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If J & K Has A Reason To Feel Hurt, Other States Should Be Sulking
If J & K Has A Reason To Feel Hurt, Other States Should Be Sulking
If J & K Has A Reason To Feel Hurt, Other States Should Be Sulking
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The number of households living in predominant roof material of concrete/ GI metal and asbestos sheets at 63% is one of the highest in India (Housing profile Table H-3A Appendix Census 2001 J&K).Location and source of drinking water shows that 75% of households have it within or in nearby premises and 53% are provided through tap, again one of the highest among states (Table H-8 Census of the state-J&K-Census 2001). Distribution of households by source of Lighting reveals that 81% is served by electricity (rural 75% and urban 98%) and only 15% is dependent on kerosene. The level of electricity usage is the highest among states (Table H-9 Census of the state -Census 2001). Firewood is used by 56% of households for cooking, followed by LPG by 22% and kerosene by 7%. (Table H-11 Census of the state 2001). Around 47% of the households have both electricity and toilets (85% for urban households), much higher than many developed states. (Table -12A [E] Census of the state 2001)Among the 1.6 million households in the state, 37% avail banking services, 65% have radio or transistor and 41% possess TV (Table H-13 Census of the state 2001). Thus, any socio-economic indicator one looks at one finds that J&K is in the top quartile or percentile of states. Indeed, within the state, the Jammu region may be feeling somewhat neglected as it does not know how to blackmail the state apparatus. Srinagar has an area of 2,228 sq km, while Jammu has 3,097 sq km with a population of 1.2 million and 1.6 million, respectively. The credit-deposit ratio during 1996 was 61% for Srinagar district and 21% for Jammu district. (Basic Statistical Returns -Scheduled Commercial Banks in India RBI -various issues). The CD ratio for Srinagar district was 96% during 2006, while as for Jammu district it was 32%. In sharp contrast to J&K is Pakistan Occupied Kashmir (POK) with a 13,297 sq km area and a population of 3.3 million. It had a growth rate of 2.4% last year and has not yet been fully rehabilitated from the devastating earthquake of 2005. It is in the lowest rung of Pakistan on most economic indicators. For example, the loans disbursed by the Agricultural Development Bank of Pakistan for 2007 shows that the so called Azad Kashmir (POK) including Gilgit and FATA regions received Pak Rs 164 million out of a total disbursal of Rs 47,594 million for the whole country (Pakistan Year Book 2007). Indeed, if and when Kashmir apples are sent to Muzzafarabad, less than 100 apples can be sold there unless the government of India subsidises those apples to be sold in POK. The last but most important point is that Kashmir valley is one of the places where the relatives of the dead terrorists get pension, thanks to some perversion in our policymaking. Now, who should be hurt by this? The author is professor offinance, Indian Institute of Management-Bangalore, and can be reached at vaidya@iimb.ernet.in. Views are personal.