Scribd Logo
Upload

Welcome to Scribd!

  • Retirement Corpus Calculator

    Uploaded by

    leninbapuji
    14 views7 pages
    This document provides information needed to conduct an income and expense replacement analysis for retirement planning purposes. It includes the individual's current age, retirement age, life expectancy, current and expected future income and expenses, retirement savings to date, expected rates of return on investments, and inflation rate. The analysis then shows the projected annual and monthly savings needed to accumulate sufficient retirement savings to meet income needs and expenses during retirement.

    Original Description:

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Available Formats

    XLS, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    This document provides information needed to conduct an income and expense replacement analysis for retirement planning purposes. It includes the individual's current age, retirement age, life expectancy, current and expected future income and expenses, retirement savings to date, expected rates of return on investments, and inflation rate. The analysis then shows the projected annual and monthly savings needed to accumulate sufficient retirement savings to meet income needs and expenses during retirement.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xls, pdf, or txt
    14 views7 pages

    Retirement Corpus Calculator

    Uploaded by

    leninbapuji
    This document provides information needed to conduct an income and expense replacement analysis for retirement planning purposes. It includes the individual's current age, retirement age, life expectancy, current and expected future income and expenses, retirement savings to date, expected rates of return on investments, and inflation rate. The analysis then shows the projected annual and monthly savings needed to accumulate sufficient retirement savings to meet income needs and expenses during retirement.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xls, pdf, or txt
    of 7

    WRITE IN YOUR INPUT IN THIS SHEET AND THEN GO TO OTHER SHEET TO VIEW RESULT

    Summary

    a. Current Age b. Retirement age d. Life expectancy Current annual income Expected growth in income p.a Current annual expense Retirement Expenses will be Savings till date Return on investment p.a. during accumulation of corpus Return on investment p.a. during distribution of corpus Inflation p.a.

    45 60 80 360,000.00 6.00% 240,000.00 80% 800,000.00 12.00% 9.00% 6%

    ASSET EQUITY DEBT

    ACUMULATION PHASE ALLOCATION RETURN 60% 15% 40% 8%

    9.00% 3.20% 12.20%

    PORTFOLIO RETURN

    ASSET EQUITY DEBT

    DISTRIBUTION PHASE ALLOCATION RETURN 25% 15% 75% 8%

    3.75% 6.00% 9.75%

    PORTFOLIO RETURN

    KEY POINTS IN INCOME REPLACEMENT ANAYLSIS

    a. Current Age b. Retirement age c. No. of years left for retirement d. Life expectancy e. Years after retirement Current annual income Expected growth in income p.a Annual income at retirement age Return on investment p.a. on accumulation of retirement corpus Return on investment p.a. on distribution of retirement corpus Inflation p.a. Inflation adjusted rate of return Retirement Savings Monthly saving Yearly Saving

    ME REPLACEMENT ANAYLSIS

    45 60 15 80 20 360,000.00 6.00% 862,760.95 12.00% 9.00% 6% 2.83% 13,408,607.37 26,840 359,676


    862,760.95

    DO NOT TYPE OR WRITE IN THIS SHEET

    12,652,460.15

    DO NOT TYPE OR WRITE IN THIS SHEET

    KEY POINTS IN NEED ANAYLSIS

    a. Current Age b. Retirement age c. No. of years left for retirement (b-a) d. Life expectancy e. Years after retirement (d-b) Current annual expense Expected growth in expense Annual expense at retirement age Expences required after retirement Required annual expenses at retirement Rate of return on accumulation of retirement corpus Rate of return on distribution of retirement corpus Inflation rate Inflation adjusted rate of return Savings Corpus as on date Retirement Corpus Monthly savings required to reach corpus Annual savings required to reach corpus

    45 60 15 80 20 240,000 6% 575,174 80% 460,139 12.00% 9.00% 6% 2.83% 800000.00 7,151,257.27 4,713 74,368

    DO NOT TYPE OR WRITE IN THIS SHEET

    You might also like