Professional Documents
Culture Documents
CM Package Example 1
CM Package Example 1
CM Package Example 1
Corporate Resume Notice of New York Fair Credit Reporting Act Occupancy Certification Certification of Tax Return Request for Transcript of Tax Return Privacy Statement / USA Patriot Act Notice Notice of Right to Receive Copy of Appraisal Report Kindly complete and submit your application along with the documents listed below. [ ] Personal Income Tax Returns including all schedules for the past three years [ ] Corporate Income Tax Returns including all schedules for the past three years [ ] Personal Financial Statement (form enclosed) () [ ] Business Operating Statement for the past three years [ ] Monthly Income/Expense Statement pertaining to your business or property (i.e. Rent Roll) [ ] Copy of Personal/Business Bank Statements for the last three months [ ] Statement of Accounts Receivable, Accounts Payable, and/or Inventory Report [ ] Copy of: ( ) Deed ( ) Mortgage ( ) Survey ( ) Title Report ( ) Contract of Sale ( ) Lease Agreement(s) ( ) Corporate Documents (i.e. Certificate of Incorporation, Filing Receipt, SS4 Form Tax ID, Articles of Organization, Operating Agreement, Proof of Publication, By-Laws ( ) Personal ID (Passport or Greencard/I-94 Form, SSN Card, Drivers License) ( ) Monthly or Quarterly Utility Bills (Water & Sewer, Electricity, Gas, etc.) (One Year for Laundromat) /,,,( for Laundromat) [ ] Application Fee: $500.00 [ ] Other: . Please submit any information you have available first in order for us to expedite the processing of your application. In the meantime, please do not hesitate to call us if you have any questions regarding your application. Thank you for your cooperation and considering Amerasia Bank for your financing needs.
MORTGAGE LOAN APPLICATION (Please complete corporate resume if applicant is not individual.)
Applicant Individual Corporation, LLC Partnership, or other entity Name: Address Phone # Occupation/Business SS/EIN# Address of Property to be Mortgaged: Purpose : Cell # Name Address Phone # Occupation / Business SS/EIN# Cell # Co-Applicant Individual Corporation, LLC, Partnership, or other entity
Purchase
Sales Price
Yes
No
Amount
Source of Equity Title to be held by Is the property to be wholly or partially occupied by loan applicant? Is the property to be wholly or partially occupied by entity affiliated with loan applicant? Expected Date of Closing Yes Yes No No
Construction to Permanent
Construction-Proposed Improvements
Proposed Bldg Area (Sq. Ft.) Hard Cost Lot Size (Sq. Ft.)
Land
Zone
(Please provide budget, plans & specifications, and construction contract with general contractor.)
DESCRIPTION OF PROPERTY
Legal Description: Size of Lot (Sq. Ft.) Type of Property: 1 to 4-Family Mixed-use Section Block(s) # of Stories Residential Condo/Co-Op # of Commercial Units # of Residential Units Retail/Office Commercial Condo Lot (s) Gross Building Area (Sq. Ft.) Multifamily ( # of Families) Total Commercial Area (Sq. Ft.) Total Residential Area (Sq. Ft.) Industrial/Warehouse
Occupancy: Please complete Rent Roll & Operating Statement on the back of application and provide copy of leases. Please provide the account no. for the following utilities, if available: Water & Sewer: _________________________ Electricity: ________________________ Gas/Heat: _____________________
Yes No
Are there any judgments, suits or claims pending against you or have you ever gone through bankruptcy? If Yes, please provide details:
This application is made by the undersigned who hereby represents that to the best of his/her/their knowledge and belief, the statements, information, and descriptions contained herein are in all respects true, correct and complete. I/We are aware that any willful misrepresentation on this application could result in criminal action. I/We are aware that submission of this application shall constitute the unconditional agreement of the undersigned to pay all fees, costs, charges, and expenses with respect to this loan application and/or its making, or in any way connected therewith, including without limiting the generality thereof; the fees and expenses of Lender's for the credit information charges; Lender processing fee, fees for any required appraisals, environmental assessment and inspections and property review; and any and all other fees, and expenses payable in connection with this transaction and I/We agree to defend, indemnify, and hold Lender harmless against and from any and all claims for any fees, charges, taxes, and compensation in connection with this loan application and/or its making and reimburse the Lender all the fees and charges paid by the Lender on demand. This provision shall survive the issuance of commitment and the Closing. All the fees and charges paid by the undersigned are not refundable for any reasons whatsoever even if the Lender declines to make the Loan. I/We further authorize Amerasia Bank to debit the undersigned's accounts to pay these fees and charges incurred without notice. I/We authorize the Lender to make whatever credit inquiries it deems necessary in connection with the credit application or in the course of review or collection of any credit extended in reliance on the application. I/We authorize and instruct any person or consumer reporting agency to compile and furnish to the Lender any information it may have or obtain in response to such credit inquiries and agree that the same shall remain in your property whether or not credit is extended. If the bank obtains credit reports in connection with application, I/We will, upon request, be informed of that fact and of each bureau's name and address.
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$0.00
Annual Operating Expenses Real Estate Taxes Responsible by Landlord. Water & Sewer Responsible by Landord. Heating Expense Responsible by Landlord Management Fee Insurance Repair & Maintenance Common Area Maintenance Others
Signature
Date
CORPORATE RESUME OF
Applicant Please check Corporation Partnership S-Corp. Other New York and in the year of Limited Liability Company
(Please provide copy of Certificate of Incorporation or Article of Organization and Filing Receipt.)
Shareholder Managing Member Member General Partner Partner
% of Interest
Phone Cell # SS #
Shareholder
Managing Member
Member
General Partner
Partner
% of Interest
Phone Cell # SS #
Shareholder
Managing Member
Member
General Partner
Partner
% of Interest
Phone Cell # SS #
Shareholder
Managing Member
Member
General Partner
Partner
% of Interest
Phone Cell # SS #
AMERASIA BANK
Applicant(s):
BALANCE SHEET
Cash Account - Sch. A
(Including Money Market, Checking & Term Deposits)
All Loans from Amerasia bank $ $ $ $ $ $ $ Notes Due to Partnerships Loans from Others Other Liabilities (itemize)
Sch. B
U.S Gov't Securities - Sch. C Fully Marketable Secuity - Sch. C Non- Readily Marketable Securities
(Restricted stock in public co.) - Sch. D
Credit Card Debt Margin Debt due to Brokers Loans against Life Ins. - Sch. E Mortgage Debt - Sch. F. $ $ -
Other Investments partnerships and Non-Public Companies Loans or Other Receivable IRA, Keogh & Other Vested Retirement Assets Other Assets (itemize)
0.00 -
0.00
0.00 -
0.00 -
Schedule B - Loans
(including Amerasia Bank and excluding mortgages)
Name & Address of Lender (Applicant, Co-applicant, Joint) Current Unpaid Balance Due Date Total Avail. Under Line of Credit Collateral Type
] No
] Yes - Amount:
Total Income
PERSONAL INFORMATION
Applicant Name Home Address (Include zip code) Tel & Beeper # & Home Tel. Social Security number No. of Dependents (include names) Place and Date of Birth Citizenship Education Employer Business Address Business Telephone Number Previous Employer
(if less than 5 years with present employer)
Co-Applicant
The above financial and supporting schedules, which are submitted to you for the purpose of obtaining credit from you, present a true, complete and correct statement of my financial condition as of the date shown. I/We understand that misrepresenting information on this statement is a criminal offense under federal law, punishable by a fine and or imprisonment. Each of the undersigned will notify you in writing of any change in name, address or employment and of any material adverse change (1) in any of the information contained in this statement or (2) in the financial condition of any of the undersigned or (3) in the ability of any of the undersigned to perform its (or their) obligations to you. In the absence of such notice, you may consider this a continuing statement and substantially correct. You are authorized to contact any appropriate third party for the purpose of verifying the accuracy of the information contained herein. Each of the undersigned authorizes you to answer questions about your credit experience with the undersigned.
Date: Applicant
Date: Co-Applicant
OCCUPANCY CERTIFICATION
Applicant(s):
Premises:
Gentlemen: The undersigned, having applied for a loan to be secured by a first Mortgage or Deed of Trust on the referenced property, certifies as follows (check one): _______ A. PRINCIPAL RESIDENCE: The property will be occupied by me/us as our primary residence. _______ B. SECOND HOME: The property will be a second home used in addition to my/our primary residence. Any rental income from the property may not be used to qualify for the mortgage application. _______ C. INVESTMENT PROPERTY:This property will not be occupied by me/us and will be considered strictly an investor unit. I/We fully understand that this certification is made for the purpose of determining eligibility, the applicable interest rate, and fees associated with this loan. I/We fully understand that it is a Federal crime, punishable by fine or imprisonment, or both, to consciously make any false statements concerning the above representation as it applies to Federally insured or guaranteed loans under the provisions of Title 18, United States Code Section 1014.
Date: ______________________
Applicant: _______________________________________________
Date: ______________________
Co-applicant: _____________________________________________
I/We authorize Amerasia Bank to make whatever credit inquires it deems necessary in connection with the credit application or in the course of review or collection of any credit extended in reliance on the application. I/We authorize and instruct any person or consumer reporting agency to compile and furnish to Amerasia Bank any information it may have or obtain in response to such credit inquires and agree that the same shall remain in your property whether or not credit is extended. If the bank obtains credit reports in connection with this application, I/we will, upon request, be informed of that fact and of each bureaus name and address.
CO-APPLICANT:__________________________________DATE: _______________
CO-APPLICANT:__________________________________DATE: _______________
CO-APPLICANT:__________________________________DATE: _______________
To:
Tax Return for Tax Year _____________ (Check Appropriate Box Below) FEDERAL ___________________________ STATE OF __________________________
For the purpose of procuring and establishing credit from time to time with AMERASIA BANK, each of the undersigned furnishes the information contained on the attached income Tax Return(s), including all schedules, and other attachments, if any, and represents that it is a true, correct and accurate copy of the return filed with the respective taxing agency. The undersigned have furnished the information in order to become indebted to the BANK on notes, endorsements, guarantees, overdrafts or otherwise. The undersigned agree to notify the BANK immediately in the event the tax return is audited in the respective taxing agency and the return is determined by the agency to be materially in error. (Materially in error is defined as (1) any adjustment of income in excess if $5,000.00 or (2) any adjustment of tax liability in excess of $1,000.00) The undersigned hereby waive pleading of statute of limitations as a defense of the undersigned as to the validity of the information contained on the tax return as attached hereto. Have your tax returns ever been audited? Yes
Result: Result:
No
If yes, state tax year and result of each audit. (Attach an extra sheet if more space is required.)
Result: Result:
PRIVACYSTATEMENT
AtAmerasiaBank,weknowhowimportantpersonalprivacyistoyou.Werecognize thatyouexpectprivacyandsecurityforyourpersonalandfinancialaffairs.Weunderstand theneedtosafeguardoursensitiveinformationaboutyouthatyouhaveentrustedtous withinourinstitution.Wemaintainstandardsandproceduresdesignedtopreventmisuse ofthisinformation.
InformationWeCollect
Wecollectnonpublicinformationaboutyoufromsomeorallthefollowingsources: *Informationwereceivefromyouonapplicationsorotherforms; *Informationaboutyourtransactionswithus,ouraffiliates,orothers;and *Informationwereceivefromaconsumerreportingagency.
InformationDisclose
Wedonotdiscloseanynonpublicpersonalinformationaboutyoutoanyone,exceptas permittedbylaw. Ifyoudecidetocloseyouraccount(s)orbecomeaninactivecustomer,wewilladhereto theprivacypoliciesandpracticesasdescribedinthisnotice.
OtherSecurityMeasures
Werestrictaccesstononpublicinformationaboutyoutothoseemployeeswhoneedto knowthatinformationtoprovideproductsorservicestoyou.Wemaintainphysical, electronicandproceduralsafeguardsthatcomplywithfederalstandardstoguardyour nonpublicpersonalinformation.
USAPATRIOTACTNOTICE
ImportantInformationaboutProceduresforOpeningaNewAccount
Tohelpthegovernmentfightthefundingofterrorismandmoneylaunderingactivities, Federallawrequiresallfinancialinstitutionstoobtain,verifyandrecordinformation thatidentifieseachpersonwhoopensanaccount. Whatthismeansforyou:Whenyouopenanaccount,wewillaskforyourname, address,dateofbirth,andotherinformationthatwillallowustoidentifyyou.Wemayalso asktoseeyourdrive'slicenseorotheridentifyingdocuments. I/Weherbyacknowledgethatwehavereceivedacopyofthisstatementandnotice
Applicant________________________CoApplicant_____________________Date________
Notice of Right to Receive Copy of Appraisal Report NOTICE OF RIGHT TO RECEIVE COPY OF APPRAISAL REPORT
The following notice is being provided to you as an Applicant for credit secured by a lien on a dwelling. This notice states your right under federal law to receive a copy of any appraisal report that may have been obtained on the dwelling offered as collateral.
NOTICE TO APPLICANT You have the right to have a copy of the appraisal report used in connection with your application for credit. If you wish to have a copy, please write to us at the mailing address we have provided. We must hear from you no later than 90 days after we notify you about the action taken on your credit application or your withdrawal of your application. In your letter, please provide us with the following information: The Name, Address and Telephone number of the Applicant making the request. The date of your application. Send your request to the following address: Amerasia Bank Loan Department 41-06 Main Street Flushing, NY 11355 If we have incurred costs in obtaining the appraisal report, you may be required to reimburse us for these costs before we send you a copy of the report.
Applicants Signature
Date
Co-applicants Signature
Date