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Msme
Msme
Definition of MSMEs
Type
Micro Small
Mfg.Enterprise
Up to Rs.25 lakh Rs.25 lakh to Rs.5.0 cr.
Service Enterprise
Up to Rs.10 lakh Rs.10 lakh to Rs.2.0 cr. Rs.2.0 cr. to Rs.5.0 cr.
National Manufacturing Competitiveness Program (NMCP) of SIDO Marketing Support Assistance to MSMEs Support for Entrepreneurial and Managerial Development (Incubators) Quality Mgt. Standards and Quality Tools National Campaign for Investment in Intellectual Property Rights (IPRs) Mini Tool Rooms with Foreign collaborations Others being developed
Entrepreneurial & Management Development Incubators- Business skills Development, Technology Identification, Project/Product Selection, Opportunity Guidance, Commercial Aspects, etc. Investment and Training in IPRs MSE Cluster Development Program-Finance for Dev. Of New Clusters and Infrastructure in Existing ones, Common facilities, Cost Sharing on Utilities, Marketing, etc. Credit Linked Capital Subsidy Scheme For Technology Up gradation
Raw Material Assistance Scheme 90 days credit, bulk purchases, cash discounts Financial Support for Credit Rating Technical Support and Technology Transfers Technical Service Centres, Technology Transfer Centres Software Technology Parks Scheme for 100% Exports of Software NSIC Training-cum-Incubation Centres Infomediary Services Techmart Exhibition Annual International Tech Fair
Term Loan assistance to medium & small enterprises Loan limit, Rs.5.0 cr
For fixed assets like land, building, plant & machinery. Expansion,Diversification, Technology development, Enlarging product mix/product range, Quality improvement including ISO 9000 series Certifications Eligible activities i) Industrial activities such as manufacturing, assembling, servicing, processing, preservation, transportation ii) Services like nursing homes, hotels, restaurants, tourism related activities iii) Medical practitioners are eligible for loan for acquiring electro medical and other equipment for professional use iv) Qualified professionals in management. engineering, architecture, accountancy etc. desiring to undertake expansion of their professional practice/consultancy ventures v) Other service activities declared as eligible under the MSME Act
Small scale Industrial units should have SSI registration while Service enterprises should be registered with the appropriate authority
Credit Guarantee Fund Trust for Micro and Small enterprises (CGTMSE)
Credit available without collateral security Available to micro and small enterprises for setting up new enterprises or expansion/ modernizations/ technological up gradation/ diversification of existing enterprises in the manufacturing & services excluding retail trade Guarantee for Loans(Term loans and working capital) up to Rs.100 lakh per borrower Credit given through Member Lending Institutions (MLIS) including banks and branches of SIDBI