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METHODOLOGY The major players in retail banking are State Bank of India (SBI) and Indian Overseas Bank

(IOB). Branch offices of SBI and IOB at Jalandhar District are chosen for the survey. The sample size is 120. 60 customers each from SBI and IOB are selected on convenience sampling method. In order to gauge the extent of customers awareness towards retail banking services, 20 retail banking services ranging from tradition to ultra-modern are listed out. Twenty services which are identified, are listed below Deposits, Locker, Personal loan, Education loan, Schemes for women, Schemes for children, Schemes for retired, ATMs, Credit/Debit card, Housing finance, Guarantee, Collecting bill/ cheque/ draft, Payment of insurance premium, Home banking, Tele banking, Mutual funds, Stock investment, Electronic fund transfer, Mobile banking and Institutional financing. GARRETTS RANKING METHOD 100 * (Rij 0.5) P = ---------------------N Where P= Percentile Position N= Total no. of ranks R= Individual Rank

Retail Banking Sector

QUESTIONNAIRE

MBA-IB (2010 2012)

Retail Banking Sector

QUESTIONNAIRE
Personal Details
1) NAME:2) SEX:3) AGE:4) OCCUPATION:5) ANNUAL INCOME:6) DEALING WITH WHICH BANK:7) TICK the following RETAIL BANKING SERVICES that you are AWARE of: Deposits Locker Personal loan Education loan Schemes for women Schemes for children Schemes for retired ATMs Credit/ Debit card Housing finance Guarantee Collecting bill/ cheque / draft Payment of insurance premium Home banking Tele banking Mutual funds Stock investment Electronic fund transfer Mobile banking Institutional financing

MBA-IB (2010 2012)

Retail Banking Sector 8) RANK the following list of OPERATIONAL ACTIVITIES with respect to LEVEL OF SATISFATION:-

ACTIVITIES Good personal services & Smooth/ efficient banking operations Credibility & Accessibility Ease of account opening Computerization of services Introduction of innovative services Duty conscious staff & Courteous behavior Expeditious service Wide range of services with less cumbersome procedures

RANK

MBA-IB (2010 2012)

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