1342792906july 25 2012 Z1 - Layout LowRez

P
eople rely on fire and smoke

detectors to help keep them
safe in their homes. Though
fire and smoke alarms are effec-
tive, a firm fire safety plan that
will keep everyone calm should a
fire occur could mean the differ-
ence between life and death.
The U.S. Fire Administra
tion says that more than 3,500
Americans die each year in fires,
while roughly 18,300 more men,
women, and children are injured
each year. Cooking accounts for
the greatest percentage of residen-
tial fires, followed by arson. Dryer
vent fires are also a big concern.
FEMA says that smoke, rather
than the fire's flames, is responsi-
ble for 75 percent of all deaths by
fire.
In addition to physical injury
and material damage, fires can
cause a host of other problems.
Psychological distress, monetary
damages, and loss of pets may
come with fires. Loss of irreplace-
able personal items is also a con-
cern. Although fires can be dev-
astating, they're also highly pre-
ventable, and smoke alarms and
a home fire safety plan are two
precautionary measures every-
one should take.
Creating an evacuation plan
doesn't have to be complicated.
Such a plan can be established
in a few minutes and then rein-
forced through practice every so
often to keep everyone fresh on
what to do.
Begin by assessing the layout
of the home. Figure out the two
best exits from the home.
If your home doesn't have two
doors, invest in a fire ladder so
that one of the windows can be a
point of exit.
Know how to gain access to the
exits, including the best path to
take to avoid injury. It's a good
idea to consider a few different
scenarios. A kitchen adjacent to
the upstairs staircase may become
engulfed in flames and make exit
by way of staircase impossible. Just
because you have doors to the out-
side doesn't mean they'll present
the best type of exit.
Sketch out the layout of the
home and the escape plan. Smoke
can make it difficult to know up
from down. Be sure everyone can
reach the exits even if vision is
obstructed. Try it with your eyes
closed.
Check fire alarms routinely, and
change batteries at least every
year.
Make sure windows can be easily
opened if they are an exit point.
Make note of who will be help-
ing children or the elderly out of
the home.
Establish a place where the fam-
ily will meet outdoors. This area
should be far enough away from
the home so that everyone will be
safe from smoke, flames and falling
debris. Fires may ignite fuel explo-
sions, so be sure the meeting spot
Establish a home fire safety plan
Keeping family members safe from fire involves establishing a fire safety plan.
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
July 25, 2012
Zone 1, Vol. 10, No. 14
The Official Paper of Wayne Day
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continued on page 12
Note: To have your group's
announcement appear in
Community Happenings,
please e-mail the information
in paragraph format to calen-
dar@lifeandleisurenj.com.
Sep 12
If you are a grandparent or
other kinship caregiver caring
for children whose parents are
unable or unwilling to do so,
you are invited to attend the
Grandparents as Parents
(GAP) of Passaic County
meeting on Wednesday,
September 12, 2012, 9:15 a.m.
11:30 a.m. at the Paterson
Public Library, 250 Broadway,
Assembly Room, Paterson,
NJ. For more information or
to attend, contact Mary
Osinski at osinskim
@wpunj.edu or 973 720.3690.
Around the
Community ...
The Golden Age Circle of
Wayne, Inc. (GACW) is an
active non-profit senior group
sponsored by the Wayne
Department of Parks and
Recreation that meets every
Thursday at 1pm. in the PAL
Building, 1 PAL Drive in
Wayne. Coffee is served after
each regular meeting and
members enjoy an afternoon
of fellowship. Day trips and
overnight trips are scheduled
throughout the year, certain
meetings host special speak-
ers, and bingo is played for
only GACW members one
Thursday during each month.
To qualify as a member, you
must be a Wayne resident of at
least 50 years of age. Yearly
dues are $7. For more informa-
tion, call Val Turner, assistant
recording secretary, at 973-
694-5094. Or, come visit us!
Professional musicians and
vocalists of the Wayne Seniors
Swing Band will perform for
your dancing and listening
pleasure on the third Tuesday
of each month. Requested
donation is $2 from members
of the Wayne Elks Lodge and
members of the Wayne Adult
Community Center. For all
others, requested donation is
$3. Light refreshments will be
served. Performances will take
place from 12:30-2:30pm. at
the Wayne Elks Lodge, 50
Hinchman Ave. For more
information, call 973-633-
0734.
The Annual Membership
Drive for the Friends of the
Wayne Public Library is now
underway. Current members
are asked to renew their mem-
bership for 2012. New mem-
bers are always welcomed;
membership forms are avail-
able at the main library (461
Valley Road) and at the
Preakness branch (1006
Hamburg Tpke). Members of
the Friends serve as volunteers
in the Friends Room, help
with the Lunchbox Learning
programs, and help sort dona-
tions of used books that are
sold by the Friends to benefit
the library. Visit the Friends
Room at the main library,
visit our website at www.lifeandleisurenj.com
July 25, 2012 Page 2, Zone 1
100% mailed twice a month newspaper
234 Main Street, 2
nd
Floor
Lincoln Park, NJ 07035 973.696.8008
Publisher: Joe Pellegrino Editors: Bethanne Pellegrino & Kenneth Nicholas Assistant Editor & Administrative: Jennifer Pellegrino
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Sales: Lisa Buniewski, George Papendick, Veronica Pluta Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure are
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desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2012 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.
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July 25, 2012 Zone 1, Page 3
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I
f you dont have an IRA, I
can only think of a few
reasons why you dont.
First, maybe you couldnt
afford to fund one each year.
Or the opposite, you made
too much money and you par-
ticipated in an employer-
based retirement plan, ren-
dering you ineligible for an
IRA. Perhaps you didnt want
to tie up your money until age
59 , or you really didnt
need the tax deduction. A
Roth IRA would be a good
alternative if you were to
forgo the deduction, still
allowing you to enjoy the tax-
deferred growth with no
mandatory distribution at age
70. There are Spousal IRAs
and Spousal Roth IRAs, and
in the past some people took
advantage of Educational
IRAs. Maybe you rolled-over
your 401K plan into an IRA,
aptly named a Rollover IRA.
Maybe someone died and left
you an inherited IRA? Some
self-employed people and
their employees take part in a
SEP (Simplified Employee
Pension) IRA or a SAR
(Salary Reduction) SEP IRA.
The bottom line is that IRA
is an abbreviation for
Individual Retirement
Account and as the headline
asks, if you have one, why not
a JRA?
Id like to examine the
question a little further,
assuming that the IRA holder
is married. What happens to
your IRA after you die? If you
leave it to your spouse, he or
she can roll it over into his or
her own IRA if the decedent
is under 70 . If the mini-
mum distributions were
already initiated, the surviv-
ing spouse would roll it into
an Inherited IRA and contin-
ue taking the minimum
required distributions. If left
to a child, then the term
Stretch IRA comes into
effect, allowing taxes to be
postponed while the mini-
mum distributions continue
with the childs life expectan-
cy calculation. Of course, that
child gets to name its own
beneficiary for the IRA and if
it is to its own child, the IRA
can be stretched-out over the
next generation, as well.
However, in my 31 years in
this business, I cant remem-
ber a single child stretching
the IRA to the grandchildren
of the original owner. No,
outside of the spouses, the
kids usually cash-out the IRA
and pay the taxes because
they have their own bills, car
payments, mortgages, or col-
lege tuition for their own
children to pay for.
But, might there be a
better way to handle your
IRA? Answer: Yes! Why not
modify your IRA into a
JRA? Thats right; modify
your Individual Retirement
Account into a Joint
Retirement Account as soon
as possible! Let me explain
Your IRA doesnt need to pro-
vide benefits to only you, the
account holder. Lets think
about this for a moment.
What would happen to you or
your spouse if he or she sur-
vived you and your IRA was
exhausted? It appears to me
that you might be out of
income before youve even
died and your spouse would
definitely be out of income
after your death, regardless of
his or her longevity!
But wait. If you could
guarantee that the income
would never run dry or be
diminished in any way for the
rest of your life and your
spouses lifetime, in essence
youve just created a JRA!
Thats right one IRA and
two incomes guaranteed for
both the husbands and wifes
entire lifetimes! So the hus-
bands IRA could be protect-
ed for the wifes ultimate ben-
efit and the wifes IRA could
be protected for the husbands
lifetime benefit, simultane-
ously! This is particularly
attractive when one spouses
IRA is significantly larger
than the others IRA. Imagine
creating a pension-like
income for joint lives from a
single IRA, while still retain-
ing access to the principal!
Everyone needs to learn how
to do this!
And there is more! Lets
assume that the husband
worked for 40 years, amassing
a $1 million IRA while his
wife worked in the home rais-
ing their children so she
never had the chance to build
a large IRA for herself. With a
stroke of the pen on the prop-
er document, both husband
and wife would be guaranteed
a lifetime of income that
would never be exhausted!
Further, one program exists in
the marketplace today that
states if either spouse entered
a nursing home, the income
that was guaranteed for life
would simply double! Thats
right! 4.5 percent for life
becomes 9 percent if either
party enters a nursing home.
When they return to their
own home, or unfortunately
the funeral home, the month-
ly check reverts back to the
4.5 percent minimum amount
that was guaranteed for life
initially until, when and if,
the surviving spouse enters a
nursing home and the income
jumps back up to double
again!
So you see, if you have
an old style IRA, you need to
examine the features and ben-
efits of upgrading to a JRA! If
you would like to explore this
concept further, please call
my office for a no cost or obli-
gation appointment and an
opportunity for us to shake
hands. It is my belief that
everyone needs to examine
the possibilities of upgrading
his or her IRA to a JRA
before its too late!
Guarantees based on the
claims-paying ability of the
insurance company selected.
Mark E. Charnet is President
and Founder of American
Prosperity Group. APG is the
AFTER
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Dr. Harry A. Long
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Dr. Harry A. Long
330 Ratzer Road Wayne, NJ 07470 973-685-6984
smiIemakeoverwaynenj.com
BEFORE
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Do you have an IRA? If so, why not a JRA? By Mark Charnet
R
ecently a patient
referred me to Dr.
Michael F. Roizen,
MD, who wrote a book called
Real Age. The book provides
insight into how to calculate
ones lifespan according to
lifestyle, eating, exercising, etc.
The Centers for Disease
Control conducted a study at
Emory University that showed
that people with gingivitis
(bleeding, swollen, or inflamed
gums) and periodontitis (gum
disease that causes loss of jaw-
bone around teeth) had a 23 to
46 percent higher mortality
rate than those who did not
have these problems. These
conditions are linked to
increased rates of cardiovascu-
lar disease, stroke, and infec-
tions.
Dr. Roizens book states:
Flossing your teeth can make
your arteries stronger and helps
keep your immune system
young. The same bacteria that
cause gum disease also trigger
the immune response
inflammation that causes
arteries to swell. The swelling
of arteries results in constric-
tion (narrowing) and decreased
blood flow that in turn leads to
cardiovascular disease. Other
studies have shown that gum
disease leads to higher white
blood cell counts, indicating
that the immune system is
under high stress. Poor oral
hygiene and increased tooth
loss are important signs of this
risk. It is calculated that lifes-
pan can increase by over six
years by maintaining oral
hygiene!
An estimated 80 percent
of the U.S. population has
some form of gum disease, from
gingivitis to advanced peri-
odontal disease. So, one of the
keys to longevity is to floss
more often. In addition, it is
recommended to get a dental
cleaning at least every six
months!
Incidentally, according to
Dr. Roizen, men who have reg-
ular sex, a happy monogamous
heterosexual relationship, and
who eat plenty (not overeat-
ing) of pizza, marinara sauce,
and spaghetti can add an addi-
tional five years to their lives.
Just floss after eating and don't
smoke after sex.
Dr. Peter Brusco is a 1980 grad-
uate of the University of Pennsyl-
vania and has been practicing in
Kinnelon since 1982. Dr. Brus-
cos practice is located at 170
Kinnelon Road, Suite 29A in
Kinnelon. You may reach him by
calling 973-838-5862 or on the
web at www.drbrusco.com.
Floss to live longer By Dr. Peter Brusco, DMD
New Patient
SPECIAL
Exam, Digital X-Rays, and Cleaning
$120.00
(Regularly $266) Expires 09-30 -12.
Not to be combined with any other offers.
Dr. Peter Brusco, D.M.D. 973-838-5862
0% Payment Plan
B
etween the Health
Care Reform being
upheld by the Supreme
Court and the Bush tax cuts
set to expire on December 31,
2012 we are looking at higher
taxes in 2013.
Here are some significant
changes coming our way.
Nearly all tax brackets will be
increasing. The lowest bracket
from 10% to 15%. The highest
bracket from 35% to 39.6%.
Additional 0.9% Medicare
surtax on earned income for tax-
payers with income as follows:
Single income over
$200,000
Married Filing Joint - income
over $250,000
Married Filing Separately
income over $125,000
Additional 3.8% Medicare
surtax on investment income
for individuals with income
above the same thresholds listed
above.
Investment income includes
interest, dividends, capital
gains, rental and royalty
income, passive income, and net
gain over $250,000 for single
taxpayers or $500,000 for mar-
ried taxpayers filing jointly of
qualified personal residence.
(The IRS will issue more guid-
ance on specifically what income
is included.)
Preferential tax rates on
Dividends eliminated. In 2012
individuals in the 10 and 15%
tax bracket are taxed at 0%.
Taxpayers in the 25% bracket
and higher are taxed at 15%.
Starting in 2013 taxpayers will
pay from 10% to 39.6% on div-
idends, whatever tax bracket
they are in that is the tax rate
they will pay on their dividends.
Long Term Capital Gains Tax
Rates will increase to from 15 to
20%.
The floor for deducting
Medical expenses will increase
from 7.5% of your Adjusted
Gross Income to 10%. This
wont apply to seniors 65 and
older until 2017.
The federally subsidized drug
plan costs for retirees will be non
deductible.
Health Spending Accounts will
be capped at $2500.
Starting in 2014 individuals
who do not have health coverage
will owe a penalty tax anywhere
from $95 to $285 in 2014. But
in 2016 the penalty increases to
as much as $2085.
Businesses with more than 50
employees will have to provide at
least minimum essential health
coverage beginning after
December 31, 2013 or they will
be subject to an excise tax of
$2000 per employee, and the
tax is not deductible.
Federal Estate Tax is currently
at five million dollars but set to
revert back to one million on
January 1, 2013. Also the
Estate tax Rate will increase
from 35% to 55%.
To prepare for the 2013
income tax increases you
might want to shift expected
2013 income into 2012, so
the money can be taxed at
todays lower rates. For exam-
ple, if you were expecting a
bonus early 2013, you may ask
for it to be paid a few weeks
earlier at the end of 2012.
Traditionally, taxpayers
are encouraged to maximize
their deductible expenses at
the end of the year. However
in order to reduce their tax-
able 2013 in might make
sense to hold off on some
deductions this year and save
them for 2013. For example
many people make charitable
contributions at the end of
the year or make their January
mortgage payment in
December. It may make sense
not to do this year so you can
use the deductions for 2012.
It is doubtful that any
significant tax legislation will
get signed into law until after
the November elections. The
current administration wants
to extend the tax cuts to tax-
payers with income less than
Has your child been diagnosed with...
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Start planning now for
2013 tax changes
By Robert Sokoloff
A
s the weather con-
tinues to heat up in
North Jersey, so do
the fun and excitement at
Eagles Day Camp, a program
of Eastern Christian Schools.
The series of four consecutive
week-long camps, each with a
unique theme and special
activities, is held at the
Eastern Christian Elementary
School campus on Baldin
Drive in Midland Park
daily from 9 a.m. to 3 p.m.
(extended care available).
This is the second year of the
program, and enrollment has
already doubled compared
with last summer.
The camps first session,
themed Animal Adven-
ture, was held this past
week. The campers were
divided into four teams at the
beginning of the week, and
each team decided its own
animal-themed group name.
Thus, the Powerful Panthers,
the Might Mighty Lemurs,
the Blue Kangaroos, and the
Almighty Piranhas took on
the week, complete with mas-
cots made entirely of painted
cardboard boxes. The teams
provided a basis for fun, com-
petitive activities throughout
the week, including the
Friday grand finale of Camp
Olympics with lots of water
games to stay cool. Tuesday
and Thursday were spent
enjoying Graydon Pool in
Ridgewood, with lots of
swimming, shark tag, volley-
ball, and even burying some
of the counselors in the sand.
Each Wednesday is highlight-
ed by a special day trip. This
past week found the campers
at the Bronx Zoo, which was
a huge hit!
The kids were eager to
share what they love most
about Eagles Camp. When
Tobi Cummins was asked
how she liked Eagles Day
Camp, she responded with a
simple thumbs-up. Others
spoke about their favorite
activities.
I really liked playing volleyball
at the lake, said Carter Gilgen.
My favorite part of camp was
the lake, said Louis Garcia.
My favorite part about camp
was going to the Bronx Zoo
because I got to learn about ani-
mals, said Emmanuel Dyer.
My favorite part was
Greydons Pool, said EV
Cummins.
I liked being with my friends,
said Shannon Spadaro.
Eagles Day Camp is
designed to provide campers
with a variety of age-appro-
priate activities within a safe,
nurturing, and fun atmos-
phere, with an emphasis on
social, physical, and emotion-
al growth and learning. Some
campers come with friends,
but making new friends is all
part of the fun!
If you know of an ele-
mentary school-aged child
looking for a safe and unbe-
lievably fun experience this
summer, check out Eagles Day
Camps. Limited space is still
available for the last two ses-
sions: July 2327 (Carnival
Craze) and July 30August 3
(Outstanding Outdoors).
Contact James Anderson, pro-
gram coordinator, for more
information at jamesander
son@easternchristian.org or
973-427-6244 ext. 300.
In stock items only. Excludes gift certificates. LL
10
%
ANYTHING ANY TIME
1 coupon per purchase.

Is Your Car
Ready For The
Summer?
Eagles Summer Day Camp program
off to great start
Spots still available for this summer!
To Advertise in Life & Leisure Call 973-696-8008
premier retirement and estate-
planning franchise in the United
States with 17 offices in eight
states. Mr. Charnet is a certi-
fied annuity specialist and has
over 30 years of experience in
the retirement and estate-plan-
ning fields. Creator of the Trini-
ty Method of Investing, Mark
encourages your inquiries and
can be reached at
877-885-1APG (1274) or
973-831-4424,
or via e-mail at markchar-
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website: www.1apg.com. Inter-
ested in a career in retirement
and estate planning? Check out
this website: www.apgfran-
chise.com. Securities through:
BCG Securities, Inc. Member
SIPC, FINRA and a Registered
Investment Advisor.
S
pencer Savings Bank, a
community bank head-
quartered in Elmwood
Park, awarded $22,500 in
scholarships this year to local,
deserving students through its
annual scholarship program
established to aid local youths
in their pursuit of higher edu-
cation. Spencer Savings Bank
recognized 30 high school and
middle school students for
their outstanding academic
achievements and educational
goals, awarding each high
school student $1,000 scholar-
ship and each middle school
student a $500 Coverdell
Education Savings Accounts
(CESA).
Since the program was
founded in 2002, Spencer
Savings Bank has awarded a
total of $248,000 in scholar-
ships to youths in the commu-
nities it serves. This year,
Spencer Savings Banks
$22,500 scholarship fund was
divided among 15 high school
students and 15 middle school
students located within the
banks communities. The
recipients were selected based
upon their academic record,
history of community service,
and future interest in a career
in business, finance, or bank-
ing.
Working extremely hard
throughout the year toward
significant academic achieve-
ments, these 30 local students
have proved themselves very
deserving of the scholarship
award, said Jos B. Guerrero,
president, chairman and CEO
of Spencer Savings Bank. At
Spencer Savings Bank, we
strongly believe in investing
back into the communities we
serve, and we are proud to rec-
ognize the academic accom-
plishments of local students
from our communities by sup-
porting their future endeavors
with our scholarship award.
Centered on generating
growth through reinvestment
of local deposits into the com-
munity, Spencer Savings Bank
proudly supports local busi-
ness and workforce initiatives,
civic groups, charitable organ-
izations, youth programs, and
other community-focused
organizations.
For more information on
the scholarship program and
additional programs established
to benefit local communities,
or to learn more about Spencer
Savings Bank and its personal-
ized banking options, please
visit www.spencersavings.com.
Spencer Savings Bank Grants $22,500
in Scholarships to Local High School and Middle School Students
A TRUSTED POMPTON PLAINS HERITAGE OF DENTAL EXCELLENCE
A Total Care Facility
Darren A. McKeever, DMD, MAGD
933 Rt. 23 South, Suite #9 Pompton Plains
We Cordially Invite You To Call
(973) 839-8180
www.mckeeverdentalcare.com
Visit us before the summer is gone und
Iet your kids begin the schooI yeur with
eceIIent dentuI heuIth|
Once the schooI beII rings the running
begins,Our curing dentuI teum knows how
busy your scheduIe wiII be, Thut's why we
ure offering convenient uppointment times
for the rest of the summer|
NEW PATIENTS ARE ALWAYS WELCOME
Whats New
NOW PICKING HOMEGROWN PRODUCE!
Visit our produce page at FarmsView.com to see whats in season.
Sign up for our emailing list to be notified of whats in season.
at Farms View?
45 |ock Ook k|dge kd. Woyne 73-83-1212
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Do you have an IRA? If so, why not a JRA?
continued from page 4
is a good deal away.
Children should be instructed
to run to the meeting spot
immediately without waiting
behind for anyone to catch up.
No one should re-enter the
home after arriving at the meet-
ing spot.
Do a few practice runs so
everyone will be accustomed to
getting out quickly.
While in most cases it is better
to escape and let the fire
department extinguish a fire, in
the event of a small fire, occu-
pants may be able to stanch it
with a personal fire extinguish-
er. Follow the acronym PASS
to properly put out the fire:
PULL the pin in the extin-
guisher.
AIM the nozzle or hose at the
base of the flames.
SQUEEZE the trigger.
SWEEP the foam across the fire
base; do not just aim in one
place.
Fire safety is very impor-
tant. In conjunction with
smoke alarms, a fire safety plan
can help everyone get out alive.
X
ylitol is a sugar alco-
hol that is commonly
used as an artificial
sweetener and is created from
birch, raspberries, plums and
corn. Xylitol is similar in
sweetness to sugar but half
the calories and with-
out the common
effects of sugar such as
dental cavities and
diabetes. Therefore,
this sweetener is
found in many human
sugar free products,
such as gum, candies
or other sweets. In
humans, this additive
has no serious side
effects but in dogs,
ingestion could be
fatal. Xylitol has also
been suspected of
causing toxicity in ferrets.
Xylitol toxicity is one of
the newer culprits for toxic
episodes in our dogs. A com-
mon scenario is finding your
pooch stealing a pack of
sugar free gum. While previ-
ously it was thought that
only large concentrations of
xylitol could result in prob-
lems, this may no longer be
the case. Just a few sticks of
gum ingested by a small dog
could cause severe problems.
The main and initial
toxic event in dogs with xyl-
itol ingestion is hypo-
glycemia (low blood sugar).
What the xylitol does is
cause a rapid release of the
hormone insulin, resulting in
a sudden decrease in blood
glucose. There also appears
to be a strong link between
xylitol ingestions and the
development of liver failure
in dogs, which can develop
after the initial toxic phase.
Signs of toxicity can be
seen as quickly as 30 minutes
after xylitol ingestion. You
may see clinical signs of
hypoglycemia such as: vomit-
ing, weakness, ataxia or
uncoordinated movements,
depression, seizures, coma,
and later, liver dysfunction
and/or failure. Your dog
could also see problems from
ingesting just small amounts
of xylitol. Therefore do not
base toxicity on see-
ing clinical signs in a
half hour. You may
not be in the clear
because with smaller
concentrations of
xylitol, the onset of
clinical signs could
be delayed as much
as 12 hours after
ingestion.
Since these signs can
develop quite rapidly it is
crucial that pet owners
seek veterinary treatment
immediately or contact the
Animal Poison Control
Center. If it is soon after
your pet has eaten a xylitol-
containing sweet or food
and before clinical signs
develop, your veterinarian
may advise inducing vomit-
ing to expel the toxin and
supportive care to monitor
and treat the resultant low
blood glucose and possible
low potassium levels.
Prevention is very
important. Therefore be
especially diligent in keeping
candy, gum or other foods
containing xylitol out of the
reach of pets. As with any
potentially toxic substance,
should accidental exposures
occur, be sure to contact your
veterinarian or Animal
Poison Control for immedi-
ate assistance.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in
Kinnelon and is happy to be
home, with his wife, three cats
and two dogs, to provide quali-
ty and compassionate care for
your pets in the community.
The Pequannock Animal Hos-
pital is located at 591 Newark
Pompton Turnpike in Pompton
Plains. You may reach them by
calling (973) 616-0400.
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 8/22/12
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 8/22/12
O
p
e
n
S
a
tu
r
d
a
y
s
www.PequannockVet.com
What is Xylitol? By Dr. Matthew Krupnick
Fire safety plan
www. ASBNOW. com
*There is no charge from Atlantic Stewardship Bank, but message and data rates may apply from your wireless provider.
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5
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Minimum Order $25.00
Offer valid on select products. Cannot be com-
bined with any other offers. Offer code must be
used when placing the order. Offer expires
8/30/12. Code: lile1038
To order, please call or visit:
973-706-6555
87 Berdan Avenue
Wayne, NJ 07470
EdibleArrangements.com
Nationwide
Same Day
DeIivery AvaiIabIe!
(Hours subject to
vary by Iocation)
A
re you satis-
fied with
the appear-
ance of the fence
that surrounds your
home? It's a question
not often asked as
fences tend to be
considered a utility
for the protection of
the home or yard.
Although style is
generally overshad-
owed by practicality,
Anello Fence has
proven time and
again that there is
indeed a happy medi-
um. With dozens of
varieties available
made of the most quality
American-produced material,
you are sure to find what you
at looking for at Anello
Fence. But you probably
already knew that. What you
may not have known is that
Anello Fence is now offering
a variety of outdoor accents
to compliment your fence
and enhance the appearance
of your property.
From mailboxes and
mail posts to archways,
Anello Fence has what you
need to make your front yard
beautiful. Perhaps you've
grown tired of the out-of-date
mailbox you currently have.
Maybe your fence just needs
some accenting. Whatever
the case, if you are looking to
add value to your home, don't
just stop at a fence. There are
so many ornamental
structures and fix-
tures that can truly
make an impression
on your home.
The timeless beau-
ty of maintenance
free mail posts add a
touch of charm and
character to any
home. In this day of
low valuations the
beautification of
homes is essential to
increase its curb
appeal.
With summer
nearing its end, now
is the time to prepare
your home for the
home-improvement standstill
of winter. Stop into Anello
Fence and walk through their
showroom to explore all the
different styles and varieties
available. Visit them at
50 Route 23 North in
Pequannock or go online at
www.anellofence.com. They
can also be reached at 973-
835-4100.
Family & Cosmetic
Dentistry
Lauren M. Salch,
D.M.D.
Ryan P. Zlotkowski,
D.M.D.
Complete Examination,
Full Series of X-Rays
and Consultation
$89 Reg. $259
For new patients only.
Not to be combined w/any other offer. Exp. 8/31/12.
In-Office Whitening
Invisible Braces
Veneers Crowns Bridges
Dentures Implant Crowns
Tooth Colored Fillings
Sedation Dentistry
Complimentary Consultation
for Invisalign (reg. $153)
Delta Dental Provider 10% Senior Courtesy
"We go the extra mile
to give you a healthy smile"
973-835-0702
435 Ringwood Ave
Pompton Lakes
Visit Our Website For Our
Hours and Services:
www.PomptonDentalArts.com
Call For A FREE Trial Lesson!
Wedgewood Plaza at 1055 Hamburg Turnpike
For more information call: 973.653-5432
www.wayne.schoolofrock.com
Not just fences By Joe Pellegrino, Jr.
Havea a Happy Safe Summer from everyone at Life & Leisure
located on the right after you
enter. A large selection of
used media is available at bar-
gain prices, including novels,
children's books, non-fiction,
biography, cookbooks, col-
lectibles, vintage books,
records, and magazines. Be a
part of your library join the
Friends. For more informa-
tion, call 973-694-4272 ext.
5405.
Visiting Angels of Wayne
in association with the
Alzheimers Foundation of
America is offering free and
confidential year-round mem-
ory screenings. The screenings
are available on the third
Wednesday of each month
from 2-4pm by appointment
only. The screenings are held
at the Visiting Angels office
located at 2190 Hamburg
Turnpike in Wayne. Visiting
Angels is a senior homecare
agency that helps seniors
remain comfortably at home
through joyful companionship
and a commitment to profes-
sional services such as
hygiene, light housekeeping,
errands, and meal preparation.
For more information or to
make an appointment for a
screening, call (973)839-
3761.
The Riverview Garden Club
in Wayne encourages local
area residents who are inter-
ested in gardening and in
expanding their botanical
knowledge to become club
members. Novice and experi-
enced gardeners are wel-
comed. Monthly meetings fea-
ture educational lectures by
experts on a variety of garden-
ing and nature related topics,
and excursions to various
botanical venues are sched-
uled throughout the year.
Club members can also partic-
ipate in demonstrations and
hands-on projects that
involve creating floral, land-
scape, and nature related
items. The Riverview Garden
Club maintains several public
gardens in the Wayne area;
this provides club members
with the opportunity to
improve their gardening skills
by being involved with proj-
ects that beautify the local
community. Join now to allow
your gardening knowledge
and friendships blossom. For
more information, call our
membership chairperson Judy
Sherpa at 973-838-8005, send
an e-mail to riverviewgc
@optonline.net, or visit our
website: www.riverviewgar-
denclub.com.
Jewish Family Service of
North Jersey, a recipient of
financial assistance from UJA
Federation of North Jersey, is
expanding its Kosher Meals
on Wheels program in Wayne.
The Meals on Wheels
Program provides hot, nutri-
tious kosher meals to people
age 60 and over, or those
younger who have a disability
and who are unable to cook or
shop. Volunteer drivers bring
needed meals and offer smiles,
greetings, and personal con-
tact to the elderly, many of
whom seldom get out. Drivers
are needed to deliver meals
two times a month. We are
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(,

;,., .
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,,/
An Alternative
Healthcare
Solution
973-616-4555
18 Newark Pompton Tpke., Riverdale
www.AdvancedSportMed.com
, // /.,
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/
HIGHEST PRICES
PAID ON THE SPOT
Paragon Jewelers
Record High Gold Prices
Sell The Gold Jewelry
You No Longer Wear
Rt. 23 N. & Jackson Ave.
Pompton Plains
In The A&P Shopping Ctr.
Next To Home Goods
& T.J. Maxx
973-839-0611
Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,600 oz.
WE ALSO BUY DIAMONDS,
STERLING SILVER & COINS.
Community Happenings
To Advertise in Life & Leisure Call 973-696-8008
250,000 and the Republicans
want to extend tax cuts to
everyone. Even if the
Republicans win the White
House President Obama
would still be in office
through the end of 2012 and
therefore most likely taxpay-
ers with incomes over
$250,000 will be looking at
higher taxes in 2013.
Everyones tax situation
is unique so make sure to con-
sult your CPA or tax advisor
about your specific circum-
stances. Proper planning
could mean significant tax
savings especially with the
major changes happening
now. If you have any ques-
tions please feel free to con-
tact our office.
Robert P. Sokoloff and Associ-
ates, PC, is a year round full
service CPA firm providing a
wide range of Accounting and
Tax services to both Small Busi-
ness and Individual Clients. We
are QuickBooks Certified Pro
Advisors and provide new busi-
ness set up, training and sup-
port. Our office is located
at 166 Main St.
Lincoln Park, NJ 07035.
Our website is
www.cpanewjersey.com
and email is rps@cpanewjer
sey.com. To contact us by
phone please call
973-633-1001.
Conveniently Located On Route 23 South
At 615 Route 23 Pompton Plains
973-839-5666
Authorized Service Center & Dealer
For Most Major Brands
Mon. - Fri. 9:00 a.m. - 5:00 p.m.
Sat. 9:30 a.m. - 4:00 p.m.
www.vacshackinc.com www.vacshackinc.com
Since 1976
SALES SERVICE REPAIRS
Eureka
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$
42
99
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Cleans carpet &
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2-Motor System
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$
119
99
Eureka
Optima
Soft Grip Looped Handle
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Power - 12 amps
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$
59
99
LARGEST VACUUM PARTS SELECTION IN NEW JERSEY
Hoover
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$
199
99
12 amps
5 Spin Scrub Brushes
On-Board Powered
Hand Tool for Stairs,
Upholstery
24 Cord
1 Year Warranty
Performance
Plus
Platinum
$
229
99
Powerful
12-amp Motor
Motor Protection System
QuickDraw Tools on Board
TriForce Agitator
30-Ft. Power Cord
HEPA Filter
Not valid with other offers. Expires 08/22/12
Buy 2 Packages of Same
Type Bags (3 pack size only)
& Get 1 Pack of the
Same Size FREE
FREE
Vacuum Bags!
With this coupon only. Not valid with other offers.
Expires 08/22/12
10%
OFF
On All
Vacuum Repairs
All Brands Serviced
1400 Watt motor
Convenient for carpets and hard floors
Lightweight, compact design
Deluxe on board accessories
Metal telescope wand
2 Year Warranty
Riccar
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Hepa Filtration
Super light 8 lbs
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Can
12 Amp Motor
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279
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$
299
00
Special
322 Wanaque Avenue, Pompton Lakes 973.839.9000
Mon 11-4, Tues & Wed 10-5, Thurs 10-7, Fri & Sat 10-4
Start planning now for 2013 tax changes
FREE In-Home
Consultation
When you mention this ad.
201.321.4459
Located in Pompton Lakes In Business Since 2003
Owner Operated
Ask for Tom
We Offer a UNIQUE Wall Panel System
That is Mold & Mildew Resistant
Home Gym Wine Cellar Extra Living Space
Kitchen Remodeling Crafted Tile Work Bathroom Remodeling
Lic #13VH02033600
Home Improvement
Contractor
$500 Off When You Mention This Ad.
Love Your Basement Again!
helps create a continuous air
exchange within the home, preventing stale,
moist air from stagnating, while improving the
overall indoor air quality.
Authorized Dealer and Licensed
Installer of Humidex systems
1581 Route 23 South
Wayne, NJ 07470
www.waynehearingcenternj.com
John N. Okken, NJ Hearing Aid Dispenser License # 386
We accept:
Business Hours:Monday, Tuesday, Thursday and Friday:
9:30am to 5:30pm, Saturday: 9:30am to 2:00pm
WAYNE
Hearing Aid Center
973-696-7110
Take advantage of this
RSK FREE TRAL
Expires August 10, 2012
SPECIAL
EVENT!
I
nsects have long been a
nuisance at outdoor gath-
erings. A barbecue, picnic
or even a visit to the park can
quickly grow uncomfortable
when insects buzz and bite. It
may take minutes to hours
before you see the telltale signs
of an insect bite, including
welts and redness. You may be
left wondering what flew in
under the radar. It could be
no-see-ums.
Many of the insect bites
you will receive come from
visible mosquitoes of different
varieties. Theyre attracted to
sweat or exhaled breath.
Females who need a blood
meal to produce eggs use peo-
ple and other animals as
their source of nourishment.
Although mosquitoes can be
problematic, very small
insects, aptly dubbed no-see-
ums could pack a more pow-
erful bite. Often-times, people
are unaware theyve been vic-
timized by a no-see-um until
their skin has already grown
irritated.
No-see-um is actually an
umbrella term given to very
small biting insects, namely
biting midges and sand flies.
These insects are part of the
order Diptera and families
Ceratopogonidae and Phleb-
otomidae, respectively. Al-
though sand flies and biting
midges are not the same
insect, their small stature and
similar likeness for feeding on
blood have inadvertently
grouped them together. No-
see-ums are also called
punkies, most notably the
sand fly variety. Punkies may
carry disease and viruses.
No-see-ums are common-
ly found along seashores, rivers
and lakes. They are attracted
by similar markers as mosqui-
toes, in-cluding octenol,
which is found in human
breath. Traps containing
octenol liquid can be used to
attract and kill no-see-ums,
and many bug repellents can
help keep these bugs away
from the skin.
Adult biting midges are
usually most active between
dawn and dusk; they will
remain inactive through very
windy weather, finding shelter
amongst vegetation. They usu-
ally stick close to their breed-
ing sites. Many no-see-ums
attack in large numbers, biting
on any areas of exposed skin,
most notably the face, scalp,
hands and legs. The bites can
cause acute discomfort, irrita-
tion and severe local reactions,
according to the Department
of Medical Entomology in
Wentworthville, NSW, Aust-
ralia. Bites may cause swelling
and extreme itching. Sensitive
individuals may experience
symptoms for several days to
weeks.
Free Estimates Fully Insured References Available
Innovative, Full Service
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Transforming Lives By Transforming Living Spaces...
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Loans provided by EnerBank USA (1245 E. Brickyard Rd. Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time.
Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 17.91% fixed APR, effective as of [date], subject to change.
Call for an appointment to set up a FREE DESIGN CONSULTATION at our new location 973-696-0333
1016 Route 23 North, Wayne (Just 200 feet after the Alps Road exit) www.advantagecontracting.com
License#
13VH00011000
Our experience with contractors has run the gamut from horrendous
to excellent, but not even our best experience can compare with
dealing with you and your staff.
- Brenda and David B., Wayne, NJ
Whether its a minor remodel or a major home addition,
we treat each project with the same attention to detail while
working toward completion in a timely and efficient manner.
Advantage Contracting also offers project management and full demolition.
We can manage your electrical, plumbing and general carpentry needs as well.
WAYNE POWER
WASHING
House Washing
Roof Washing
Deck Restoration
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Power washing is our only business
Protect your investment
HONEST ANSWERS
973.835.6739
Wolmans Certified
Contractor
Power Washers of
North America
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AS SEEN HERE, AS LOW AS $2,500!
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www.carlsonbrothers.com
ROOFING
ROOFING
Cape Cod $2,500
Bi-Level $2,700
Split Level $2,900
Carlson Brothers
Carlson Brothers
201-796-7374 201-796-7374
$
1
0
0
O
F
F
MENTION
THIS AD
888-882-2757 888-882-2757
Lic. # 13VH01591200
N
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Tiny insects pack a powerful punch
Although there is no
exact method to controlling
no-see-ums, they do lay their
eggs and breed larvae in stand-
ing water, much like mosqui-
toes. So keep stagnant water
clear of your property. You can
also avoid going outside at
dawn or dusk. If you must go
outside, wear repellent or long
sleeves and pants. Individuals
who experience severe reac-
tions to midge bites should
keep an antihistamine prod-
uct, such as Benadryl, on hand
for allergic reactions. In addi-
tion, keep a topical anti-itch
cream, like Cortizone, around
to be safe.
No-see-ums may be
small, but they can certainly
inflict powerful bites and be
quite a nuisance outdoors.
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Tiny insects pack a powerful punch
D
essert makes the per-
fect finishing touch to
a special event. Hosts
and hostesses frequently fret
over which foods to
serve at their parties,
and that includes
dessert.
But hosts wont
need a professional
pastry chef to serve
some imaginative and
impressive desserts. In
fact, it's easy for even
novice foodies to make
their own delicious
desserts.
Invest in a star deco-
rators tip and pastry
bag. Theres no limit to
what you can do with a
simple pastry bag, icing
and a decorative tip.
Instead of slathering
frosting on cupcakes,
use the tip to pipe on
individual stars or swirls
so the cupcakes look
dressed up. The same
concept can be applied when
baking a cake in a molded pan
and when piping on the frost-
ing to create a design. You can
also use it to add a dab of home-
made whipped cream to a serv-
ing plate aside a slice of pie.
Get creative with your pastry
tip and explore different possi-
bilities.
Make more garnish sauces.
Professional chefs understand
that many people eat with
their eyes. That means guests
may be more inclined
to ooh and ahh over
desserts if they are pre-
sented in a special way.
Take a cue from restau-
rants and garnish the
plate prior to adding
the dessert. Create sim-
ple sauces from cooked-
down strawberries or
raspberries with sugar
and water. Or look to
premade syrups. Grab
that bottle of chocolate
sauce and create a
design on a dish and
then place the dessert
on top.
Use leaves or flowers.
In addition to sauces on
the plate, you may want
to add a few mint leaves
or an edible flower to
cleanse the palate. This
adds a touch of class to
the presentation and makes
guests feel special.
Create professional looking desserts
Cannot combine with any other offers. Coupon must be presented before ordering.
Maximum 2 coupons per table. Not valid for parties of 8 or more.
NOT VALID ON HOLIDAYS. Excludes tax. Expires 8/31/12.
*
LUNCH SPECIAL
6 Choices for
1. Grilled Chicken or Shrimp Caesar Salad
2. Eggplant Parmigiana Platter or Hero
3. Chicken or Shrimp Scampi over Pasta
4. Chicken, Shrimp or Sole Francaise with Vegetable
5. Meatloaf with Mashed Potatoes
6. Fried Shrimp & French Fries
7. Hamburger Platter with French Fries

18% Gratuity will be applied to check prior to discount. Cannot combine with any other offers.
Coupon must be presented before ordering. Not valid for parties of 8 or more.
NOT VALID ON HOLIDAYS. Excludes tax. Expires 8/31/12. LIMITED TIME OFFER.
With the purchase
of a beverage.
With minimum
Food purchase of
$35
.00
$
10
Off
$
5
99
*
Not to be combined
with $9.99 or $10.99
coupons.
RESTAURANT
*
MONDAY - SATURDAY
With the purchase
of a beverage.
STEAKSCHICKENSEAFOODPASTAKIDS MENU
710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS
973-835-1426 www.gillysrestaurant.com
MONDAY-
SATURDAY
ALL DAY
MONDAY TO SATURDAY
Cannot combine with any other offers.
Coupon must be presented before ordering.
Maximum 1 coupon per table. Not valid for
parties of 8 or more. NOT VALID ON HOLIDAYS.
Excludes tax. Expires 8/31/12.
*
With the purchase of 2 beverages.
Buy 1 Entree Get 1 FREE!!!
To Advertise
Call 973-696-8008
Using a pastry bag and decorator tip, you can
quickly turn cupcakes into designer cupcakes.
I
m always on the lookout
for good food. Sometimes I
can find it right in my
neighborhood, while other
times it requires a bit of travel.
But frankly, as long as the food
is up to par, a few extra miles
means nothing to me. Thats
why when I was contacted by
Brix Tapas Bar & Grill in
Belleville, I had no problem
jumping on the Parkway to
experience its unique style of
dining.
As its name would sug-
gest, Brix Tapas Bar & Grill is
centered around the classically
Spanish method of dining
called tapas. Designed to
encourage conversation, tapas
are small portions of delicious
foods prepared in such a way
that would make it easy for din-
ner guests to move around and
fellowship without the incon-
venience of a full plate of food.
Playing on this classic style,
Brix has enhanced the idea of
tapas and created a menu with
both large and small portioned
dishes whose outstanding fla-
vors encourage conversation of
their own.
Appetizers come in a sim-
ilar form to that of classic tapas
and include a wide array of
Italian, Spanish, and American
varieties. Our table was served
a mixture of mozzarella in car-
rozza (essentially a fried moz-
zarella sandwich), stuffed clams
oreganata, a Spanish take on
rice balls, and the ever-popular
coconut shrimp. Each had its
own taste unique to others of its
kind. The rice balls were a deli-
cious surprise to me, made with
Spanish rice and peppers rather
than the mozzarella and ground
beef Im used to. I found the
consistency of the yellow rice
to be an excellent replacement
for white rice and very well
suited to the dish. The starters
were truly a fantastic beginning
to our meal, and frankly, it was
all I could do not to fill up!
As dishes were cleared
they were replaced by larger
entre dishes. The Brix menu
features staples including pasta,
pizza, chicken, and steak that
are like the appetizers
brought into a unique light.
Coming from an Italian family,
we know Bolognese sauce. We
know it to a degree that we
would almost never order it
outside moms kitchen. Well, I
took a leap of faith that day and
was floored by the integrity of
the sauce. Im not saying mom
has competition necessarily,
but she ought to watch out
because Brix does it right!
What really impressed
me, however, was the fig pizza.
Rather than a tomato based
pizza sauce, Brix uses a home-
made creamy fig paste as a base
sprinkled with caramelized
onions and Gorgonzola cheese
to make a pizza more exquisite
than I have ever tasted before.
The fig pizza is truly the cham-
pion of Brix Tapas Bar & Grill
and most certainly worth the
drive! Also offered is full serv-
ice bar with tap and micro
beers, along with fine wine and
cocktails.
Brix Tapas Bar & Grill is
located at 371 Franklin Ave. in
Belleville. Call the restaurant
for more information: 973-751-
7001. Come and experience a
warm, friendly ambiance where
the conversation flows and the
food is fabulous.
Brix Tapas Bar & Grill By Joseph Pellegrino, Jr.
Up to 6 People. Valid on Food Only. Not valid w/credit
card payments. 1 coupon per table. Exp. 8/25/12. LLa
Up to 6 People. Valid on Food Only. Not valid w/credit
card payments. 1 coupon per table. Exp. 8/25/12. LLb
With This Ad Receive With This Ad Receive
754 Totowa Rd, Totowa 973-942-8229
www.barnyardandcarriagehouse.com
YOUR FOOD TOTAL YOUR FOOD TOTAL
accepting referrals for people
who would like to receive
meals. To volunteer, to request
Kosher Meals on Wheels, or
for additional information,
call Paul Klein at 973-595-
0111.
Spa 23 Health & Racquet
Club in Wayne offers birthday
parties and special events for
all ages. Kids will have the
time of their lives at Spa 23
parties! In addition to our
pool parties, choose from any
of our themed parties, or add a
theme to your pool party.
Theme parties are available
seven days a week. Pool par-
ties are available Fridays,
Saturdays, and Sundays. You
can also book the entire club
for your own private event!
The spa is located at 381
Route 23 in Pompton Plains.
Contact Spa 23s program
director, Laura Severance,
at 973-839-8823. View
more information online at
www.spa23.com.
An open invitation is
extended to all seniors in the
area to join the Golden Key of
Wayne. Dont get house-
bound come play bingo,
MARIA FERRITO
973-986-6914 Cell
maria.ferrito@century21.com
NJAR MILLION DOLLAR
SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE
2002-2011
Consistent
TOP PRODUCER
in the WAYNE area.
GEMINI LLC ReaIty 973-696-1111x131
197 Berdan Ave., Wayne, NJ
Townhome Specialist
Relocation Agent
Call
MARIA FERRITO
for CURRENT MARKET
VALUE OF YOUR HOME
WAYNE $385,000
Grandover Pointe, 3BR, 2.5
bath, finished basement, sliders
to deck. Many upgrades.
Wayne Office #1 Listing Agent
SHORT SALE AGENT
Owe more than your
home is worth?
OAKLAND $620,000
Ramapo Reserve 3BR, 3.5 bath young Colonial
-story foyer, kit./maple cab., FR with fplc.,
MBR/soaking tub/stall shower. 2 gar. WYN0457
Wayne 973-694-8000
KINNELON $1,998,000
Smoke Rise-Highest standard of quality/work-
manship/ attention to detail. A visual feast. Truly
a work of art.KIN2048
Kinnelon/Smoke Rise 973-838-8400
WAYNE $379,000
Two separate one-family homes on one lot-
main house with 3BRs, + 3 fplcs, and the other
home has 1BR + fplc. Conven. Loc. WYN0031
Wayne 973-694-8000
NORTH CALDWELL $979,900
Elegant 4BR, 4.5 bath Custom Colonial with
grand 2-story foyer, Gourmet kit., Stunning
Great Rm, Vaulted Ceil, MBR suite, lush
grounds +3 care gar. WYN0541
Wayne 973-694-8000
WAYNE $389,900
Fantastic 3BR, 3 bath Ranch with FLR &
FDR/fplc., HW flrs., newer kit. & open flr. Plan.
Beautiful property! WYN0310
Wayne 973-694-8000
MONTVILLE $599,000
Spacious 3BR 2.1BA Split/remodeled
Kit/C/A/C/Vac/2C Gar/easy access to NY
transp. KIN5967
WAYNE $499,000
Sprawling custom 4BR, 3 bath Ranch with 3 car
gar. in pristine cond. Quality updated EIK, LR
with fplc., 3 flat screens + seasonal Pines Lake
views! WYN0011
Wayne 973-694-8000
WAYNE $575,000
Immac. Updated spacious 4BR, 2.5 bath Col.
With EIK, maple, Corian, HW flrs. throughout,
IG pool, Trex deck + fenced private yard.
WYN0437
Wayne 973-694-8000
WOODLAND PARK $269,000
Immaculate 2BR, 2 bath, 1st flr. Unit with
garage & elevator, LR with gas fplc., sliders off
LR to deck. Bright & airy unit! WYN0334
Wayne 973-694-8000
WAYNE $529,000
Completely updated 5BR, 3.5 bath Exp. Ranch
with spectacular kit., LR with fplc., nice private
yard with heated IG pool & garage. WYN0487
Wayne 973-694-8000
WAYNE $519,990
Well maintained 4BR, 2.5 bath Colonial with
Formal LR & DR, HW flrs., newer kitchen/gran-
ite, FR with fplc., pool, hot tub & more!
WYN0827
Wayne 973-694-8000
PEQUANNOCK $425,000
Pride of ownership-4BR 1.1BA Split, 2C Gar.,
underground lawn sprinkler, priced aggress-
ively -- so hurry. KIN1255
KINNELON $259,000
Triplex Unit-2BRS 3.1 BTHS, 1C Gar. Quiet
neighborhood/only mins. to transp/shopping.
Original owner. Must be 55+. KIN2146
KINNELON $225,000
Fab. 55+ TH in Kinnelon Hgts.
2BRS/2.1BTHS/priv. Balcony, Jacuzzi tub, 2 as-
signed parking spaces. KIN6058
KINNELON $739,900
Smoke Rise-Impressive 4BR/3.1BA Cust. Tudor
Ranch/priv. setting on quiet cul-de-sac w/spect.
Mtn. views/3C.Gar.KIN6000
KINNELON $850,000
Smoke Rise-Fabulous cust. 5BR Est.offers clas-
sic elegance/ spacious living space w/extended
living space on both levels.KIN5931
BLOOMINGDALE $101,900
Lowest price unit at Tree Top with LR, DR, up-
dated kit. & bath, storage, on-site laundry + as-
signed parking. Maint. Incl. heat, HW, sewer.
WYN0211
Wayne 973-694-8000
KINNELON $430,000
Smoke Rise-Diamond in the rough! Wonderful
3BR Ranch needs updating. Flat lot, above
ground oil tank, FP. KIN6026
KINNELON $999,000
Smoke Rise: Lakefront luxury-exquisite 6,000
SF Georgian Col. on 3Acs. in the prestigious
Smoke Rise Comm. KIN9352
KINNELON $299,000
WOW! Great 3BR home in Fayson Lks.Newer
EIK/SS Appl./FP/Deck/Part.Fin.Bsmt.KIN1237
KINNELON $425,000
Fayson Lks-3BR 2BA Cust. Exp. Ranch close to
beach, clbhouse/tennis. Many renovations in
'09, heated 2C. Gar.KIN5829
KINNELON $489,000
Smoke Rise - 3BR 2.1BA Contemp Ranch w/
Old World Charm, double sided FP, 2C Gar., I/G
Pool. KIN6086
PEQUANNOCK $349,000
Beautiful 4BR, 3 bath CH Colonial with new
cherry kit., granite, center island, lg. 2 car gar.,
deck & patio on approx. 100x185 lot. WYN0349
Wayne 973-694-8000
WAYNE $389,999
Beautifully totally updated 2BR, 2.5 bath Town-
home with 1st flr. MBR, master bath. 2nd fl. Loft
w/large deck, private yard & gar. WYN0478
Wayne 973-694-8000
continued on next page
dominoes, and card games
with some friendly seniors.
Enjoy fellowship, fun, holiday
parties, and trips. The Golden
Key Club meets every Friday
afternoon from 1-3pm at the
Post 174 American Legion
building, 55 Mountain View
Blvd. in Wayne. For more
information, please call
Annette Ford at 973-628-
0492.
Mothers & More is a not-
for-profit group for both stay-
at-home and working moms.
It features monthly meetings,
playgroups, mom-and-tot out-
ings, mom-night-outs, and
much more. Members are
from Wayne and all surround-
ing towns. Monthly meetings
are on the first Monday of
each month (unless a holiday)
at 7:30pm at Our Savior
Lutheran Church, 670
Newark Pompton Tpke. in
Pompton Plains. Prospective
members are always wel-
comed. For more information,
call 877-221-1581 or e-mail
sbotbyl1@yahoo.com.
The MOMS Club of Wayne
is currently looking for new
members. We are part of an
international support group
for mothers who stay home
with their children, including
those who have home-based
businesses or who work part-
time but are home with their
children during the day. The
group offers a wide range of
activities, including special
programs for mothers, play-
groups and get-togethers for
the whole family. The MOMS
Club also performs service
projects benefiting children in
our community. If you live in
Wayne and are interested,
please e-mail us at mom-
sofwayne@yahoo.com.
The Morning Minyan, a
2010 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark of Coldwell Banker LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.
Michelle Volpe, Sales Associate
(973) 610-2526 Cell
michelle.volpecbmoves.com
RESIDENTIAL BROKERAGE
REGIONAL MARKETING CENTER
1410 Valley Rd. Wayne
(973) 694-8000 ext 137
Member GSMLS, NJMLS, MOMLS - North or South, I am Shore To Please
Referrals
greatly
appreciated
Buying a Summer Home or
Relocating to the Shore?...
Michelle is Shore to Please!
See Shell for Your Home at the Shore!
2010 Coldwell Banker Real Estate LLC. Coldwell Banker
is a registered trademark of Coldwell Banker LLC.

An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.
RESIDENTIAL BROKERAGE
REALTOR
1410 Valley Rd., Wayne, N1 07470
973-694-8000 Office
973-633-6829 Fax
www.coldwellbankermoves.com
Patti Tahan
Manager
Want A Future??
Be in charge of your income,
your time and your life.
A real estate career affords
you independence!
Work with Coldwell
Banker - the respected
leader in real estate.
Local - National
- International
BE YOUR OWN BOSS!!
Coldwell Banker
, Since 1906, Americas Premier Real Estate Company

HARDYSTON $319,000
Fabulous Lake Tamarack lakefront!
Absolute move-in condition, com-
pletely renovated 3 bedroom, 2 bath
home with 16x16 master bedroom.
Web#2952865
Gene Lowe
NORTH HALEDON $349,900
Priced to sell! Totally re-done and
ready to move in, 3 bedrooms, big
living room, 1.5 baths, kitchen,
porch, 2 car garage.
Web#2954854
Na Sela
HAWTHORNE $389,900
Triple mint Colonial with Blue Rib-
bon Elementry school! New bath,
new roof, new boiler, new tile oor
in kitchen.
Web#2953645
Kevin Casper
PEQUANNOCK $189,900
Look no further for a GREAT home,
in a GREAT neighborhood, in a
GREAT town. Near shopping
Web#2955591
Gary K. Kraft
HAWTHORNE $249,900
Very well maintained home featur-
ing entry foyer, large living room,
wood oors, formal dining room,
and updated kitchen.
Web#2953580
Mary Contini
RIVER EDGE $399,000
Enjoy tri-level townhome living!
Built in 1997, this spacious end unit
features sunken living room with
gas replace, plus more!
Web#2955269
Shawn Anen
HAWTHORNE $249,900
Beautiful end unit, large living
room, galley kitchen with dining
area, large master bedroom with
master bath, and private deck.
Web#2955354
Mary Contini
WAYNE $779,000
Contemporary home features
vaulted ceilings in family room
with gas replace and sliders to
deck, conservatory, modern eat-
in kitchen.
Web#2955381
Joseph Simone
HAWTHORNE $119,000
This 2nd oor studio apartment
offers galley kitchen, full bath, one
large room, small loft that could
be used for ofce.
Web#2954471
Mary Contini
WAYNE $499,900
Impressive Colonial/Split level
home located on cul-de-sac features
spacious eat-in kitchen with door
to private deck.
Web#2952621
Gene Lowe
MONTVILLE $274,900
First oor unit offers easy living
with lots of natural light from 10
windows and sliding glass doors.
Web#2954790
Gary K. Kraft
WAYNE $419,900
Charming Tudor Colonial features
unique accents including chestnut
beamed ceiling in living room, plus
original woodwork and carvings.
Web#2954161
Joseph Simone
2012 Independently Owned and Operated by the Rand Family and Licensed in NY, NJ, and CT
PREAKNESS REALTY
Established 1968
P r e a k n e s s R e a l t y h a s J o i n e d B e t t e r H o m e s a n d G a r d e n s R a n d R e a l t y
Same Faces...
NEW NAME
continued from previous page
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIE'S IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
0473 WANTED
ANTIQUE/COLLECTIBLE
SERVICES
0610 - 0959
0655 SERVICES
CARPET
G&S Carpet
CIeaning
& FIoor Service
ResidentiaI
& CommerciaI
973-839-6436
0656 SERVICES
CARPET/FLOORING
0684 SERVICES
COMM/RESID CLEAN
0473 WANTED
ANTIQUE/COLLECTIBLE
0685 SERVICES
CLEANING
Mariya's CIeaning
Service
Ukrainian ladies clean
your home or office to
your complete satisfac
tion. Exper. Refs Avail
CaII 973-557-3621
To Advertise
CaII KathIeen at
973-696-8008
0656 SERVICES
CARPET/FLOORING
0686 CLEANOUT
SERVICE
All appliances, un-
wanted junk, scrap
metal,bldg. materials.
Tear down & take
away sheds. Attics &
Bs'mnt cleaned.
Things your garbage-
men wont pickup. -
WE DO !!! CALL
862-200-1283
Dan's Light HauIing
Removal of household
& Construction Debris
Demolition - Free Est.
973-839-7024
0700 SERVICES
CONSTRUCTION
0709 SERVICES
DECKS/FLOORING
0725 SERVICES
DRIVEWAYS
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0700 SERVICES
CONSTRUCTION
0730 SERVICES
ELECTRICAL
To Advertise
CaII KathIeen at
973-696-8008
0760 SERVICES
FLOORS
0766 SERVICES
GLASS
0771 SERVICES-
GUTTERS
0774 SERVICES
HELP
WANTED/OFFICE
Local Payroll
Company is seeking
an individual with
Word & Excel knowl-
edge. Hours are
12-20 per week
between 9-5.
nterested ndividuals
e-mail resume or bio
to support@
ppspayroll.com or
fax to
973-706-6661
0766 SERVICES
GLASS
0771 SERVICES-
GUTTERS
0785 SER. HOME
IMPROVEMENT
Home Improvement
By GIenn
All types of work
nside & Out
35 yrs experience
Reasonable rates
"For Someone
who cares"
973-356-5035
0804 SERVICES
LAWN CARE
SERVICE DIRECTORY & CLASSIFIEDS
In Business
for Over 30 Years
CASH for GOLD & ANTIQUES
Instant Cash for Precious Metals Jewelry
Antiques Collectibles & More!
973-809-2554 www.cashforantiquesgold.com
AVAILABLE 7 DAYS A WEEK
WE PAY MORE
& COME TO
YOU TOO!!
Call Now For A
FREE Appraisal
State Certifed with the
Weights & Measures
and Bonded
GOLD
Well Beat Anyones Price!
Jewelry &
Broken Jewelry
Coins
Dental Gold
SILVER
Silverware
Coins
Vintage Antiques
Antique Tools
Military Items
COLLECTIBLES
Vintage Toys
Some Antique Furniture
Vintage Lighting
Decorative Collectibles
Primitive Antiques
FREE
at Home Shopping
Service
Serving
North Jersey
Proudly for over
60 years!
SERVICE MASTER CLEAN
973.633.0883 201.321.6877
Janitorial Services
Carpet & Floor Care
Residential & Commercial
Green Cleaning:
Daily, Weekly, Monthly
Call For More Information
SINCE 1932 FULLY INSURED
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad

Just Wood
Floors & Decks
973.981.4640
Since 1985 Insured
Free Estimates
Complete Wood Flooring Services
Decks Maintained & Refinished
www.JustWoodFIoors.biz
Driveways
Parking Areas
New Construction
Asphalt Work
Sidewalks
973-248-1892
call 7 days a week
Owner Operated Licensed
Fully Insured Free Estimates
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
NEW & OLD
Construction-Residential
& Commercial.
Fully Insured & Bonded
FREE ESTIMATES
20
%
OFF New Customers
CQ ElectricLLC
973-699-0855
NJ Licence #15600
No Job
Too Small
Residential
Commercial
& Industrial
NJ Lic # 15081
Insured & Bonded
973-633-5050
STANDBY & PORTABLE
GENERATORS
Just Wood
Floors & Decks
973.981.4640
Since 1985 References Available
Free Estimates
Complete Wood Flooring Services
Decks Maintained & Refinished
www.JustWoodFIoors.biz
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
0775 SERVICES
HANDYMAN
973-632-6411
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
Lic. #13VH06689700
TOM DS HANDYMAN
SERVICE
NEED WORK?
Find it here in Life &
Leisure's Classifieds.
0785 SER. HOME
IMPROVEMENT
0804 SERVICES
LAWN CARE
Create individual servings.
A dessert served in an indi-
vidual ramekin or tin can be
a nice presentation in itself.
Plus, guests may feel like you
individually created each
dessert with them in mind.
Individual servings look and
serve well, rather than hav-
ing a larger dessert demol-
ished by slices or scoops.
Go for the wow factor.
Certain desserts lend them-
selves to dramatic display.
Crme brulee or flamb
desserts will catch attention.
Simply lighting a meringue-
topped pudding on fire for a
few minutes also can create a
memorable moment. Use a
good-quality liqueur for fire-
enhanced desserts, so the
alcohol can burn off quickly
and evenly.
Embrace the use of fondant
or gum paste. These pastry
art materials are frequently
used by professional pastry
chefs: moldable dough made
out of sugar. Fondant can be
rolled to cover cakes, cut to
turn into intricate shapes or
hand-molded to be turned
into figurines or other edible
pieces. Just about any dessert
can be enhanced with a fon-
dant trinket. Make a flower
or a heart out of fondant and
lay it aside a slice of cake.
Give in to a childs sense of
whimsy by molding edible
cartoon characters for them
to enjoy at a birthday party.
Fondant-covered petit fours
are also delicious and eye-
catching.
Use cookie cutters to create
different shapes. Instead of a
standard layer cake, use
cookie cutters to cut out
cake pieces and then layer
them with frosting in
between. Think about bak-
ing a pie and cutting out a
piece of the pre-baked top
crust with a cookie cutter
that gives a clue to the filling
inside (i.e., an apple cutout
for an apple pie). Place on
top of the crust before bak-
ing.
Creating special desserts
doesnt require much effort
or any specialized skills.
Create professional looking desserts
group of caring people dedi-
cated to observing the tradi-
tion of daily prayer, meets at
7:30am in the sanctuary of
Temple Beth Tikvah, 950
Preakness Avenue in Wayne.
A light breakfast follows the
15-20 minute prayer service.
All are welcomed!
The Pines Lake Womans
Club is an active club open
to all women from the
Wayne area who are at least
18 years old. We meet
monthly on the second
Wednesday of the month at
the Pines Lake Elementary
School cafeteria at 7:30pm.
Visitors are welcomed. The
club offers fun, friendship,
and service. For more infor-
mation, membership, or to
visit one of our meetings,
call 973-835-3272 or e-mail
pineslakewomansclub@yaho
o.com.
Mothers with infants and
young toddlers have always
been challenged to find a
way to get back in shape
while focusing on the
demands of new mother-
hood. Mommy and Me
Fitness classes let Mom keep
Baby within arms reach so
there is no need to worry
about finding a sitter or mak-
ing the time away from Baby
to work out. The Stroll Fit
program is developed with
the needs of both moms and
babies in mind. Each 60-
minute class consists of car-
diovascular, strength, and
flexibility training for a total
body workout. The classes
also provide a great environ-
ment for moms to connect
with one another and devel-
op support systems for
achieving fitness goals not
to mention bonding with
their babies! Now offered at
two locations: Wayne and
Montclair. For more informa-
tion or to attend a free class,
contact Tami Wolfe at 973-
896-4828 or e-mail tamis-
wolfe@comcast.net.
Are you struggling with a
family, job, or personal issue?
Do you need answers and res-
olutions for these issues? You
will find support from
Christian brothers and sisters
at Calvary Temple in Wayne.
The Mens Purity Group,
Womens Healing for the
Wounded Heart, and grief-
share groups meet every
Thursday at 7pm. All are
welcomed! You will have an
opportunity to share and be
led by qualified Christian
leaders, as well as find the
support and friendship of
other men and women facing
lifes problems. The temple is
located at 1111 Preakness
Ave. in Wayne. For direc-
tions, call 973-694-2938.
Wayne Toastmasters Club
(Wayne, NJ Chapter of
Toastmasters International)
is a non-profit educational
organization dedicated to
helping people overcome
apprehensions about speak-
ing in public, while improv-
ing communication and lead-
ership skills. There are more
than 9,600 Toastmasters
Clubs around the world with
over 200,000 members in 80
countries. Since its founding
in 1924, Toastmasters Inter-
national has helped over four
million men and women
develop their public speaking
skills. Guests are welcomed
there is no charge to visit and
no obligation to speak or to
join. Meetings held every
second and fourth Tuesday of
the month from 7-9 pm.
Please arrive 15 minutes
early. For more information,
call 973-633-9155 or visit
www.waynetoastmasters.com
0815 SERVICES
MASONRY
0825 SERVICES
MOVING
0826 SERVICES
PAINT/POWER WASH
0815 SERVICES
MASONRY
0827 SERVICES
PAINTING
0860 SERVICES
PLUMBING
0826 SERVICES
PAINT/POWER WASH
0861 SERVICES
POOLS
0886 SERVICES
ROOFING
0920 SERVICES
TREES
0861 SERVICES
POOLS
0920 SERVICES
TREES
SERVICE DIRECTORY
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
Free Estimates Fully Insured
'No Job Too
Small or Large"
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Zinet Masonry
Construction
973.452.2647
Lic#13VHO3920800
Installation & Repairs
BRICKS, BLOCK &
CONCRETE
CAULKING, ETC.
POWER WASHING
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
Kovach
Roofing
Shingles - Slate
Flat Roofs - Gutters
973-835-5330
Senior Citizen Discount
$300 OFF
ANY JOB OF
$3,000 MORE
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
Free Estimates Fully Insured
973-696-5699
ROSS
ROOFING & SIDING
Tree Removal Lot Clearing
Stump Grinding Chipper Service
Pruning & Trimming
Wood Chips Grading & Excavating
INC.
24-Hour
Emergency
Service
FREE ESTIMATES
FULLY INSURED
Specializing In Dangerous
And Large Tree Removal
973-616-0010 973-583-2844
We will beat any
written estimate
References available
upon request
TREECARE
WE DO CLEAN OUTS
"THE GOOD GUYS"
973.942.8925
Local Long Distance
For Free Estimates Call
MOVING & STORAGE INC.
www.waynemovers.com
Wayne
Expert Piano Moving
Small Jobs Welcomed
Local Moving Specialists
Professional Office Moving
Fully Insured Senior Discounts
Tree Removal
Stump Grinding
Chipper Service
Pruning & Trimming
FREE ESTIMATES FULLY INSURED
WE WILL BEAT ANY WRITTEN ESTIMATE
References available upon request
Specializing In Dangerous And Large Tree Removal
2
4
-H
o
u
r

E
m
e
r
g
e
n
cy
S
e
r
v
ice
Best Prices Guaranteed!
1
0
%
O
f
f
A
n
y
Jo
b
O
v
e
r
$
1
,0
0
0
3
4 Cord of
Seasoned Firewood
Split & Delivered
$125

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