Annexure-A

To State Bank of Hyderabad ___________________ Dear Sir, One time option to switchover to current interest rate structure Housing Loan Account No:______________________________ I / We invite a reference to the Housing Loan availed by me/ us from the Bank and the loan documents viz. arrangement letter, Loan Agreement (date) in respect of my/ our no having etc., executed by me / us on Housing current Loan account of Rs

outstanding

( Rupees . ) only. Interest is payable on the loan at the rate linked to BPLR/Base Rate as mentioned I the Arrangement Letter.

2. We understand that State Bank of Hyderabad is providing a one time option to existing Housing Loan Borrowers to switchover to current card interest rate, which is .. % above Base Rate, present effective rate being . % p.a. on payment of one time switchover fee of Rs.. @ 1.00 % of the outstanding in the loan account.

3. I/We wish to exercise my/our option to switchover to current interest rate structure as mentioned in Para 2. I/ We further enclose a debit note/ Cheque no. dated . For Rs as payment for one time switchover fee. I/We understand that no concession in interest rate will be permitted to such accounts under any circumstances hereafter and accounts will necessarily carry the current floating interest rate only. 4. All the other terms and conditions, I/ We had agreed to, while availing the said Housing Loan will remain unchanged. I/We request you to change the interest rate structure in my above said Housing Loan account with effect from.(date). Yours faithfully, Borrower (s) 1) Place:
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2)

3)

Date: Terms and conditions stated in this letter are accepted by me/ us as a guarantor (s). Guarantor (s) 1) Place: Date: 2) 3)

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