Presentation on:STUDY OF CREDIT RATING OF ICRA

Presentation on:Pooja .B. Bangar

Meaning Of ICRA:ICRA Limited (formerly Investment Information and Credit Rating Agency of India Limited) was set up in 1991 by leading financial/investment institutions, commercial banks and financial services companies as an independent and professional Investment Information and Credit Rating Agency.

Profile Of ICRA:Today, ICRA, a full-service Credit Rating Agency with its shares listed on the Bombay Stock Exchange and the National Stock Exchange, has five subsidiaries: ICRA Management Consulting Services Limited (IMaCS); ICRA Techno Analytics Limited (ICTEAS); ICRA Online Limited (ICRON); PT. ICRA Indonesia (ICRAIndo), and ICRA Lanka Limited (ICRALanka). Together, ICRA and its subsidiaries, along with their subsidiaries, form the ICRA Group of Companies, that is, Group ICRA.

Objective of ICRA: ICRA intends to widen its market base. It believes in operating in a transparent manner. The main aim of ICRA is to develop and create user friendly concepts. It also intends to design products to suit the market environment, which is always dynamic.

ICRA aims at creating an environment, which is optimum for the market regulators and also the market participants.

ICRA, offers services in the following categories:Advisory services Credit rating services Providing information pertaining to investments in different fields.

CONCLUSION: Credit rating agencies now represent perhaps most appropriate investment guideline for most investors. As financial markets become more sophisticated and complex, investors need a financial intermediary who provides the required knowledge and professional expertise on successful investing. As the investor always try to maximize the returns and minimize the risk, so ICRA helps to them by giving credit rating to the organizations.

 The project was full of learning and provides me with a great knowledge about credit rating sector.
ICRAs Issuer Ratings provide an opinion on the general creditworthiness of the Rated entities in relation to their senior unsecured obligations.