-5
B-6
P-1
P-2
OC

Original
Face
Amount
213,971,000.00
206,172,000.00
93,000,000.00
42,000,000.00
5,180,000.00
110,588,000.00
33,354,000.00
81,660,000.00
8,924,000.00
15,000,000.00
4,000,000.00
135,038,000.00
10,477,000.00
0.00
100.00
8,504,000.00
8,200,000.00
4,555,000.00
4,252,000.00
3,948,000.00
3,341,000.00
2,733,000.00
2,126,000.00
3,037,000.00
11,180,000.00
7,095,000.00
4,515,000.00
3,870,000.00
2,580,000.00
1,720,447.00
100.00
100.00
6,377,866.00

Current
Certificate
Rate
0.46360 %
0.37360 %
0.46360 %
0.55360 %
0.59360 %
2.72601 %
5.33872 %
5.33872 %
6.03901 %
5.33872 %
5.33872 %
5.25893 %
5.86889 %
6.00000 %
7.03523 %
0.59360 %
0.60360 %
0.62360 %
0.71360 %
0.74360 %
0.81360 %
1.34360 %
1.39360 %
2.29360 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
7.26124 %
0.00000 %
0.00000 %
0.00000 %

Beginning
Certificate/
Notional
Balance
308.80222119
0.00000000
748.63069667
765.51457452
1000.00000000
500.11084557
477.51998081
498.46591085
0.00000000
362.37271267
811.55575250
520.54707342
0.00000000
483.06822351
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Current
Accrued
Interest
0.11532390
0.00000000
0.27958032
0.34138548
0.47817761
1.13608854
2.12445344
2.21764046
0.00000000
1.61217133
3.61055500
2.28126527
0.00000000
2.41534103
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Payment of
Unpaid
Interest
Shortfall(1)
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.19813905
0.20683027
0.00000000
0.15036067
0.33674250
0.46613079
0.00000000
0.49313406
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

(1) Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.
NOTE: All Classes per $1,000 denomination

Page 5

Current
Interest
Shortfall(1)
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

NonSupported
Interest
Shortfall
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Total
Interest
Distribution
0.11532390
0.00000000
0.27958032
0.34138548
0.47817761
1.13608854
2.32259249
2.42447073
0.00000000
1.76253200
3.94729750
2.74739607
0.00000000
2.90847509
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Remaining
Unpaid
Interest
Shortfall(1)
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
3.28789982
7.72738548
2.68779845
3.43451421
14.20535659
16.59514649
0.00000000
0.00000000
0.00000000

Ending
Certificate/
Notional
Balance
306.83749947
0.00000000
743.86761237
759.85937310
1000.00000000
498.67706234
471.39617677
492.07349241
0.00000000
357.72557867
801.14821250
518.81899080
0.00000000
481.46456103
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000
0.00000000

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Certificateholder Account Statement


CERTIFICATE ACCOUNT

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL


0.00

Beginning Balance
Deposits
Payments of Interest and Principal
Reserve Funds and Credit Enhancements
Proceeds from Repurchased Loans
Servicer Advances
Gains & Subsequent Recoveries (Realized Losses)

4,228,902.47
0.00
0.00

0.00
0.00

Total Deposits

3,509,167.49

Withdrawals
Swap Payments
Reserve Funds and Credit Enhancements
Reimbursement for Servicer Advances
Total Administration Fees
Payment of Interest and Principal

0.00
0.00
548,515.08
100,573.34
2,860,079.07

Total Withdrawals (Pool Distribution Amount)

3,509,167.49

Ending Balance

0.00
0.00

Non-Supported Prepayment/Curtailment Interest Shortfall

0.00

ADMINISTRATION FEES

546,712.13
(1,266,447.11)

Prepayment Penalties
Swap/Cap Payments

Total Prepayment/Curtailment Interest Shortfall


Servicing Fee Support

Gross Servicing Fee*


Lenders Paid Mortgage Insurance - See Note
Supported Prepayment/Curtailment Interest Shortfall

100,573.34
0.00
0.00

Total Administration Fees

100,573.34

*Servicer Payees include: AMERICAN HOME MORTGAGE SERVICING, INC.; CENTRAL


MORTGAGE; SAXON MORTGAGE SERVICES, INC.; WELLS FARGO BANK, N.A.
NOTE: Lender Paid Mortgage Insurance payees include: United Guaranty

0.00

Servicer Advances are calculated as delinquent scheduled principal and interest.

Reserve and Guaranty Funds


Account Name

Beginning
Balance

Current
Withdrawals

Current
Deposits

Ending
Balance

0.00
0.00

0.00
0.00

0.00
0.00

0.00
0.00

Funds In
(A)

Funds Out
(B)

Net Amount
(A - B)

0.00

0.00

0.00

Class P-1 - Prepayment Penalties


Class P-2 - Prepayment Penalties

Hedge Funds
Account Name
Swap Account - Morgan Stanley Capital Services Inc

Page 6

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Collateral Statement
Group
Collateral Description
Weighted Average Coupon Rate
Weighted Average Net Rate
Weighted Average Pass-Through Rate
Weighted Average Remaining Term
Principal and Interest Constant
Beginning Loan Count
Loans Paid in Full
Ending Loan Count
Beginning Scheduled Balance
Ending Scheduled Balance
Actual Ending Collateral Balance
Scheduled Principal
Unscheduled Principal
Negative Amortized Principal
Scheduled Interest
Servicing Fees
Master Servicing Fees
Trustee Fee
FRY Amount
Special Hazard Fee
Other Fee
Pool Insurance Fee
Spread 1
Spread 2
Spread 3
Net Interest
Realized Loss Amount
Cumulative Realized Loss
Percentage of Cumulative Losses
Prepayment Penalty Waived Amount
Prepayment Penalty Waived Count
Prepayment Penalty Paid Amount
Prepayment Penalty Paid Count
Special Servicing Fee

1 - Aggregate

2 - Aggregate

Total

Mixed ARM
4.365318
3.991217
3.991217
294
602,705.86
506
6
500
138,769,405.82
137,091,113.21
137,848,444.84
97,895.38
1,580,397.23
0.00
504,810.48
43,261.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
461,549.02
909,561.90
114,714,704.86
18.8863
0.00
0
0.00
0
0.00

Mixed ARM
4.944090
4.582844
4.582844
296
882,468.47
481
4
477
190,380,811.68
189,040,762.70
189,423,500.69
98,085.29
1,241,963.69
0.00
784,383.18
57,311.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
727,071.30
356,885.21
50,346,911.57
11.7085
0.00
0
0.00
0
0.00

Mixed ARM
4.700080
4.333415
4.333415
295
1,485,174.33
987
10
977
329,150,217.50
326,131,875.91
327,271,945.53
195,980.67
2,822,360.92
0.00
1,289,193.66
100,573.34
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,188,620.32
1,266,447.11
165,061,616.43
15.9111
0.00
0
0.00
0
0.00

Page 7

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Collateral Statement by Subgroup


Group
Collateral Description
Weighted Average Coupon Rate
Weighted Average Net Rate
Weighted Average Pass-Through Rate
Weighted Average Remaining Term
Principal and Interest Constant
Beginning Loan Count
Loans Paid in Full
Ending Loan Count
Beginning Scheduled Balance
Ending Scheduled Balance
Actual Ending Collateral Balance
Scheduled Principal
Unscheduled Principal
Negative Amortized Principal
Scheduled Interest
Servicing Fees
Master Servicing Fees
Trustee Fee
FRY Amount
Special Hazard Fee
Other Fee
Pool Insurance Fee
Spread 1
Spread 2
Spread 3
Net Interest
Realized Loss Amount
Cumulative Realized Loss
Percentage of Cumulative Losses
Prepayment Penalty Waived Amount
Prepayment Penalty Waived Count
Prepayment Penalty Paid Amount
Prepayment Penalty Paid Count
Special Servicing Fee

Mixed ARM
4.365318
3.991217
3.991217
289
602,705.86
506
6
500
138,769,405.82
137,091,113.21
137,848,444.84
97,895.38
1,580,397.23
0.00
504,810.48
43,261.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
461,549.02
909,561.90
114,714,704.86
18.8863
0.00
0
0.00
0
0.00

Mixed ARM
3.100106
2.726008
2.726008
287
184,531.00
181
0
181
54,734,647.37
54,674,613.26
54,788,824.97
43,128.34
16,905.77
0.00
141,402.66
17,063.44
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
124,339.22
1,248.03
14,438,620.06
12.1161
0.00
0
0.00
0
0.00

Mixed ARM
5.713717
5.338717
5.338717
289
325,113.73
153
4
149
62,351,965.88
61,234,826.38
61,335,747.30
28,229.17
1,088,910.33
0.00
296,884.56
19,484.99
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
277,399.57
356,917.05
20,620,193.98
13.3874
0.00
0
0.00
0
0.00

Mixed ARM
5.666412
5.326465
5.326465
289
372,823.74
147
0
147
73,294,198.43
73,131,323.06
73,298,928.42
26,727.78
136,147.59
0.00
346,095.96
20,763.45
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
325,332.51
(1,279.87)
15,288,097.53
9.7497
0.00
0
0.00
0
0.00

Page 8

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Additional Reporting - Deal Level


Structural Reporting
Senior %
Senior Prepayment %
Subordinate %
Subordinate Prepayment %

100.000000%
100.000000%
0.000000%
0.000000%

Trigger Event Reporting


Cumulative Loss Trigger - Grp II Agg
Trigger Result
Threshold Value
Calculated Value
Two Times DelinquencyTest
Trigger Result
Threshold Value
Calculated Value
Two Times Cumulative Loss Test
Trigger Result
Threshold Value
Calculated Value
Two Times Test
Trigger Result

Pass
30.000000%
160.753721%
Pass
50.000000%
0.000000%
Fail
30.000000%
160.753721%
Fail

Page 9

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Additional Reporting - Group Level


Structural Reporting
1 - Aggregate
Excess Cash Amount
Overcollateralization Amount
Overcollaterlization Target Amount

332,148.07
0.00
6,377,667.10

2 - Aggregate
Group 2 Senior %
Group 2 Senior Prepayment %
Group 2 Subordinate %
Group 2 Subordinate Prepayment %

100.000000%
100.000000%
0.000000%
0.000000%

Group 3 Senior %
Group 3 Senior Prepayment %
Group 3 Subordinate %
Group 3 Subordinate Prepayment %

100.000000%
100.000000%
0.000000%
0.000000%

Group 4 Senior %
Group 4 Senior Prepayment %
Group 4 Subordinate %
Group 4 Subordinate Prepayment %

95.906139%
100.000000%
4.093861%
0.000000%

Trigger Event Reporting


1 - Aggregate
Initial Optional Termination Date
Stepdown Date

NO
NO

Cumulative Loss Trigger


Trigger Result
Threshold Value
Calculated Value

Fail
1.900000%
18.578502%

Delinquency Trigger
Trigger Result
Threshold Value
Calculated Value

Fail
0.000000%
40.378216%

Group 1-A Sequential Trigger Event


Trigger Result
Threshold Value
Calculated Value

Pass
30.000000%
18.578502%

Trigger Event
Trigger Result

Fail

2 - Aggregate
Page 10

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Additional Reporting - Group Level


Trigger Event Reporting
2 - Aggregate
Delinquency Trigger - Grp 2
Trigger Result
Threshold Value
Calculated Value

Pass
50.000000%
0.000000%

Delinquency Trigger - Grp 3


Trigger Result
Threshold Value
Calculated Value

Pass
50.000000%
0.000000%

Delinquency Trigger - Grp 4


Trigger Result
Threshold Value
Calculated Value

Fail
50.000000%
907.925386%

Shifting Interest Trigger - Grp 2


Trigger Result

Pass

Shifting Interest Trigger - Grp 3


Trigger Result

Pass

Shifting Interest Trigger - Grp 4


Trigger Result

Pass

Page 11

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Delinquency Status
DELINQUENT

BANKRUPTCY

FORECLOSURE

No. of
Loans

No. of
Loans
10

No. of
Loans
0

Actual
Balance
0-29 Days

Actual
Balance
2,991,241.66 0-29 Days

REO

Actual
Balance
0.00 0-29 Days

No. of
Loans
0

TOTAL
Actual
Balance
0.00 0-29 Days

No. of
Loans
10

Actual
Balance
2,991,241.66

30 Days

36

10,861,776.10 30 Days

1,496,467.46 30 Days

0.00 30 Days

0.00 30 Days

39

12,358,243.56

60 Days

17

5,874,664.52 60 Days

723,464.83 60 Days

255,834.80 60 Days

0.00 60 Days

20

6,853,964.15

90 Days

3,950,619.97 90 Days

328,488.79 90 Days

0.00 90 Days

0.00 90 Days

4,279,108.76

120 Days

1,487,012.38 120 Days

0.00 120 Days

1,907,721.05

150 Days

1,384,781.28 150 Days

180+ Days

28

11,976,510.00 180+ Days

19

96

35,535,364.25

36

No. of
Loans

Actual
Balance
0-29 Days

59,325.49 120 Days


0.00 150 Days
9,183,949.89 180+ Days
14,782,938.12

361,383.18 120 Days


1,000,532.89 150 Days

2,385,314.17

159

62,866,722.72 180+ Days

46

14,404,381.84 180+ Days

0.00 150 Days

252

98,431,564.45

166

64,484,473.59

46

14,404,381.84

344 129,207,157.80

No. of
Loans
1.023541 %

Actual
Balance
0.913993 % 0-29 Days

No. of
Loans
0.000000 %

Actual
Balance
0.000000 % 0-29 Days

No. of
Loans
0.000000 %

Actual
No. of
Balance
Loans
0.000000 % 0-29 Days 1.023541 %

Actual
Balance
0.913993 %

30 Days

3.684749 %

3.318884 % 30 Days

0.307062 %

0.457255 % 30 Days

0.000000 %

0.000000 % 30 Days

0.000000 %

0.000000 % 30 Days

3.991812 %

3.776139 %

60 Days

1.740020 %

1.795041 % 60 Days

0.204708 %

0.221059 % 60 Days

0.102354 %

0.078172 % 60 Days

0.000000 %

0.000000 % 60 Days

2.047083 %

2.094272 %

90 Days

0.818833 %

1.207137 % 90 Days

0.102354 %

0.100372 % 90 Days

0.000000 %

0.000000 % 90 Days

0.000000 %

0.000000 % 90 Days

0.921187 %

1.307509 %

120 Days

0.409417 %

0.454366 % 120 Days

0.102354 %

0.018127 % 120 Days

0.307062 %

0.110423 % 120 Days

0.000000 %

0.000000 % 120 Days

0.818833 %

0.582916 %

150 Days

0.307062 %

0.423129 % 150 Days

0.000000 %

0.000000 % 150 Days

0.307062 %

0.305719 % 150 Days

0.000000 %

0.000000 % 150 Days

0.614125 %

0.728848 %

180+ Days 2.865916 %

3.659498 % 180+ Days 1.944729 %

9.825998 % 10.858054 %
Current Period Class A Insufficient Funds

3.684749 %
0.00

2.806214 % 180+ Days 16.274309 % 19.209322 % 180+ Days 4.708291 %

4.401349 % 180+ Days25.793245 % 30.076383 %

4.517020 %

4.401349 %

16.990788 % 19.703636 %

Principal Balance of Contaminated Properties

Page 12

4.708291 %
0.00

Periodic Advance

35.209826 % 39.480059 %
546,712.13

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

SUBORDINATION LEVEL/CREDIT ENHANCEMENT/CLASS PERCENTAGE AND PREPAYMENT PERCENTAGE

Class 1-A-1
Class 1-A-2
Class 1-A-3
Class 1-A-4
Class 1-A-5
Class 2-A
Class 3-A-1
Class 3-A-2
Class 3-A-3
Class 3-A-4
Class 3-A-5
Class 4-A-1
Class 4-A-2
Class 4-A-3
Class 1-B-1
Class 1-B-2
Class 1-B-3
Class B-1
Class B-2
Class B-3
Class B-4
Class B-5
Class B-6
Class P-1
Class P-2
Class OC

Original $

Original %

Current $

Current %

Current
Class %

Prepayment %

823,427,513.00
617,255,513.00
524,255,513.00
482,255,513.00
477,075,513.00
366,487,513.00
333,133,513.00
251,473,513.00
242,549,513.00
227,549,513.00
223,549,513.00
88,511,513.00
78,034,513.00
78,034,513.00
42,501,513.00
40,375,513.00
37,338,513.00
26,158,513.00
19,063,513.00
14,548,513.00
10,678,513.00
8,098,513.00
6,378,066.00
6,377,966.00
6,377,866.00
0.00

79.37426392 %
59.50032179 %
50.53559032 %
46.48700191 %
45.98767600 %
35.32754993 %
32.11239237 %
24.24077976 %
23.38055112 %
21.93462669 %
21.54904684 %
8.53206394 %
7.52213392 %
7.52213392 %
4.09693174 %
3.89199605 %
3.59924455 %
2.52154887 %
1.83762661 %
1.40240336 %
1.02935486 %
0.78065585 %
0.61481343 %
0.61480379 %
0.61479415 %
0.00000000 %

295,957,905.47
295,957,905.47
226,778,217.52
194,864,123.85
189,684,123.85
134,536,424.88
118,813,476.80
78,630,755.41
78,630,755.41
73,264,871.73
70,060,278.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

90.74792356 %
90.74792356 %
69.53574130 %
59.75010057 %
58.16178603 %
41.25215436 %
36.43111440 %
24.11011042 %
24.11011042 %
22.46479941 %
21.48219296 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %
0.00000000 %

20.131220 %
0.000000 %
21.212182 %
9.785641 %
1.588315 %
16.909632 %
4.821040 %
12.321004 %
0.000000 %
1.645311 %
0.982606 %
21.482193 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %

0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %
0.000000 %

Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure

Bankruptcy
Fraud
Special Hazard

Original $

Original %

Current $

Current %

150,000.00
12,900,046.00
5,216,000.00

0.01445924 %
1.24349945 %
0.50279612 %

150,000.00
12,900,046.00
5,216,000.00

0.04599366 %
3.95546923 %
1.59935302 %

Limit of Subordinate's Exposure to Certain Types of Losses

Page 13

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Delinquency Status By Group


DELINQUENT
1 - Aggregate
No of Loans
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

5,619,781.80
3,496,220.29
586,851.13
511,914.09
410,304.37
3,668,260.95

45

14,293,332.63

4.600000%
1.800000%
0.400000%
0.400000%
0.200000%
1.600000%

4.076783%
2.536278%
0.425722%
0.371360%
0.297649%
2.661083%

9.000000%

10.368875%

DELINQUENT
2 - Aggregate

30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

No of
Loans

Actual Bal

23
9
2
2
1
8

No of Loans

BANKRUPTCY

0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

5,241,994.30
2,378,444.23
3,363,768.84
975,098.29
974,476.91
8,308,249.05

51

21,242,031.62

2.725367%
1.677149%
1.257862%
0.419287%
0.419287%
4.192872%

2.767341%
1.255623%
1.775793%
0.514772%
0.514444%
4.386071%

10.691824%

11.214042%

1,261,510.67
663,847.45
723,464.83
328,488.79
59,325.49
0.00
6,130,668.94

23

9,167,306.17

0.800000%
0.400000%
0.400000%
0.200000%
0.200000%
0.000000%
2.600000%

0.915143%
0.481578%
0.524826%
0.238297%
0.043037%
0.000000%
4.447398%

4.600000%

6.650279%

BANKRUPTCY

Actual Bal

13
8
6
2
2
20

4
2
2
1
1
0
13

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

FORECLOSURE

Actual
Balance

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

1,729,730.99
832,620.01
0.00
0.00
0.00
0.00
3,053,280.95

13

5,615,631.95

1.257862%
0.209644%
0.000000%
0.000000%
0.000000%
0.000000%
1.257862%

0.913155%
0.439555%
0.000000%
0.000000%
0.000000%
0.000000%
1.611881%

2.725367%

2.964591%

0
0
1
0
0
1
91

0.00
0.00
255,834.80
0.00
0.00
157,080.00
29,004,434.73

93

29,417,349.53

0.000000% 0.000000%
0.000000% 0.000000%
0.200000% 0.185591%
0.000000% 0.000000%
0.000000% 0.000000%
0.200000% 0.113951%
18.200000% 21.040814%

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

18.600000% 21.340356%

FORECLOSURE

Actual
Balance

6
1
0
0
0
0
6

REO

Actual
Balance

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

0.00
0.00
0.00
0.00
361,383.18
843,452.89
33,862,287.99

73

35,067,124.06

0.000000% 0.000000%
0.000000% 0.000000%
0.000000% 0.000000%
0.000000% 0.000000%
0.628931% 0.190781%
0.419287% 0.445274%
14.255765% 17.876498%
15.303983% 18.512552%

Page 14

0
0
0
0
0
0
34

0.00
0.00
0.00
0.00
0.00
0.00
9,800,649.33

34

9,800,649.33

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

4
25
12
3
3
2
146

1,261,510.67
6,283,629.25
4,475,519.92
915,339.92
571,239.58
567,384.37
48,604,013.95

195

62,678,637.66

0.000000% 0-29 Days 0.800000%


0.000000% 30 Days
5.000000%
0.000000% 60 Days
2.400000%
0.000000% 90 Days
0.600000%
0.000000% 120 Days 0.600000%
0.000000% 150 Days 0.400000%
7.109728% 180+ Days 29.200000%

0.915143%
4.558361%
3.246696%
0.664019%
0.414397%
0.411600%
35.259022%

6.800000%

7.109728%

45.469238%

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual
Balance

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
6.800000%

39.000000%

REO

Actual
Balance

0
0
0
0
3
2
68

TOTAL
Actual
Balance

TOTAL
Actual
Balance

0
0
0
0
0
0
12

0.00
0.00
0.00
0.00
0.00
0.00
4,603,732.51

12

4,603,732.51

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual
Balance

6
14
8
6
5
4
106

1,729,730.99
6,074,614.31
2,378,444.23
3,363,768.84
1,336,481.47
1,817,929.80
49,827,550.50

149

66,528,520.14

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
2.515723%

0.000000% 0-29 Days 1.257862%


0.000000% 30 Days
2.935010%
0.000000% 60 Days
1.677149%
0.000000% 90 Days
1.257862%
0.000000% 120 Days 1.048218%
0.000000% 150 Days 0.838574%
2.430391% 180+ Days 22.222222%

0.913155%
3.206896%
1.255623%
1.775793%
0.705552%
0.959717%
26.304841%

2.515723%

2.430391%

35.121577%

31.236897%

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Delinquency Status By Subgroup


DELINQUENT

BANKRUPTCY
No of
Loans

1
No of Loans
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual Bal

23
9
2
2
1
8

5,619,781.80
3,496,220.29
586,851.13
511,914.09
410,304.37
3,668,260.95

45

14,293,332.63

4.600000%
1.800000%
0.400000%
0.400000%
0.200000%
1.600000%

4.076783%
2.536278%
0.425722%
0.371360%
0.297649%
2.661083%

9.000000%

10.368875%

DELINQUENT

0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

No of Loans
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

1,747,726.98
807,779.59
1,021,399.22
153,010.41
0.00
1,061,908.90

17

4,791,825.10

3.314917%
1.657459%
1.657459%
0.552486%
0.000000%
2.209945%

3.189933%
1.474351%
1.864247%
0.279273%
0.000000%
1.938185%

9.392265%

8.745990%

1,261,510.67
663,847.45
723,464.83
328,488.79
59,325.49
0.00
6,130,668.94

23

9,167,306.17

0.800000%
0.400000%
0.400000%
0.200000%
0.200000%
0.000000%
2.600000%

0.915143%
0.481578%
0.524826%
0.238297%
0.043037%
0.000000%
4.447398%

4.600000%

6.650279%

No of
Loans

Actual Bal

6
3
3
1
0
4

4
2
2
1
1
0
13

BANKRUPTCY

2
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

FORECLOSURE

Actual
Balance
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

1,321,731.61
0.00
0.00
0.00
0.00
0.00
524,871.16

1,846,602.77

2.762431%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.552486%

2.412411%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.957989%

3.314917%

3.370400%

0
0
1
0
0
1
91

0.00
0.00
255,834.80
0.00
0.00
157,080.00
29,004,434.73

93

29,417,349.53

0.000000% 0.000000%
0.000000% 0.000000%
0.200000% 0.185591%
0.000000% 0.000000%
0.000000% 0.000000%
0.200000% 0.113951%
18.200000% 21.040814%

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

18.600000% 21.340356%

FORECLOSURE

Actual
Balance

5
0
0
0
0
0
1

REO

Actual
Balance

No of
Loans

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

0.00
0.00
0.00
0.00
0.00
488,781.16
3,604,993.61

12

4,093,774.77

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.552486%
6.077348%

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.892118%
6.579797%

6.629834%

7.471916%

0.00
0.00
0.00
0.00
0.00
0.00
9,800,649.33

34

9,800,649.33

0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual
Balance

4
25
12
3
3
2
146

1,261,510.67
6,283,629.25
4,475,519.92
915,339.92
571,239.58
567,384.37
48,604,013.95

195

62,678,637.66

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
6.800000%

0.000000% 0-29 Days 0.800000%


0.000000% 30 Days
5.000000%
0.000000% 60 Days
2.400000%
0.000000% 90 Days
0.600000%
0.000000% 120 Days 0.600000%
0.000000% 150 Days 0.400000%
7.109728% 180+ Days 29.200000%

0.915143%
4.558361%
3.246696%
0.664019%
0.414397%
0.411600%
35.259022%

6.800000%

7.109728%

45.469238%

No of
Loans

Delinquency Status By Subgroup


Page 15

0
0
0
0
0
0
34

No of
Loans

39.000000%

REO

Actual
Balance

0
0
0
0
0
1
11

TOTAL
Actual
Balance

TOTAL
Actual
Balance

0
0
0
0
0
0
7

0.00
0.00
0.00
0.00
0.00
0.00
2,385,842.61

2,385,842.61

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual
Balance

5
6
3
3
1
1
23

1,321,731.61
1,747,726.98
807,779.59
1,021,399.22
153,010.41
488,781.16
7,577,616.28

42

13,118,045.25

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
3.867403%

0.000000% 0-29 Days 2.762431%


0.000000% 30 Days
3.314917%
0.000000% 60 Days
1.657459%
0.000000% 90 Days
1.657459%
0.000000% 120 Days 0.552486%
0.000000% 150 Days 0.552486%
4.354615% 180+ Days 12.707182%

2.412411%
3.189933%
1.474351%
1.864247%
0.279273%
0.892118%
13.830587%

3.867403%

4.354615%

23.942921%

23.204420%

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Delinquency Status By Subgroup


DELINQUENT

BANKRUPTCY
No of
Loans

3
No of Loans
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual Bal

3
4
3
0
2
8

1,789,384.32
1,201,767.18
2,342,369.62
0.00
974,476.91
3,829,846.13

20

10,137,844.16

2.013423%
2.684564%
2.013423%
0.000000%
1.342282%
5.369128%

2.917360%
1.959326%
3.818931%
0.000000%
1.588759%
6.244069%

13.422819%

16.528443%

DELINQUENT

0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

No of Loans
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

1,704,883.00
368,897.46
0.00
822,087.88
0.00
3,416,494.02

14

6,312,362.36

2.721088%
0.680272%
0.000000%
0.680272%
0.000000%
5.442177%

2.325932%
0.503278%
0.000000%
1.121555%
0.000000%
4.661042%

9.523810%

8.611807%

407,999.38
0.00
0.00
0.00
0.00
0.00
2,340,864.79

2,748,864.17

0.671141%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
2.684564%

0.665190%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
3.816477%

3.355705%

4.481667%

No of
Loans

Actual Bal

4
1
0
1
0
8

1
0
0
0
0
0
4

BANKRUPTCY

4
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

FORECLOSURE

Actual
Balance

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

0.00
832,620.01
0.00
0.00
0.00
0.00
187,545.00

1,020,165.01

0.000000%
0.680272%
0.000000%
0.000000%
0.000000%
0.000000%
0.680272%

0.000000%
1.135924%
0.000000%
0.000000%
0.000000%
0.000000%
0.255863%

1.360544%

1.391787%

0
0
0
0
3
0
25

0.00
0.00
0.00
0.00
361,383.18
0.00
10,936,719.80

28

11,298,102.98

0.000000% 0.000000%
0.000000% 0.000000%
0.000000% 0.000000%
0.000000% 0.000000%
2.013423% 0.589189%
0.000000% 0.000000%
16.778523% 17.830907%

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

18.791946% 18.420095%

FORECLOSURE

Actual
Balance

0
1
0
0
0
0
1

REO

Actual
Balance

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

0.00
0.00
0.00
0.00
0.00
354,671.73
19,320,574.58

33

19,675,246.31

0.000000% 0.000000%
0.000000% 0.000000%
0.000000% 0.000000%
0.000000% 0.000000%
0.000000% 0.000000%
0.680272% 0.483870%
21.768707% 26.358604%
22.448980% 26.842475%

Page 16

0
0
0
0
0
0
3

0.00
0.00
0.00
0.00
0.00
0.00
1,165,740.00

1,165,740.00

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

1
3
4
3
3
2
40

407,999.38
1,789,384.32
1,201,767.18
2,342,369.62
361,383.18
974,476.91
18,273,170.72

56

25,350,551.31

0.000000% 0-29 Days 0.671141%


0.000000% 30 Days
2.013423%
0.000000% 60 Days
2.684564%
0.000000% 90 Days
2.013423%
0.000000% 120 Days 2.013423%
0.000000% 150 Days 1.342282%
1.900588% 180+ Days 26.845638%

0.665190%
2.917360%
1.959326%
3.818931%
0.589189%
1.588759%
29.792041%

2.013423%

1.900588%

41.330794%

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual
Balance

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
2.013423%

37.583893%

REO

Actual
Balance

0
0
0
0
0
1
32

TOTAL
Actual
Balance

TOTAL
Actual
Balance

0
0
0
0
0
0
2

0.00
0.00
0.00
0.00
0.00
0.00
1,052,149.90

1,052,149.90

No of
Loans
0-29 Days
30 Days
60 Days
90 Days
120 Days
150 Days
180+ Days

Actual
Balance

0
5
1
0
1
1
43

0.00
2,537,503.01
368,897.46
0.00
822,087.88
354,671.73
23,976,763.50

51

28,059,923.58

0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
0.000000%
1.360544%

0.000000% 0-29 Days 0.000000%


0.000000% 30 Days
3.401361%
0.000000% 60 Days
0.680272%
0.000000% 90 Days
0.000000%
0.000000% 120 Days 0.680272%
0.000000% 150 Days 0.680272%
1.435423% 180+ Days 29.251701%

0.000000%
3.461856%
0.503278%
0.000000%
1.121555%
0.483870%
32.710933%

1.360544%

1.435423%

38.281492%

34.693878%

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

180+ Delinquency Summary

Days
Delinquent
180 210 240 270 300 330 360 390 420 450 480 510 540 570 600 630 660 690 720 750 780 810 840 870 900 930 960 990 1020 1050 1080 1110 1140 1170 1200 1230 1260 1290 1320 -

209
239
269
299
329
359
389
419
449
479
509
539
569
599
629
659
689
719
749
779
809
839
869
899
929
959
989
1019
1049
1079
1109
1139
1169
1199
1229
1259
1289
1319
1349

Number
Of
Loans
6
11
5
10
12
11
3
4
6
4
9
11
7
10
8
8
8
3
7
4
1
7
4
6
1
5
4
4
5
7
4
4
3
2
7
2
2
4
1

Summary
Outstanding
Actual
Balance($)
2,319,416.53
4,035,037.15
2,037,096.19
6,162,060.21
3,546,538.18
4,187,598.54
2,132,860.49
1,287,086.27
1,639,025.95
760,010.94
3,621,845.33
2,273,670.18
2,262,026.87
3,525,928.29
2,605,877.19
3,010,095.94
2,491,373.32
1,291,791.63
2,933,664.89
1,246,468.66
187,545.00
3,477,903.06
1,586,404.84
2,473,981.34
124,829.87
1,856,798.85
1,165,593.57
2,721,895.82
1,935,609.28
2,774,292.87
2,118,311.76
1,621,672.29
1,481,762.28
980,310.96
3,053,264.32
643,881.02
1,349,404.75
1,600,494.94
434,773.63

Percentage
Of
Balance(%)
0.709
1.233
0.622
1.883
1.084
1.280
0.652
0.393
0.501
0.232
1.107
0.695
0.691
1.077
0.796
0.920
0.761
0.395
0.896
0.381
0.057
1.063
0.485
0.756
0.038
0.567
0.356
0.832
0.591
0.848
0.647
0.496
0.453
0.300
0.933
0.197
0.412
0.489
0.133

Number
Of
Loans
3
5
0
3
8
3
1
3
3
2
6
9
4
8
5
6
7
1
4
2
0
4
2
4
1
1
2
1
3
4
0
2
3
0
6
2
1
2
0

1 - Aggregate
Outstanding
Actual
Balance($)
988,326.85
1,744,705.76
0.00
1,523,757.98
1,416,843.81
881,776.89
559,904.35
775,291.13
761,151.56
200,390.94
2,494,345.33
1,602,347.41
1,370,950.76
2,753,678.29
1,649,186.15
1,624,095.94
2,051,453.32
168,985.24
1,630,735.01
403,126.34
0.00
1,632,003.10
579,875.99
1,351,435.12
124,829.87
283,275.33
323,649.23
864,504.65
1,033,378.53
1,424,047.87
0.00
640,294.90
1,481,762.28
0.00
2,378,264.32
643,881.02
980,000.00
574,187.24
0.00
Page 17

Percentage
Of
Balance(%)
0.717
1.266
0.000
1.105
1.028
0.640
0.406
0.562
0.552
0.145
1.809
1.162
0.995
1.998
1.196
1.178
1.488
0.123
1.183
0.292
0.000
1.184
0.421
0.980
0.091
0.205
0.235
0.627
0.750
1.033
0.000
0.464
1.075
0.000
1.725
0.467
0.711
0.417
0.000

Number
Of
Loans
3
6
5
7
4
8
2
1
3
2
3
2
3
2
3
2
1
2
3
2
1
3
2
2
0
4
2
3
2
3
4
2
0
2
1
0
1
2
1

2 - Aggregate
Outstanding
Actual
Balance($)
1,331,089.68
2,290,331.39
2,037,096.19
4,638,302.23
2,129,694.37
3,305,821.65
1,572,956.14
511,795.14
877,874.39
559,620.00
1,127,500.00
671,322.77
891,076.11
772,250.00
956,691.04
1,386,000.00
439,920.00
1,122,806.39
1,302,929.88
843,342.32
187,545.00
1,845,899.96
1,006,528.85
1,122,546.22
0.00
1,573,523.52
841,944.34
1,857,391.17
902,230.75
1,350,245.00
2,118,311.76
981,377.39
0.00
980,310.96
675,000.00
0.00
369,404.75
1,026,307.70
434,773.63

Percentage
Of
Balance(%)
0.703
1.209
1.075
2.449
1.124
1.745
0.830
0.270
0.463
0.295
0.595
0.354
0.470
0.408
0.505
0.732
0.232
0.593
0.688
0.445
0.099
0.974
0.531
0.593
0.000
0.831
0.444
0.981
0.476
0.713
1.118
0.518
0.000
0.518
0.356
0.000
0.195
0.542
0.230

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

180+ Delinquency Summary


Number
Of
Loans
1350
1380
1440
1470
1500
1530
1590
1620
1650
1680
1710
1740
1860
1920
1950

1379
1409
1469
1499
1529
1559
1619
1649
1679
1709
1739
1769
1889
1949
1979
Total

5
4
1
2
2
1
2
1
4
4
1
2
1
1
1
252

Summary
Outstanding
Actual
Balance($)
1,465,331.98
829,831.78
1,914,323.20
949,048.79
1,024,625.13
497,330.27
616,550.00
199,850.11
1,103,303.18
1,612,649.44
1,000,000.00
907,957.37
568,560.00
448,000.00
336,000.00
98,431,564.45

Percentage
Of
Balance(%)
0.448
0.254
0.585
0.290
0.313
0.152
0.188
0.061
0.337
0.493
0.306
0.277
0.174
0.137
0.103
30.079

Number
Of
Loans
5
4
1
0
1
0
2
1
3
4
0
2
0
1
1
146

1 - Aggregate
Outstanding
Actual
Balance($)
1,465,331.98
829,831.78
1,914,323.20
0.00
698,280.00
0.00
616,550.00
199,850.11
658,797.56
1,612,649.44
0.00
907,957.37
0.00
448,000.00
336,000.00
48,604,013.95

This report includes all loans greater than 180 days delinquent regardless of status (REO, Foreclosure, Bankruptcy)

Page 18

Percentage
Of
Balance(%)
1.063
0.602
1.389
0.000
0.507
0.000
0.447
0.145
0.478
1.170
0.000
0.659
0.000
0.325
0.244
35.259

Number
Of
Loans
0
0
0
2
1
1
0
0
1
0
1
0
1
0
0
106

2 - Aggregate
Outstanding
Actual
Balance($)
0.00
0.00
0.00
949,048.79
326,345.13
497,330.27
0.00
0.00
444,505.62
0.00
1,000,000.00
0.00
568,560.00
0.00
0.00
49,827,550.50

Percentage
Of
Balance(%)
0.000
0.000
0.000
0.501
0.172
0.263
0.000
0.000
0.235
0.000
0.528
0.000
0.300
0.000
0.000
26.303

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

REO Detail - All Mortgage Loans in REO during Current Period


Summary

12 Month REO History

New REO Loans


Loans in REO
Original Principal Balance

Current Actual Balance

7
2,208,705.00
2,241,585.72

6.00%
5.00%
4.00%
3.00%

Current REO Total

2.00%

1 - Aggregate

1.00%

n12
Ja

-1
1
D

ec

-1
1
N

ov

1
ct
-1
O

p11
Se

Au

g11

1
l-1
Ju

n11
Ju

ay

-1

1
r-1
Ap

ar

-1
1

11

0.00%

b-

46
14,213,334.00
14,404,381.84

Fe

Loans in REO
Original Principal Balance
Current Actual Balance

12 Month REO History

New REO Loans


Loans in REO
Original Principal Balance

Current Actual Balance

3
1,044,000.00
1,066,766.29

8.00%
7.00%
6.00%
5.00%
4.00%

Current REO Total

1.00%

-1
1
ec

n12
Ja
Ja
n12

D
ec
-1
1

-1
1
N

ov

1
ct
-1
O

p11
Se

Au

g11

1
l-1
Ju
Ju
l-1

n11
Ju

1
-1
ay
M

r-1
Ap

ar

-1

11

0.00%

Ju
n11

2 - Aggregate

2.00%

b-

34
9,649,849.00
9,800,649.33

Fe

Loans in REO
Original Principal Balance
Current Actual Balance

3.00%

12 Month REO History

New REO Loans


4.00%

3.00%

2.00%

1.00%

Page 19

ov
-1
1
N

ct
-1
1
O

p11
Se

g11
Au

ay
-1
1
M

Ap

r-1
1

0.00%

ar
-1
1

12
4,563,485.00
4,603,732.51

Current REO Total


Loans in REO
Original Principal Balance
Current Actual Balance

5.00%

b11

Current Actual Balance

4
1,164,705.00
1,174,819.43

Fe

Loans in REO
Original Principal Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

REO Loan Detail - All Mortgage Loans in REO during Current Period

Group
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number
0000991526
0001090814
0001093945
0001100390
0001105857
0001208816
0001222221
0001222293
0001249798
0001253828
0001254996
0001260536
0001261178
0001263135
0001263441
0001266725
0001270926
0001274182
0001280384
0001280404
0001281562
0001281719
0001287038
0001287039
0001291020
0040471107
3000857480
3000860311
3000866251
3000872549
3000878441
3000880521
3000880679
3000882999
0001200773
0001222551
0001232181
0001238829
0001254936
0001255330

Month Loan
Entered REO
Oct-2010
Jul-2011
Oct-2011
Feb-2011
Jun-2011
Oct-2011
Jul-2011
Oct-2009
Oct-2011
Sep-2011
Dec-2011
Nov-2011
Jul-2009
Jan-2012
Aug-2011
Oct-2011
Feb-2011
Oct-2011
Feb-2011
Nov-2011
Jun-2011
Jul-2011
Jan-2012
Oct-2011
Dec-2011
Jan-2012
Dec-2011
Nov-2011
Aug-2011
Sep-2011
Nov-2011
May-2011
Nov-2011
Nov-2011
Jan-2012
Sep-2011
May-2011
Dec-2011
Dec-2011
May-2011

First
Payment
Date

State

01-Dec-2005
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Nov-2005
01-Nov-2005
01-Nov-2005
01-Jan-2006
01-Mar-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Mar-2006
01-Mar-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Nov-2005
01-Nov-2005
01-Jan-2006
01-Jan-2006
01-Feb-2006
01-Feb-2006

FL
MA
NV
MA
FL
FL
CA
FL
MN
FL
CA
NV
CA
IL
CA
CA
CA
WI
PA
FL
CA
CA
CA
CA
CA
CA
FL
ID
OH
NC
AZ
GA
TX
MN
CA
MN
CA
CA
CA
VA

LTV at
Origination
70.00
80.00
70.00
70.00
75.00
80.00
80.00
95.00
80.00
80.00
80.00
79.99
80.00
80.00
80.00
80.00
80.00
78.97
79.99
79.99
80.00
80.00
80.00
80.00
70.00
80.00
80.00
80.00
80.00
80.00
69.27
80.00
80.00
80.00
55.56
80.00
80.00
80.00
80.00
80.00

Original
Principal
Balance
665,000.00
116,000.00
281,852.00
147,000.00
285,000.00
168,664.00
244,149.00
295,821.00
273,395.00
237,600.00
428,000.00
259,300.00
580,000.00
232,000.00
204,000.00
456,000.00
572,318.00
154,000.00
174,950.00
111,900.00
576,000.00
604,000.00
228,000.00
264,000.00
182,000.00
584,000.00
204,000.00
100,000.00
109,600.00
206,400.00
169,700.00
135,200.00
84,000.00
316,000.00
125,000.00
151,680.00
455,400.00
423,200.00
428,000.00
568,000.00
Page 20

Current
Actual
Balance
664,998.05
115,999.99
281,761.33
143,315.28
283,275.33
168,065.11
244,149.00
295,821.00
271,857.56
226,690.69
427,875.99
260,936.32
580,000.00
231,899.50
252,364.58
500,847.86
590,348.05
153,995.19
174,950.00
111,900.00
589,989.10
610,788.87
225,469.03
261,074.13
193,124.42
609,397.76
203,745.04
99,940.63
104,837.34
204,683.30
169,654.04
135,040.34
96,191.94
315,662.56
124,940.00
151,219.70
465,506.15
423,200.00
449,434.46
568,000.00

Paid To Date
01-Mar-2008
01-Aug-2008
01-Mar-2010
01-May-2008
01-May-2009
01-Sep-2009
01-Mar-2010
01-Aug-2008
01-Aug-2010
01-Feb-2010
01-Aug-2009
01-Apr-2010
01-Oct-2008
01-May-2010
01-Oct-2010
01-Dec-2009
01-Sep-2009
01-Apr-2009
01-Jul-2007
01-Mar-2008
01-Feb-2010
01-May-2010
01-Apr-2010
01-Apr-2010
01-Oct-2010
01-Aug-2010
01-Aug-2008
01-Feb-2010
01-Jun-2010
01-Jul-2010
01-Apr-2009
01-Jul-2010
01-Sep-2010
01-Oct-2010
01-Dec-2009
01-Jan-2011
01-Apr-2010
01-Apr-2010
01-Feb-2011
01-Dec-2009

Months
Delinquent
45
40
21
43
31
27
21
40
16
22
28
20
38
19
14
24
27
32
53
45
22
19
20
20
14
16
40
22
18
17
32
17
15
14
24
11
20
20
10
24

Current
Loan Rate
2.750%
5.375%
2.625%
2.375%
2.625%
2.750%
2.750%
2.750%
2.875%
3.000%
3.000%
4.000%
3.625%
3.000%
4.000%
2.000%
4.000%
2.625%
4.375%
4.375%
4.000%
4.000%
6.625%
6.625%
4.875%
3.000%
7.875%
7.125%
7.875%
9.000%
6.500%
7.875%
4.000%
6.875%
5.999%
2.750%
4.000%
3.125%
2.000%
6.125%

Approximate
Delinquent
Interest
132,712.83
24,142.50
22,658.31
13,210.32
21,971.34
18,714.83
17,624.47
55,374.21
14,499.00
14,223.17
52,949.64
8,834.18
105,487.48
17,392.44
12,197.76
20,945.14
31,992.26
21,719.82
59,387.18
29,350.28
28,202.62
26,874.27
25,525.85
29,556.82
11,459.99
20,947.92
53,483.22
13,492.08
13,002.24
27,952.90
29,441.96
15,985.22
4,873.27
27,236.97
15,224.56
3,890.84
18,835.56
31,122.83
7,217.58
70,763.42

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

REO Loan Detail - All Mortgage Loans in REO during Current Period

Group
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number
0001263148
0001280287
0001290023
0001290289
0005000506
0040439669

Month Loan
Entered REO
Nov-2011
Jan-2012
Sep-2011
Sep-2011
Jan-2012
Jan-2012

First
Payment
Date

State

01-Mar-2006
01-Feb-2006
01-Apr-2006
01-Apr-2006
01-Aug-2005
01-Jan-2006

IL
CA
CA
CA
IN
CA

LTV at
Origination
79.01
80.00
75.00
77.97
79.37
80.00

Original
Principal
Balance
320,000.00
472,800.00
592,500.00
460,000.00
126,905.00
440,000.00

Page 21

Current
Actual
Balance
319,402.87
472,800.00
592,500.00
459,649.90
126,869.86
450,209.57

Paid To Date
01-Jul-2010
01-Dec-2008
01-Aug-2010
01-Apr-2009
01-May-2009
01-Jan-2011

Months
Delinquent
17
36
16
32
31
11

Current
Loan Rate
3.000%
6.250%
6.375%
7.000%
2.625%
4.000%

Approximate
Delinquent
Interest
20,461.90
87,960.50
53,325.00
86,280.10
14,114.19
17,304.95

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period


Summary

12 Month Foreclosure History

New Foreclosure Loans


Loans in Foreclosure
Original Principal Balance
Current Actual Balance

8
1,729,512.00
1,717,106.16

24.00%
20.00%
16.00%
12.00%

Current Foreclosure Total

8.00%

1 - Aggregate

4.00%

n12
Ja

-1
1
D

ec

-1
1
N

ov

1
ct
-1
O

p11
Se

Au

g11

1
l-1
Ju

n11
Ju

ay

-1

1
r-1
Ap

ar

-1
1

11

0.00%

b-

166
64,696,966.00
64,484,473.59

Fe

Loans in Foreclosure
Original Principal Balance
Current Actual Balance

12 Month Foreclosure History

New Foreclosure Loans


3
746,392.00
735,842.20

24.00%
20.00%
16.00%
12.00%

Current Foreclosure Total

8.00%

-1
1
ec

n12
Ja
Ja
n12

D
ec
-1
1

-1
1
N

ov

1
ct
-1
O

p11
Se

Au

g11

1
Ju
Ju
l-1

l-1

Ju

1
-1
ay
M

Ap

r-1

1
-1
ar
M

n11

0.00%

Ju
n11

2 - Aggregate

4.00%

11

93
29,095,728.00
29,417,349.53

b-

Loans in Foreclosure
Original Principal Balance
Current Actual Balance

28.00%

Fe

Loans in Foreclosure
Original Principal Balance
Current Actual Balance

12 Month Foreclosure History

New Foreclosure Loans


Loans in Foreclosure
Original Principal Balance
Current Actual Balance

5
983,120.00
981,263.96

24.00%
20.00%
16.00%
12.00%

Current Foreclosure Total

8.00%
4.00%

Page 22

ov
-1
1
N

ct
-1
1
O

p11
Se

g11
Au

ay
-1
1
M

r-1
1
Ap

ar
-1
1

0.00%

b11

73
35,601,238.00
35,067,124.06

Fe

Loans in Foreclosure
Original Principal Balance
Current Actual Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period

Group
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate

Loan
Number
0000885969
0000948431
0001026246
0001032758
0001076346
0001083518
0001108626
0001133133
0001167534
0001183159
0001208620
0001208704
0001208859
0001226475
0001232284
0001234265
0001238902
0001247307
0001247940
0001249876
0001250132
0001250757
0001254891
0001254975
0001255016
0001255337
0001255348
0001256834
0001257900
0001259111
0001260196
0001260378
0001262090
0001262994
0001265504
0001265509
0001265537
0001266708
0001268025
0001268030

Month Loan
Entered FC
Oct-2011
Feb-2009
Mar-2011
Aug-2007
Dec-2011
Nov-2009
Oct-2009
Jun-2011
Jul-2011
Sep-2008
Aug-2010
Sep-2009
Feb-2011
Mar-2011
Apr-2010
Dec-2010
Feb-2011
Jan-2011
Jan-2012
Aug-2010
Oct-2011
Jan-2011
Jan-2011
Oct-2007
Sep-2011
Jan-2009
Jun-2011
Dec-2011
Jun-2011
Jul-2010
Aug-2010
Sep-2007
Jun-2009
Jul-2009
Dec-2011
Apr-2011
Dec-2011
Apr-2009
Jan-2009
Apr-2009

First
Payment
Date

State

01-Dec-2005
01-Dec-2005
01-Dec-2005
01-Dec-2005
01-Feb-2006
01-Feb-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Oct-2005
01-Nov-2005
01-Nov-2005
01-Nov-2005
01-Jan-2006
01-Dec-2005
01-Dec-2005
01-Jan-2006
01-Feb-2006
01-Jan-2006
01-Mar-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Feb-2006
01-Mar-2006
01-Feb-2006
01-Mar-2006
01-Jan-2006
01-Mar-2006
01-Apr-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Feb-2006
01-Mar-2006

MA
FL
FL
FL
CO
FL
NY
NY
AL
FL
NV
FL
FL
MD
NY
NJ
IL
VA
CA
FL
NY
NY
FL
FL
NY
NY
NY
CA
NV
NY
FL
NY
NJ
NY
VA
FL
WA
NY
NJ
NY

LTV at
Origination
80.00
70.18
70.00
80.00
70.00
69.99
56.39
70.00
70.00
80.00
80.00
78.25
80.00
76.53
80.00
80.00
80.00
80.00
70.00
70.00
80.00
80.00
79.82
75.00
77.14
80.00
80.00
80.00
90.00
78.74
80.00
80.00
66.67
80.00
77.92
80.00
80.00
80.00
75.00
80.00

Original
Principal
Balance

Current
Actual
Balance

220,000.00
1,000,000.00
195,300.00
246,400.00
157,080.00
114,850.00
750,000.00
407,400.00
559,930.00
172,000.00
204,215.00
116,779.00
104,199.00
81,500.00
476,000.00
99,200.00
440,000.00
50,000.00
420,000.00
178,500.00
457,600.00
593,280.00
350,400.00
165,000.00
675,000.00
296,000.00
256,000.00
479,200.00
221,399.00
500,000.00
172,000.00
544,000.00
300,000.00
372,000.00
600,000.00
441,600.00
230,400.00
384,000.00
468,750.00
296,800.00

216,604.27
999,723.96
194,306.38
246,400.00
157,080.00
112,650.18
864,504.65
407,360.96
559,904.35
172,000.00
204,214.96
128,433.93
104,199.00
81,457.05
460,453.30
99,199.97
437,826.41
49,966.10
419,584.15
180,759.29
455,879.29
593,280.00
349,960.06
164,837.53
807,401.33
294,224.33
256,000.00
622,073.50
225,538.13
499,864.04
198,911.38
543,999.44
286,100.08
371,957.37
578,076.01
441,600.00
230,400.00
384,000.00
468,750.00
296,762.28

Page 23

Paid To Date
01-Feb-2010
01-Aug-2008
01-Jul-2009
01-Apr-2007
01-Jul-2011
01-Jan-2009
01-Mar-2009
01-Nov-2010
01-Dec-2010
01-Apr-2007
01-Nov-2009
01-Mar-2008
01-Sep-2010
01-Jul-2010
01-Feb-2009
01-Apr-2010
01-May-2010
01-Jul-2010
01-Jun-2010
01-Feb-2010
01-Feb-2011
01-Jan-2009
01-May-2007
01-May-2007
01-Mar-2011
01-Aug-2008
01-Mar-2010
01-Mar-2011
01-Jan-2011
01-Feb-2008
01-Nov-2009
01-Apr-2007
01-Jan-2009
01-Feb-2007
01-Jun-2011
01-Jul-2007
01-May-2010
01-Jul-2008
01-Aug-2008
01-Oct-2008

Months
Delinquent
22
40
29
56
5
35
33
13
12
56
25
45
15
17
34
20
19
17
18
22
10
35
55
55
9
40
21
9
11
46
25
56
35
58
6
53
19
41
40
38

Current
Loan Rate
4.000%
2.750%
3.000%
3.125%
2.625%
2.625%
2.625%
3.000%
3.000%
3.000%
2.750%
7.250%
2.750%
2.875%
7.500%
7.250%
4.000%
8.125%
3.750%
4.000%
7.250%
7.875%
3.000%
3.000%
2.500%
2.625%
2.625%
2.000%
4.875%
8.125%
4.000%
7.125%
4.000%
2.625%
4.000%
3.000%
3.000%
2.625%
7.875%
7.625%

Approximate
Delinquent
Interest
20,344.22
173,493.88
16,010.15
55,542.33
2,078.01
18,740.47
71,483.92
13,578.70
17,380.34
36,233.92
18,315.39
33,741.51
4,200.57
4,649.78
96,718.21
12,503.26
17,799.36
6,131.30
30,113.83
8,030.63
31,341.72
137,196.00
86,287.23
45,278.76
15,727.58
54,615.18
22,053.39
10,904.46
10,898.13
154,957.92
15,873.71
177,480.00
43,773.26
106,627.79
13,900.75
121,946.00
18,984.00
83,680.00
123,046.98
71,717.60

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period

Group
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate

Loan
Number
0001269632
0001269646
0001269763
0001272713
0001273105
0001274474
0001274501
0001280158
0001281751
0001281761
0001282185
0001284890
0001287067
0001287376
0001287383
0001292653
0001294464
0003932655
0040491169
0040521036
3000814172
3000824864
3000835666
3000835840
3000835854
3000835865
3000848162
3000849083
3000854144
3000855955
3000857447
3000857694
3000857890
3000857915
3000858357
3000858556
3000859230
3000860818
3000861169
3000861570

Month Loan
Entered FC
Oct-2011
Feb-2010
Nov-2010
Aug-2011
Jan-2010
May-2011
Sep-2011
Jan-2012
Jan-2011
Nov-2007
Nov-2010
Jul-2009
Aug-2007
Oct-2010
Dec-2011
Feb-2011
Jun-2011
Jan-2010
Oct-2010
Dec-2011
Sep-2011
Apr-2011
Jun-2011
Jul-2011
Jul-2011
Jul-2011
Dec-2011
Dec-2011
Nov-2008
Aug-2011
Jul-2009
Jul-2011
Jun-2010
Jun-2010
Dec-2010
Jul-2011
Jun-2011
Apr-2011
May-2011
Jan-2012

First
Payment
Date

State

01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Apr-2006
01-Mar-2006
01-Apr-2006
01-Apr-2006
01-Mar-2006
01-Apr-2006
01-Apr-2006
01-Mar-2006
01-May-2006
01-Apr-2006
01-Apr-2006
01-May-2006
01-May-2006
01-Dec-2005
01-Feb-2006
01-Mar-2006
01-Nov-2005
01-Dec-2005
01-Jan-2006
01-Jan-2006
01-Jan-2006
01-Jan-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006

NC
FL
NY
CA
FL
CA
FL
TX
DC
NY
NY
NY
NY
CA
CA
NV
NY
FL
OR
CA
FL
FL
AZ
AZ
AZ
AZ
ID
CA
FL
FL
FL
FL
FL
FL
FL
NV
OH
FL
CA
FL

LTV at
Origination
77.58
67.73
78.57
80.00
80.00
80.00
80.00
80.00
79.93
80.00
80.00
80.00
80.00
79.89
75.00
80.00
80.00
89.94
70.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
80.00
71.23
80.00
80.00
80.00
70.00
70.00
80.00
80.00
80.00
79.59
80.00
80.00

Original
Principal
Balance
256,000.00
508,000.00
605,000.00
518,400.00
313,600.00
236,000.00
128,000.00
182,392.00
440,000.00
336,000.00
600,000.00
480,000.00
536,000.00
735,000.00
585,000.00
244,000.00
484,000.00
152,000.00
343,000.00
424,000.00
135,200.00
96,000.00
75,600.00
75,600.00
75,600.00
75,600.00
296,640.00
228,000.00
260,000.00
78,400.00
280,000.00
280,000.00
168,000.00
163,800.00
120,000.00
200,000.00
70,400.00
138,484.00
365,600.00
144,000.00
Page 24

Current
Actual
Balance
255,834.80
508,000.00
605,000.00
536,188.89
307,996.49
231,282.80
125,601.81
172,258.08
430,871.96
336,000.00
600,000.00
480,000.00
536,000.00
735,000.00
563,296.07
244,000.00
484,000.00
152,000.00
336,163.51
456,423.08
135,026.59
96,000.00
75,600.00
75,521.65
75,595.32
75,521.65
296,640.00
226,811.57
259,881.02
77,694.79
280,000.00
280,000.00
169,887.15
168,985.24
114,185.61
199,815.68
69,339.34
131,592.18
365,589.94
143,999.97

Paid To Date
01-Oct-2011
01-Sep-2009
01-Oct-2008
01-May-2011
01-Jul-2009
01-Aug-2010
01-Feb-2008
01-Feb-2011
01-May-2008
01-Jul-2006
01-Dec-2009
01-Feb-2009
01-Feb-2007
01-May-2010
01-May-2011
01-Mar-2010
01-Mar-2010
01-Aug-2009
01-May-2010
01-Jan-2011
01-Feb-2008
01-Jul-2010
01-Feb-2011
01-Feb-2011
01-Feb-2011
01-Feb-2011
01-Jun-2010
01-May-2011
01-Jul-2008
01-Jul-2010
01-Mar-2008
01-Mar-2008
01-Dec-2009
01-Jan-2010
01-Mar-2010
01-Jan-2011
01-Feb-2008
01-Nov-2010
01-Sep-2009
01-May-2007

Months
Delinquent
2
27
38
7
29
16
46
10
43
65
24
34
58
19
7
21
21
28
19
11
46
17
10
10
10
10
18
7
41
17
45
45
24
23
21
11
46
13
27
55

Current
Loan Rate
3.000%
3.000%
7.625%
2.500%
7.250%
4.000%
7.375%
7.250%
2.625%
2.625%
7.500%
3.000%
7.750%
3.000%
4.000%
2.750%
7.750%
2.750%
2.625%
4.000%
7.125%
8.000%
9.000%
9.000%
9.000%
9.000%
6.625%
7.750%
6.750%
8.750%
8.500%
8.500%
4.000%
4.000%
6.875%
7.375%
9.125%
8.250%
6.125%
8.500%

Approximate
Delinquent
Interest
2,238.56
58,896.31
146,208.40
7,428.45
54,319.09
6,644.15
34,903.52
11,778.78
97,519.32
120,260.00
92,625.00
87,800.00
197,650.20
53,134.35
13,337.16
22,453.19
68,415.34
18,045.81
21,012.19
17,924.14
37,133.06
11,530.06
6,520.44
6,513.72
6,520.08
6,513.72
30,763.98
12,502.44
59,278.59
10,268.90
89,104.01
89,104.01
11,219.65
10,778.69
14,051.94
15,061.36
24,053.29
12,873.40
50,825.61
55,575.00

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period

Group
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number
3000862300
3000862332
3000863533
3000867099
3000869010
3000870578
3000870603
3000870652
3000870866
3000874023
3000877900
3000884713
3274031201
0001158775
0001207218
0001208477
0001208500
0001208597
0001210242
0001213979
0001215718
0001215827
0001218690
0001222389
0001223429
0001224936
0001225787
0001228145
0001230336
0001231138
0001234338
0001243492
0001243495
0001243500
0001247526
0001249212
0001250133
0001252107
0001254751
0001254872

Month Loan
Entered FC
Apr-2009
Nov-2007
Aug-2011
Aug-2011
Oct-2011
Jul-2010
Dec-2011
Jul-2011
Jul-2010
Nov-2011
Feb-2009
Feb-2008
Oct-2011
Sep-2011
Jun-2011
Nov-2011
Dec-2011
Jun-2009
Sep-2011
Apr-2011
Feb-2010
Dec-2009
Aug-2011
Jan-2012
Aug-2011
Feb-2011
Mar-2011
Oct-2011
Oct-2011
Oct-2011
Dec-2011
Jan-2012
Feb-2011
Jan-2012
Apr-2011
Apr-2010
Jan-2009
Jul-2010
Jun-2009
Nov-2011

First
Payment
Date

State

01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Nov-2005
01-Sep-2005
01-Oct-2005
01-Nov-2005
01-Nov-2005
01-Nov-2005
01-Dec-2005
01-Dec-2005
01-Dec-2005
01-Nov-2005
01-Nov-2005
01-Jan-2006
01-Feb-2006
01-Feb-2006
01-Dec-2005
01-Feb-2006
01-Dec-2005
01-Dec-2005
01-Jan-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Jan-2006
01-Feb-2006
01-Feb-2006
01-Jan-2006
01-Mar-2006
01-Jan-2006

FL
FL
FL
AZ
MI
UT
AZ
NV
FL
VA
FL
FL
VA
FL
CA
CA
CA
FL
MI
KY
NY
NJ
MN
OH
HI
FL
IL
CA
CA
CA
AZ
VA
VA
VA
FL
CA
FL
CA
NJ
CA

LTV at
Origination
80.00
80.00
80.00
80.00
75.00
80.00
80.00
79.97
70.00
80.00
72.65
80.00
80.00
70.00
65.00
79.97
80.00
95.00
69.90
80.00
75.00
75.58
79.81
80.00
79.40
66.66
80.00
76.01
80.00
65.00
55.22
65.00
65.00
65.00
80.00
65.00
74.62
75.00
80.00
70.00

Original
Principal
Balance
448,000.00
200,000.00
94,400.00
135,200.00
172,500.00
359,200.00
144,000.00
253,800.00
238,000.00
216,000.00
650,250.00
698,280.00
256,000.00
200,200.00
773,500.00
221,700.00
322,088.00
196,245.00
267,000.00
267,200.00
435,000.00
359,000.00
128,500.00
114,400.00
635,200.00
999,950.00
105,200.00
566,250.00
446,000.00
499,200.00
508,000.00
123,500.00
118,300.00
123,500.00
439,920.00
682,500.00
675,000.00
513,750.00
532,000.00
945,000.00
Page 25

Current
Actual
Balance
448,000.00
199,850.11
94,283.15
135,035.84
171,439.49
359,094.90
144,000.00
236,456.63
237,840.80
216,000.00
650,250.00
698,280.00
246,969.74
205,899.54
706,869.58
227,834.85
354,671.73
196,245.00
254,497.95
267,058.50
434,773.63
358,324.90
128,500.00
114,383.18
635,200.00
999,950.00
104,394.68
589,613.57
445,830.17
160,000.00
488,781.16
123,500.00
118,300.00
123,500.00
439,920.00
682,307.70
675,000.00
513,524.75
532,000.00
945,000.00

Paid To Date
01-Aug-2006
01-Jun-2007
01-Mar-2011
01-Aug-2010
01-May-2011
01-Nov-2008
01-Jul-2010
01-Feb-2011
01-Feb-2010
01-Jun-2011
01-Apr-2007
01-Oct-2007
01-May-2011
01-Apr-2011
01-Jan-2011
01-Jan-2011
01-Jul-2011
01-Jan-2009
01-May-2011
01-Jan-2010
01-Apr-2008
01-Feb-2009
01-Mar-2011
01-Aug-2011
01-Dec-2010
01-Jul-2009
01-Oct-2010
01-May-2011
01-May-2011
01-Aug-2010
01-Jul-2011
01-Aug-2011
01-Jun-2010
01-Aug-2011
01-Feb-2010
01-May-2008
01-Aug-2008
01-Dec-2008
01-Jan-2009
01-Mar-2011

Months
Delinquent
64
54
9
16
7
37
17
10
22
6
56
50
7
8
11
11
5
35
7
23
44
34
9
4
12
29
14
7
7
16
5
4
18
4
22
43
40
36
35
9

Current
Loan Rate
9.125%
9.250%
8.375%
6.750%
4.725%
6.875%
7.875%
6.125%
7.625%
7.875%
9.125%
8.500%
4.000%
3.750%
2.625%
3.125%
4.875%
6.000%
4.000%
3.125%
6.000%
2.750%
6.125%
6.500%
6.625%
6.875%
3.125%
3.000%
3.000%
2.630%
4.000%
6.000%
6.000%
6.000%
3.125%
6.375%
6.875%
6.500%
6.750%
6.375%

Approximate
Delinquent
Interest
215,600.22
82,771.36
6,914.16
12,912.84
5,564.43
75,858.51
17,100.00
13,507.68
34,486.80
10,800.00
275,001.78
245,852.88
5,433.12
5,958.26
17,904.00
6,787.56
9,167.88
34,036.30
6,876.72
21,882.48
93,748.00
45,126.81
6,773.03
3,503.04
46,316.62
167,908.40
4,241.12
11,608.02
8,777.34
22,139.48
10,293.75
3,473.46
11,090.60
3,473.46
35,743.44
153,519.30
153,562.50
99,602.18
104,571.25
51,975.00

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period

Group
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number
0001255315
0001262254
0001262568
0001263833
0001266339
0001268031
0001268032
0001268522
0001270060
0001272255
0001272399
0001272416
0001272501
0001272916
0001273104
0001273117
0001274398
0001279107
0001279150
0001280178
0001282288
0001282366
0001282754
0001284227
0001284457
0001284504
0001284891
0001287078
0001287658
0001289911
0001290144
0001291461
0001293962
0003929946
0007828939
0007829755
0007830400
1542002934
1628051040
2390523421

Month Loan
Entered FC
Jan-2011
Nov-2009
Aug-2009
May-2010
Mar-2008
Oct-2009
Sep-2010
Feb-2010
Apr-2009
Oct-2011
Sep-2007
Jul-2011
May-2010
Jan-2012
Dec-2011
May-2011
Oct-2008
Feb-2011
May-2009
Mar-2011
Sep-2010
Jan-2011
Sep-2011
Jul-2010
Jul-2011
Nov-2010
Jan-2012
Feb-2011
May-2010
Jan-2008
Apr-2010
Jun-2011
Jun-2010
Sep-2010
Sep-2010
Dec-2009
Sep-2011
May-2011
Dec-2010
Apr-2011

First
Payment
Date

State

01-Feb-2006
01-Mar-2006
01-Mar-2006
01-Apr-2006
01-Feb-2006
01-Mar-2006
01-Feb-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Mar-2006
01-Apr-2006
01-Mar-2006
01-May-2006
01-Jan-2006
01-Mar-2006
01-Mar-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Mar-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-May-2006
01-May-2006
01-May-2006
01-Nov-2005
01-Apr-2006
01-Apr-2006
01-Apr-2006
01-Aug-2005
01-Dec-2005
01-Sep-2005

NY
NY
FL
CA
NY
NY
NJ
NY
NY
FL
FL
CA
NY
UT
OH
CA
FL
CA
NY
NY
NY
NY
CA
NY
CA
NY
NY
NY
NY
NY
NY
NY
CA
FL
CA
FL
CA
MI
NY
NV

LTV at
Origination
80.00
75.00
80.00
75.00
80.00
80.00
95.00
80.00
80.00
80.00
71.43
74.18
80.00
79.67
80.00
53.80
80.00
64.97
80.00
80.00
80.00
80.00
65.00
80.00
80.00
80.00
80.00
77.75
80.00
78.74
80.00
80.00
73.11
75.00
58.06
80.00
57.69
63.10
59.05
80.00

Original
Principal
Balance
504,000.00
450,000.00
896,000.00
487,500.00
444,000.00
332,000.00
460,750.00
450,000.00
496,000.00
204,000.00
1,000,000.00
750,000.00
488,000.00
143,400.00
222,320.00
382,000.00
514,400.00
466,500.00
485,600.00
696,000.00
576,000.00
470,640.00
637,000.00
344,000.00
640,000.00
544,000.00
478,320.00
622,000.00
628,000.00
500,000.00
536,000.00
568,560.00
435,000.00
72,675.00
900,000.00
128,000.00
750,000.00
359,650.00
248,000.00
93,120.00
Page 26

Current
Actual
Balance
504,000.00
444,505.62
889,218.34
487,400.00
434,648.79
326,345.13
459,250.00
449,999.72
496,000.00
203,959.03
1,000,000.00
814,519.46
488,000.00
142,925.00
221,003.95
369,404.75
514,400.00
466,500.00
485,377.39
696,000.00
576,000.00
470,588.03
637,000.00
344,000.00
722,980.46
543,905.85
476,955.78
622,000.00
627,987.01
497,330.27
535,940.82
568,560.00
434,489.09
67,984.89
855,747.89
122,596.22
750,000.00
359,650.00
247,904.95
93,120.00

Paid To Date
01-Dec-2008
01-May-2007
01-Mar-2009
01-May-2009
01-Nov-2007
01-Oct-2007
01-Nov-2009
01-Sep-2008
01-Nov-2008
01-May-2011
01-Mar-2007
01-Feb-2011
01-Mar-2009
01-Jan-2011
01-Jan-2011
01-Jun-2008
01-Nov-2007
01-Sep-2010
01-Nov-2008
01-Mar-2010
01-Sep-2009
01-Aug-2009
01-Mar-2011
01-May-2008
01-Mar-2011
01-Feb-2009
01-Apr-2011
01-Jan-2009
01-Dec-2008
01-Sep-2007
01-Aug-2009
01-Oct-2006
01-May-2009
01-Apr-2010
01-Jan-2010
01-Jul-2009
01-Apr-2011
01-May-2010
01-Jun-2010
01-Sep-2010

Months
Delinquent
36
55
33
31
49
50
25
39
37
7
57
10
33
11
11
42
49
15
37
21
27
28
9
43
9
34
8
35
36
51
28
62
31
20
23
29
8
19
18
15

Current
Loan Rate
6.750%
7.250%
6.875%
6.875%
6.500%
7.375%
7.375%
6.875%
6.500%
6.625%
6.500%
3.875%
7.000%
6.375%
2.000%
6.000%
5.750%
6.250%
7.000%
6.375%
6.500%
6.625%
6.375%
7.000%
4.000%
6.875%
4.375%
7.000%
6.750%
7.500%
6.625%
7.250%
6.125%
6.625%
6.250%
6.500%
6.250%
6.125%
5.750%
5.625%

Approximate
Delinquent
Interest
101,745.00
141,370.73
168,581.00
87,122.97
110,062.06
96,793.11
72,331.65
99,937.50
98,735.13
9,560.52
301,146.03
28,387.87
94,295.95
9,290.19
3,848.38
74,180.87
117,508.08
38,826.47
104,507.91
80,040.00
85,260.00
73,529.40
35,035.00
85,462.65
23,689.10
106,061.76
15,791.90
127,056.15
126,774.84
156,503.17
83,740.80
208,471.68
68,703.36
7,789.76
103,222.27
19,115.06
36,718.70
36,189.72
22,208.20
7,090.70

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period

Group
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number
2390524116
2390524117
2390527742
2390528582
2390532921
3332000408

Month Loan
Entered FC
Aug-2011
Sep-2011
Sep-2011
Sep-2011
Jun-2011
Dec-2011

First
Payment
Date

State

01-Oct-2005
01-Oct-2005
01-Dec-2005
01-Jan-2006
01-Apr-2006
01-Oct-2005

MT
MT
NY
MD
TN
IA

LTV at
Origination
70.00
86.96
80.00
80.00
80.00
80.00

Original
Principal
Balance
612,500.00
1,000,000.00
1,720,000.00
614,400.00
940,000.00
112,800.00

Page 27

Current
Actual
Balance
609,989.88
690,000.00
1,836,819.78
614,394.21
937,756.14
104,084.72

Paid To Date
01-Dec-2009
01-Mar-2010
01-Mar-2011
01-Jan-2011
01-Dec-2010
01-Mar-2011

Months
Delinquent
24
21
9
11
12
9

Current
Loan Rate
5.625%
5.625%
3.500%
5.625%
5.500%
3.125%

Approximate
Delinquent
Interest
71,038.50
93,301.13
54,104.87
35,775.61
57,437.52
2,686.60

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period


Summary

12 Month Bankruptcy History

New Bankruptcy Loans


Loans in Bankruptcy
Original Principal Balance
Current Actual Balance

0
0.00
0.00

5.00%

4.00%

3.00%

Current Bankruptcy Total

2.00%

1.00%

n12
Ja

-1
1
D

ec

-1
1
N

ov

1
ct
-1
O

p11
Se

Au

g11

1
l-1
Ju

n11
Ju

1
-1
M

ay

r-1
Ap

-1
1
ar
M

Fe

1 - Aggregate

0.00%

11

36
14,490,927.00
14,782,938.12

b-

Loans in Bankruptcy
Original Principal Balance
Current Actual Balance

12 Month Bankruptcy History

New Bankruptcy Loans


Loans in Bankruptcy
Original Principal Balance
Current Actual Balance

0
0.00
0.00

8.00%
7.00%
6.00%
5.00%
4.00%

Current Bankruptcy Total

3.00%
2.00%
1.00%

-1
1
ec

n12
Ja
Ja
n12

D
ec
-1
1

-1
1
N

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1
ct
-1
O

p11
Se

Au

g11

1
Ju
Ju
l-1

l-1

Ju
Ju
n11

1
-1
ay
M

Ap

r-1

1
-1
ar
M

Fe

2 - Aggregate

n11

0.00%

11

23
9,044,850.00
9,167,306.17

b-

Loans in Bankruptcy
Original Principal Balance
Current Actual Balance

12 Month Bankruptcy History

New Bankruptcy Loans


Loans in Bankruptcy
Original Principal Balance
Current Actual Balance

0
0.00
0.00

3.50%
3.00%
2.50%
2.00%

Current Bankruptcy Total

1.50%
1.00%
0.50%

Page 28

ov
-1
1
N

ct
-1
1
O

p11
Se

g11
Au

ay
-1
1
M

r-1
1
Ap

ar
-1
1

0.00%

b11

13
5,446,077.00
5,615,631.95

Fe

Loans in Bankruptcy
Original Principal Balance
Current Actual Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Bankruptcy Detail - All Mortgage Loans in Bankruptcy during Current Period

Group
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number
0001055006
0001117525
0001132003
0001165411
0001208521
0001237597
0001239305
0001250063
0001252035
0001254563
0001260541
0001266783
0001267994
0001269565
0001275022
0001275023
0001281561
0001284894
0040504312
3000851446
3000864453
3000870904
3000872205
0001208646
0001222263
0001231136
0001234306
0001236899
0001241523
0001247580
0001250218
0001274160
0001280290
0001281707
0004623358
0040446357

Month Loan
Entered
Bankruptcy
Nov-2007
Feb-2010
Sep-2010
Oct-2011
Mar-2011
Dec-2011
Feb-2011
Nov-2011
Jul-2010
Nov-2010
Jul-2010
Dec-2009
Jul-2009
Nov-2011
Feb-2011
Feb-2011
Nov-2011
Feb-2008
Mar-2011
Dec-2011
Aug-2010
Nov-2011
Nov-2011
Jan-2011
Dec-2011
Nov-2011
Oct-2010
Jun-2011
May-2010
Nov-2011
Dec-2011
Aug-2010
Feb-2011
Dec-2011
Jun-2009
Oct-2011

First
Payment
Date

State

LTV at
Origination

01-Feb-2006
01-Feb-2006
01-Jun-2005
01-Apr-2006
01-Dec-2005
01-Jan-2006
01-Jan-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Feb-2006
01-Mar-2006
01-Nov-2005
01-Nov-2005
01-Mar-2006
01-Apr-2006
01-Mar-2006
01-Feb-2006
01-Feb-2006
01-Feb-2006
01-Mar-2006
01-Nov-2005
01-Nov-2005
01-Dec-2005
01-Dec-2005
01-Jan-2006
01-Jan-2006
01-Jan-2006
01-Feb-2006
01-Mar-2006
01-Jan-2006
01-Mar-2006
01-Oct-2005
01-Jan-2006

VA
NV
AZ
FL
FL
MD
CA
CA
CA
VA
CA
NY
MA
CA
AZ
AZ
CA
NJ
CA
CA
UT
NV
KS
AZ
FL
CA
CA
CA
AZ
CA
CA
CA
CA
CA
SC
CA

70.00
65.00
75.00
70.00
90.00
76.51
80.00
72.73
80.00
80.00
80.00
80.00
79.79
80.00
65.00
65.00
79.99
80.00
80.00
80.00
78.99
80.00
74.99
79.99
80.00
65.00
80.00
74.94
80.00
80.00
75.00
80.00
75.00
70.00
79.97
67.31

Original
Principal
Balance
980,000.00
1,950,000.00
156,000.00
93,800.00
125,010.00
417,000.00
432,000.00
240,000.00
447,200.00
783,950.00
328,000.00
281,200.00
300,000.00
548,000.00
85,800.00
85,800.00
231,900.00
334,000.00
608,000.00
285,200.00
94,000.00
184,000.00
53,990.00
151,400.00
187,545.00
472,550.00
460,800.00
667,000.00
208,032.00
408,000.00
675,000.00
432,000.00
693,750.00
507,500.00
57,500.00
525,000.00

Page 29

Current
Actual
Balance
980,000.00
1,914,323.20
153,508.57
92,925.23
124,829.87
464,849.68
429,875.99
236,337.99
466,587.84
802,506.70
329,847.45
281,200.00
293,588.84
547,626.22
85,800.00
85,800.00
250,011.19
334,000.00
617,834.24
328,488.79
93,788.04
194,250.84
59,325.49
146,909.74
187,545.00
375,000.00
460,800.00
667,000.00
195,652.13
407,999.38
832,620.01
457,071.60
791,364.79
507,500.00
61,298.14
524,871.16

Paid To Date
01-Jun-2008
01-Dec-2007
01-Dec-2011
01-Feb-2009
01-Jun-2009
01-Jul-2010
01-Oct-2011
01-Nov-2010
01-Dec-2011
01-Apr-2010
01-Nov-2011
01-Nov-2008
01-Oct-2011
01-Dec-2011
01-May-2010
01-May-2010
01-Feb-2011
01-Nov-2011
01-Aug-2010
01-Sep-2011
01-Dec-2011
01-Jun-2011
01-Aug-2011
01-Jan-2012
01-Oct-2009
01-Aug-2010
01-Dec-2011
01-Sep-2009
01-Dec-2011
01-Dec-2011
01-Nov-2011
01-Dec-2011
01-Jan-2011
01-Feb-2011
01-Dec-2011
01-Jun-2010

Months
Delinquent
42
48
0
34
30
17
2
13
0
20
1
37
2
0
19
19
10
1
16
3
0
6
4
(1)
26
16
0
27
0
0
1
0
11
10
0
18

Current
Loan Rate
2.625%
2.625%
3.000%
3.000%
3.875%
3.500%
3.125%
4.000%
2.500%
4.500%
4.000%
2.625%
2.625%
3.000%
6.250%
6.250%
3.000%
3.000%
2.000%
4.875%
6.500%
4.000%
4.875%
5.000%
6.500%
2.630%
3.125%
6.500%
4.000%
6.375%
4.625%
4.000%
5.875%
6.125%
4.000%
2.875%

Approximate
Delinquent
Interest
202,329.04
467,064.55
672.21
8,159.88
18,594.15
20,288.67
3,806.18
8,205.61
1,652.50
59,654.64
2,989.22
51,904.73
2,199.20
2,395.88
8,821.47
8,821.47
6,562.80
2,191.86
26,345.01
6,148.08
957.52
4,670.81
1,331.32
567.72
26,803.28
24,469.51
2,112.00
98,729.92
1,183.29
4,080.00
8,846.57
2,762.29
45,886.53
29,181.24
370.73
30,070.80

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Realized Loss Detail Report - Loans with Losses during Current Period
Inactive

Group
1 - Aggregate
2 - Aggregate
Total

# Loans
with
Losses

Liquidated
Actual
Balance

Active

Realized
Loss/(Gain)
Amount

Current # Loans
Loss
with
Percentage Losses

Ending
Actual
Balance

Totals

Realized
Loss/(Gain)
Amount

Current
# Loans
Loss
with
Percentage Losses

Liquidated or
Ending Actual
Balance

Realized
Loss/(Gain)
Amount

Current
Loss
Percentage

14
7

3,269,352.05
3,213,678.30

909,561.90
356,685.21

0.663 %
0.189 %

0
1

0.00
293,837.53

0.00
200.00

0.000 %
0.000 %

14
8

3,269,352.05
3,507,515.83

909,561.90
356,885.21

0.663 %
0.189 %

21

6,483,030.35

1,266,247.11

0.388 %

293,837.53

200.00

0.000 %

22

6,776,867.88

1,266,447.11

0.388 %

Realized Loss Loan Detail Report - Loans with Losses during Current Period

Group
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number
0000981227
0001105297
0001123776
0001208814
0001228348
0001253897
0001263146
0001269645
0001272977
3000846142
3000857977
3000867652
3000868091
3000877940
0001230369
0001254929
0001259532
0001260555
0001272263
0001278656
0001290230
0003929918

Original
Principal
Balance
154,000.00
54,600.00
129,500.00
268,296.00
98,900.00
238,950.00
168,000.00
456,000.00
496,000.00
167,723.00
80,000.00
642,750.00
86,333.00
251,600.00
316,000.00
432,000.00
412,500.00
456,000.00
328,000.00
695,000.00
952,500.00
102,675.00

Current
Note Rate

State

3.000%
2.625%
5.375%
2.750%
3.250%
4.000%
3.000%
4.000%
3.000%
7.500%
9.125%
6.750%
7.625%
6.375%
3.000%
3.000%
6.750%
6.625%
5.500%
3.000%
7.000%
6.625%

FL
DE
IL
AZ
TX
CA
AZ
CA
CA
FL
MI
CA
IN
FL
CA
CA
NY
CA
MD
CA
CA
FL

LTV at
Origination

Original
Term

70.00
70.00
70.00
80.00
89.98
80.00
79.25
80.00
80.00
80.00
80.00
75.00
80.00
80.00
80.00
80.00
75.00
80.00
80.00
60.43
63.50
75.00

360
360
360
360
360
360
360
360
360
360
360
360
360
360
360
360
360
360
360
360
360
360

Realized Loss/(Gain) value may include Interest Loss, Principal Loss, and Expense amounts.
* This data is currently not provided for reporting.
** The current loss for this loan is associated with a modification; for further detail please see the Modification section.

Page 30

Liquidated or
Ending Actual
Balance
153,770.55
54,378.16
120,237.07
266,509.01
98,817.43
257,048.07
167,850.11
441,391.33
496,000.00
156,441.43
78,706.77
642,745.00
86,293.84
249,163.28
315,055.60
293,837.53
382,821.68
456,000.00
324,086.00
686,562.24
952,500.00
96,652.78

Liquidation
Effective
Date
10/11/2011
12/22/2011
10/29/2011
04/30/2011
12/02/2011
10/31/2011
12/05/2011
12/31/2011
10/28/2011
12/19/2011
04/30/2011
12/31/2011
10/31/2011
10/07/2011
11/30/2011
Active
09/28/2011
12/27/2011
09/06/2011
06/20/2011
10/18/2011
12/22/2011

Realized
Loss/(Gain)
1,247.50
49,424.25
(1,491.18)
(930.39)
28,949.35
445.05
123,346.36
264,016.18
58.99
134,238.39
(1,000.00)
310,446.43
779.82
31.15
1,172.35
200.00
(79.00)
274,573.93
19.43
(124.32)
(1,200.87)
82,323.69

Cumulative
Realized
Loss/(Gain)
136,120.35
49,424.25
104,656.45
163,640.09
28,949.35
208,324.47
123,346.36
264,016.18
207,914.19
134,238.39
91,653.69
310,446.43
40,965.43
185,199.98
117,125.44
180,200.00
250,885.41
274,573.93
244,394.41
324,785.40
346,620.27
82,323.69

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Realized Loss Report - Collateral


Summary
MDR

SDA
0.643%
0.699%
0.948%

Current Month
3 Month Average
12 Month Average

15.115%
15.893%
20.313%

Current Month
3 Month Average
12 Month Average

MDR: Current vs. 12mo Average

SDA: Current vs. 12mo Average


35.00%

1.80%
1.60%

30.00%

1.40%
25.00%

1.20%
Current MDR
12 Month Avg MDR

1.00%
0.80%

Current SDA
12 Month Avg SDA

20.00%
15.00%

0.60%

CDR

12
Ja

n-

-1
1
ec

-1
1
N

ov

ct

-1
1

11

p-

11

Se

gAu

1
l-1
Ju

11
nJu

ay
-1
1

r-1
Ap

1
ar
-1

Fe

b11

12
nJa

-1
1
D

ec

-1
1
ov
N

ct

-1
1

11
Se

p-

11
Au

g-

1
l-1

11
n-

Ju

Ju

r-1

Ap

ar
-1
M

Fe

0.00%

ay
-1
1

5.00%

0.00%

b11

0.20%

10.00%

0.40%

Loss Severity
7.445%
7.986%
10.723%

Current Month
3 Month Average
12 Month Average

52.029%
52.015%
51.660%

Current Month (Cumulative)


3 Month Average (Cumulative)
12 Month Average (Cumulative)

CDR: Current vs. 12mo Average

Loss Severity: Current Month (Cumulative) Severity vs. 12mo Average (Cumulative) Severity
60.00%

20.00%
50.00%
16.00%
40.00%
12.00%

Current CDR
12 Month Avg CDR

Current Severity
12 Month Avg Severity

30.00%

8.00%
20.00%

4.00%

10.00%

12
nJa

-1
1
D

ec

-1
1
ov
N

ct

-1
1

11
pSe

11
gAu

1
l-1
Ju

11
nJu

ay
-1
1
M

1
Ap

r-1

1
ar
-1
M

Fe

b11

0.00%

0.00%
Feb-11

Page 31

Mar-11

Apr-11

May-11

Jun-11

Jul-11

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-12

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Realized Loss Report - Collateral


1 - Aggregate
MDR

SDA
1.126%
1.108%
1.098%

Current Month
3 Month Average
12 Month Average

25.594%
24.315%
23.185%

Current Month
3 Month Average
12 Month Average

MDR: Current vs. 12mo Average

SDA: Current vs. 12mo Average


40.00%

2.00%

35.00%
1.60%

30.00%
Current MDR
12 Month Avg MDR

1.20%

0.80%

25.00%

Current SDA
12 Month Avg SDA

20.00%
15.00%
10.00%

0.40%

5.00%
0.00%

CDR

12
Ja

n-

-1
1
ec

-1
1
N

ov

ct

-1
1

11

p-

11

Se

gAu

1
l-1
Ju

11
nJu

ay
-1
1

1
r-1
Ap

1
ar
-1

Fe

b11

12
nJa

-1
1
D

ec

-1
1
ov
N

ct

-1
1

11
Se

p-

11
Au

g-

1
l-1
Ju

11
nJu

ay
-1
1

r-1

Ap

ar
-1
M

Fe

b11

0.00%

Loss Severity
12.707%
12.340%
12.289%

Current Month
3 Month Average
12 Month Average

55.266%
55.283%
54.831%

Current Month (Cumulative)


3 Month Average (Cumulative)
12 Month Average (Cumulative)

CDR: Current vs. 12mo Average

Loss Severity: Current Month (Cumulative) Severity vs. 12mo Average (Cumulative) Severity
60.00%

24.00%
50.00%
20.00%
40.00%

16.00%
Current CDR
12 Month Avg CDR

12.00%

Current Severity
12 Month Avg Severity

30.00%

8.00%
20.00%
4.00%
10.00%

12
nJa

-1
1
D

ec

-1
1
ov
N

ct

-1
1

11
pSe

11
gAu

1
l-1
Ju

11
nJu

ay
-1
1
M

1
Ap

r-1

1
ar
-1
M

Fe

b11

0.00%

0.00%
Feb-11

Page 32

Mar-11

Apr-11

May-11

Jun-11

Jul-11

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-12

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Realized Loss Report - Collateral


2 - Aggregate
MDR

SDA
0.290%
0.399%
0.838%

Current Month
3 Month Average
12 Month Average

7.000%
9.311%
17.853%

Current Month
3 Month Average
12 Month Average

MDR: Current vs. 12mo Average

SDA: Current vs. 12mo Average


40.00%

2.00%

35.00%
1.60%

30.00%
Current MDR
12 Month Avg MDR

1.20%

0.80%

25.00%

Current SDA
12 Month Avg SDA

20.00%
15.00%
10.00%

0.40%

5.00%
0.00%

CDR

12
Ja

n-

-1
1
ec

-1
1
N

ov

ct

-1
1

11

p-

11

Se

gAu

1
l-1
Ju

11
nJu

ay
-1
1

1
r-1
Ap

1
ar
-1

Fe

b11

12
nJa

-1
1
D

ec

-1
1
ov
N

ct

-1
1

11
Se

p-

11
Au

g-

1
l-1
Ju

11
nJu

ay
-1
1

r-1

Ap

ar
-1
M

Fe

b11

0.00%

Loss Severity
3.428%
4.649%
9.425%

Current Month
3 Month Average
12 Month Average

45.904%
45.836%
45.371%

Current Month (Cumulative)


3 Month Average (Cumulative)
12 Month Average (Cumulative)

CDR: Current vs. 12mo Average

Loss Severity: Current Month (Cumulative) Severity vs. 12mo Average (Cumulative) Severity
50.00%
45.00%

24.00%

40.00%

20.00%

35.00%
16.00%
Current CDR
12 Month Avg CDR

12.00%

30.00%
Current Severity
12 Month Avg Severity

25.00%
20.00%

8.00%

15.00%

4.00%

10.00%

12

5.00%

nJa

-1
1
D

ec

-1
1
ov
N

ct

-1
1

11
pSe

11
gAu

1
l-1
Ju

11
nJu

ay
-1
1
M

1
Ap

r-1

1
ar
-1
M

Fe

b11

0.00%

0.00%
Feb-11

Mar-11

Apr-11

May-11

Jun-11

Jul-11

Aug-11

Sep-11

Oct-11

Nov-11

Dec-11

Jan-12

Calculation Methodology:
Monthly Default Rate (MDR): Sum(Beg Scheduled Balance of Liquidated Loans) / Sum(Beg Scheduled Balance).
Conditional Default Rate (CDR): 1-((1-MDR)^12)
SDA Standard Default Assumption: If WAS 30 then CDR / (WAS * 0.02) else if 30 < WAS 60 then CDR / 0.6 else if 60 < WAS 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS > 120 then CDR / 0.03
Cumulative Loss Severity: Sum(All Active & Inactive Realized Losses) / Sum(Active Loans or loans without a loss passed on or after liquidation: the Actual Ending Principal Balance as of the most recent cycle in
which a Realized Loss was passed; loans with a loss passed on or after the month of liquidation: the Actual Beginning Principal Balance from the cycle in which the loan was liquidated).
3 Month Average and 12 Month Average will not have values until the 3rd and 12th month respectively.

Page 33

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Prepayment Detail - Prepayments during Current Period


Summary
Loans Paid in Full

Count

Original
Principal
Balance

Current
Scheduled
Balance

Count

Repurchased Loans

Substitution Loans

Original
Principal
Balance

Original
Principal
Balance

Current
Scheduled
Balance

Count

Liquidated Loans

Current
Scheduled
Balance

Count

Original
Principal
Balance

Curtailments

Current
Scheduled
Balance

Curtailment
Amount

1 - Aggregate
2 - Aggregate

0
2

0.00
568,750.00

0.00
533,672.56

0
0

0.00
0.00

0.00
0.00

0
0

0.00
0.00

0.00
0.00

6
2

1,587,973.00
558,675.00

1,562,677.51
552,652.78

18,773.77
156,216.29

Total

568,750.00

533,672.56

0.00

0.00

0.00

0.00

2,146,648.00

2,115,330.29

174,990.06

Prepayment Loan Detail - Prepayments during Current Period

Group
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
1 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate
2 - Aggregate

Loan
Number

State

0001105297
0001228348
0001263146
0001269645
3000846142
3000867652
0001260555
0001263009
0003929918
0003932860

DE
TX
AZ
CA
FL
CA
CA
MA
FL
FL

LTV at
Origination
70.00
89.98
79.25
80.00
80.00
75.00
80.00
65.00
75.00
22.61

First
Payment
Date
01-Feb-2006
01-Dec-2005
01-Feb-2006
01-Mar-2006
01-Feb-2006
01-Feb-2006
01-Jan-2006
01-Apr-2006
01-Nov-2005
01-Nov-2005

Original
Principal
Balance
54,600.00
98,900.00
168,000.00
456,000.00
167,723.00
642,750.00
456,000.00
438,750.00
102,675.00
130,000.00

Prepayment
Amount

PIF Type

54,378.16
98,817.43
167,850.11
441,391.33
156,441.43
642,745.00
456,000.00
404,700.35
96,652.78
128,394.27

Liquidation
Liquidation
Liquidation
Liquidation
Liquidation
Liquidation
Liquidation
Loan Paid in Full
Liquidation
Loan Paid in Full

Page 34

Months
Delinquent
16
14
15
21
20
16
30
0
19
(1)

Current
Loan
Rate
2.625%
3.250%
3.000%
4.000%
7.500%
6.750%
6.625%
6.500%
6.625%
5.875%

Original
Term

Seasoning

360
360
360
360
360
360
360
360
360
360

71
73
71
70
71
71
72
69
74
74

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Prepayment Penalty Detail - Prepayment Penalty Paid during Current Period


Summary

Prior Balance

Loan Count

Prepayment Penalty
Amount

Prepayment Penalty
Waived

1 - Aggregate
2 - Aggregate

0
0

0.00
0.00

0.00
0.00

0.00
0.00

Total

0.00

0.00

0.00

Prepayment Penalty Loan Detail - Prepayment Penalty Paid during Current Period

Group

Loan
Number

Paid In Full
Date

Prior
Balance

No Prepayment Penalties this Period

Page 35

Prepayment Penalty
Amount

Prepayment Penalty
Waived

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Prepayment Rates
Summary
SMM

CPR
0.858%
0.942%
1.195%

Current Month
3 Month Average
12 Month Average

PSA

Current Month
3 Month Average
12 Month Average

9.824%
10.563%
13.312%

163.726%
176.053%
221.859%

Current Month
3 Month Average
12 Month Average

CPR: Current vs 12mo Average

PSA: Current vs. 12mo Average

20.00%

350.00%
300.00%

16.00%

250.00%
Current CPR
12mo Average CPR

12.00%

Current PSA
12mo Average PSA

200.00%
150.00%

8.00%

100.00%
4.00%

50.00%

12
Ja
n-

ec
-1
1
D

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-1
1

1
-1
ct

p1
Se

g1
Au

Ju
l-1
1

11
Ju
n-

ay
-1
1

1
r-1
Ap

ar
-1
1

Fe
b

1
-1

12
Ja
n-

ec
-1
1
D

ov
-1
1

-1
ct

p1
Se

g1
Au

Ju
l-1
1

11
Ju
n-

ay
-1
1

1
r-1
Ap

-1
Fe
b

ar
-1
1

0.00%

0.00%

1 - Aggregate
SMM

CPR
1.140%
1.153%
1.166%

Current Month
3 Month Average
12 Month Average

PSA

Current Month
3 Month Average
12 Month Average

12.851%
12.787%
13.000%

214.176%
213.115%
216.667%

Current Month
3 Month Average
12 Month Average

CPR: Current vs 12mo Average

PSA: Current vs. 12mo Average

24.00%

350.00%
300.00%

20.00%

250.00%

16.00%
Current CPR
12mo Average CPR

12.00%

Current PSA
12mo Average PSA

200.00%
150.00%

8.00%

12
Ja
n-

ec
-1
1
D

ov
-1
1
N

1
-1
ct
O

1
p1
Se

1
g1
Au

Ju
l-1
1

11
Ju
n-

ay
-1
1
M

1
r-1
Ap

Fe
b

Page 36

1
-1

12
Ja
n-

ec
-1
1
D

ov
-1
1
N

1
-1
ct
O

1
p1
Se

1
g1
Au

Ju
l-1
1

11
Ju
n-

ay
-1
1
M

1
r-1
Ap

-1
Fe
b

ar
-1
1

0.00%

50.00%

0.00%

ar
-1
1

100.00%

4.00%

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Prepayment Rates
2 - Aggregate
SMM

CPR
0.653%
0.788%
1.215%

Current Month
3 Month Average
12 Month Average

PSA

Current Month
3 Month Average
12 Month Average

7.557%
8.901%
13.405%

125.953%
148.358%
223.418%

Current Month
3 Month Average
12 Month Average

CPR: Current vs 12mo Average

PSA: Current vs. 12mo Average

28.00%

450.00%
400.00%

24.00%

350.00%
20.00%

300.00%
Current CPR
12mo Average CPR

16.00%

Current PSA
12mo Average PSA

250.00%
200.00%

12.00%

150.00%

8.00%

100.00%
4.00%

50.00%

Calculation Methodology:
Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal)
Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12)
PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS))
Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Page 37

12
Ja
n-

ec
-1
1
D

ov
-1
1
N

-1
ct
O

p1
Se

g1
Au

Ju
l-1
1

11
Ju
n-

ay
-1
1
M

r-1
Ap

ar
-1
1

Fe
b

1
-1

12
Ja
n-

ec
-1
1
D

ov
-1
1
N

-1
ct
O

p1
Se

g1
Au

Ju
l-1
1

11
Ju
n-

ay
-1
1
M

1
r-1
Ap

-1
Fe
b

ar
-1
1

0.00%

0.00%

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Modification Summary
Loan Count
(Numerator)
Number of loans modified within the past 12 months that are currently
delinquent (against the total number of loans delinquent within the deal)

Loan Count
(Denominator)

Loan
Count %

Current Scheduled
Balance
(Numerator)

Current Scheduled
Balance
(Denominator)

Current
Scheduled
Balance %

12

334

3.593%

7,778,706.94

125,198,489.81

6.213%

147

239

61.506%

51,589,317.13

88,729,089.81

58.143%

977

0.000%

0.00

326,131,875.91

0.000%

Number of modified loans (against the total number of loans within the deal)

239

977

24.463%

88,729,089.81

326,131,875.91

27.207%

Number of loans modified within the last 12 months (against the total number
of modified loans within the deal)

49

239

20.502%

23,421,590.99

88,729,089.81

26.397%

Number of loans modified within the last 12 months (against the total number
of loans within the deal)

49

977

5.015%

23,421,590.99

326,131,875.91

7.182%

147

239

61.506%

51,589,317.13

88,729,089.81

58.143%

Number of loans modified in the current cycle that are not currently delinquent
(against the number of loans modified in the current cycle)

0.000%

0.00

0.00

0.000%

Number of loans modified in the current cycle that are currently delinquent
(against the number of loans modified in the current cycle)

0.000%

0.00

0.00

0.000%

18

239

7.531%

6,272,953.56

88,729,089.81

7.070%

221

239

92.469%

82,456,136.25

88,729,089.81

92.930%

Number of modified loans that have passed the loan modification performance
test (against the total number of modified loans)
Number of loans modified in the current cycle (against the number of loans
within the deal)

Number of modified loans that are not currently delinquent after the
modification (against the number of modified loans within the deal)

Number of modified loans that were not delinquent at the time of the
modification (against the number of loans modified within the deal)
Number of modified loans that were delinquent at the time of the modification
(against the total number of loans modified within the deal)
Delinquencies are classified based on the logic set forth in the governing documents.
If a loan is modified in the first month of the security it is assumed the loan is delinquent.
This summary excludes inactive loans.

Page 38

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Modification Detail
Modification Detail Summary
Current
Groups

Loan
Count

Original
Principal
Balance

Current
Scheduled
Balance

Capitalized
Amount

Cumulative

Capitalized
Reimbursement
Total
Amount
Forgiveness

Loan
Count

Original
Principal
Balance

Current
Scheduled
Balance

Capitalized
Reimbursement
Total
Amount
Forgiveness

Capitalized
Amount

1 - Aggregate
2 - Aggregate

0
0

0.00
0.00

0.00
0.00

0.00
0.00

0.00
0.00

0.00
0.00

168
113

51,934,051.00
49,300,349.00

42,616,015.32
46,113,074.49

1,098,050.28
1,648,421.42

(1,767,465.98)
(622,065.03)

0.00
543,629.37

Total

0.00

0.00

0.00

0.00

0.00

281

101,234,400.00

88,729,089.81

2,746,471.70

(2,389,531.01)

543,629.37

Current Month Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

Total
Capitalized
Amount

Total
Capitalized
Reimb.
Amount

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Next Due
Date

Interest
Rate

Payment
Amount

Maturity
Date

Balloon
Amount

Balloon
Date

Scheduled
Balance

Loan Status

Next Due
Date

Interest
Rate

Payment
Amount

Maturity
Date

Balloon
Amount

Balloon
Date

Scheduled
Balance

*
*

*
*

*
*

*
510,359.04

Loan Status

No Modifications this Period

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0000000026
09/16/2008
504,000.00 08/14/2008
0001054791
11/15/2010
175,000.00 05/01/2010
0001062226
12/09/2009
940,000.00 12/01/2009
0001078455
12/09/2009
203,000.00 12/01/2009

Total
Capitalized
Amount

13,059.29

11,697.05

Total
Capitalized
Reimb.
Amount

(6,378.25)

10,121.36

(11,402.20)

(11,176.91)

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

*
0

*
No Action
INACTIVE

*
09/01/2008

*
2.000

*
850.60

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

9
1
1

No Action
No Action
No Action

01/01/2010
10/01/2010
12/01/2011

5.750
2.000
2.000

838.54 12/01/2035
838.54 12/01/2035
504.12 12/01/2035

*
*
N/A

*
*
N/A

175,000.00
164,878.64
176,278.88

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

10/01/2009
12/01/2009
01/01/2012

7.375
4.250
4.500

5,770.65 01/01/2036
5,028.80 01/01/2036
5,156.12 01/01/2036

*
*
N/A

*
*
N/A

938,952.70
950,354.90
906,041.97

Pre Mod
Post Mod
Current Values

4
0
(1)

Foreclosure
No Action
No Action

07/01/2009
12/01/2009
02/01/2012

6.375
2.000
4.000

1,076.72 01/01/2036
877.43 01/01/2036
1,085.81 01/01/2036

*
*
N/A

*
*
N/A

202,676.69
213,853.60
200,080.50

Page 39

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance
1 - Aggregate
0001079615
376,000.00
0001079615
376,000.00

Mod Appr
Date/Mod
Effective
Date
10/11/2010
04/01/2010
11/12/2010
11/01/2010

0001080001
02/16/2009
187,600.00 01/22/2009
0001105768
08/11/2010
116,900.00 07/01/2010
0001108626
04/13/2009
750,000.00 03/01/2009
0001132003
09/15/2010
156,000.00 09/01/2010
0001179020
04/15/2009
238,900.00 04/01/2009
0001202207
11/14/2011
1,445,350.00 10/01/2011
0001204873
10/19/2009
359,650.00 10/01/2009
0001208671
08/11/2010
242,290.00 08/01/2010
0001208704
03/14/2008
116,779.00 03/01/2008
0001208802
01/11/2010
165,680.00 01/01/2010

Total
Capitalized
Amount

86,418.50
*

49,900.00

Total
Capitalized
Reimb.
Amount

Total
Forgiveness

(79,486.94)

(8,080.61)

(9,398.34)

(156.36)

(115,292.78)

(108.78)

6.16

(83,024.87)

141.90

575.41

192.74

0.00

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

30
6
6
(1)
1

Foreclosure
Foreclosure
Foreclosure
No Action
No Action

03/01/2008
04/01/2010
04/01/2010
12/01/2010
12/01/2011

5.750
2.000
2.000
2.000
2.000

1,801.67
1,755.98
1,755.98
1,755.98
1,755.98

Pre Mod
Post Mod
Current Values

6
0
0

No Action
No Action
No Action

07/01/2008
02/01/2009
01/01/2012

Pre Mod
Post Mod
Current Values

2
(1)
0

Loss Mitigation
No Action
No Action

Pre Mod
Post Mod
Current Values

0
0
33

Pre Mod
Post Mod
Current Values

Maturity
Date

Balloon
Amount

Balloon
Date

01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036

*
*
*
*
N/A

*
*
*
*
N/A

376,000.00
455,486.94
455,486.94
463,567.55
448,586.00

6.875
3.000
3.750

1,073.87 01/01/2036
492.09 01/01/2036
615.07 01/01/2036

*
*
N/A

*
*
N/A

187,438.54
196,836.88
196,821.86

05/01/2010
09/01/2010
01/01/2012

6.625
2.000
3.000

645.39 01/01/2036
645.39 01/01/2036
547.13 01/01/2036

*
*
N/A

*
*
N/A

116,899.98
118,317.65
113,242.11

No Action
Loss Mitigation
Foreclosure

03/01/2009
04/01/2009
04/01/2009

4.375
3.500
2.625

3,948.87 03/01/2036
4,134.34 03/01/2036
3,751.74 03/01/2036

*
*
N/A

*
*
N/A

750,000.00
863,569.80
804,999.65

7
0
0

No Action
Bankruptcy
Bankruptcy

01/01/2010
09/01/2010
01/01/2012

3.125
2.000
3.000

720.10 05/01/2035
720.10 05/01/2035
665.83 05/01/2035

*
*
N/A

*
*
N/A

148,797.57
158,204.40
153,226.51

Pre Mod
Post Mod
Current Values

0
0
0

No Action
No Action
No Action

03/01/2009
04/01/2009
01/01/2012

5.875
5.250
5.250

1,432.13 08/01/2035
1,279.75 08/01/2035
1,279.75 08/01/2035

*
*
N/A

*
*
N/A

230,321.28
229,788.62
220,069.06

Pre Mod
Post Mod
Current Values

9
1
2

No Action
No Action
No Action

01/01/2011
10/01/2011
11/01/2011

2.750
4.375
4.375

6,666.11 11/01/2035
6,586.22 09/01/2051
6,586.22 09/01/2051

*
*
N/A

*
*
N/A

1,407,709.79
1,489,280.72
1,486,963.40

Pre Mod
Post Mod
Current Values

13
0
0

No Action
No Action
No Action

08/01/2008
10/01/2009
01/01/2012

7.000
4.750
4.750

2,454.16 11/01/2035
2,454.16 11/01/2035
2,273.02 11/01/2035

*
*
N/A

*
*
N/A

352,978.43
407,480.87
388,710.79

Pre Mod
Post Mod
Current Values

11
0
2

No Action
No Action
No Action

08/01/2009
08/01/2010
11/01/2011

6.750
2.000
2.000

1,362.87 10/01/2035
1,362.87 10/01/2035
979.06 10/01/2035

*
*
N/A

*
*
N/A

242,288.34
260,462.15
249,459.26

Pre Mod
Post Mod
Current Values

*
0
45

*
No Action
Foreclosure

*
03/01/2008
04/01/2008

*
7.250
7.250

*
*
898.28
*
898.28 10/01/2035

*
*
N/A

*
*
N/A

*
128,433.93
123,072.50

Pre Mod
Post Mod
Current Values

1
(1)
0

No Action
No Action
No Action

11/01/2009
02/01/2010
01/01/2012

5.875
2.000
2.000

808.94 10/01/2035
694.03 10/01/2035
694.03 10/01/2035

*
*
N/A

*
*
N/A

165,231.01
167,385.24
157,216.47

Page 40

Interest
Rate

Payment
Amount

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0001212630
02/14/2011
288,320.00 02/01/2011
0001217440
05/08/2009
120,000.00 04/02/2009
0001222294
10/09/2008
166,867.00 10/01/2008
0001223410
07/15/2009
126,400.00 07/01/2009
0001225016
194,000.00
0001225016
194,000.00

11/14/2008
10/01/2008
09/16/2011
09/01/2011

0001228338
02/14/2011
198,800.00 02/01/2011
0001233065
11/12/2010
600,000.00 11/01/2010
0001236318
08/11/2010
149,055.00 08/01/2010
0001237597
417,000.00
0001237597
417,000.00

01/18/2008
12/01/2007
02/16/2009
01/16/2009

0001238902
07/07/2009
440,000.00 06/03/2009
0001241968
11/12/2009
110,904.00 10/01/2009

Total
Capitalized
Amount

*
2,085.66

Total
Capitalized
Reimb.
Amount

0.00

(8,204.21)

237.29

(2,931.84)

Total
Forgiveness

03/01/2010
03/01/2011
12/01/2011

2.750
4.000
4.000

1,330.05 11/01/2035
1,352.03 11/01/2035
1,352.03 11/01/2035

6
0

Foreclosure
No Action
INACTIVE

10/01/2008
05/01/2009

7.500
2.000

750.00 11/01/2035
519.72 11/01/2035

Pre Mod
Post Mod
Current Values

*
0

*
No Action
INACTIVE

*
10/01/2008

*
6.500

Pre Mod
Post Mod
Current Values

2
0

No Action
No Action
INACTIVE

04/01/2009
07/01/2009

6.500
4.875

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

0
(1)
2
(1)
(1)

No Action
No Action
No Action
No Action
No Action

10/01/2008
12/01/2008
06/01/2011
10/01/2011
02/01/2012

9.000
6.375
5.500
2.000
2.000

Pre Mod
Post Mod
Current Values

13
0
0

No Action
No Action
No Action

12/01/2009
02/01/2011
01/01/2012

17
0

Pre Mod
Post Mod
Current Values

Foreclosure
No Action
INACTIVE

Pre Mod
Post Mod
Current Values

6
0
1

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

*
*
N/A

*
*
N/A

288,320.00
304,347.69
300,572.29

*
*

*
*

120,000.00
128,204.21

*
*

*
*

*
172,613.10

*
*

*
*

120,862.22
123,591.00

10/01/2035
10/01/2035
10/01/2035
08/01/2051
08/01/2051

*
*
*
*
N/A

*
*
*
*
N/A

193,999.90
193,999.90
193,907.81
128,914.23
128,208.22

3.250
3.000
3.000

912.22 11/01/2035
770.32 11/01/2035
770.32 11/01/2035

*
*
N/A

*
*
N/A

186,381.21
214,949.44
212,073.67

05/01/2009
11/01/2010

7.625
4.500

3,812.50 12/01/2035
3,017.58 12/01/2035

*
*

*
*

600,000.00
670,725.20

No Action
No Action
No Action

01/01/2010
08/01/2010
12/01/2011

7.625
6.500
6.500

1,055.01 12/01/2035
1,055.01 12/01/2035
1,009.31 12/01/2035

*
*
N/A

*
*
N/A

141,311.67
150,269.34
146,800.50

*
0
7
0
17

*
No Action
Foreclosure
No Action
Bankruptcy

*
01/01/2008
06/01/2008
02/01/2009
08/01/2010

*
6.750
6.750
2.500
3.500

*
*
2,459.90
*
2,459.90 12/01/2035
968.45 12/01/2035
1,355.84 12/01/2035

*
*
*
*
N/A

*
*
*
*
N/A

*
437,314.68
437,314.68
464,857.72
464,849.68

Pre Mod
Post Mod
Current Values

3
1
19

No Action
No Action
Foreclosure

03/01/2009
06/01/2009
06/01/2010

6.875
2.000
4.000

2,518.19 12/01/2035
1,823.14 12/01/2035
2,263.27 12/01/2035

*
*
N/A

*
*
N/A

439,539.03
448,661.13
417,720.72

Pre Mod
Post Mod
Current Values

13
0
3

No Action
No Action
No Action

09/01/2008
11/01/2009
10/01/2011

6.625
7.875
7.875

612.08 12/01/2035
993.70 12/01/2035
993.70 12/01/2035

*
*
N/A

*
*
N/A

110,867.61
131,876.12
128,252.82

(27,543.04)

393.56

Loss Mitigation
No Action
No Action

10
(1)
1

Balloon
Date

(20,314.68)

(9,122.10)

Pre Mod
Post Mod
Current Values

Balloon
Amount

Next Due
Date

64,925.84

12.77

Loan Status

767.58

No of
Months
Delinq.

0.00

78.20

No of
Times
Loan
Modified

Page 41

Interest
Rate

Payment
Amount

*
1,136.70

Maturity
Date

*
*

798.93 12/01/2035
694.06 12/01/2035
1,030.62
1,030.62
1,202.13
390.92
390.92

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance
1 - Aggregate
0001243669
549,000.00
0001243669
549,000.00

Mod Appr
Date/Mod
Effective
Date
04/15/2009
03/19/2009
11/09/2011
10/27/2011

0001245805
04/15/2009
137,500.00 03/25/2009
0001248093
02/14/2011
344,000.00 02/01/2011
0001249321
11/13/2008
495,341.00 11/01/2008
0001249876
07/07/2009
178,500.00 06/24/2009
0001250063
06/17/2009
240,000.00 05/11/2009
0001252035
447,200.00
0001252035
447,200.00

12/09/2008
11/20/2008
05/14/2010
05/01/2010

0001253897
12/09/2008
238,950.00 11/21/2008
0001254563
11/12/2009
783,950.00 09/01/2009
0001255004
05/08/2009
304,000.00 04/15/2009
0001255016
11/15/2010
675,000.00 10/01/2010

Total
Capitalized
Amount

Total
Capitalized
Reimb.
Amount

Total
Forgiveness

(14,292.85)

(19,713.16)

*
7,246.66

(10,926.44)

166.28

127.54

(5,878.47)

(6,432.21)

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

3
0
6
0
0

No Action
No Action
No Action
No Action
No Action

12/01/2008
04/01/2009
04/01/2011
11/01/2011
01/01/2012

6.750
2.000
4.000
2.500
2.500

7
0

Foreclosure
No Action
INACTIVE

08/01/2008
04/01/2009

6.875
2.000

787.76 01/01/2036
597.43 01/01/2036

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

8
0
0

No Action
No Action
No Action

05/01/2010
02/01/2011
01/01/2012

2.750
4.125
4.125

6
0

Foreclosure
No Action
INACTIVE

04/01/2008
11/01/2008

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

3
1
22

No Action
No Action
Foreclosure

Pre Mod
Post Mod
Current Values

4
1
13

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

Maturity
Date

Balloon
Amount

Balloon
Date

03/01/2036
03/01/2036
03/01/2036
03/01/2036
03/01/2036

*
*
*
*
N/A

*
*
*
*
N/A

549,000.00
563,292.85
525,097.94
544,770.11
544,770.11

*
*

*
*

137,499.43
148,425.87

1,586.91 01/01/2036
1,983.78 01/01/2036
1,983.78 01/01/2036

*
*
N/A

*
*
N/A

344,000.00
370,254.69
360,618.64

6.750
6.750

3,212.77 02/01/2036
3,363.56 02/01/2036

*
*

*
*

480,434.13
501,618.08

03/01/2009
06/01/2009
03/01/2010

7.000
2.000
4.000

1,038.07 02/01/2036
743.46 02/01/2036
924.10 02/01/2036

*
*
N/A

*
*
N/A

177,955.65
183,834.12
171,264.63

Foreclosure
No Action
Bankruptcy

01/01/2009
05/01/2009
12/01/2010

6.875
2.000
4.000

1,375.00 01/01/2036
996.62 01/01/2036
1,238.77 01/01/2036

*
*
N/A

*
*
N/A

240,000.00
246,432.21
229,109.08

4
0
0
0
0

No Action
No Action
No Action
No Action
Bankruptcy

07/01/2008
12/01/2008
04/01/2010
05/01/2010
01/01/2012

6.625
4.000
4.000
2.500
2.500

2,468.24
1,531.39
1,531.14
972.06
972.06

*
*
*
*
N/A

*
*
*
*
N/A

447,076.55
459,417.75
459,341.18
466,587.84
466,587.84

7
0

No Action
No Action
INACTIVE

04/01/2008
12/01/2008

7.000
3.000

1,393.62 12/01/2035
642.80 12/01/2035

*
*

*
*

238,906.39
257,120.17

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

9
1
20

No Action
No Action
Bankruptcy

01/01/2009
10/01/2009
05/01/2010

6.875
4.500
4.500

4,488.65 01/01/2036
4,415.80 01/01/2036
4,415.80 01/01/2036

*
*
N/A

*
*
N/A

783,474.30
809,460.28
771,838.02

Pre Mod
Post Mod
Current Values

3
0
1

No Action
No Action
No Action

01/01/2009
05/01/2009
12/01/2011

7.125
2.000
2.500

1,802.57 01/01/2036
519.82 01/01/2036
649.78 01/01/2036

*
*
N/A

*
*
N/A

303,591.45
311,893.34
311,893.34

Pre Mod
Post Mod
Current Values

31
0
9

Foreclosure
No Action
Foreclosure

03/01/2008
11/01/2010
04/01/2011

6.625
2.500
2.500

3,720.86 02/01/2036
1,687.91 02/01/2036
1,682.09 02/01/2036

*
*
N/A

*
*
N/A

673,967.68
810,195.19
807,401.33

136,227.51 (136,227.51)

Next Due
Date

(7,246.66)

(8,301.89)

Loan Status

(25,985.98)

No of
Months
Delinq.

(12,341.20)

(18,213.78)

No of
Times
Loan
Modified

Page 42

Interest
Rate

Payment
Amount

3,088.13
2,256.68
2,810.31
1,134.94
1,134.94

01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0001255352
01/15/2009
639,900.00 12/24/2008
0001256834
04/14/2011
479,200.00 04/01/2011
0001257900
01/11/2010
221,399.00 12/01/2009
0001258032
04/14/2011
428,000.00 04/01/2011
0001259622
07/07/2009
215,000.00 06/03/2009
0001260164
09/13/2009
170,400.00 09/01/2009
0001260196
172,000.00
0001260196
172,000.00
0001260196
172,000.00

11/13/2008
11/01/2008
07/15/2009
07/01/2009
09/17/2009
09/01/2009

0001260199
04/14/2011
184,000.00 04/01/2011
0001260237
05/08/2009
281,250.00 04/01/2009
0001260536
11/10/2009
259,300.00 11/01/2009
0001260541
10/11/2009
328,000.00 10/01/2009

Total
Capitalized
Amount

142,878.33

49,921.99

3,848.20

Total
Capitalized
Reimb.
Amount

(16,628.08)

Total
Forgiveness

(3,848.20)

(11,115.34)

14.60

24,015.70

30.79

(4,851.62)

(23,168.54)

No Action
No Action
No Action

09/01/2008
01/01/2009
01/01/2012

6.625
2.500
3.250

Pre Mod
Post Mod
Current Values

35
0
9

No Action
No Action
Foreclosure

04/01/2008
04/01/2011
04/01/2011

Pre Mod
Post Mod
Current Values

9
0
11

Loss Mitigation
No Action
Foreclosure

Pre Mod
Post Mod
Current Values

17
(1)
(1)

Pre Mod
Post Mod
Current Values

3,532.78 01/01/2036
1,367.57 01/01/2036
1,777.84 01/01/2036

*
*
N/A

*
*
N/A

639,838.64
656,432.15
656,121.19

7.250
2.000
2.000

2,895.17 02/01/2036
2,202.81 01/01/2043
2,202.81 01/01/2043

*
*
N/A

*
*
N/A

479,195.17
620,907.48
610,325.46

03/01/2009
01/01/2010
02/01/2011

7.375
4.875
4.875

1,529.15 01/01/2036
1,308.13 01/01/2036
1,308.13 01/01/2036

*
*
N/A

*
*
N/A

212,074.27
230,118.85
220,729.05

No Action
No Action
No Action

10/01/2009
05/01/2011
02/01/2012

7.250
2.000
2.000

2,585.83 02/01/2036
1,381.56 03/01/2051
1,381.56 03/01/2051

*
*
N/A

*
*
N/A

428,000.00
477,300.80
470,718.18

1
1
0

No Action
No Action
No Action

05/01/2009
06/01/2009
01/01/2012

6.875
2.000
4.000

1,231.77 01/01/2036
887.38 01/01/2036
1,102.30 01/01/2036

*
*
N/A

*
*
N/A

215,000.00
219,942.27
203,868.61

Pre Mod
Post Mod
Current Values

0
0
0

No Action
No Action
No Action

08/01/2009
09/01/2009
01/01/2012

7.000
2.000
3.000

992.25 01/01/2036
289.91 01/01/2036
434.83 01/01/2036

*
*
N/A

*
*
N/A

170,100.00
173,948.20
173,933.18

Pre Mod
Post Mod
Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

10
0
7
1
2
0
25

No Action
No Action
No Action
No Action
No Action
No Action
Foreclosure

12/01/2007
11/01/2008
11/01/2008
06/01/2009
06/01/2009
09/01/2009
12/01/2009

6.750
6.750
6.750
4.875
4.875
4.000
4.000

01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036

*
*
*
*
*
*
N/A

*
*
*
*
*
*
N/A

172,000.00
186,582.17
185,152.23
195,921.20
195,618.58
199,627.25
191,100.02

Pre Mod
Post Mod
Current Values

17
0
0

No Action
No Action
No Action

10/01/2009
04/01/2011
01/01/2012

3.000
2.125
2.125

456.25 01/01/2036
828.35 06/01/2037
828.35 06/01/2037

*
*
N/A

*
*
N/A

182,501.89
199,384.81
194,501.29

Pre Mod
Post Mod
Current Values

3
(1)
0

No Action
No Action
No Action

01/01/2009
06/01/2009
01/01/2012

7.000
2.000
3.000

1,640.62 01/01/2036
497.30 01/01/2036
745.95 01/01/2036

*
*
N/A

*
*
N/A

281,249.99
298,378.96
298,378.96

Pre Mod
Post Mod
Current Values

2
0
20

No Action
No Action
REO

08/01/2009
11/01/2009
05/01/2010

7.500
2.000
4.000

1,620.63 01/01/2036
1,081.17 01/01/2036
1,338.79 01/01/2036

*
*
N/A

*
*
N/A

259,300.00
264,151.62
248,628.75

Pre Mod
Post Mod
Current Values

1
0
1

No Action
No Action
Bankruptcy

08/01/2009
10/01/2009
12/01/2011

6.000
2.000
4.000

1,639.99 01/01/2036
1,433.85 01/01/2036
1,776.62 01/01/2036

*
*
N/A

*
*
N/A

327,997.01
351,165.55
328,490.93

5,491.47

3
0
0

Balloon
Date

(17,128.97)

Pre Mod
Post Mod
Current Values

Balloon
Amount

0.00

83.62

Next Due
Date

17,357.35

Loan Status

0.00

0.00

(4,942.27)

No of
Months
Delinq.

238.53

117.70

No of
Times
Loan
Modified

0.00

Page 43

Interest
Rate

Payment
Amount

967.50
1,250.38
1,250.38
1,098.55
1,098.55
1,022.76
1,022.76

Maturity
Date

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0001260546
04/15/2009
359,000.00 03/20/2009
0001260597
03/13/2009
458,000.00 03/01/2009
0001263031
10/11/2009
180,000.00 10/01/2009
0001263441
02/15/2010
204,000.00 02/01/2010
0001263536
09/12/2008
364,000.00 09/01/2008
0001263850
05/13/2009
550,000.00 05/01/2009
0001264416
09/17/2009
365,000.00 09/01/2009
0001265494
10/07/2008
296,000.00 09/19/2008
0001265504
04/15/2009
600,000.00 03/26/2009
0001265630
03/10/2010
356,250.00 03/01/2010
0001266376
06/17/2009
775,450.00 05/20/2009
0001266725
02/15/2010
456,000.00 12/01/2009

Total
Capitalized
Amount

5,320.93

48,366.98

46,061.06

Total
Capitalized
Reimb.
Amount

(36,481.38)

(49,694.90)

(4,879.31)

(48,366.98)

(21,207.90)

(47,611.99)

698.99

(4,235.43)

(15,198.26)

(29,635.63)

(24,133.06)

(42,415.39)

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

7
0
0

Foreclosure
No Action
No Action

08/01/2008
04/01/2009
01/01/2012

6.625
2.000
4.000

Pre Mod
Post Mod
Current Values

14
0
22

No Action
No Action
No Action

12/01/2007
03/01/2009
03/01/2010

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

23
0
14

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

1,981.33 01/01/2036
1,591.38 01/01/2036
1,979.29 01/01/2036

*
*
N/A

*
*
N/A

358,883.07
395,364.45
365,984.54

7.500
5.250
5.250

2,862.50 02/01/2036
2,938.57 02/01/2036
2,938.57 02/01/2036

*
*
N/A

*
*
N/A

458,000.00
507,694.90
481,457.30

06/01/2009
10/01/2009
01/01/2012

7.250
2.000
4.000

1,085.57 03/01/2036
749.96 03/01/2036
930.42 03/01/2036

*
*
N/A

*
*
N/A

179,680.44
184,559.75
172,529.74

Foreclosure
No Action
REO

02/01/2008
02/01/2010
11/01/2010

7.250
4.000
4.000

1,232.50 01/01/2036
841.22 01/01/2036
841.22 01/01/2036

*
*
N/A

*
*
N/A

204,000.00
252,366.98
252,364.58

*
0
29

*
No Action
No Action

*
09/01/2008
08/01/2009

*
7.250
7.250

*
*
2,700.13
*
2,700.13 02/01/2036

*
*
N/A

*
*
N/A

*
385,207.90
368,370.02

9
0

No Action
No Action
INACTIVE

07/01/2008
05/01/2009

7.250
5.000

3,322.92 02/01/2036
3,373.57 02/01/2036

*
*

*
*

550,000.00
596,530.09

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

8
0
1

No Action
No Action
No Action

12/01/2008
09/01/2009
12/01/2011

6.125
5.500
5.500

1,863.02 02/01/2036
2,371.91 02/01/2036
2,371.91 02/01/2036

*
*
N/A

*
*
N/A

365,000.00
396,066.90
379,478.26

*
(1)

*
No Action
INACTIVE

*
11/01/2008

*
2.000

*
*

*
*

*
300,235.43

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

3
0
6

No Action
No Action
Foreclosure

12/01/2008
04/01/2009
07/01/2011

7.000
2.000
4.000

3,500.00 03/01/2036
2,464.63 03/01/2036
3,069.27 03/01/2036

*
*
N/A

*
*
N/A

600,000.00
615,198.26
569,999.14

Pre Mod
Post Mod
Current Values

12
0
0

Loss Mitigation
No Action
No Action

02/01/2009
03/01/2010
01/01/2012

6.875
4.250
4.250

2,035.83 02/01/2036
2,035.83 02/01/2036
1,896.49 02/01/2036

*
*
N/A

*
*
N/A

355,345.55
384,981.18
368,818.19

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
No Action

02/01/2009
06/01/2009
01/01/2012

7.125
2.000
4.000

4,604.23 02/01/2036
3,218.19 02/01/2036
4,000.14 02/01/2036

*
*
N/A

*
*
N/A

775,439.38
797,646.65
741,153.91

Pre Mod
Post Mod
Current Values

13
1
24

Foreclosure
No Action
REO

12/01/2008
01/01/2010
01/01/2010

7.250
2.000
2.000

2,755.00 02/01/2036
2,049.97 02/01/2036
2,049.97 02/01/2036

*
*
N/A

*
*
N/A

456,000.00
498,415.39
472,379.27

Page 44

Interest
Rate

Payment
Amount

*
500.39

Maturity
Date

*
*

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0001267595
06/13/2011
565,250.00 06/01/2011
0001268027
07/15/2010
186,825.00 07/01/2010
0001268790
07/07/2009
435,200.00 06/30/2009
0001269552
02/16/2009
444,000.00 01/06/2009
0001269575
05/08/2009
496,000.00 04/13/2009
0001269645
07/07/2009
456,000.00 06/30/2009
0001269651
09/15/2010
100,720.00 09/01/2010
0001269698
10/13/2010
320,000.00 10/01/2010
0001270056
12/08/2009
350,400.00 12/01/2009
0001270123
11/13/2008
392,000.00 10/01/2008
0001270926
04/15/2009
572,318.00 03/23/2009

Total
Capitalized
Amount

80,089.87

7,447.41

Total
Capitalized
Reimb.
Amount

320.03

(7,472.24)

(5,606.93)

(6,209.57)

(30,191.99)

(8,701.78)

202.22

62.70

0.00

(49,083.88)

(25,237.10)

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

24
0
0

No Action
No Action
No Action

05/01/2009
06/01/2011
01/01/2012

2.750
4.625
4.625

2,606.83 03/01/2036
2,952.54 05/01/2051
2,952.54 05/01/2051

Pre Mod
Post Mod
Current Values

3
(1)
0

No Action
No Action
No Action

03/01/2010
08/01/2010
01/01/2012

7.875
4.000
4.000

1,226.04 12/01/2035
647.36 12/01/2035
647.36 12/01/2035

1
0

No Action
No Action
INACTIVE

05/01/2009
07/01/2009

6.750
2.000

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

12/01/2008
02/01/2009
01/01/2012

5
1

Pre Mod
Post Mod
Current Values

Foreclosure
No Action
INACTIVE

Pre Mod
Post Mod
Current Values

2
0
0

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

*
N/A

*
*
N/A

562,464.35
644,714.98
641,031.20

*
*
N/A

*
*
N/A

186,759.44
194,206.85
194,201.77

2,396.44 02/01/2036
1,745.63 02/01/2036

*
*

*
*

426,033.66
431,640.59

5.750
3.000
3.500

2,127.50 02/01/2036
1,125.89 02/01/2036
1,311.33 02/01/2036

*
*
N/A

*
*
N/A

444,000.00
450,209.57
449,507.10

11/01/2008
04/01/2009

6.650
2.000

2,748.64 02/01/2036
2,117.95 02/01/2036

*
*

*
*

495,995.30
526,187.29

No Action
No Action
Loan Paid in Full

04/01/2009
07/01/2009
*

6.625
2.000
4.000

2,517.50 02/01/2036
1,879.34 02/01/2036
2,334.50 02/01/2036

*
*
N/A

*
*
N/A

456,000.00
464,701.78
0.00

6
0
1

Loss Mitigation
No Action
No Action

02/01/2010
09/01/2010
12/01/2011

6.750
4.750
4.750

566.55 02/01/2036
566.55 02/01/2036
600.90 02/01/2036

*
*
N/A

*
*
N/A

100,720.00
106,842.58
103,908.76

Pre Mod
Post Mod
Current Values

4
0
0

No Action
No Action
No Action

05/01/2010
10/01/2010
01/01/2012

7.500
4.625
4.625

2,237.49 02/01/2036
1,732.57 02/01/2036
1,732.57 02/01/2036

*
*
N/A

*
*
N/A

300,472.02
309,929.95
297,932.70

Pre Mod
Post Mod
Current Values

1
(1)
0

No Action
No Action
No Action

10/01/2009
01/01/2010
01/01/2012

7.000
5.000
5.000

2,177.50 03/01/2036
1,989.52 03/01/2036
1,989.52 03/01/2036

*
*
*

03/01/2036
03/01/2036
03/01/2036

343,671.99
348,494.33
334,364.04

15
1

No Action
No Action
INACTIVE

07/01/2007
10/01/2008

7.500
7.500

2,450.00 03/01/2036
3,167.10 03/01/2036

*
*

*
*

392,000.00
441,083.88

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

3
0
27

No Action
No Action
REO

12/01/2008
04/01/2009
10/01/2009

7.000
2.000
4.000

3,337.55 02/01/2036
2,398.89 02/01/2036
2,985.52 02/01/2036

*
*
N/A

*
*
N/A

572,150.59
597,387.69
565,970.03

Page 45

Interest
Rate

Payment
Amount

Maturity
Date

0.00

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance
1 - Aggregate
0001272303
520,000.00
0001272303
520,000.00

Mod Appr
Date/Mod
Effective
Date
01/12/2009
01/01/2009
03/10/2010
03/01/2010

0001272647
03/10/2010
128,000.00 03/01/2010
0001272713
10/13/2009
518,400.00 10/01/2009
0001272912
11/10/2009
330,000.00 11/01/2009
0001272913
04/14/2010
212,800.00 04/01/2010
0001272934
11/10/2009
444,000.00 11/01/2009
0001272947
04/15/2009
292,000.00 03/25/2009
0001274445
08/14/2008
207,000.00 08/01/2008
0001274447
08/11/2010
270,000.00 08/01/2010
0001274474
11/10/2009
236,000.00 10/22/2009
0001274503
01/11/2010
208,000.00 01/01/2010

Total
Capitalized
Amount

Total
Capitalized
Reimb.
Amount

Total
Forgiveness

(19,374.69)

(21,824.37)

18,223.62

4,998.63

5,875.18

42,101.87

(1,179.01)

(18,253.99)

(5,006.96)

(5,338.03)

(42,101.87)

(14,164.45)

(5,001.17)

359.83

(4,032.57)

500.07

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

5
0
5
0
18

No Action
No Action
No Action
No Action
No Action

07/01/2008
01/01/2009
09/01/2009
03/01/2010
07/01/2010

6.875
6.875
6.875
5.000
5.000

2
0

No Action
No Action
INACTIVE

12/01/2009
03/01/2010

7.250
5.000

772.95 03/01/2036
772.95 03/01/2036

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

3
0
7

No Action
No Action
Foreclosure

06/01/2009
10/01/2009
06/01/2011

7.125
2.000
2.500

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

08/01/2009
11/01/2009
01/01/2012

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

10
0
(1)

Pre Mod
Post Mod
Current Values

Interest
Rate

Payment
Amount

2,979.17
3,666.06
3,666.06
3,167.71
3,167.71

Maturity
Date

01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036

Balloon
Amount

Balloon
Date

*
*
*
*
*
*
6,293.69 01/01/2036
6,293.69 01/01/2036

Scheduled
Balance

520,000.00
539,374.69
531,625.26
552,497.03
532,596.18

*
*

*
*

127,935.77
129,114.78

3,075.69 02/01/2036
893.72 02/01/2036
1,117.15 02/01/2036

*
*
N/A

*
*
N/A

518,010.45
536,234.07
536,188.89

7.625
2.000
4.000

2,096.88 02/01/2036
1,364.54 02/01/2036
1,690.75 02/01/2036

*
*
N/A

*
*
N/A

330,000.00
334,192.42
313,234.40

02/01/2010
04/01/2010
01/01/2012

7.500
2.000
2.000

1,330.00 02/01/2036
901.61 02/01/2036
901.61 02/01/2036

*
*
N/A

*
*
N/A

212,800.00
218,138.03
206,648.72

Foreclosure
No Action
No Action

12/01/2008
11/01/2009
02/01/2012

7.000
2.500
2.500

2,590.00 02/01/2036
1,012.71 02/01/2036
1,012.71 02/01/2036

*
*
N/A

*
*
N/A

444,000.00
486,101.87
479,987.08

6
0

Foreclosure
No Action
INACTIVE

09/01/2008
04/01/2009

7.625
2.000

1,855.34 02/01/2036
1,229.40 02/01/2036

*
*

*
*

291,988.06
306,152.51

*
0

*
No Action
INACTIVE

*
08/01/2008

*
5.500

*
1,247.52

*
*

*
*

*
212,000.85

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

12
0
(1)

Loss Mitigation
No Action
No Action

07/01/2009
08/01/2010
02/01/2012

7.125
4.875
4.875

1,592.60 02/01/2036
1,592.60 02/01/2036
1,449.50 02/01/2036

*
*
N/A

*
*
N/A

268,227.35
293,362.18
285,955.00

Pre Mod
Post Mod
Current Values

2
0
16

No Action
No Action
Foreclosure

08/01/2009
11/01/2009
09/01/2010

6.500
2.000
4.000

1,260.46 02/01/2036
966.60 02/01/2036
1,197.68 02/01/2036

*
*
N/A

*
*
N/A

232,700.00
236,732.57
221,691.26

Pre Mod
Post Mod
Current Values

14
0
0

No Action
No Action
No Action

10/01/2008
01/01/2010
01/01/2012

6.375
4.000
4.000

1,356.60 02/01/2036
1,190.78 02/01/2036
1,190.78 02/01/2036

*
*
N/A

*
*
N/A

208,000.00
230,380.04
219,654.51

Page 46

*
*

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0001278605
07/13/2010
228,000.00 07/01/2010
0001279155
06/11/2009
328,000.00 06/01/2009
0001280342
06/11/2009
560,000.00 06/01/2009
0001280402
12/14/2010
203,600.00 12/01/2010
0001280412
06/13/2011
376,000.00 04/01/2010
0001281169
12/08/2009
720,000.00 12/01/2009
0001281551
01/15/2009
675,000.00 12/17/2008
0001281554
02/15/2010
595,000.00 01/01/2010
0001281561
12/09/2008
231,900.00 11/06/2008
0001281562
04/15/2009
576,000.00 03/23/2009
0001281719
06/17/2009
604,000.00 05/19/2009
0001282686
02/16/2009
336,000.00 01/12/2009

Total
Capitalized
Amount

4,606.61

22,940.56

Total
Capitalized
Reimb.
Amount

(14,775.58)

(4,834.53)

(84,002.02)

0.00

29.37

52.04

(7,339.92)

(9,892.60)

(18,190.38)

(28,310.69)

(23,645.78)

(14,632.36)

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

6
0
0

Loss Mitigation
No Action
No Action

12/01/2009
07/01/2010
01/01/2012

6.375
5.125
5.125

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

04/01/2009
06/01/2009
01/01/2012

Pre Mod
Post Mod
Current Values

19
0
16

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

5
(1)
0

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

1,424.60 03/01/2036
1,424.60 03/01/2036
1,255.27 03/01/2036

*
*
N/A

*
*
N/A

215,998.07
230,271.54
225,197.08

6.625
4.000
4.000

1,805.07 03/01/2036
1,681.95 03/01/2036
1,681.95 03/01/2036

*
*
N/A

*
*
N/A

326,956.67
331,199.11
311,092.69

10/01/2007
06/01/2009
09/01/2010

7.625
5.000
5.000

3,558.33 03/01/2036
3,634.68 03/01/2036
3,634.68 03/01/2036

*
*
N/A

*
*
N/A

560,000.00
642,700.67
611,110.48

Loss Mitigation
No Action
No Action

06/01/2010
01/01/2011
01/01/2012

6.750
4.000
4.000

1,320.55 02/01/2036
1,032.45 05/01/2036
1,032.45 05/01/2036

*
*
N/A

*
*
N/A

191,828.11
197,482.78
192,520.04

23
0
0

No Action
No Action
No Action

06/01/2009
06/01/2011
01/01/2012

4.500
2.000
2.000

2,089.27 02/01/2036
1,157.46 03/01/2050
1,157.46 03/01/2050

*
N/A

*
*
N/A

373,833.72
390,923.01
368,625.88

1
0

No Action
No Action
INACTIVE

10/01/2009
12/01/2009

6.250
5.000

4,433.16 03/01/2036
3,967.39 03/01/2036

*
*

*
*

686,315.88
695,200.15

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

1
0
2

No Action
No Action
No Action

11/01/2008
01/01/2009
11/01/2011

6.500
4.500
5.000

3,656.25 03/01/2036
2,558.67 03/01/2036
2,842.97 03/01/2036

*
*
N/A

*
*
N/A

674,999.90
682,312.40
682,312.40

Pre Mod
Post Mod
Current Values

4
1
0

No Action
No Action
No Action

09/01/2009
01/01/2010
01/01/2012

6.375
2.500
2.500

3,160.00 02/01/2036
2,637.82 02/01/2036
2,637.82 02/01/2036

*
*
N/A

*
*
N/A

594,823.14
604,715.74
572,284.81

Pre Mod
Post Mod
Current Values

4
1
10

No Action
No Action
Bankruptcy

07/01/2008
11/01/2008
03/01/2011

6.375
2.000
3.000

1,231.97 02/01/2036
416.82 02/01/2036
625.03 02/01/2036

*
*
N/A

*
*
N/A

231,900.00
250,090.38
250,011.19

Pre Mod
Post Mod
Current Values

6
0
22

No Action
No Action
REO

09/01/2008
04/01/2009
03/01/2010

6.250
2.000
4.000

3,000.00 02/01/2036
2,426.69 02/01/2036
3,020.12 02/01/2036

*
*
N/A

*
*
N/A

576,000.00
604,310.69
567,675.27

Pre Mod
Post Mod
Current Values

7
2
19

Foreclosure
No Action
REO

10/01/2008
04/01/2009
06/01/2010

7.375
2.000
4.000

3,709.80 02/01/2036
2,530.80 02/01/2036
3,149.70 02/01/2036

*
*
N/A

*
*
N/A

603,628.85
627,274.63
589,685.03

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
No Action

10/01/2008
02/01/2009
01/01/2012

6.875
2.000
3.000

1,925.00 03/01/2036
584.39 03/01/2036
876.58 03/01/2036

*
*
N/A

*
*
N/A

336,000.00
350,632.36
350,632.36

Page 47

Interest
Rate

Payment
Amount

Maturity
Date

0.00

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0001286125
12/09/2009
180,000.00 12/01/2009
0001287038
01/12/2009
228,000.00 01/01/2009
0001287039
01/12/2009
264,000.00 01/01/2009
0001287040
02/16/2009
252,000.00 02/01/2009
0001287383
08/16/2009
585,000.00 07/03/2009
0001291020
03/10/2010
182,000.00 03/01/2010
0040109737
11/13/2008
500,000.00 10/01/2008
0040386390
04/15/2009
505,000.00 03/19/2009
0040456648
07/07/2009
478,000.00 06/25/2009
0040470617
12/09/2009
232,000.00 11/01/2009
0040471107
03/11/2009
584,000.00 02/06/2009
0040502074
12/08/2009
179,120.00 12/01/2009

Total
Capitalized
Amount

2,190.62

11,375.84

2,515.38

Total
Capitalized
Reimb.
Amount

(2,189.52)

(1,404.38)

(1,630.88)

(3,215.88)

(8,560.50)

(18,171.83)

(22,899.78)

(19,791.65)

(31,766.80)

(1,377.67)

(25,397.76)

387.41

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

1
(2)
(1)

No Action
No Action
No Action

10/01/2009
02/01/2010
02/01/2012

6.875
4.000
2.000

Pre Mod
Post Mod
Current Values

1
0
20

Loss Mitigation
Loss Mitigation
REO

11/01/2008
01/01/2009
05/01/2010

Pre Mod
Post Mod
Current Values

1
0
20

No Action
No Action
REO

2
0

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

1,019.38 03/01/2036
600.39 03/01/2036
779.57 03/01/2036

*
*
N/A

*
*
N/A

177,927.86
180,117.38
175,896.80

8.125
6.625
6.625

1,730.41 03/01/2036
1,518.87 03/01/2036
1,518.87 03/01/2036

*
*
N/A

*
*
N/A

228,000.00
229,404.38
219,383.88

11/01/2008
01/01/2009
05/01/2010

8.125
6.625
6.625

2,003.63 03/01/2036
1,758.72 03/01/2036
1,758.72 03/01/2036

*
*
N/A

*
*
N/A

264,000.00
265,630.88
254,028.14

No Action
No Action
INACTIVE

11/01/2008
02/01/2009

8.125
6.875

1,912.55 03/01/2036
1,678.00 03/01/2036

*
*

*
*

252,000.00
255,215.88

3
0
7

No Action
No Action
Foreclosure

04/01/2009
08/01/2009
06/01/2011

6.750
2.000
4.000

3,290.63 03/01/2036
2,400.46 03/01/2036
2,983.73 03/01/2036

*
*
N/A

*
*
N/A

585,000.00
593,560.50
553,979.59

Pre Mod
Post Mod
Current Values

13
0
14

Loss Mitigation
No Action
REO

01/01/2009
03/01/2010
11/01/2010

7.250
4.875
4.875

1,164.20 03/01/2036
1,164.20 03/01/2036
1,105.62 03/01/2036

*
*
*

03/01/2036
03/01/2036
03/01/2036

177,606.55
195,335.71
188,169.24

Pre Mod
Post Mod
Current Values

9
1
1

No Action
No Action
No Action

01/01/2008
10/01/2008
12/01/2011

6.500
6.500
6.500

2,706.30 02/01/2036
3,415.84 02/01/2036
3,415.84 02/01/2036

*
*
N/A

*
*
N/A

499,623.97
521,814.21
496,352.09

Pre Mod
Post Mod
Current Values

4
0
0

No Action
No Action
No Action

11/01/2008
04/01/2009
01/01/2012

6.250
2.000
4.000

2,630.21 09/01/2035
2,132.50 09/01/2035
2,645.64 09/01/2035

*
*
N/A

*
*
N/A

505,000.00
524,791.65
485,228.06

Pre Mod
Post Mod
Current Values

4
0
0

Foreclosure
No Action
No Action

02/01/2009
07/01/2009
01/01/2012

6.625
2.000
4.000

2,638.96 12/01/2035
2,071.45 12/01/2035
2,569.89 12/01/2035

*
*
N/A

*
*
N/A

478,000.00
509,766.80
472,046.48

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

09/01/2009
12/01/2009
01/01/2012

6.500
2.000
4.000

1,255.26 12/01/2035
958.81 12/01/2035
1,186.51 12/01/2035

*
*
N/A

*
*
N/A

231,740.13
233,117.80
218,854.47

Pre Mod
Post Mod
Current Values

7
0
16

No Action
No Action
REO

07/01/2008
03/01/2009
09/01/2010

6.375
2.000
3.000

3,102.50 02/01/2036
1,015.66 02/01/2036
1,523.49 02/01/2036

*
*
N/A

*
*
N/A

584,000.00
609,397.76
609,397.76

4
0

No Action
No Action
INACTIVE

07/01/2009
12/01/2009

3.250
3.250

485.12 01/01/2036
872.10 01/01/2036

*
*

*
*

179,120.00
183,741.96

Pre Mod
Post Mod
Current Values

Page 48

Interest
Rate

Payment
Amount

Maturity
Date

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
0040504312
07/07/2009
608,000.00 06/03/2009
0040514141
08/15/2009
390,000.00 07/08/2009
0040521036
09/16/2008
424,000.00 08/07/2008
3000794997
10/13/2010
168,000.00 10/01/2010
3000801203
11/10/2009
116,700.00 10/01/2009
3000822212
09/13/2009
228,000.00 09/01/2009
3000839882
06/11/2009
126,400.00 06/01/2009
3000840607
06/17/2009
88,000.00 05/29/2009
3000842224
05/16/2011
371,162.00 04/14/2011
3000842727
02/15/2010
161,600.00 01/20/2010
3000842963
11/12/2010
144,000.00 11/01/2010
3000848269
03/10/2010
244,800.00 03/01/2010

Total
Capitalized
Amount

7,091.79

1,525.56

31,165.67

3,521.45

Total
Capitalized
Reimb.
Amount

(11,482.33)

(5,209.64)

(32,589.59)

(249.37)

(1,238.59)

(31,165.67)

7.13

(2,090.76)

196,964.30

(6,529.91)

714.20

(3,530.25)

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

1
(1)
16

No Action
No Action
Bankruptcy

05/01/2009
08/01/2009
09/01/2010

6.500
4.000
2.000

3
1

No Action
No Action
INACTIVE

04/01/2009
07/01/2009

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

*
0
11

*
No Action
Foreclosure

Pre Mod
Post Mod
Current Values

2
0
(1)

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

3,284.41 02/01/2036
2,059.45 02/01/2036
2,646.01 02/01/2036

*
*
N/A

*
*
N/A

606,352.33
617,834.66
606,463.50

6.000
2.000

1,950.00 02/01/2036
1,602.11 02/01/2036

*
*

*
*

390,000.00
395,209.64

*
09/01/2008
02/01/2011

*
2.000
4.000

*
*
760.71
*
1,521.41 02/01/2036

*
*
N/A

*
*
N/A

*
456,423.16
456,423.08

Loss Mitigation
No Action
No Action

07/01/2010
10/01/2010
02/01/2012

7.250
4.500
4.500

1,209.20 09/01/2035
1,209.20 09/01/2035
944.76 09/01/2035

*
*
N/A

*
*
N/A

167,486.52
169,664.64
163,925.22

1
(1)
1

No Action
No Action
No Action

09/01/2009
12/01/2009
12/01/2011

7.000
2.000
4.000

680.53 09/01/2035
485.94 09/01/2035
600.58 09/01/2035

*
*
N/A

*
*
N/A

116,621.99
117,569.01
110,150.40

Pre Mod
Post Mod
Current Values

16
(1)
0

No Action
No Action
No Action

04/01/2008
10/01/2009
01/01/2012

6.500
2.000
2.000

1,235.00 01/01/2036
431.94 01/01/2036
431.94 01/01/2036

*
*
N/A

*
*
N/A

228,000.00
259,165.67
258,983.70

1
0

No Action
No Action
INACTIVE

04/01/2009
06/01/2009

8.750
4.625

1,018.00 01/01/2036
697.55 01/01/2036

*
*

*
*

126,294.19
127,932.20

Pre Mod
Post Mod
Current Values

4
1

Foreclosure
No Action
INACTIVE

01/01/2009
05/01/2009

7.125
2.000

522.50 12/01/2035
363.97 12/01/2035

*
*

*
*

87,911.92
89,785.23

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

29
0
(1)

Bankruptcy
Bankruptcy
No Action

11/01/2008
05/01/2011
02/01/2012

6.375
6.375
6.375

1,971.73 01/01/2036
1,971.73 01/01/2036
1,168.96 01/01/2036

*
*
N/A

*
*
N/A

371,150.00
174,185.70
172,173.08

Pre Mod
Post Mod
Current Values

4
(3)
0

No Action
No Action
No Action

09/01/2009
05/01/2010
01/01/2012

8.000
4.000
4.000

1,077.33 12/01/2035
868.55 12/01/2035
868.55 12/01/2035

*
*
N/A

*
*
N/A

161,491.90
167,691.57
160,089.15

Pre Mod
Post Mod
Current Values

6
(2)
(1)

Loss Mitigation
No Action
No Action

04/01/2010
01/01/2011
02/01/2012

7.875
2.500
3.500

1,092.64 12/01/2035
1,092.64 12/01/2035
735.76 12/01/2035

*
*
N/A

*
*
N/A

144,000.00
147,785.87
142,905.04

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

01/01/2010
03/01/2010
01/01/2012

7.375
3.000
3.000

1,504.50 12/01/2035
620.53 12/01/2035
620.53 12/01/2035

*
*
N/A

*
*
N/A

244,692.55
248,214.00
248,214.00

Page 49

Interest
Rate

Payment
Amount

Maturity
Date

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
3000850934
04/15/2009
332,000.00 03/23/2009
3000851446
08/11/2010
285,200.00 08/01/2010
3000852125
04/15/2009
335,792.00 03/20/2009
3000853040
08/14/2008
390,000.00 08/01/2008
3000854411
02/16/2009
279,199.00 01/13/2009
3000854543
04/15/2009
76,000.00 03/13/2009
3000854784
06/13/2011
56,000.00 06/01/2011
3000854807
04/14/2010
59,360.00 04/01/2010
3000855153
10/13/2009
98,750.00 10/01/2009
3000856488
11/17/2008
102,250.00 10/10/2008
3000857372
06/16/2010
268,000.00 04/01/2010
3000857495
06/16/2010
518,400.00 05/01/2010

Total
Capitalized
Amount

7,902.35

878.04

1,545.50

76,546.04

Total
Capitalized
Reimb.
Amount

(18,287.52)

765.11

(13,085.94)

(10,167.28)

(2,477.29)

(5,963.39)

0.00

(729.46)

(1,548.07)

(1,342.04)

621.96

(76,673.62)

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Interest
Rate

Payment
Amount

Maturity
Date

Balloon
Amount

Balloon
Date

Scheduled
Balance

7
0

No Action
No Action
INACTIVE

08/01/2008
04/01/2009

6.750
2.000

1,867.50 12/01/2035
1,413.27 12/01/2035

*
*

*
*

332,000.00
350,287.52

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

24
0
3

Loss Mitigation
No Action
Bankruptcy

07/01/2008
08/01/2010
10/01/2011

6.375
4.875
4.875

1,887.39 01/01/2036
1,514.37 01/01/2036
1,923.16 01/01/2036

*
*
N/A

*
*
N/A

285,058.25
335,928.28
326,119.70

4
0

No Action
No Action
INACTIVE

11/01/2008
04/01/2009

6.500
2.000

1,818.87 02/01/2036
1,396.87 02/01/2036

*
*

*
*

335,610.14
347,858.56

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

*
0
1

*
No Action
No Action

*
08/01/2008
12/01/2011

*
7.200
7.200

*
*
2,793.69
*
2,793.68 12/01/2035

*
*
N/A

*
*
N/A

*
400,167.28
381,828.47

Pre Mod
Post Mod
Current Values

1
0
1

No Action
No Action
No Action

12/01/2008
02/01/2009
12/01/2011

6.750
2.000
3.000

1,570.15 01/01/2036
1,128.24 01/01/2036
1,262.28 01/01/2036

*
*
N/A

*
*
N/A

279,138.01
281,615.30
258,923.05

4
0

No Action
No Action
INACTIVE

11/01/2008
04/01/2009

8.375
2.000

530.42 01/01/2036
329.91 01/01/2036

*
*

*
*

76,000.00
81,963.39

Pre Mod
Post Mod
Current Values

10
(1)
1

No Action
No Action
No Action

07/01/2010
07/01/2011
12/01/2011

8.875
5.000
5.000

464.99 01/01/2036
308.04 05/01/2051
308.04 05/01/2051

Pre Mod
Post Mod
Current Values

N/A

*
*
N/A

55,979.29
63,839.77
63,541.78

Pre Mod
Post Mod
Current Values

3
0
2

No Action
No Action
No Action

12/01/2009
04/01/2010
11/01/2011

8.875
2.000
2.000

439.02 01/01/2036
248.98 01/01/2036
248.98 01/01/2036

*
*
N/A

*
*
N/A

59,360.00
60,089.46
56,911.34

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

08/01/2009
10/01/2009
01/01/2012

7.625
2.000
3.000

627.47 12/01/2035
167.14 12/01/2035
250.71 12/01/2035

*
*
N/A

*
*
N/A

98,740.00
100,285.50
100,285.50

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

08/01/2008
11/01/2008
01/01/2012

7.875
2.000
3.000

671.02 01/01/2036
172.65 01/01/2036
258.95 01/01/2036

*
*
N/A

*
*
N/A

102,250.00
103,592.04
103,579.09

Pre Mod
Post Mod
Current Values

16
(1)
0

No Action
No Action
No Action

01/01/2009
07/01/2010
01/01/2012

6.750
2.000
2.000

1,824.53 02/01/2036
1,824.53 02/01/2036
1,068.63 02/01/2036

*
*
N/A

*
*
N/A

267,999.45
289,115.58
275,771.19

Pre Mod
Post Mod
Current Values

16
0
0

Foreclosure
No Action
No Action

01/01/2009
06/01/2010
01/01/2012

6.375
2.000
2.000

2,753.26 01/01/2036
991.35 01/01/2036
991.35 01/01/2036

*
*
N/A

*
*
N/A

518,261.63
594,807.67
590,444.10

Page 50

0.00

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
3000857890
03/11/2009
168,000.00 02/12/2009
3000857901
02/15/2010
359,650.00 01/01/2010
3000857915
03/11/2009
163,800.00 02/20/2009
3000858405
148,800.00
3000858405
148,800.00

04/17/2009
04/01/2009
01/18/2011
01/01/2011

3000858979
08/16/2009
215,200.00 07/06/2009
3000859011
05/13/2009
164,000.00 05/01/2009
3000859367
05/12/2010
143,200.00 04/01/2010
3000860234
06/17/2009
230,732.00 05/21/2009
3000861482
04/15/2009
139,920.00 03/09/2009
3000861510
299,920.00
3000861510
299,920.00

06/11/2009
06/01/2009
10/13/2010
10/01/2010

3000861754
12/09/2009
92,000.00 11/01/2009

Total
Capitalized
Amount

Total
Capitalized
Reimb.
Amount

(1,893.05)

(33,900.00)

(5,302.46)

Total
Forgiveness

0.00

(172.80)

(96.77)

(2,643.14)

(5,899.52)

1
0
24

No Action
No Action
Foreclosure

01/01/2009
03/01/2009
01/01/2010

6.375
3.000
4.000

Pre Mod
Post Mod
Current Values

12
1
0

Foreclosure
No Action
No Action

01/01/2009
01/01/2010
01/01/2012

Pre Mod
Post Mod
Current Values

4
0
23

No Action
No Action
Foreclosure

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

4
0
11
(1)
1

Pre Mod
Post Mod
Current Values

Balloon
Date

892.50 01/01/2036
424.72 01/01/2036
566.29 01/01/2036

*
*
N/A

*
*
N/A

167,994.10
169,887.15
169,887.15

6.125
6.125
5.300

2,306.87 01/01/2036
2,008.74 01/01/2036
2,369.96 01/01/2036

*
*
N/A

*
*
N/A

359,650.00
393,550.00
385,781.73

10/01/2008
03/01/2009
02/01/2010

6.375
3.000
4.000

870.19 01/01/2036
422.46 01/01/2036
561.98 01/01/2036

*
*
N/A

*
*
N/A

163,682.78
168,985.24
168,593.57

No Action
No Action
No Action
No Action
No Action

11/01/2008
04/01/2009
01/01/2010
02/01/2011
12/01/2011

7.625
5.000
5.000
2.000
2.000

945.50
818.31
818.31
505.58
505.58

0
0
0

No Action
No Action
No Action

07/01/2009
08/01/2009
01/01/2012

7.125
3.000
4.000

1,274.72 01/01/2036
556.03 01/01/2036
740.61 01/01/2036

*
*
N/A

*
*
N/A

214,690.28
222,412.22
222,183.29

Pre Mod
Post Mod
Current Values

0
0
0

No Action
No Action
No Action

04/01/2009
05/01/2009
01/01/2012

7.625
4.750
4.750

1,042.08 01/01/2036
863.50 04/01/2039
863.50 04/01/2039

*
*
N/A

*
*
N/A

164,000.00
163,958.47
156,656.27

Pre Mod
Post Mod
Current Values

14
(1)
0

No Action
No Action
No Action

02/01/2009
06/01/2010
01/01/2012

6.875
5.000
5.000

941.47 01/01/2036
941.47 01/01/2036
844.70 01/01/2036

*
*
N/A

*
*
N/A

136,205.73
149,585.50
144,886.35

1
0

No Action
No Action
INACTIVE

04/01/2009
06/01/2009

7.625
2.000

1,463.32 01/01/2036
942.04 01/01/2036

*
*

*
*

230,293.24
232,936.38

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

5
0
2

No Action
No Action
No Action

10/01/2008
04/01/2009
11/01/2011

6.625
2.000
3.000

772.48 01/01/2036
243.03 01/01/2036
364.53 01/01/2036

*
*
N/A

*
*
N/A

139,916.22
145,815.74
145,811.79

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

2
0
1
(1)
0

No Action
No Action
Loss Mitigation
Loss Mitigation
No Action

03/01/2009
06/01/2009
08/01/2010
11/01/2010
01/01/2012

7.625
4.875
4.875
2.875
3.875

*
*
*
*
N/A

*
*
*
*
N/A

299,920.00
313,186.44
307,211.41
310,807.01
302,207.74

3
0

No Action
No Action
INACTIVE

08/01/2009
12/01/2009

7.250
2.000

*
*

*
*

91,997.68
93,520.28

Pre Mod
Post Mod
Current Values

(13,707.46)

0.00

(1,752.98)

Pre Mod
Post Mod
Current Values

Balloon
Amount

1,977.15

Next Due
Date

Loan Status

(5,249.90)

(7,721.94)

No of
Months
Delinq.

7,721.94

No of
Times
Loan
Modified

Page 51

Interest
Rate

Payment
Amount

1,905.74
1,659.45
1,659.45
1,331.32
1,496.92

Maturity
Date

01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036

01/01/2036
05/01/2039
05/01/2039
05/01/2039
05/01/2039

555.83 01/01/2036
383.71 01/01/2036

*
*
*
*
*
*
50,827.00 01/01/2036
50,827.00 01/01/2036

Scheduled
Balance

148,800.00
154,049.90
150,377.97
163,946.59
160,669.63

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
3000861961
06/16/2010
264,000.00 05/01/2010
3000862147
04/14/2011
216,400.00 04/01/2011
3000862148
03/10/2010
138,320.00 03/01/2010
3000862830
12/08/2009
185,600.00 12/01/2009
3000863795
04/15/2009
273,750.00 03/19/2009
3000865098
10/11/2009
168,800.00 09/01/2009
3000865537
09/11/2009
141,636.00 09/01/2009
3000865747
06/13/2011
159,920.00 06/01/2011
3000866292
08/17/2010
144,800.00 08/01/2010
3000866942
06/17/2009
140,400.00 05/22/2009
3000867541
253,712.00
3000867541
253,712.00

02/14/2008
02/01/2008
07/13/2010
07/01/2010

Total
Capitalized
Amount

40,329.93

3,634.68

8,793.17

5,018.94

3,471.54

Total
Capitalized
Reimb.
Amount

(446.65)

Total
Forgiveness

325.63

(6,856.45)

(2,807.43)

(8,807.83)

25.10

(3,471.54)

(4,597.72)

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

14
0
0

No Action
No Action
No Action

03/01/2009
06/01/2010
01/01/2012

6.750
2.000
2.000

Pre Mod
Post Mod
Current Values

20
0
0

No Action
No Action
No Action

07/01/2009
04/01/2011
01/01/2012

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

7
0

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

1,712.93 01/01/2036
1,712.93 01/01/2036
1,099.81 01/01/2036

*
*
N/A

*
*
N/A

250,406.81
279,190.47
264,852.78

7.375
4.000
4.000

1,494.55 01/01/2036
1,189.10 03/01/2041
1,189.10 03/01/2041

*
*
N/A

*
*
N/A

204,010.03
248,711.57
245,365.14

12/01/2009
03/01/2010
01/01/2012

7.500
2.000
2.000

967.15 01/01/2036
967.15 01/01/2036
508.38 01/01/2036

*
*
N/A

*
*
N/A

132,443.97
135,296.26
126,932.32

No Action
No Action
INACTIVE

04/01/2009
12/01/2009

6.875
4.500

1,063.33 01/01/2036
1,021.63 01/01/2036

*
*

*
*

185,600.00
194,974.88

3
0

No Action
No Action
INACTIVE

12/01/2008
04/01/2009

7.000
2.000

1,596.88 01/01/2036
1,129.14 01/01/2036

*
*

*
*

273,670.16
280,526.61

3
0

No Action
No Action
INACTIVE

06/01/2009
10/01/2009

8.375
2.000

1,178.01 01/01/2036
700.65 01/01/2036

*
*

*
*

168,789.18
171,596.61

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

06/01/2009
09/01/2009
01/01/2012

9.000
2.000
4.000

1,062.27 01/01/2036
611.06 01/01/2036
757.61 01/01/2036

*
*
N/A

*
*
N/A

141,582.89
150,015.63
140,119.49

5
0
0

Loss Mitigation
No Action
No Action

12/01/2010
06/01/2011
01/01/2012

7.875
5.000
5.000

1,159.00 01/01/2036
757.69 05/01/2051
757.69 05/01/2051

Pre Mod
Post Mod
Current Values

N/A

*
*
N/A

151,132.53
157,029.01
156,296.09

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

05/01/2010
08/01/2010
01/01/2012

6.875
4.000
4.000

829.58 01/01/2036
494.24 01/01/2036
494.24 01/01/2036

*
*
N/A

*
*
N/A

144,800.00
148,271.54
148,235.82

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
No Action

02/01/2009
06/01/2009
01/01/2012

7.000
2.000
4.000

819.00 01/01/2036
586.40 01/01/2036
728.42 01/01/2036

*
*
N/A

*
*
N/A

140,400.00
144,997.72
134,720.00

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

*
0
5
0
0

*
No Action
Loss Mitigation
No Action
No Action

*
02/01/2008
01/01/2010
07/01/2010
01/01/2012

*
6.500
6.500
5.000
5.000

*
*
1,603.63
*
1,699.50 01/01/2036
1,543.45 01/01/2036
1,543.45 01/01/2036

*
*
*
*
N/A

*
*
*
*
N/A

*
262,104.47
253,670.30
266,643.62
258,577.90

150.70

(3,598.70)

No of
Times
Loan
Modified

0.00

176.56

56.08

Page 52

Interest
Rate

Payment
Amount

Maturity
Date

0.00

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
3000868906
06/17/2009
209,000.00 05/06/2009
3000869010
02/15/2010
172,500.00 02/01/2010
3000869426
08/17/2010
106,400.00 08/01/2010
3000869493
04/17/2009
118,650.00 04/01/2009
3000869608
08/16/2009
157,520.00 07/30/2009
3000870904
07/13/2010
184,000.00 07/01/2010
3000872205
04/15/2010
53,990.00 03/01/2010
3000873479
05/08/2009
316,000.00 04/15/2009
3000875991
09/15/2010
170,000.00 06/01/2010
3000876643
04/14/2011
233,000.00 03/01/2011
3000880679
01/11/2010
84,000.00 01/01/2010
3000882071
01/13/2011
99,200.00 01/01/2011

Total
Capitalized
Amount

5,325.92

6,408.09

21,006.61

Total
Capitalized
Reimb.
Amount

(2,911.19)

(4,526.62)

(5,325.92)

(5,965.11)

(6,020.36)

422.32

(11.88)

(5,257.26)

414.35

Total
Forgiveness

2.84

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

04/01/2009
06/01/2009
01/01/2012

7.375
3.000
3.500

Pre Mod
Post Mod
Current Values

3
0
7

Loss Mitigation
No Action
Foreclosure

10/01/2009
02/01/2010
06/01/2011

Pre Mod
Post Mod
Current Values

3
0
2

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

2
0
0

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

1,284.48 01/01/2036
964.82 01/01/2036
1,017.93 01/01/2036

*
*
N/A

*
*
N/A

209,000.00
211,911.19
198,099.88

7.375
4.725
4.725

1,057.03 01/01/2036
985.30 01/01/2036
985.30 01/01/2036

*
*
N/A

*
*
N/A

171,991.47
176,518.09
168,922.96

04/01/2010
08/01/2010
11/01/2011

8.375
3.125
3.125

742.58 03/01/2036
290.95 03/01/2036
290.95 03/01/2036

*
*
N/A

*
*
N/A

106,400.00
111,725.92
111,331.01

No Action
No Action
No Action

01/01/2009
04/01/2009
01/01/2012

8.000
8.000
8.000

894.95 01/01/2036
942.44 01/01/2036
942.44 01/01/2036

*
*
N/A

*
*
N/A

118,650.00
124,615.11
120,508.35

4
0

Foreclosure
No Action
INACTIVE

03/01/2009
08/01/2009

8.750
2.000

1,142.43 02/01/2036
659.54 02/01/2036

*
*

*
*

156,676.13
162,696.49

Pre Mod
Post Mod
Current Values

14
0
6

Loss Mitigation
No Action
Bankruptcy

04/01/2009
07/01/2010
07/01/2011

6.500
4.000
4.000

1,223.06 01/01/2036
1,223.06 01/01/2036
1,035.46 01/01/2036

*
*
N/A

*
*
N/A

183,941.90
198,434.24
191,507.82

Pre Mod
Post Mod
Current Values

17
0
4

Loss Mitigation
No Action
Bankruptcy

10/01/2008
04/01/2010
09/01/2011

8.625
4.875
4.875

420.25 02/01/2036
420.25 02/01/2036
344.39 02/01/2036

*
*
N/A

*
*
N/A

52,164.92
60,923.84
58,804.37

2
0

No Action
No Action
INACTIVE

02/01/2009
05/01/2009

6.500
3.000

1,710.28 02/01/2036
1,455.54 02/01/2036

*
*

*
*

315,743.26
321,000.52

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

2
0
0

Loss Mitigation
No Action
No Action

06/01/2010
09/01/2010
01/01/2012

6.250
2.250
3.000

880.39 02/01/2036
880.48 02/01/2036
794.98 02/01/2036

*
*
N/A

*
*
N/A

169,051.70
170,580.21
163,124.59

Pre Mod
Post Mod
Current Values

9
(1)
0

No Action
No Action
No Action

06/01/2010
05/01/2011
01/01/2012

6.750
2.000
2.000

1,307.44 02/01/2036
447.10 02/01/2051
447.10 02/01/2051

*
*
N/A

*
*
N/A

232,434.47
252,923.25
250,103.45

Pre Mod
Post Mod
Current Values

10
0
15

No Action
No Action
REO

02/01/2009
01/01/2010
10/01/2010

7.750
4.000
4.000

542.50 02/01/2036
542.50 02/01/2036
502.98 02/01/2036

*
*
N/A

*
*
N/A

84,000.00
97,629.02
93,200.41

Pre Mod
Post Mod
Current Values

11
(1)
0

No Action
No Action
No Action

01/01/2010
02/01/2011
01/01/2012

7.750
4.750
4.750

710.22 02/01/2036
557.83 02/01/2036
557.83 02/01/2036

*
*
N/A

*
*
N/A

94,231.99
106,022.46
103,214.65

0.00

223.03

No of
Times
Loan
Modified

0.00

Page 53

Interest
Rate

Payment
Amount

Maturity
Date

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

1 - Aggregate
3000882641
10/19/2009
384,000.00 10/01/2009
3000883751
12/09/2009
110,800.00 10/01/2009
3000888838
03/13/2009
383,200.00 03/01/2009
3274031201
08/15/2009
256,000.00 07/28/2009
2 - Aggregate
0000044896
05/09/2011
244,500.00 05/01/2011
0001158775
200,200.00
0001158775
200,200.00

11/12/2009
10/01/2009
05/16/2011
01/01/2011

0001173311
06/07/2011
320,000.00 05/01/2011
0001178917
05/08/2009
153,600.00 04/02/2009
0001207234
06/17/2009
102,400.00 05/29/2009
0001207297
633,000.00
0001207297
633,000.00

04/17/2009
04/01/2009
01/11/2010
12/01/2009

Total
Capitalized
Amount

6,828.00

5,095.64

19,022.75

*
8,605.33

Total
Capitalized
Reimb.
Amount

(252.80)

(5,981.07)

0.00

(5,104.13)

(23,693.63)

307.52

Total
Forgiveness

(10,436.78)

(1,067.81)

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

2
0
2

No Action
No Action
No Action

07/01/2009
10/01/2009
11/01/2011

7.000
5.375
5.375

Pre Mod
Post Mod
Current Values

4
2
0

Foreclosure
No Action
No Action

07/01/2009
10/01/2009
01/01/2012

1
2

Pre Mod
Post Mod
Current Values

No Action
No Action
INACTIVE

Pre Mod
Post Mod
Current Values

2
0
7

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

2,554.76 02/01/2036
2,554.76 02/01/2036
2,241.25 02/01/2036

*
*
N/A

*
*
N/A

368,667.08
378,485.08
362,853.10

8.875
2.000
4.000

819.16 02/01/2036
477.82 02/01/2036
592.42 02/01/2036

*
*
N/A

*
*
N/A

110,759.03
116,740.10
109,793.32

01/01/2009
01/01/2009

6.625
6.500

2,542.75 02/01/2036
2,542.75 02/01/2036

*
*

*
*

383,200.00
383,200.00

No Action
No Action
Foreclosure

05/01/2009
08/01/2009
06/01/2011

6.750
2.000
4.000

1,440.00 10/01/2035
1,066.08 10/01/2035
1,320.10 10/01/2035

*
*
N/A

*
*
N/A

256,000.00
260,464.72
242,627.16

13
(1)
0

Foreclosure
No Action
No Action

03/01/2010
06/01/2011
01/01/2012

3.375
4.500
4.500

1,128.89 02/01/2036
1,401.21 02/01/2036
1,401.21 02/01/2036

*
*
N/A

*
*
N/A

227,572.83
250,718.65
246,497.53

2
(1)
7
0
8

No Action
No Action
Loss Mitigation
No Action
Foreclosure

08/01/2009
12/01/2009
09/01/2010
05/01/2011
05/01/2011

5.875
5.250
5.250
3.750
3.750

980.15
1,190.13
1,190.13
832.57
832.57

08/01/2035
08/01/2035
08/01/2035
11/01/2050
11/01/2050

*
*
*

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

N/A

*
*
*
*
N/A

200,087.25
200,895.30
195,415.40
205,710.41
204,175.91

Pre Mod
Post Mod
Current Values

5
0
0

No Action
No Action
No Action

12/01/2010
06/01/2011
01/01/2012

3.500
2.000
2.000

1,596.23 08/01/2035
544.64 08/01/2035
544.64 08/01/2035

*
*
N/A

*
*
N/A

312,775.94
326,785.81
325,796.42

Pre Mod
Post Mod
Current Values

7
0
1

Foreclosure
No Action
No Action

09/01/2008
05/01/2009
12/01/2011

6.375
2.000
3.000

816.00 08/01/2035
273.36 08/01/2035
410.04 08/01/2035

*
*
N/A

*
*
N/A

153,595.00
164,014.41
164,014.41

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

03/01/2009
06/01/2009
01/01/2012

6.250
2.000
4.000

533.26 10/01/2035
420.19 10/01/2035
520.97 10/01/2035

*
*
N/A

*
*
N/A

102,339.16
103,157.35
95,677.69

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

3
0
6
1
0

No Action
No Action
No Action
No Action
No Action

12/01/2008
04/01/2009
06/01/2009
12/01/2009
01/01/2012

6.250
6.250
6.250
4.000
4.000

46.01

(14,033.22)

No of
Times
Loan
Modified

0.00

(19,204.21)

(28,565.65)

Page 54

Interest
Rate

Payment
Amount

3,897.49
4,020.44
4,020.44
2,702.83
2,702.83

Maturity
Date

10/01/2035
10/01/2035
10/01/2035
10/01/2035
10/01/2035

0.00

*
*
*
*
*
*
348,791.23 10/01/2035
348,791.23 10/01/2035

Scheduled
Balance

605,627.03
623,965.11
617,686.57
645,608.35
631,869.78

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001208440
10/11/2009
317,600.00 10/01/2009
0001208468
11/10/2009
324,304.00 10/01/2009
0001208477
03/10/2010
221,700.00 01/01/2010
0001208500
07/15/2011
322,088.00 06/01/2011
0001208646
09/17/2009
151,400.00 09/01/2009
0001210242
10/13/2010
267,000.00 10/01/2010
0001219861
06/16/2010
425,000.00 06/01/2010
0001222241
06/17/2009
396,148.00 05/06/2009
0001225718
01/07/2010
299,200.00 01/01/2010
0001225849
02/14/2011
488,000.00 02/01/2011
0001227163
176,000.00
0001227163
176,000.00

05/13/2009
05/01/2009
06/16/2010
06/01/2010

Total
Capitalized
Amount

8,898.78

7,941.80

34,761.40

19,336.93

Total
Capitalized
Reimb.
Amount

(8,104.26)

(6,321.55)

(6,134.85)

(34,661.21)

16.32

49.86

(463.36)

(10,186.60)

(18,554.88)

929.90

Total
Forgiveness

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

07/01/2009
10/01/2009
01/01/2012

6.125
2.000
4.000

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
No Action

07/01/2009
11/01/2009
01/01/2012

Pre Mod
Post Mod
Current Values

6
2
11

Loss Mitigation
Loss Mitigation
Foreclosure

Pre Mod
Post Mod
Current Values

19
0
5

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

1,619.15 10/01/2035
1,338.05 10/01/2035
1,654.78 10/01/2035

*
*
N/A

*
*
N/A

317,221.06
325,325.32
303,929.71

5.875
2.000
4.000

1,587.74 10/01/2035
1,363.19 10/01/2035
1,685.86 10/01/2035

*
*
N/A

*
*
N/A

324,304.00
330,625.55
309,767.39

08/01/2009
01/01/2010
02/01/2011

6.625
3.125
3.125

1,223.97 10/01/2035
1,223.97 10/01/2035
1,223.97 10/01/2035

*
*
N/A

*
*
N/A

221,700.00
227,834.85
227,834.85

No Action
No Action
Foreclosure

11/01/2009
07/01/2011
08/01/2011

5.500
4.875
4.875

1,468.46 10/01/2035
1,683.24 05/01/2051
1,683.24 05/01/2051

*
N/A

*
*
N/A

320,392.17
354,671.73
353,202.56

2
0
(1)

No Action
No Action
Bankruptcy

06/01/2009
09/01/2009
02/01/2012

6.375
5.000
5.000

804.31 10/01/2035
882.42 10/01/2035
882.42 10/01/2035

*
*
N/A

*
*
N/A

151,328.23
154,148.06
146,909.73

Pre Mod
Post Mod
Current Values

4
0
7

No Action
No Action
Foreclosure

05/01/2010
10/01/2010
06/01/2011

6.375
4.000
4.000

1,665.74 11/01/2035
1,365.16 11/01/2035
1,365.16 11/01/2035

*
*
N/A

*
*
N/A

250,159.13
258,808.12
250,314.73

Pre Mod
Post Mod
Current Values

0
0
0

No Action
No Action
No Action

05/01/2010
06/01/2010
01/01/2012

6.250
4.875
4.875

2,616.80 10/01/2035
2,616.80 10/01/2035
2,133.65 10/01/2035

*
*
N/A

*
*
N/A

399,394.33
402,682.23
392,871.05

3
0

No Action
No Action
INACTIVE

02/01/2009
06/01/2009

6.375
2.000

2,101.47 11/01/2035
1,648.80 11/01/2035

*
*

*
*

395,570.41
405,757.01

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

8
(1)
0

Foreclosure
No Action
No Action

04/01/2009
02/01/2010
01/01/2012

5.750
2.000
4.875

1,432.88 11/01/2035
1,312.67 11/01/2035
1,767.89 11/01/2035

*
*
N/A

*
*
N/A

299,035.95
317,590.83
296,331.77

Pre Mod
Post Mod
Current Values

27
(1)
0

No Action
No Action
No Action

10/01/2008
03/01/2011
01/01/2012

3.000
2.000
2.000

1,212.71 11/01/2035
1,738.37 11/01/2035
1,738.37 11/01/2035

*
*
N/A

*
*
N/A

485,082.34
573,267.60
557,381.63

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

8
0
5
0
3

No Action
No Action
No Action
No Action
No Action

08/01/2008
05/01/2009
12/01/2009
06/01/2010
10/01/2011

6.250
6.250
6.250
4.875
4.875

1,083.66
1,157.04
1,157.04
1,048.18
1,048.18

*
*
*
*
N/A

*
*
*
*
N/A

168,348.21
179,571.04
176,832.16
183,695.35
177,198.38

(11,503.06)

29.22

Page 55

Interest
Rate

Payment
Amount

Maturity
Date

11/01/2035
11/01/2035
11/01/2035
11/01/2035
11/01/2035

0.00

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001228145
03/11/2009
566,250.00 02/19/2009
0001230385
04/14/2011
246,400.00 03/01/2011
0001231136
03/16/2011
472,550.00 09/01/2010
0001231138
03/17/2011
499,200.00 03/01/2011
0001232181
07/07/2009
455,400.00 06/25/2009
0001233416
11/15/2009
356,250.00 10/01/2009
0001234338
04/15/2009
508,000.00 03/13/2009
0001235626
09/16/2011
274,500.00 09/01/2011
0001236321
03/16/2011
296,000.00 03/01/2011
0001238824
03/10/2010
440,000.00 03/01/2010
0001238985
12/09/2009
423,200.00 12/01/2009
0001241523
08/16/2009
208,032.00 07/09/2009

Total
Capitalized
Amount

35,260.41

9,572.81

17,944.92

12,235.90

20,076.08

40,683.61

44,493.81

3,249.78

3,758.09

Total
Capitalized
Reimb.
Amount

(23,786.21)

Total
Forgiveness

339,062.20

(21,614.37)

(12,258.84)

(14,397.79)

117,415.71

(3,249.78)

(2,752.91)

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

6
0
7

No Action
No Action
Foreclosure

08/01/2008
03/01/2009
06/01/2011

6.000
2.000
3.000

Pre Mod
Post Mod
Current Values

21
0
0

No Action
No Action
No Action

06/01/2009
04/01/2011
01/01/2012

Pre Mod
Post Mod
Current Values

29
6
16

Bankruptcy
Bankruptcy
Bankruptcy

Pre Mod
Post Mod
Current Values

29
6
16

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

2,829.56 01/01/2036
982.83 01/01/2036
1,474.24 01/01/2036

*
*
N/A

*
*
N/A

565,911.66
589,697.87
589,613.57

6.375
2.000
2.000

1,309.00 11/01/2035
642.78 02/01/2051
642.78 02/01/2051

*
*
N/A

*
*
N/A

246,400.00
280,901.94
277,384.85

09/01/2008
09/01/2010
09/01/2010

6.375
2.630
2.630

2,509.75 11/01/2035
822.00 07/01/2015
821.88 07/01/2015

*
*
N/A

*
*
N/A

472,424.44
375,000.00
375,000.00

Bankruptcy
Bankruptcy
Foreclosure

09/01/2008
09/01/2010
09/01/2010

6.625
2.630
2.630

2,755.24 11/01/2035
351.00 07/01/2015
350.67 07/01/2015

*
*
N/A

*
*
N/A

499,062.20
160,000.00
160,000.00

1
0
20

No Action
No Action
REO

05/01/2009
07/01/2009
05/01/2010

5.875
2.000
4.000

2,229.56 12/01/2035
1,933.58 12/01/2035
2,398.86 12/01/2035

*
*
N/A

*
*
N/A

455,399.70
475,839.49
450,304.15

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
No Action

07/01/2009
11/01/2009
01/01/2012

6.250
2.250
2.250

1,855.47 01/01/2036
690.64 01/01/2036
690.64 01/01/2036

*
*
N/A

*
*
N/A

356,105.00
368,340.90
368,340.90

Pre Mod
Post Mod
Current Values

4
0
5

No Action
No Action
Foreclosure

11/01/2008
04/01/2009
08/01/2011

6.000
2.000
4.000

2,536.17 12/01/2035
2,104.58 12/01/2035
2,615.94 12/01/2035

*
*
N/A

*
*
N/A

507,233.82
521,631.61
482,811.59

Pre Mod
Post Mod
Current Values

11
(1)
(1)

No Action
No Action
No Action

09/01/2010
10/01/2011
02/01/2012

6.375
4.500
4.500

1,458.28 11/01/2035
1,000.92 11/01/2035
1,000.92 11/01/2035

*
*
N/A

*
*
N/A

274,439.63
176,728.87
173,877.62

Pre Mod
Post Mod
Current Values

19
0
0

No Action
No Action
No Action

07/01/2009
03/01/2011
01/01/2012

6.375
2.000
2.000

1,570.56 12/01/2035
1,243.10 02/01/2041
1,243.10 02/01/2041

*
*
N/A

*
*
N/A

295,634.90
335,635.94
327,331.52

Pre Mod
Post Mod
Current Values

11
0
0

Foreclosure
No Action
No Action

03/01/2009
03/01/2010
01/01/2012

6.500
3.750
3.750

2,383.33 12/01/2035
1,514.04 12/01/2035
1,514.04 12/01/2035

*
*
N/A

*
*
N/A

439,999.92
484,493.73
484,493.73

Pre Mod
Post Mod
Current Values

0
(1)
0

No Action
No Action
No Action

11/01/2009
01/01/2010
01/01/2012

6.000
2.750
3.750

2,115.00 12/01/2035
976.82 12/01/2035
1,332.03 12/01/2035

*
*
N/A

*
*
N/A

423,000.00
426,249.78
425,998.08

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
Bankruptcy

04/01/2009
08/01/2009
01/01/2012

5.875
2.000
4.000

1,011.52 12/01/2035
852.78 12/01/2035
1,057.99 12/01/2035

*
*
N/A

*
*
N/A

206,607.86
209,360.77
195,246.31

0.00

106,997.25

357,007.12

67.92

(44,632.85)

No of
Months
Delinq.

58.19

97,424.44

No of
Times
Loan
Modified

0.00

Page 56

Interest
Rate

Payment
Amount

Maturity
Date

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001241671
04/14/2011
413,000.00 04/01/2011
0001243494
12/14/2010
123,500.00 12/01/2010
0001243870
08/16/2010
355,000.00 07/01/2010
0001243927
375,000.00
0001243927
375,000.00

08/17/2009
08/01/2009
04/15/2010
04/01/2010

0001245760
06/13/2011
244,000.00 06/01/2011
0001247557
11/09/2011
300,000.00 10/11/2011
0001247947
11/15/2010
487,500.00 11/01/2010
0001248713
11/17/2008
172,900.00 10/08/2008
0001248854
08/16/2009
338,800.00 07/02/2009
0001249097
07/15/2010
348,000.00 07/01/2010

Total
Capitalized
Amount

50,106.06

4,204.12

13,504.97

6,393.19
*

60,941.96

12,262.50

7,205.30

3,768.32

Total
Capitalized
Reimb.
Amount

Total
Forgiveness

100.86

0.00

(11,655.13)

(7,805.09)

(6,390.09)

(3,768.32)

Next Due
Date

Pre Mod
Post Mod
Current Values

19
0
0

No Action
No Action
No Action

08/01/2009
04/01/2011
01/01/2012

6.250
2.000
2.000

Pre Mod
Post Mod
Current Values

5
(1)
0

Loss Mitigation
No Action
No Action

06/01/2010
01/01/2011
01/01/2012

Pre Mod
Post Mod
Current Values

5
(1)
0

Foreclosure
No Action
No Action

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

2
0
1
0
0

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

2,542.91 12/01/2035
1,558.42 06/01/2043
1,558.42 06/01/2043

*
*
N/A

*
*
N/A

383,789.80
443,384.96
434,966.81

6.000
4.000
4.000

615.86 01/01/2036
664.67 05/01/2036
664.67 05/01/2036

*
*
N/A

*
*
N/A

123,171.38
127,135.41
123,909.23

02/01/2010
09/01/2010
01/01/2012

6.125
2.000
2.000

1,811.98 12/01/2035
1,538.32 12/01/2035
1,538.32 12/01/2035

*
*
N/A

*
*
N/A

355,000.00
366,655.13
350,659.43

No Action
No Action
Loss Mitigation
Loss Mitigation
No Action

05/01/2009
08/01/2009
02/01/2010
04/01/2010
01/01/2012

6.125
4.875
4.875
4.000
4.000

1,914.06
2,018.30
2,018.30
1,845.55
1,845.55

*
*
*
*
N/A

*
*
*
*
N/A

374,987.34
380,911.59
377,575.22
381,491.50
369,029.01

24
0
0

No Action
No Action
No Action

05/01/2009
06/01/2011
01/01/2012

6.750
6.750
6.750

1,372.50 12/01/2035
2,120.17 12/01/2035
2,120.17 12/01/2035

N/A

*
*
N/A

243,931.37
304,468.07
301,566.72

Pre Mod
Post Mod
Current Values

11
0
0

Foreclosure
No Action
No Action

11/01/2010
11/01/2011
01/01/2012

3.000
2.000
2.000

749.73 12/01/2035
1,421.43 12/01/2035
1,421.43 12/01/2035

*
*
N/A

*
*
N/A

299,893.19
325,791.86
322,659.35

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

09/01/2010
11/01/2010
01/01/2012

5.875
3.000
3.000

2,386.72 12/01/2035
1,249.41 12/01/2035
1,249.41 12/01/2035

*
*
N/A

*
*
N/A

487,499.64
499,762.14
499,762.14

Pre Mod
Post Mod
Current Values

6
0
2

No Action
No Action
No Action

04/01/2008
11/01/2008
11/01/2011

6.375
2.000
3.000

918.53 12/01/2035
301.18 12/01/2035
451.42 12/01/2035

*
*
N/A

*
*
N/A

172,900.00
180,705.09
180,566.24

3
0

No Action
No Action
INACTIVE

04/01/2009
08/01/2009

6.000
2.000

1,694.00 12/01/2035
1,402.43 12/01/2035

*
*

*
*

338,746.76
344,299.00

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

05/01/2010
07/01/2010
01/01/2012

5.500
3.000
3.000

1,595.00 09/01/2035
879.42 09/01/2035
879.42 09/01/2035

*
*
N/A

*
*
N/A

347,999.48
351,767.80
351,767.80

15.02

(12,293.16)

Loan Status

(25,898.67)

No of
Months
Delinq.

0.00

26.08

344.73

No of
Times
Loan
Modified

Page 57

Interest
Rate

Payment
Amount

Maturity
Date

12/01/2035
07/01/2039
07/01/2039
07/01/2039
07/01/2039

*
0.00

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance
2 - Aggregate
0001250218
675,000.00
0001250218
675,000.00
0001250218
675,000.00
0001250218
675,000.00

Mod Appr
Date/Mod
Effective
Date
09/12/2008
09/01/2008
08/17/2009
08/01/2009
11/12/2010
11/01/2010
10/19/2011
10/01/2011

0001253838
312,000.00
0001253838
312,000.00

04/17/2009
04/01/2009
10/13/2010
09/01/2010

0001254929
432,000.00
0001254929
432,000.00

08/05/2008
07/17/2008
12/08/2011
12/01/2011

0001254936
03/10/2010
428,000.00 03/01/2010
0001255117
12/08/2009
608,000.00 12/01/2009
0001255333
04/15/2010
463,200.00 04/01/2010
0001257896
09/15/2010
480,000.00 09/01/2010
0001259444
468,000.00
0001259444
468,000.00

09/17/2009
09/01/2009
04/14/2011
03/01/2011

Total
Capitalized
Amount

*
39,758.25
*
47,270.50

Total
Capitalized
Reimb.
Amount

Total
Forgiveness

(41,912.19)

0.00

518.02

(61,315.53)

(8,981.95)

30.29

*
28,447.71

36,773.38

*
33,051.97

(16,128.63)

151,931.17

(35,632.02)

44.82

21.72

960.13

790.07
(42,605.10)

No of
Times
Loan
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Pre Mod
Post Mod
Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

*
0
7
(1)
8
0
10
0
1

*
No Action
Foreclosure
No Action
Loss Mitigation
No Action
No Action
No Action
Bankruptcy

*
09/01/2008
12/01/2008
09/01/2009
02/01/2010
11/01/2010
11/01/2010
10/01/2011
12/01/2011

*
6.500
6.500
5.375
5.375
5.375
5.375
4.625
4.625

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

3
0
5
0
2

No Action
No Action
Loss Mitigation
No Action
No Action

12/01/2008
04/01/2009
04/01/2010
10/01/2010
11/01/2011

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

*
(1)
14
0
0

*
Loss Mitigation
Foreclosure
No Action
No Action

Pre Mod
Post Mod
Current Values

10
(1)
10

Pre Mod
Post Mod
Current Values

Maturity
Date

Balloon
Amount

Balloon
Date

*
4,678.73
4,678.73
4,458.50
4,458.50
4,458.50
4,458.50
4,291.90
4,291.90

*
*
01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036
09/01/2041
09/01/2041

*
*
*
*
*
*
*
N/A

*
*
*
*
*
*
*
*
N/A

*
716,912.19
708,760.91
753,843.41
738,247.69
786,275.19
773,693.13
833,698.70
830,450.15

7.000
5.000
5.000
3.875
3.875

1,820.00
1,812.16
1,812.16
1,654.91
1,654.91

01/01/2036
01/01/2036
01/01/2036
01/01/2036
01/01/2036

*
*
*
*
N/A

*
*
*
*
N/A

311,963.60
320,433.24
312,047.85
320,569.12
310,247.86

*
09/01/2008
09/01/2010
12/01/2011
01/01/2012

*
2.000
4.000
3.000
3.000

*
*
746.02
*
1,491.41 01/01/2036
1,435.61 01/01/2036
1,435.61 01/01/2036

*
*
*
*
N/A

*
*
*
*
N/A

*
447,609.91
447,424.17
295,175.95
293,136.51

Foreclosure
No Action
REO

04/01/2009
04/01/2010
03/01/2011

6.250
2.000
2.000

2,228.51 01/01/2036
1,915.77 01/01/2036
1,915.77 01/01/2036

*
*
N/A

*
*
N/A

427,874.30
463,506.32
437,679.44

1
0

No Action
No Action
INACTIVE

10/01/2009
12/01/2009

6.125
5.850

3,694.27 02/01/2036
3,645.70 02/01/2036

*
*

*
*

577,470.03
585,421.51

Pre Mod
Post Mod
Current Values

1
0
0

Loss Mitigation
Loss Mitigation
No Action

02/01/2010
04/01/2010
01/01/2012

6.875
3.750
3.750

2,653.31 01/01/2036
2,653.31 01/01/2036
1,458.55 01/01/2036

*
*
N/A

*
*
N/A

463,122.69
470,074.01
466,736.20

Pre Mod
Post Mod
Current Values

2
0
0

Loss Mitigation
No Action
No Action

06/01/2010
09/01/2010
01/01/2012

6.750
3.875
4.625

2,691.16 01/01/2036
2,691.16 01/01/2036
2,705.30 01/01/2036

*
*
N/A

*
*
N/A

478,427.92
488,361.89
473,638.24

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

3
0
12
0
5

No Action
No Action
No Action
No Action
No Action

05/01/2009
09/01/2009
03/01/2010
04/01/2011
08/01/2011

5.875
4.750
4.750
2.000
2.000

2,291.25
2,642.57
2,642.57
1,467.18
1,467.18

*
*
*
*
N/A

*
*
*
*
N/A

468,000.00
476,768.62
462,687.48
504,596.55
498,691.13

*
0.00

Page 58

Interest
Rate

Payment
Amount

02/01/2036
02/01/2036
02/01/2036
02/01/2051
02/01/2051

0.00

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001260641
10/13/2010
292,000.00 10/01/2010
0001263234
11/13/2008
448,000.00 11/01/2008
0001263238
03/10/2010
427,000.00 03/01/2010
0001265620
02/14/2011
265,000.00 02/01/2011
0001265926
04/14/2011
544,000.00 03/01/2011
0001267171
04/14/2011
632,000.00 03/01/2011
0001267598
03/16/2011
485,000.00 03/01/2011
0001267969
06/13/2011
420,000.00 06/01/2011
0001268038
12/12/2011
603,200.00 08/01/2011
0001268535
08/11/2010
490,350.00 08/01/2010
0001268546
01/13/2011
735,000.00 01/01/2011
0001268826
03/16/2011
460,000.00 03/01/2011

Total
Capitalized
Amount

56,523.61

105,787.71

20,120.12

39,910.04

98,723.81

46,229.86

Total
Capitalized
Reimb.
Amount

736.00

193.58

(31,073.33)

181.76

Total
Forgiveness

1,400.21

77.17

Next Due
Date

Pre Mod
Post Mod
Current Values

6
0
0

Loss Mitigation
No Action
No Action

03/01/2010
10/01/2010
01/01/2012

6.500
2.500
3.500

Pre Mod
Post Mod
Current Values

8
0
33

No Action
No Action
No Action

02/01/2008
11/01/2008
04/01/2009

Pre Mod
Post Mod
Current Values

11
0
0

Loss Mitigation
No Action
No Action

Pre Mod
Post Mod
Current Values

16
0
2

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

1,581.67 02/01/2036
1,581.67 02/01/2036
1,497.92 02/01/2036

*
*
N/A

*
*
N/A

291,841.86
304,583.99
294,155.20

6.625
6.625
6.625

2,473.33 01/01/2036
3,193.56 01/01/2036
3,193.56 01/01/2036

*
*
N/A

*
*
N/A

448,000.00
482,313.63
459,940.35

03/01/2009
03/01/2010
01/01/2012

6.625
4.775
4.775

2,354.64 01/01/2036
2,354.64 01/01/2036
1,820.75 01/01/2036

*
*
N/A

*
*
N/A

426,500.00
457,573.33
457,571.72

No Action
No Action
No Action

09/01/2009
02/01/2011
11/01/2011

6.375
4.375
4.375

1,653.26 02/01/2036
1,306.96 02/01/2036
1,306.96 02/01/2036

*
*
N/A

*
*
N/A

246,929.63
280,737.26
277,521.29

16
0
0

No Action
No Action
No Action

11/01/2009
04/01/2011
01/01/2012

6.750
2.000
2.000

3,060.00 02/01/2036
2,411.48 12/01/2037
2,411.48 12/01/2037

*
*
N/A

*
*
N/A

544,000.00
597,700.04
583,871.96

Pre Mod
Post Mod
Current Values

25
(1)
(1)

No Action
No Action
No Action

02/01/2009
05/01/2011
02/01/2012

6.750
2.000
2.000

3,535.94 03/01/2036
2,206.69 02/01/2051
2,206.69 02/01/2051

*
*
N/A

*
*
N/A

628,611.03
730,103.35
719,760.57

Pre Mod
Post Mod
Current Values

7
0
0

No Action
No Action
No Action

07/01/2010
03/01/2011
01/01/2012

6.250
2.875
2.875

2,986.23 02/01/2036
2,234.45 02/01/2036
2,234.45 02/01/2036

*
*
N/A

*
*
N/A

452,685.47
476,627.80
464,565.11

13
0
0

No Action
No Action
No Action

04/01/2010
06/01/2011
01/01/2012

6.375
2.000
2.000

2,231.25 01/01/2036
1,392.73 05/01/2051
1,392.73 05/01/2051

*
0.00

Pre Mod
Post Mod
Current Values

*
*
N/A

420,000.00
459,283.83
454,483.92

24
0
0

No Action
No Action
No Action

11/01/2009
12/01/2011
01/01/2012

7.500
2.000
2.000

3,769.91 01/01/2036
2,594.39 07/01/2041
2,594.39 07/01/2041

0.00

Pre Mod
Post Mod
Current Values

N/A

*
*
N/A

603,185.34
694,008.18
692,570.47

Pre Mod
Post Mod
Current Values

10
0
0

Loss Mitigation
No Action
No Action

09/01/2009
08/01/2010
01/01/2012

6.625
4.000
4.000

2,707.14 03/01/2036
2,707.14 03/01/2036
2,707.14 03/01/2036

*
*
N/A

*
*
N/A

490,163.41
519,203.77
502,204.79

Pre Mod
Post Mod
Current Values

3
(1)
0

Loss Mitigation
No Action
No Action

09/01/2010
02/01/2011
01/01/2012

6.375
4.250
4.250

3,900.46 03/01/2036
4,000.52 03/01/2036
4,000.52 03/01/2036

*
*
N/A

*
*
N/A

734,204.51
743,951.79
727,240.44

Pre Mod
Post Mod
Current Values

14
(1)
0

No Action
No Action
No Action

12/01/2009
04/01/2011
01/01/2012

6.375
2.000
2.000

2,443.75 02/01/2036
1,532.99 02/01/2051
1,532.99 02/01/2051

*
*
N/A

*
*
N/A

459,998.75
502,999.65
495,950.07

0.00

0.00

60.12

163.32

Loan Status

174.93

159.80

No of
Months
Delinq.

92.01

66.63

No of
Times
Loan
Modified

0.00

0.00

Page 59

Interest
Rate

Payment
Amount

Maturity
Date

N/A
*

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001269638
05/14/2010
474,300.00 05/01/2010
0001269692
04/14/2011
560,000.00 04/01/2011
0001269735
11/15/2009
515,200.00 11/01/2009
0001272245
02/14/2011
368,000.00 02/01/2011
0001272262
10/19/2009
300,000.00 08/01/2009
0001272378
07/13/2010
518,000.00 07/01/2010
0001272406
01/18/2011
739,700.00 01/01/2011
0001272416
01/11/2010
750,000.00 12/01/2009
0001272903
08/11/2010
530,372.00 08/01/2010
0001272926
07/13/2010
134,400.00 07/01/2010
0001272958
06/16/2010
264,000.00 06/01/2010
0001273104
06/16/2010
222,320.00 05/01/2010

Total
Capitalized
Amount

7,429.39

93,662.48

9,131.10

Total
Capitalized
Reimb.
Amount

(7,429.39)

Total
Forgiveness

472.75

(5,030.10)

(533.29)

1,461.37

(74,343.35)

1,475.66

75.60

95.47

474.75

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

03/01/2010
05/01/2010
01/01/2012

6.000
2.750
2.750

Pre Mod
Post Mod
Current Values

16
0
1

No Action
No Action
No Action

11/01/2009
04/01/2011
12/01/2011

Pre Mod
Post Mod
Current Values

2
0
0

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

14
(1)
(1)

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

2,359.74 02/01/2036
1,098.57 02/01/2036
1,097.24 02/01/2036

*
*
N/A

*
*
N/A

471,948.34
479,377.73
478,770.44

3.000
3.875
3.875

1,398.01 02/01/2036
2,678.05 03/01/2051
2,678.05 03/01/2051

*
*
N/A

*
*
N/A

559,203.90
652,296.30
643,505.96

08/01/2009
11/01/2009
01/01/2012

5.875
3.000
4.000

2,522.33 01/01/2036
1,310.73 01/01/2036
1,747.64 01/01/2036

*
*
N/A

*
*
N/A

515,160.00
524,291.10
523,880.72

No Action
No Action
No Action

11/01/2009
03/01/2011
02/01/2012

6.125
3.500
3.500

1,878.33 01/01/2036
1,546.08 01/01/2036
1,546.08 01/01/2036

*
*
N/A

*
*
N/A

368,000.00
398,718.69
394,441.98

3
2
0

No Action
No Action
No Action

06/01/2009
08/01/2009
01/01/2012

6.500
5.000
5.000

1,625.00 02/01/2036
1,738.09 02/01/2036
1,738.09 02/01/2036

*
*
N/A

*
*
N/A

300,000.00
305,030.10
291,620.24

Pre Mod
Post Mod
Current Values

0
0
(1)

No Action
No Action
No Action

06/01/2010
07/01/2010
02/01/2012

6.500
5.000
5.000

3,274.11 02/01/2036
3,274.11 02/01/2036
2,727.11 02/01/2036

*
*
N/A

*
*
N/A

469,376.52
468,605.15
440,990.89

Pre Mod
Post Mod
Current Values

10
0
0

No Action
No Action
No Action

02/01/2010
01/01/2011
01/01/2012

6.375
3.000
3.000

3,922.36 02/01/2036
3,307.19 02/01/2036
3,307.19 02/01/2036

*
*
N/A

*
*
N/A

738,326.22
783,083.66
766,203.21

Pre Mod
Post Mod
Current Values

11
1
10

Foreclosure
No Action
Foreclosure

01/01/2009
12/01/2009
03/01/2011

6.750
3.875
3.875

4,218.75 02/01/2036
3,386.50 02/01/2036
3,386.50 02/01/2036

*
*
N/A

*
*
N/A

749,789.06
824,132.41
806,064.75

Pre Mod
Post Mod
Current Values

7
0
6

No Action
No Action
No Action

12/01/2009
08/01/2010
07/01/2011

6.500
2.000
2.000

2,872.85 02/01/2036
2,872.85 02/01/2036
2,359.37 02/01/2036

*
*
N/A

*
*
N/A

530,228.36
552,345.26
527,434.19

Pre Mod
Post Mod
Current Values

3
(1)
0

No Action
No Action
No Action

03/01/2010
08/01/2010
01/01/2012

6.375
5.000
5.000

713.05 02/01/2036
713.05 02/01/2036
788.65 02/01/2036

*
*
N/A

*
*
N/A

133,805.70
136,466.83
131,523.34

Pre Mod
Post Mod
Current Values

1
0
0

No Action
Loss Mitigation
No Action

04/01/2010
06/01/2010
01/01/2012

6.500
4.875
4.875

1,430.00 02/01/2036
1,430.00 02/01/2036
1,513.67 02/01/2036

*
*
N/A

*
*
N/A

263,970.05
265,707.39
257,148.23

Pre Mod
Post Mod
Current Values

4
0
11

No Action
No Action
Foreclosure

01/01/2010
06/01/2010
02/01/2011

6.750
2.000
2.000

1,250.55 04/01/2036
1,250.55 04/01/2036
845.15 04/01/2036

*
*
N/A

*
*
N/A

222,320.00
225,311.18
215,229.48

303.43

(9,153.93)

No of
Times
Loan
Modified

0.00

Page 60

Interest
Rate

Payment
Amount

Maturity
Date

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001274160
03/10/2010
432,000.00 02/01/2010
0001274405
02/14/2008
464,000.00 02/01/2008
0001274788
600,000.00
0001274788
600,000.00

07/16/2010
05/01/2010
10/19/2011
10/01/2011

0001278661
06/17/2009
603,000.00 05/08/2009
0001279108
01/11/2010
600,000.00 01/01/2010
0001280004
04/14/2011
234,000.00 04/01/2011
0001280290
03/16/2011
693,750.00 09/01/2010
0001280343
10/13/2010
448,000.00 10/01/2010
0001280344
12/12/2011
679,575.00 12/01/2011
0001280346
03/13/2009
552,000.00 03/01/2009
0001280681
08/11/2010
500,000.00 08/01/2010

Total
Capitalized
Amount

29,461.85

*
11,590.66

4,577.94

96,550.36

49,893.93

Total
Capitalized
Reimb.
Amount

(29,461.85)

733.07

(9,713.80)
(22,433.80)

(7,673.83)

48.68

Total
Forgiveness

(60,329.27)

850.59

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

10
(1)
0

Foreclosure
No Action
Bankruptcy

04/01/2009
04/01/2010
01/01/2012

6.250
4.000
4.000

2,239.57 02/01/2036
1,531.53 02/01/2036
1,524.01 02/01/2036

*
0

*
No Action
INACTIVE

*
02/01/2008

*
6.750

*
2,610.00

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

27
2
6
0
0

No Action
No Action
No Action
No Action
No Action

03/01/2008
05/01/2010
03/01/2011
10/01/2011
01/01/2012

6.125
2.000
2.000
2.000
2.000

3,062.50
2,532.58
2,532.58
1,845.87
1,845.87

Pre Mod
Post Mod
Current Values

1
0
0

No Action
No Action
No Action

04/01/2009
06/01/2009
01/01/2012

Pre Mod
Post Mod
Current Values

4
0
0

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

4
(1)
0

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

*
*
N/A

*
*
N/A

429,998.39
459,460.24
457,071.60

*
*

*
*

*
*

*
504,060.93

03/01/2036
03/01/2036
03/01/2036
09/01/2051
09/01/2051

*
*
*
N/A

*
*
*
*
N/A

600,000.00
609,713.80
587,152.66
608,719.18
606,221.01

6.000
2.000
2.500

3,012.81 02/01/2036
1,017.06 02/01/2036
1,271.32 02/01/2036

*
*
N/A

*
*
N/A

602,561.80
610,235.63
610,235.63

08/01/2009
01/01/2010
01/01/2012

6.125
3.000
3.000

3,062.50 02/01/2036
1,548.68 02/01/2036
1,548.68 02/01/2036

*
*
N/A

*
*
N/A

600,000.00
619,470.33
615,218.29

No Action
No Action
No Action

11/01/2010
05/01/2011
01/01/2012

6.375
2.375
2.375

1,459.86 03/01/2036
982.11 08/01/2036
982.11 08/01/2036

*
*
N/A

*
*
N/A

218,674.37
224,163.57
218,190.78

29
1
11

Bankruptcy
Bankruptcy
Bankruptcy

09/01/2008
02/01/2011
02/01/2011

5.875
5.875
5.875

3,395.34 12/01/2035
3,611.00 12/01/2036
3,611.00 12/01/2036

Pre Mod
Post Mod
Current Values

6
0
0

Loss Mitigation
No Action
No Action

03/01/2010
10/01/2010
01/01/2012

6.875
5.000
5.000

2,943.04 02/01/2036
2,943.04 02/01/2036
2,412.74 02/01/2036

*
*
N/A

11
(1)
(1)

No Action
No Action
No Action

12/01/2010
01/01/2012
02/01/2012

6.375
2.000
2.000

3,603.41 02/01/2036
2,080.21 12/01/2044
2,080.21 12/01/2044

Pre Mod
Post Mod
Current Values

15
0

No Action
No Action
INACTIVE

11/01/2007
03/01/2009

6.500
6.500

2,983.94 02/01/2036
4,011.39 02/01/2036

Pre Mod
Post Mod
Current Values

5
0

Loss Mitigation
No Action
INACTIVE

02/01/2010
08/01/2010

6.625
4.875

2,721.77 03/01/2036
2,721.77 03/01/2036

Pre Mod
Post Mod
Current Values

79,625.00
*

0.00

(98,591.92)

0.00

No of
Months
Delinq.

0.00

(382.43)

No of
Times
Loan
Modified

0.00

Page 61

Interest
Rate

Payment
Amount

Maturity
Date

0.00

*
*
983,273.00 12/01/2035
983,273.00 12/01/2035

Scheduled
Balance

693,516.60
791,892.86
794,611.99

*
*
N/A

423,747.63
448,910.01
440,534.19

N/A

*
*
N/A

678,288.61
727,108.58
726,240.22

*
*

*
*

550,881.35
611,210.62

*
*

*
*

493,000.00
500,063.75

0.00

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001282444
06/11/2009
608,000.00 06/01/2009
0001282660
04/15/2010
925,000.00 04/01/2010
0001284457
03/16/2011
640,000.00 03/01/2011
0001284891
06/16/2010
478,320.00 05/01/2010
0001287374
09/17/2009
624,000.00 08/01/2009
0001287707
04/15/2010
480,000.00 04/01/2010
0001287710
06/16/2010
446,400.00 06/01/2010
0001288265
05/16/2011
536,000.00 04/01/2011
0001288618
05/12/2010
279,840.00 05/01/2010
0001290026
04/15/2010
444,000.00 04/01/2010
0001290287
03/16/2011
600,000.00 03/01/2011
0001290907
10/09/2008
513,600.00 09/01/2008

Total
Capitalized
Amount

83,597.11

15,957.95

24,136.45

Total
Capitalized
Reimb.
Amount

(9,013.98)

2,223.88

Total
Forgiveness

(73,875.75)

49.79

202.13

(242.38)

130.65

(16,344.71)

Next Due
Date

Interest
Rate

Payment
Amount

Maturity
Date

Balloon
Amount

Balloon
Date

Scheduled
Balance

04/01/2009
07/01/2009

6.750
4.750

3,417.17 04/01/2036
3,216.66 05/01/2039

*
*

*
*

No Action
No Action
INACTIVE

Pre Mod
Post Mod
Current Values

12
(1)
1

Loss Mitigation
No Action
No Action

03/01/2009
05/01/2010
12/01/2011

6.750
3.450
3.450

5,197.97 03/01/2036
5,197.97 03/01/2036
4,880.62 03/01/2036

*
*
N/A

*
*
N/A

924,083.12
1,002,453.08
959,249.18

Pre Mod
Post Mod
Current Values

14
0
9

No Action
No Action
Foreclosure

12/01/2009
03/01/2011
04/01/2011

6.500
4.000
4.000

3,466.67 03/01/2036
3,024.17 02/01/2051
3,024.17 02/01/2051

*
*
N/A

*
*
N/A

639,995.54
722,980.46
716,745.14

Pre Mod
Post Mod
Current Values

10
(1)
8

No Action
No Action
Foreclosure

07/01/2009
07/01/2010
05/01/2011

6.750
4.375
4.375

3,102.37 03/01/2036
3,102.37 03/01/2036
2,644.68 03/01/2036

*
*
N/A

*
*
N/A

454,618.14
488,922.33
468,683.89

21
1

No Action
No Action
INACTIVE

11/01/2007
08/01/2009

5.750
4.600

2,990.00 03/01/2036
3,801.15 03/01/2036

*
*

*
*

624,000.00
697,875.75

Pre Mod
Post Mod
Current Values

Pre Mod
Post Mod
Current Values

6
0
0

Loss Mitigation
No Action
No Action

09/01/2009
04/01/2010
01/01/2012

6.625
4.000
4.000

2,650.00 03/01/2036
2,650.00 03/01/2036
1,649.78 03/01/2036

*
*
N/A

*
*
N/A

480,000.00
494,938.10
494,926.30

Pre Mod
Post Mod
Current Values

16
(1)
0

No Action
No Action
No Action

01/01/2009
07/01/2010
01/01/2012

6.500
2.000
2.000

2,417.70 03/01/2036
2,417.70 03/01/2036
946.04 03/01/2036

*
*
N/A

*
*
N/A

446,344.88
494,121.31
485,148.27

5
(1)
0

Loss Mitigation
No Action
No Action

11/01/2010
06/01/2011
01/01/2012

6.500
4.000
4.000

2,903.33 04/01/2036
2,306.61 03/01/2051
2,306.61 03/01/2051

Pre Mod
Post Mod
Current Values

N/A

*
*
N/A

535,943.09
550,965.60
544,578.82

Pre Mod
Post Mod
Current Values

1
(1)
(1)

Loss Mitigation
Loss Mitigation
No Action

03/01/2010
06/01/2010
02/01/2012

7.500
5.000
5.000

1,841.55 04/01/2036
1,841.55 04/01/2036
1,599.17 04/01/2036

*
*
*

04/01/2036
04/01/2036
04/01/2036

274,677.89
278,483.36
269,350.66

Pre Mod
Post Mod
Current Values

11
0
0

Loss Mitigation
No Action
No Action

04/01/2009
04/01/2010
01/01/2012

6.875
3.800
3.800

2,543.75 03/01/2036
2,543.75 03/01/2036
1,536.50 03/01/2036

*
*
N/A

*
*
N/A

444,000.00
485,256.66
485,210.66

Pre Mod
Post Mod
Current Values

6
(1)
0

No Action
No Action
No Action

08/01/2010
04/01/2011
01/01/2012

6.875
2.875
2.875

3,437.50 03/01/2036
2,912.68 03/01/2036
2,912.68 03/01/2036

*
*
N/A

*
*
N/A

600,000.00
622,657.25
607,235.70

Pre Mod
Post Mod
Current Values

*
1
39

*
No Action
No Action

*
09/01/2008
10/01/2008

*
6.875
6.875

*
*
3,486.70
*
3,486.70 03/01/2036

*
*
N/A

*
*
N/A

*
529,862.78
510,215.38

0.00

0.00

0.00

Loan Status

1
(1)

0.00

No of
Months
Delinq.

Pre Mod
Post Mod
Current Values

279.59

(457.69)

No of
Times
Loan
Modified

0.00

Page 62

0.00

607,497.11
615,699.11

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0001293969
04/14/2011
510,000.00 04/01/2011
0001296094
08/17/2009
285,000.00 08/01/2009
0003036809
07/07/2009
228,000.00 06/03/2009
0004623358
08/16/2009
57,500.00 07/21/2009
0004999246
09/15/2010
52,500.00 08/01/2010
0007827955
07/13/2010
744,000.00 07/01/2010
0007828383
02/14/2011
860,000.00 02/01/2011
0007828753
11/12/2010
506,200.00 11/01/2010
0007829141
09/15/2010
470,000.00 09/01/2010
0007830305
05/16/2011
465,000.00 05/01/2011
0040418130
11/15/2009
188,500.00 11/01/2009
0040426807
08/15/2009
495,000.00 07/02/2009

Total
Capitalized
Amount

54,574.54

12,536.94

8,838.55

12,813.88

1,470.29

9,293.61

Total
Capitalized
Reimb.
Amount

Total
Forgiveness

0.00

56.05

(28,786.39)

(8,202.21)

49.76

1,231.10

398.35

944.54

1,040.61

(6,874.15)

No of
Months
Delinq.

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

17
(1)
0

No Action
No Action
No Action

10/01/2009
05/01/2011
01/01/2012

6.375
2.000
2.000

Pre Mod
Post Mod
Current Values

5
0
0

No Action
No Action
No Action

02/01/2009
08/01/2009
01/01/2012

Pre Mod
Post Mod
Current Values

16
0
0

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

7
3
0

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

2,703.93 04/01/2036
1,952.14 01/01/2044
1,952.14 01/01/2044

*
*
N/A

*
*
N/A

508,975.00
562,536.65
552,139.21

6.750
5.000
5.000

1,719.57 04/01/2036
1,657.37 04/01/2036
1,657.36 04/01/2036

*
*
*

04/01/2036
04/01/2036
04/01/2036

279,663.85
292,626.26
279,152.17

02/01/2008
07/01/2009
01/01/2012

6.250
2.000
2.500

1,187.36 02/01/2036
427.93 02/01/2036
534.72 02/01/2036

*
*
N/A

*
*
N/A

227,972.30
256,758.69
256,664.53

Bankruptcy
Bankruptcy
Bankruptcy

12/01/2008
05/01/2009
01/01/2012

6.375
2.000
4.000

304.77 09/01/2035
269.03 09/01/2035
333.56 09/01/2035

*
*
N/A

*
*
N/A

57,367.93
65,570.14
61,168.91

11
0
0

Loss Mitigation
No Action
No Action

09/01/2009
09/01/2010
01/01/2012

6.875
4.875
4.875

300.78 10/01/2035
300.78 10/01/2035
324.67 10/01/2035

*
*
N/A

*
*
N/A

52,482.12
56,628.24
55,051.61

Pre Mod
Post Mod
Current Values

1
0
0

Loss Mitigation
Loss Mitigation
No Action

05/01/2010
07/01/2010
01/01/2012

6.625
5.000
5.000

4,107.50 02/01/2036
4,107.50 02/01/2036
4,331.10 02/01/2036

*
*
N/A

*
*
N/A

744,000.00
753,039.52
730,779.70

Pre Mod
Post Mod
Current Values

12
0
0

Loss Mitigation
No Action
No Action

01/01/2010
02/01/2011
01/01/2012

6.125
2.000
2.000

4,389.58 02/01/2036
2,840.24 02/01/2036
2,840.24 02/01/2036

*
*
N/A

*
*
N/A

860,000.00
936,637.15
922,433.16

Pre Mod
Post Mod
Current Values

2
0
0

Loss Mitigation
No Action
No Action

08/01/2010
11/01/2010
01/01/2012

6.250
4.500
4.500

2,636.46 02/01/2036
2,842.79 02/01/2036
2,842.79 02/01/2036

*
*
N/A

*
*
N/A

506,200.00
514,200.78
501,080.43

Pre Mod
Post Mod
Current Values

13
0
14

Loss Mitigation
No Action
No Action

07/01/2009
09/01/2010
11/01/2010

6.125
4.750
4.750

2,398.96 02/01/2036
2,398.96 02/01/2036
2,901.03 02/01/2036

*
*
N/A

*
*
N/A

470,000.00
515,817.23
501,653.40

5
(1)
0

No Action
No Action
No Action

11/01/2010
06/01/2011
01/01/2012

6.125
2.000
2.000

2,360.83 03/01/2036
1,606.66 04/01/2045
1,606.66 04/01/2045

Pre Mod
Post Mod
Current Values

N/A

*
*
N/A

462,529.91
474,434.72
466,867.35

Pre Mod
Post Mod
Current Values

0
(1)
0

No Action
No Action
No Action

10/01/2009
12/01/2009
01/01/2012

5.500
3.500
2.000

847.65 11/01/2035
543.70 11/01/2035
813.31 11/01/2035

*
*
N/A

*
*
N/A

184,941.12
186,411.41
184,901.03

Pre Mod
Post Mod
Current Values

3
0
0

No Action
No Action
No Action

04/01/2009
08/01/2009
01/01/2012

6.000
2.000
4.000

2,475.00 11/01/2035
2,049.21 11/01/2035
2,540.69 11/01/2035

*
*
N/A

*
*
N/A

495,000.00
501,874.15
467,946.00

0.00

0.00

(1,470.29)

No of
Times
Loan
Modified

0.00

Page 63

Interest
Rate

Payment
Amount

Maturity
Date

0.00

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modification Detail


Loan Number/
Original Balance

Mod Appr
Date/Mod
Effective
Date

2 - Aggregate
0040439669
02/16/2009
440,000.00 01/07/2009
0040440234
02/15/2010
464,000.00 01/01/2010
0040444701
06/16/2010
323,200.00 06/01/2010
0040445053
07/15/2011
492,300.00 03/01/2011
0040457973
08/16/2010
448,000.00 07/01/2010
2390527742
1,720,000.00
2390527742
1,720,000.00

11/19/2009
11/01/2009
04/19/2011
04/01/2011

3253002247
04/15/2010
180,000.00 04/01/2010

Total
Capitalized
Amount

28,729.78

4,212.14

73,560.59

19,576.10

Total
Capitalized
Reimb.
Amount

(10,209.57)

(28,729.78)

(4,222.67)

(70,277.18)

(17,228.93)

Total
Forgiveness

Loan Status

Next Due
Date

Pre Mod
Post Mod
Current Values

1
0
11

No Action
No Action
REO

12/01/2008
02/01/2009
02/01/2011

6.375
3.000
4.000

Pre Mod
Post Mod
Current Values

9
0
0

Foreclosure
No Action
No Action

04/01/2009
02/01/2010
01/01/2012

Pre Mod
Post Mod
Current Values

1
0
(1)

No Action
No Action
No Action

Pre Mod
Post Mod
Current Values

26
0
0

Pre Mod
Post Mod
Current Values

Balloon
Amount

Balloon
Date

2,337.50 12/01/2035
1,125.52 12/01/2035
1,500.70 12/01/2035

*
*
N/A

*
*
N/A

440,000.00
450,209.57
450,209.57

6.125
2.000
2.000

2,368.33 11/01/2035
821.22 11/01/2035
821.22 11/01/2035

*
*
N/A

*
*
N/A

464,000.00
492,729.78
492,681.02

04/01/2010
06/01/2010
02/01/2012

5.875
3.000
3.000

1,582.33 12/01/2035
818.53 12/01/2035
818.53 12/01/2035

*
*
N/A

*
*
N/A

323,200.00
327,412.14
327,352.02

No Action
No Action
No Action

04/01/2009
07/01/2011
01/01/2012

2.750
2.500
2.500

2,303.30 11/01/2035
1,866.09 02/01/2051
1,866.09 02/01/2051

*
N/A

*
*
N/A

492,300.00
561,736.72
556,875.69

6
1
0

Foreclosure
No Action
No Action

01/01/2010
07/01/2010
01/01/2012

6.125
2.000
2.000

2,286.67 12/01/2035
1,951.90 12/01/2035
1,951.90 12/01/2035

*
*
N/A

*
*
N/A

448,000.00
465,228.93
444,732.28

Pre Mod
Post Mod
Pre Mod
Post Mod
Current Values

0
0
9
0
9

No Action
No Action
No Action
No Action
Foreclosure

10/01/2009
11/01/2009
06/01/2010
04/01/2011
04/01/2011

3.500
3.500
3.500
3.500
3.500

5,016.67
5,016.67
5,016.67
5,359.37
5,358.46

11/01/2035
11/01/2035
11/01/2035
11/01/2035
11/01/2035

*
*
*
*
N/A

*
*
*
*
N/A

1,720,000.00
1,728,516.39
1,720,000.00
1,837,496.98
1,837,187.78

Pre Mod
Post Mod
Current Values

5
(1)
0

Loss Mitigation
No Action
No Action

10/01/2009
05/01/2010
01/01/2012

5.750
4.875
4.875

1,050.43 09/01/2035
1,050.43 09/01/2035
1,000.89 09/01/2035

*
*
N/A

*
*
N/A

168,393.12
174,616.42
168,239.48

(8,516.39)

(117,496.98)

(49.54)

No of
Months
Delinq.

No of
Times
Loan
Modified

Interest
Rate

Payment
Amount

Maturity
Date

0.00

All Pre Mod values are from the cycle directly preceding the modification effective date, except for a modification with a prior effective date which will come from the cycle directly preceding the modification approval date.
Total Capitalized Reimbursement Amount is a projected value based upon the adjusted principal at the time of modification.
* This data is currently not provided for reporting.

Page 64

Scheduled
Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Modified Data Elements


CURRENT PERIOD SUMMARY

# of
Modifications

% of
Modifications

Original
Principal
Balance

% of Original
Principal
Balance

Current
Scheduled
Balance

% of Current
Scheduled
Balance

% of Original
Principal
Balance

Current
Scheduled
Balance

% of Current
Scheduled
Balance

No Modifications to report this Period *

Total

CUMULATIVE SUMMARY

# of
Modifications

% of
Modifications

Original
Principal
Balance

Interest Rate, Principal Balance

0.4950 %

194,000.00

0.2578 %

193,999.90

0.2459 %

Interest Rate, Principal Balance, Maturity Date, Scheduled P&I

2.4752 %

2,314,950.00

3.0760 %

2,079,005.66

2.6353 %

Interest Rate, Principal Balance, Maturity Date, Scheduled P&I, ARM


to Fixed

2.9703 %

2,672,270.00

3.5508 %

2,760,052.61

3.4986 %

Interest Rate, Principal Balance, Maturity Date, Scheduled P&I, ARM


to Fixed, IO to Fully Amortizing

28

13.8614 %

11,492,433.00

15.2708 %

12,587,163.04

15.9555 %

Interest Rate, Principal Balance, Scheduled P&I

57

28.2178 %

17,674,434.00

23.4853 %

18,740,274.32

23.7551 %

Interest Rate, Principal Balance, Scheduled P&I, Fully Amortizing to


IO

14

6.9307 %

4,653,575.00

6.1835 %

4,825,017.33

6.1162 %

0.9901 %

1,153,000.00

1.5321 %

1,198,105.38

1.5187 %

Interest Rate, Principal Balance, Scheduled P&I, Balloon Date,


Balloon Amount
Interest Rate, Principal Balance, Scheduled P&I, ARM to Fixed

0.9901 %

770,000.00

1.0232 %

769,254.06

0.9751 %

Interest Rate, Principal Balance, Scheduled P&I, ARM to Fixed, IO to


Fully Amortizing

2.9703 %

2,438,900.00

3.2407 %

2,497,748.19

3.1661 %

Interest Rate, Principal Balance, Scheduled P&I, Fixed to ARM

0.4950 %

176,000.00

0.2339 %

183,695.35

0.2329 %

Interest Rate, Principal Balance, Scheduled P&I, IO to Fully


Amortizing

1.9802 %

1,792,000.00

2.3812 %

1,753,629.83

2.2229 %

Interest Rate, Scheduled P&I

57

28.2178 %

20,644,009.00

27.4312 %

21,416,882.72

27.1480 %

Interest Rate, Scheduled P&I, Balloon Date, Balloon Amount

0.4950 %

148,800.00

0.1977 %

163,946.59

0.2078 %

Principal Balance

0.9901 %

2,096,000.00

2.7851 %

2,192,083.94

2.7787 %

Principal Balance, Maturity Date, Scheduled P&I

0.4950 %

600,000.00

0.7973 %

608,719.18

0.7716 %

Principal Balance, Maturity Date, Scheduled P&I, Balloon Date,


Balloon Amount, ARM to Fixed, IO to Fully Amortizing

0.4950 %

693,750.00

0.9218 %

791,892.86

1.0038 %

Principal Balance, Scheduled P&I

2.4752 %

2,215,650.00

2.9441 %

2,340,249.41

2.9665 %

Principal Balance, Scheduled P&I, ARM to Fixed

0.9901 %

671,341.00

0.8921 %

681,189.12

0.8635 %

Page 65

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

# of
Modifications

CUMULATIVE SUMMARY

Principal Balance, Scheduled P&I, ARM to Fixed, IO to Fully


Amortizing
IO to Fully Amortizing

Total

Original
Principal
Balance

% of
Modifications
1.9802 %

1,364,000.00

% of Original
Principal
Balance
1.8124 %

Current
Scheduled
Balance

% of Current
Scheduled
Balance

1,495,178.08

1.8953 %

1.4851 %

1,492,320.00

1.9830 %

1,611,239.53

2.0424 %

202

100.0000 %

75,257,432.00

100.0000 %

78,889,327.10

100.0000 %

Current Modified Data Elements Detail


Loan Number

Modification Modification
Approved
Effective
Date
Date

Original
Principal
Balance

Current
Scheduled
Balance

Interest
Rate
Change

Principal
Balance
Change

Maturity
Date
Change

Scheduled
P&I
Change

Balloon
Date
Change

Balloon
Amt
Change

ARM to
Fixed
Change

Fixed To IO To Fully
Fully
ARM
Amortizing
Amortizing
Change
Change
To IO Change

Streamlined
Modification

Balloon
Date
Change

Balloon
Amt
Change

ARM to
Fixed
Change

Fixed To IO To Fully
Fully
ARM
Amortizing
Amortizing
Change
Change
To IO Change

Streamlined
Modification

No Modifications this Period *

For Additional Footnote information, please see bottom of the Historical Modified Data Elements Detail Section.

Historical Modified Data Elements Detail


Loan Number
1 - Aggregate
0001062226
0001078455
0001079615
0001079615
0001080001
0001108626
0001202207
0001212630
0001217440
0001223410
0001225016
0001225016
0001237597
0001238902
0001243669
0001245805
0001248093
0001249321
0001249876

Modification Modification
Approved
Effective
Date
Date
12/09/2009
12/09/2009
10/11/2010
11/12/2010
02/16/2009
04/13/2009
11/14/2011
02/14/2011
05/08/2009
07/15/2009
11/14/2008
09/16/2011
02/16/2009
07/07/2009
04/15/2009
04/15/2009
02/14/2011
11/13/2008
07/07/2009

12/01/2009
12/01/2009
04/01/2010
11/01/2010
01/22/2009
03/01/2009
10/01/2011
02/01/2011
04/02/2009
07/01/2009
10/01/2008
09/01/2011
01/16/2009
06/03/2009
03/19/2009
03/25/2009
02/01/2011
11/01/2008
06/24/2009

Original
Principal
Balance

Current
Scheduled
Balance

Interest
Rate
Change

Principal
Balance
Change

940,000.00
203,000.00
376,000.00
376,000.00
187,600.00
750,000.00
1,445,350.00
288,320.00
120,000.00
126,400.00
194,000.00
194,000.00
417,000.00
440,000.00
549,000.00
137,500.00
344,000.00
495,341.00
178,500.00

950,354.90
213,853.60
455,486.94
463,567.55
196,836.88
863,569.80
1,489,280.72
304,347.69
128,204.21
123,591.00
193,999.90
128,914.23
464,857.72
448,661.13
563,292.85
148,425.87
370,254.69
501,618.08
183,834.12

X
X
X

X
X
X
X

X
X
X

X
X

Maturity
Date
Change

Scheduled
P&I
Change
X
X
X

X
X
X

X
X

X
X

X
X
X
X
X
X
X
X

X
X
X

X
X
X

X
X
X
X
X

X
X

X
X
X
Page 66

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modified Data Elements Detail


Loan Number
0001250063
0001252035
0001252035
0001253897
0001255004
0001255016
0001255352
0001256834
0001258032
0001259622
0001260164
0001260196
0001260196
0001260196
0001260199
0001260237
0001260536
0001260541
0001260546
0001260597
0001263031
0001263441
0001263850
0001265504
0001266376
0001266725
0001267595
0001268027
0001268790
0001269552
0001269575
0001269645
0001270123
0001270926
0001272303
0001272303
0001272713
0001272912
0001272913
0001272934
0001272947

Modification Modification
Approved
Effective
Date
Date
06/17/2009
12/09/2008
05/14/2010
12/09/2008
05/08/2009
11/15/2010
01/15/2009
04/14/2011
04/14/2011
07/07/2009
09/13/2009
11/13/2008
07/15/2009
09/17/2009
04/14/2011
05/08/2009
11/10/2009
10/11/2009
04/15/2009
03/13/2009
10/11/2009
02/15/2010
05/13/2009
04/15/2009
06/17/2009
02/15/2010
06/13/2011
07/15/2010
07/07/2009
02/16/2009
05/08/2009
07/07/2009
11/13/2008
04/15/2009
01/12/2009
03/10/2010
10/13/2009
11/10/2009
04/14/2010
11/10/2009
04/15/2009

05/11/2009
11/20/2008
05/01/2010
11/21/2008
04/15/2009
10/01/2010
12/24/2008
04/01/2011
04/01/2011
06/03/2009
09/01/2009
11/01/2008
07/01/2009
09/01/2009
04/01/2011
04/01/2009
11/01/2009
10/01/2009
03/20/2009
03/01/2009
10/01/2009
02/01/2010
05/01/2009
03/26/2009
05/20/2009
12/01/2009
06/01/2011
07/01/2010
06/30/2009
01/06/2009
04/13/2009
06/30/2009
10/01/2008
03/23/2009
01/01/2009
03/01/2010
10/01/2009
11/01/2009
04/01/2010
11/01/2009
03/25/2009

Original
Principal
Balance
240,000.00
447,200.00
447,200.00
238,950.00
304,000.00
675,000.00
639,900.00
479,200.00
428,000.00
215,000.00
170,400.00
172,000.00
172,000.00
172,000.00
184,000.00
281,250.00
259,300.00
328,000.00
359,000.00
458,000.00
180,000.00
204,000.00
550,000.00
600,000.00
775,450.00
456,000.00
565,250.00
186,825.00
435,200.00
444,000.00
496,000.00
456,000.00
392,000.00
572,318.00
520,000.00
520,000.00
518,400.00
330,000.00
212,800.00
444,000.00
292,000.00

Current
Scheduled
Balance
246,432.21
459,417.75
466,587.84
257,120.17
311,893.34
810,195.19
656,432.15
620,907.48
477,300.80
219,942.27
173,948.20
186,582.17
195,921.20
199,627.25
199,384.81
298,378.96
264,151.62
351,165.55
395,364.45
507,694.90
184,559.75
252,366.98
596,530.09
615,198.26
797,646.65
498,415.39
644,714.98
194,206.85
431,640.59
450,209.57
526,187.29
464,701.78
441,083.88
597,387.69
539,374.69
552,497.03
536,234.07
334,192.42
218,138.03
486,101.87
306,152.51

Interest
Rate
Change
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Principal
Balance
Change

Maturity
Date
Change

Scheduled
P&I
Change

X
X
X
X
X
X
X
X

X
X

X
X
X
X
X
X

X
X
X

X
X
X
X
X
X
X
X

X
X
X
X
X
X

Page 67

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Balloon
Date
Change

Balloon
Amt
Change

ARM to
Fixed
Change

Fixed To IO To Fully
Fully
ARM
Amortizing
Amortizing
Change
Change
To IO Change

X
X

X
X

X
X

X
X

Streamlined
Modification

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modified Data Elements Detail


Loan Number
0001279155
0001280342
0001280402
0001280412
0001281551
0001281561
0001281562
0001281719
0001282686
0001286125
0001287038
0001287039
0001287040
0001287383
0040109737
0040386390
0040456648
0040470617
0040471107
0040504312
0040514141
3000801203
3000822212
3000839882
3000840607
3000848269
3000850934
3000852125
3000854411
3000854543
3000854784
3000854807
3000855153
3000856488
3000857495
3000857890
3000857915
3000858405
3000858405
3000858979
3000859011

Modification Modification
Approved
Effective
Date
Date
06/11/2009
06/11/2009
12/14/2010
06/13/2011
01/15/2009
12/09/2008
04/15/2009
06/17/2009
02/16/2009
12/09/2009
01/12/2009
01/12/2009
02/16/2009
08/16/2009
11/13/2008
04/15/2009
07/07/2009
12/09/2009
03/11/2009
07/07/2009
08/15/2009
11/10/2009
09/13/2009
06/11/2009
06/17/2009
03/10/2010
04/15/2009
04/15/2009
02/16/2009
04/15/2009
06/13/2011
04/14/2010
10/13/2009
11/17/2008
06/16/2010
03/11/2009
03/11/2009
04/17/2009
01/18/2011
08/16/2009
05/13/2009

06/01/2009
06/01/2009
12/01/2010
04/01/2010
12/17/2008
11/06/2008
03/23/2009
05/19/2009
01/12/2009
12/01/2009
01/01/2009
01/01/2009
02/01/2009
07/03/2009
10/01/2008
03/19/2009
06/25/2009
11/01/2009
02/06/2009
06/03/2009
07/08/2009
10/01/2009
09/01/2009
06/01/2009
05/29/2009
03/01/2010
03/23/2009
03/20/2009
01/13/2009
03/13/2009
06/01/2011
04/01/2010
10/01/2009
10/10/2008
05/01/2010
02/12/2009
02/20/2009
04/01/2009
01/01/2011
07/06/2009
05/01/2009

Original
Principal
Balance
328,000.00
560,000.00
203,600.00
376,000.00
675,000.00
231,900.00
576,000.00
604,000.00
336,000.00
180,000.00
228,000.00
264,000.00
252,000.00
585,000.00
500,000.00
505,000.00
478,000.00
232,000.00
584,000.00
608,000.00
390,000.00
116,700.00
228,000.00
126,400.00
88,000.00
244,800.00
332,000.00
335,792.00
279,199.00
76,000.00
56,000.00
59,360.00
98,750.00
102,250.00
518,400.00
168,000.00
163,800.00
148,800.00
148,800.00
215,200.00
164,000.00

Current
Scheduled
Balance
331,199.11
642,700.67
197,482.78
390,923.01
682,312.40
250,090.38
604,310.69
627,274.63
350,632.36
180,117.38
229,404.38
265,630.88
255,215.88
593,560.50
521,814.21
524,791.65
509,766.80
233,117.80
609,397.76
617,834.66
395,209.64
117,569.01
259,165.67
127,932.20
89,785.23
248,214.00
350,287.52
347,858.56
281,615.30
81,963.39
63,839.77
60,089.46
100,285.50
103,592.04
594,807.67
169,887.15
168,985.24
154,049.90
163,946.59
222,412.22
163,958.47

Interest
Rate
Change

Principal
Balance
Change

X
X
X
X
X
X
X
X
X
X
X
X
X
X

X
X
X
X

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Maturity
Date
Change

Scheduled
P&I
Change

X
X

X
X
X
X
X
X

X
X
X
X
X

X
X
X

X
X
X

X
Page 68

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Balloon
Date
Change

Balloon
Amt
Change

ARM to
Fixed
Change
X
X
X
X

Fixed To IO To Fully
Fully
ARM
Amortizing
Amortizing
Change
Change
To IO Change
X
X
X

X
X

Streamlined
Modification

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modified Data Elements Detail


Loan Number

Modification Modification
Approved
Effective
Date
Date

Original
Principal
Balance

Current
Scheduled
Balance

Interest
Rate
Change

3000860234
3000861482
3000861510
3000861510
3000861754
3000862147
3000863795
3000865098
3000865537
3000865747
3000866292
3000866942
3000867541
3000868906
3000869426
3000869493
3000869608
3000873479
3000876643
3000883751
3274031201

06/17/2009
04/15/2009
06/11/2009
10/13/2010
12/09/2009
04/14/2011
04/15/2009
10/11/2009
09/11/2009
06/13/2011
08/17/2010
06/17/2009
07/13/2010
06/17/2009
08/17/2010
04/17/2009
08/16/2009
05/08/2009
04/14/2011
12/09/2009
08/15/2009

05/21/2009
03/09/2009
06/01/2009
10/01/2010
11/01/2009
04/01/2011
03/19/2009
09/01/2009
09/01/2009
06/01/2011
08/01/2010
05/22/2009
07/01/2010
05/06/2009
08/01/2010
04/01/2009
07/30/2009
04/15/2009
03/01/2011
10/01/2009
07/28/2009

230,732.00
139,920.00
299,920.00
299,920.00
92,000.00
216,400.00
273,750.00
168,800.00
141,636.00
159,920.00
144,800.00
140,400.00
253,712.00
209,000.00
106,400.00
118,650.00
157,520.00
316,000.00
233,000.00
110,800.00
256,000.00

232,936.38
145,815.74
313,186.44
310,807.01
93,520.28
248,711.57
280,526.61
171,596.61
150,015.63
157,029.01
148,271.54
144,997.72
266,643.62
211,911.19
111,725.92
124,615.11
162,696.49
321,000.52
252,923.25
116,740.10
260,464.72

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

2 - Aggregate
0000044896
0001158775
0001173311
0001178917
0001207234
0001207297
0001207297
0001208440
0001208468
0001208500
0001222241
0001225718
0001227163
0001227163
0001228145
0001230385
0001231136
0001231138
0001232181

05/09/2011
05/16/2011
06/07/2011
05/08/2009
06/17/2009
04/17/2009
01/11/2010
10/11/2009
11/10/2009
07/15/2011
06/17/2009
01/07/2010
05/13/2009
06/16/2010
03/11/2009
04/14/2011
03/16/2011
03/17/2011
07/07/2009

05/01/2011
01/01/2011
05/01/2011
04/02/2009
05/29/2009
04/01/2009
12/01/2009
10/01/2009
10/01/2009
06/01/2011
05/06/2009
01/01/2010
05/01/2009
06/01/2010
02/19/2009
03/01/2011
09/01/2010
03/01/2011
06/25/2009

244,500.00
200,200.00
320,000.00
153,600.00
102,400.00
633,000.00
633,000.00
317,600.00
324,304.00
322,088.00
396,148.00
299,200.00
176,000.00
176,000.00
566,250.00
246,400.00
472,550.00
499,200.00
455,400.00

250,718.65
205,710.41
326,785.81
164,014.41
103,157.35
623,965.11
645,608.35
325,325.32
330,625.55
354,671.73
405,757.01
317,590.83
179,571.04
183,695.35
589,697.87
280,901.94
375,000.00
160,000.00
475,839.49

X
X
X
X
X

X
X
X
X
X

X
X
X
X
X
X
X
X
X
X
X
X

Principal
Balance
Change

X
X
X
X
X
X
X
X

Maturity
Date
Change

Scheduled
P&I
Change

X
X
X
X
X
X
X
X
X
X

X
X
X
X
X

X
X
X
X
X
X

X
X
X
Page 69

Balloon
Date
Change

Balloon
Amt
Change

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

ARM to
Fixed
Change

Fixed To IO To Fully
Fully
ARM
Amortizing
Amortizing
Change
Change
To IO Change

X
X

X
X

X
X
X

Streamlined
Modification

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modified Data Elements Detail


Loan Number
0001233416
0001234338
0001235626
0001236321
0001238824
0001238985
0001241523
0001241671
0001243494
0001243870
0001243927
0001243927
0001245760
0001247947
0001248713
0001248854
0001249097
0001250218
0001250218
0001253838
0001253838
0001254929
0001254936
0001259444
0001263234
0001265926
0001267171
0001267598
0001267969
0001268038
0001268826
0001269638
0001269692
0001269735
0001272406
0001274160
0001274788
0001278661
0001280004
0001280290
0001280344

Modification Modification
Approved
Effective
Date
Date
11/15/2009
04/15/2009
09/16/2011
03/16/2011
03/10/2010
12/09/2009
08/16/2009
04/14/2011
12/14/2010
08/16/2010
08/17/2009
04/15/2010
06/13/2011
11/15/2010
11/17/2008
08/16/2009
07/15/2010
08/17/2009
10/19/2011
04/17/2009
10/13/2010
12/08/2011
03/10/2010
04/14/2011
11/13/2008
04/14/2011
04/14/2011
03/16/2011
06/13/2011
12/12/2011
03/16/2011
05/14/2010
04/14/2011
11/15/2009
01/18/2011
03/10/2010
10/19/2011
06/17/2009
04/14/2011
03/16/2011
12/12/2011

10/01/2009
03/13/2009
09/01/2011
03/01/2011
03/01/2010
12/01/2009
07/09/2009
04/01/2011
12/01/2010
07/01/2010
08/01/2009
04/01/2010
06/01/2011
11/01/2010
10/08/2008
07/02/2009
07/01/2010
08/01/2009
10/01/2011
04/01/2009
09/01/2010
12/01/2011
03/01/2010
03/01/2011
11/01/2008
03/01/2011
03/01/2011
03/01/2011
06/01/2011
08/01/2011
03/01/2011
05/01/2010
04/01/2011
11/01/2009
01/01/2011
02/01/2010
10/01/2011
05/08/2009
04/01/2011
09/01/2010
12/01/2011

Original
Principal
Balance
356,250.00
508,000.00
274,500.00
296,000.00
440,000.00
423,200.00
208,032.00
413,000.00
123,500.00
355,000.00
375,000.00
375,000.00
244,000.00
487,500.00
172,900.00
338,800.00
348,000.00
675,000.00
675,000.00
312,000.00
312,000.00
432,000.00
428,000.00
468,000.00
448,000.00
544,000.00
632,000.00
485,000.00
420,000.00
603,200.00
460,000.00
474,300.00
560,000.00
515,200.00
739,700.00
432,000.00
600,000.00
603,000.00
234,000.00
693,750.00
679,575.00

Current
Scheduled
Balance
368,340.90
521,631.61
176,728.87
335,635.94
484,493.73
426,249.78
209,360.77
443,384.96
127,135.41
366,655.13
380,911.59
381,491.50
304,468.07
499,762.14
180,705.09
344,299.00
351,767.80
753,843.41
833,698.70
320,433.24
320,569.12
295,175.95
463,506.32
504,596.55
482,313.63
597,700.04
730,103.35
476,627.80
459,283.83
694,008.18
502,999.65
479,377.73
652,296.30
524,291.10
783,083.66
459,460.24
608,719.18
610,235.63
224,163.57
791,892.86
727,108.58

Interest
Rate
Change

Principal
Balance
Change

X
X
X
X
X
X
X
X
X
X
X
X

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Maturity
Date
Change

Scheduled
P&I
Change

X
X
X

X
X
X
X
X
X
X

X
X

X
X
X

X
X
X
Page 70

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Balloon
Date
Change

Balloon
Amt
Change

ARM to
Fixed
Change

Fixed To IO To Fully
Fully
ARM
Amortizing
Amortizing
Change
Change
To IO Change
X

X
X

X
X
X

X
X

X
X
X
X
X
X
X

X
X
X

X
X
X

X
X

X
X
X
X

Streamlined
Modification

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Historical Modified Data Elements Detail


Loan Number
0001280346
0001282444
0001284457
0001287374
0001288265
0001290287
0001293969
0001296094
0003036809
0004623358
0007828383
0007830305
0040418130
0040426807
0040439669
0040440234
0040444701
0040445053
0040457973
2390527742

Modification Modification
Approved
Effective
Date
Date
03/13/2009
06/11/2009
03/16/2011
09/17/2009
05/16/2011
03/16/2011
04/14/2011
08/17/2009
07/07/2009
08/16/2009
02/14/2011
05/16/2011
11/15/2009
08/15/2009
02/16/2009
02/15/2010
06/16/2010
07/15/2011
08/16/2010
11/19/2009

03/01/2009
06/01/2009
03/01/2011
08/01/2009
04/01/2011
03/01/2011
04/01/2011
08/01/2009
06/03/2009
07/21/2009
02/01/2011
05/01/2011
11/01/2009
07/02/2009
01/07/2009
01/01/2010
06/01/2010
03/01/2011
07/01/2010
11/01/2009

Original
Principal
Balance

Current
Scheduled
Balance

552,000.00
608,000.00
640,000.00
624,000.00
536,000.00
600,000.00
510,000.00
285,000.00
228,000.00
57,500.00
860,000.00
465,000.00
188,500.00
495,000.00
440,000.00
464,000.00
323,200.00
492,300.00
448,000.00
1,720,000.00

611,210.62
615,699.11
722,980.46
697,875.75
550,965.60
622,657.25
562,536.65
292,626.26
256,758.69
65,570.14
936,637.15
474,434.72
186,411.41
501,874.15
450,209.57
492,729.78
327,412.14
561,736.72
465,228.93
1,728,516.39

Interest
Rate
Change
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Principal
Balance
Change
X
X
X
X
X
X
X
X

Maturity
Date
Change

Scheduled
P&I
Change

X
X
X
X

X
X
X
X
X
X
X
X
X

X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X

Balloon
Date
Change

Balloon
Amt
Change

ARM to
Fixed
Change

Fixed To IO To Fully
Fully
ARM
Amortizing
Amortizing
Change
Change
To IO Change

X
X

X
X

X
X
X
X

X
X
X

X
X

X
X

If a loan has been modified multiple times, it will be included in the totals for each applicable modification type in the summary sections.
* Loans that are listed in the Modification Detail Section, and are not listed in the Modified Data Elements Section may have been reported prior to November 2008 or incurred one or more ARM Parameter changes.

Page 71

Streamlined
Modification

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Future Modifications
Future Modification Summary
Groups

Loan
Count

1 - Aggregate
2 - Aggregate
Total

Original
Principal
Balance

Current
Scheduled
Balance

0
0

0.00
0.00

0.00
0.00

0.00

0.00

Future Modification Detail


Loan Number

Original
Principal
Balance

Modification
Approved Date/
Modification
Effective Date

Previously
Modified

No of
Months
Delinq.

Loan Status

Next Due
Date

No Future Modifications this Period

Page 72

Interest
Rate

Payment
Amount

Maturity
Date

Balloon
Amount

Balloon
Date

Current Sched
Balance/Modified
Beginning Balance

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Substitutions
Loans Repurchased
Loan
Number

Current
Scheduled
Balance

Current
Rate

Loans Substituted
Current
Payment

Current
Scheduled
Balance

Loan
Number

Current
Rate

No Substitutions this Period

Repurchases Due to Breaches


Loan
Number

Beginning
Scheduled
Balance

Payoff
Balance

Current
Rate

Current
Payment

No Repurchases Due to Breaches this Period

Repurchases Due To Other


Loan
Number

Beginning
Scheduled
Balance

Payoff
Balance

Current
Rate

No Repurchases Due to Other this Period

Page 73

Current
Payment

Current
Payment

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Interest Rate Stratification

Current Interest
Rate Range (%)

4.000
4.250
4.500
4.750
5.000
5.250
5.500
5.750
6.000
6.250
6.500
6.750
7.000
7.250
7.500
7.750
8.000
8.250
8.500
8.750
9.000
9.250
9.500
9.750
10.000
10.250
10.500
>= 10.750

< 4.000
4.249
4.499
4.749
4.999
5.249
5.499
5.749
5.999
6.249
6.499
6.749
6.999
7.249
7.499
7.749
7.999
8.249
8.499
8.749
8.999
9.249
9.499
9.749
9.999
10.249
10.499
10.749
Total

Number
Of
Loans

Summary
Outstanding
Scheduled
Balance($)

433
65
12
15
18
18
15
33
25
35
52
59
56
20
23
23
23
14
4
12
8
13
1
0
0
0
0
0
0
977

138,874,253.68
21,190,306.77
4,655,145.20
6,664,606.61
4,491,536.03
6,376,583.02
5,270,412.77
15,958,989.84
8,082,425.05
12,316,151.14
20,425,348.85
22,602,447.12
25,600,195.96
5,910,269.39
7,894,475.65
7,585,095.84
4,775,201.51
1,640,983.83
468,856.75
2,195,033.52
667,907.88
2,285,799.39
199,850.11
0.00
0.00
0.00
0.00
0.00
0.00
326,131,875.91

Percentage
Of
Balance(%)
42.582
6.497
1.427
2.044
1.377
1.955
1.616
4.893
2.478
3.776
6.263
6.930
7.850
1.812
2.421
2.326
1.464
0.503
0.144
0.673
0.205
0.701
0.061
0.000
0.000
0.000
0.000
0.000
0.000
100.000

Number
Of
Loans

1 - Aggregate
Outstanding
Scheduled
Balance($)

Percentage
Of
Balance(%)

241
46
8
9
9
9
8
3
0
3
10
16
13
11
19
20
23
14
4
12
8
13
1
0
0
0
0
0
0
500

72,888,648.38
13,758,715.33
2,988,371.00
4,219,399.68
1,832,267.83
3,008,882.30
2,308,411.18
765,431.73
0.00
1,002,162.09
1,722,159.99
3,483,701.96
2,424,989.20
2,215,343.74
6,133,053.21
6,105,942.60
4,775,201.51
1,640,983.83
468,856.75
2,195,033.52
667,907.88
2,285,799.39
199,850.11
0.00
0.00
0.00
0.00
0.00
0.00
137,091,113.21

53.168
10.036
2.180
3.078
1.337
2.195
1.684
0.558
0.000
0.731
1.256
2.541
1.769
1.616
4.474
4.454
3.483
1.197
0.342
1.601
0.487
1.667
0.146
0.000
0.000
0.000
0.000
0.000
0.000
100.000

Page 74

Number
Of
Loans

2 - Aggregate
Outstanding
Scheduled
Balance($)

Percentage
Of
Balance(%)

192
19
4
6
9
9
7
30
25
32
42
43
43
9
4
3
0
0
0
0
0
0
0
0
0
0
0
0
0
477

65,985,605.30
7,431,591.44
1,666,774.20
2,445,206.93
2,659,268.20
3,367,700.72
2,962,001.59
15,193,558.11
8,082,425.05
11,313,989.05
18,703,188.86
19,118,745.16
23,175,206.76
3,694,925.65
1,761,422.44
1,479,153.24
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
189,040,762.70

34.905
3.931
0.882
1.293
1.407
1.781
1.567
8.037
4.275
5.985
9.894
10.114
12.259
1.955
0.932
0.782
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
100.000

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Supplemental Reporting
Distribution Date

The 25th day of each month or, if such 25th day is not a Business Day, the next succeeding Business Day, commencing in May 2006.
Determination Date

With respect to each Servicer, the "Determination Date" set forth in the related Purchase and Servicing Agreement.
Business Day

Any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in New York, New York or, if other than New York, the city in which the Corporate Trust Office
of the Trustee is located, or the States of Maryland or Minnesota, are authorized or obligated by law or executive order to be closed.
LIBOR Business Day

Any day on which banks in London, England and The City of New York are open and conducting transactions in foreign currency and exchange.
Record Date

As to any Distribution Date (i) with respect to the Non-Delay Certificates, the last Business Day preceding such Distribution Date (or the Closing Date, in the case of the first Distribution
Date) unless such Certificates shall no longer be Book-Entry Certificates, in which case the Record Date shall be the last Business Day of the month preceding the month of such
Distribution Date and (ii) in the case of the Delay Certificates (including the Non-Delay Certificates that are subsequently reissued as Definitive Certificates), the last Business Day of the
month preceding the month of each Distribution Date.
LIBOR Determination Date

With respect to any Interest Accrual Period for any Class of LIBOR Certificates, the second Business Day prior to the first day of such Interest Accrual Period.
Remittance Date

With respect to each Servicer, not later than 1:00 p.m., New York time, on 18th day of each calendar month after the initial issuance of the Certificates or, if such 18th day is not a
Business Day, either the immediately preceding or immediately following Business Day, as set forth in the related Acknowledgement, commencing in May 2006.
Closing Date

April 28, 2006


Miscellaneous Modification Reporting Footnote

In the absence of specific guidance in the governing agreements, Wells Fargo Bank, N.A. has determined that a reduction in principal agreed to by a servicer in connection with a loan
modification should be treated in a manner similar to a realized principal loss on the related loan.

Page 75

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
25-Jan-2012
Distribution Date:

20-Jan-2012

Morgan Stanley Mortgage Loan Trust


Mortgage Pass-Through Certificates
Series 2006-6AR

10:00:38AM

Contact: Customer Service - CTSLink


Wells Fargo Bank, N.A.
Securities Administration Services
8480 Stagecoach Circle
Frederick, MD 21701-4747
www.ctslink.com
1-866-846-4526
Telephone:
240-586-8675
Fax:

Supplemental Reporting
Extraordinary Costs and Expenses

Wells Fargo Bank, N.A. is processing an expense charge to recover extraordinary costs and expenses incurred as a result of the enhanced administration of residential mortgage backed
securities transaction(s) necessitated by significant and/or unanticipated changes in industry and market conditions. These extraordinary costs and expenses may be adjusted periodically.

Page 76

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