Balance Sheet of LIC Housing Finance

Sources Of Funds
Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Networth
Secured Loans
Unsecured Loans
Total Debt
Total Liabilities

Application Of Funds
Gross Block
Less: Accum. Depreciation
Net Block
Capital Work in Progress
Investments
Inventories
Sundry Debtors
Cash and Bank Balance
Total Current Assets
Loans and Advances
Fixed Deposits
Total CA, Loans & Advances
Deffered Credit
Current Liabilities
Provisions
Total CL & Provisions

------------------- in Rs. Cr. ------------------Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

95.00
95.00
0.00
0.00
4,074.11
0.00
4,169.11

95.00
95.00
0.00
0.00
3,292.68
0.00
3,387.68

85.00
85.00
0.00
0.00
2,149.10
0.00
2,234.10

85.00
85.00
0.00
0.00
1,746.66
0.00
1,831.66

85.00
85.00
0.00
0.00
1,458.84
0.00
1,543.84

40,700.61
4,462.22
45,162.83
49,331.94
Mar '11

31,014.98
3,743.17
34,758.15
38,145.83
Mar '10

23,523.95
1,897.71
25,421.66
27,655.76
Mar '09

19,113.40
1,231.03
20,344.43
22,176.09
Mar '08

14,676.95
1,655.64
16,332.59
17,876.43
Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

72.81
38.96
33.85
13.58
1,403.15

66.34
32.83
33.51
2.11
1,388.70

59.63
27.30
32.33
2.19
1,129.15

46.41
23.42
22.99
7.02
774.56

43.26
20.16
23.10
0.50
206.12

0.00
0.00
415.41
415.41
51,747.07
19.77
52,182.25
0.00
3,601.35
699.55
4,300.90

0.00
0.00
262.71
262.71
38,553.65
4.29
38,820.65
0.00
1,691.36
407.78
2,099.14

0.00
0.00
131.25
131.25
28,086.12
4.04
28,221.41
0.00
1,338.78
390.55
1,729.33

0.00
0.00
148.99
148.99
22,190.72
212.68
22,552.39
0.00
821.60
359.28
1,180.88

0.00
0.00
176.34
176.34
17,777.26
602.69
18,556.29
0.00
628.57
281.02
909.59

Net Current Assets

Miscellaneous Expenses
Total Assets
Contingent Liabilities
Book Value (Rs)

47,881.35
0.00
49,331.93

36,721.51
0.00
38,145.83

26,492.08
0.00
27,655.75

21,371.51
0.00
22,176.08

17,646.70
0.00
17,876.42

115.18
87.83

4.56
356.85

4.42
263.04

2.66
215.66

0.23
181.77

LIC Housing Finance

Previous Years

Profit & Loss account

Income
Sales Turnover
Excise Duty
Net Sales
Other Income
Stock Adjustments
Total Income
Expenditure
Raw Materials
Power & Fuel Cost
Employee Cost
Other Manufacturing Expenses
Selling and Admin Expenses
Miscellaneous Expenses
Preoperative Exp Capitalised
Total Expenses

Operating Profit

------------------- in Rs. Cr. ------------------Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

4,680.09
0.00
4,680.09
187.84
0.00
4,867.93

3,456.24
0.00
3,456.24
19.15
0.00
3,475.39

2,880.17
0.00
2,880.17
23.74
0.00
2,903.91

2,089.40
0.00
2,089.40
93.68
0.00
2,183.08

1,547.13
0.00
1,547.13
40.95
0.00
1,588.08

0.00
0.00
68.09
0.00
381.14
20.43
0.00
469.66
Mar '11

0.00
0.00
48.49
0.00
77.90
21.14
0.00
147.53
Mar '10

0.00
0.00
44.86
0.00
89.07
20.38
0.00
154.31
Mar '09

0.00
0.00
34.60
0.00
100.70
18.12
0.00
153.42
Mar '08

0.00
0.00
26.79
0.00
79.21
17.20
0.00
123.20
Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

4,210.43

3,308.71

2,725.86

1,935.98

1,423.93

PBDIT
Interest
PBDT
Depreciation
Other Written Off
Profit Before Tax
Extra-ordinary items
PBT (Post Extra-ord Items)
Tax
Reported Net Profit
Total Value Addition
Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Shares in issue (lakhs)
Earning Per Share (Rs)
Equity Dividend (%)
Book Value (Rs)

4,398.27
3,098.09
1,300.18
6.24
0.00
1,293.94
0.23
1,294.17
319.67
974.49
469.66
0.00
166.13
26.92

3,327.86
2,411.17
916.69
6.37
0.00
910.32
0.95
911.27
249.09
662.18
147.53
0.00
142.40
24.20

2,749.60
2,017.36
732.24
4.99
0.00
727.25
-3.69
723.56
191.93
531.62
154.31
0.00
110.41
18.76

2,029.66
1,494.26
535.40
3.69
0.00
531.71
0.60
532.31
145.11
387.19
153.42
0.00
84.93
14.43

1,464.88
1,107.89
356.99
3.82
0.00
353.17
0.73
353.90
74.76
279.15
123.20
0.00
67.95
10.29

4,746.63
20.53
175.00
87.83

949.33
69.75
150.00
356.85

849.33
62.59
130.00
263.04

849.33
45.59
100.00
215.66

849.33
32.87
80.00
181.77

LIC Housing Finance

Previous Years

Cash Flow

Net Profit Before Tax

Net Cash From Operating Activities
Net Cash (used in)/from
Investing Activities
Net Cash (used in)/from Financing Activities
Net (decrease)/increase In Cash and Cash Equivalents
Opening Cash & Cash Equivalents
Closing Cash & Cash Equivalents

------------------- in Rs. Cr. ------------------Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

12 mths

12 mths

12 mths

12 mths

12 mths

1294.16

911.27

726.42

532.30

353.78

-10267.81

-9502.09

-4909.16

-3878.72

-2273.42

197.62

-222.25

-297.51

-520.90

126.82

10238.38
168.19
267.00
435.19

9856.05
131.71
135.29
267.00

4978.06
-228.61
363.90
135.29

3982.20
-417.42
779.09
361.67

2445.64
299.04
479.98
779.03

LIC Housing Finance

Previous Years

Key Financial Ratios

Investment Valuation Ratios

Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Operating Profit Margin(%)
Profit Before Interest And Tax Margin(%)
Gross Profit Margin(%)
Cash Profit Margin(%)
Adjusted Cash Margin(%)
Net Profit Margin(%)
Adjusted Net Profit Margin(%)
Return On Capital Employed(%)
Return On Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Return on Long Term Funds(%)
Liquidity And Solvency Ratios
Current Ratio
Quick Ratio
Debt Equity Ratio
Long Term Debt Equity Ratio
Debt Coverage Ratios
Interest Cover
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax

Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

2.00
3.50
88.70
98.60
54.36
--

10.00
15.00
348.53
364.07
217.07
--

10.00
13.00
320.94
339.11
126.82
--

10.00
10.00
227.94
246.01
94.51
--

10.00
8.00
167.65
182.16
71.79
--

89.96
89.46
89.83
17.27
17.27
20.73
20.73
8.56
23.37
19.32
87.83
87.83
8.65

95.73
95.01
95.54
19.21
19.21
19.05
19.05
8.70
19.54
19.52
356.85
356.85
8.89

94.64
94.03
94.46
18.30
18.30
18.37
18.37
9.88
23.79
23.48
263.04
263.04
10.10

92.65
88.93
92.48
17.48
17.48
17.82
17.82
9.08
21.13
20.53
215.66
215.66
9.15

92.03
90.67
21.75
18.06
16.62
17.82
16.38
8.05
18.08
16.61
181.77
181.77
8.20

10.80
12.09
10.83
10.75

13.32
18.45
10.26
10.07

12.08
16.26
11.38
11.17

16.95
19.02
11.11
11.21

14.98
20.31
10.58
10.59

1.36
10.83
1.37
1.32

1.38
10.26
1.38
1.28

1.36
11.38
1.36
1.27

1.35
11.11
1.35
1.26

1.31
10.58
1.30
1.26

Management Efficiency Ratios

Inventory Turnover Ratio
Debtors Turnover Ratio
Investments Turnover Ratio
Fixed Assets Turnover Ratio
Total Assets Turnover Ratio
Asset Turnover Ratio
Average Raw Material Holding
Average Finished Goods Held
Number of Days In Working Capital
Profit & Loss Account Ratios
Material Cost Composition
Imported Composition of Raw Materials Consumed
Selling Distribution Cost Composition
Expenses as Composition of Total Sales
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

Earnings Per Share

Book Value
Source : Dion Global Solutions Limited

LIC Housing Finance

Capital Structure

-----78.56

-----61.30

-----57.26

----0.09
47.70

---71.31
0.09
37.91

--3,683.11

--3,824.89

--3,311.31

--3,682.28

--4,106.18

--2.11
--

--2.44
0.01

--2.25
0.01

--2.82
0.01

--2.97
0.03

19.81
19.68
76.04
76.22
55.64

25.15
24.91
74.81
75.05
52.06

24.29
24.07
75.39
75.62
47.99

25.66
25.42
73.59
73.84
53.56

28.02
27.64
69.51
69.96
62.72

Mar '11

Mar '10

Mar '09

Mar '08

Mar '07

20.53
87.83

69.75
356.85

62.59
263.04

45.59
215.66

32.87
181.77

From

Period
To

Instrument

--- CAPITAL (Rs. cr) --Authorised

-PAIDUPIssued

Shares (nos)

Face Value

Capital

2010

2011

Equity Share

150

94.93

474663000

94.93

2009

2010

Equity Share

150

94.93

94932600

10

94.93

2008

2009

Equity Share

150

84.93

84932600

10

84.93

2007

2008

Equity Share

150

84.93

84932600

10

84.93

2006

2007

Equity Share

100

84.93

84932600

10

84.93

2005

2006

Equity Share

100

84.93

84932600

10

84.93

2004

2005

Equity Share

100

84.93

84932600

10

84.93

2003

2004

Equity Share

100

74.93

74932600

10

74.93

2002

2003

Equity Share

100

75.06

75057900

10

75.06

2001

2002

Equity Share

100

75.06

75057900

10

75.06

2000

2001

Equity Share

100

75.06

75057900

10

75.06

1999

2000

Equity Share

100

75.06

75057900

10

75.06

1998

1999

Equity Share

100

75.06

75057900

10

75.06

1997

1998

Equity Share

100

75.06

75057900

10

75.06

1996

1997

Equity Share

100

75.06

75057900

10

75.06

1995

1996

Equity Share

100

75.06

75057900

10

75.06

1994

1995

Equity Share

100

75.06

75057900

10

75.06

1993

1994

Equity Share

100

55

55000000

10

55

1992

1993

Equity Share

100

35

35000000

10

35

Management - LIC Housing Fin

Name

Designation

T S Vijayan

Chairman / Chair Person

Y B Desai

Director

S Ravi

Director

B N Shukla

Director

V K Sharma

Director & CEO

Name

Designation

D K Mehrotra

Managing Director

Dhananjay Mungale

Director

K Narasimha Murthy

Director

A S Narayanamoorthy

Director

A) Shareholding of Promoter and Promoter Group

(1) Indian
Financial Institutions / Banks

173,442,495

173,442,495

36.60

36.54

Sub Total

173,442,495

173,442,495

36.60

36.54

173,442,495

173,442,495

36.60

36.54

Mutual Funds / UTI

30

30,630,944

30,618,944

6.46

6.45

Financial Institutions / Banks

15

549,150

538,150

0.12

0.12

(2) Foreign
Total shareholding of Promoter
and Promoter Group (A)

(B) Public Shareholding

(1) Institutions

Central Government / State

Government(s)

39,425

31,925

0.01

0.01

Venture Capital Funds

205,361

205,361

0.04

0.04

Insurance Companies

13,391,847

13,391,847

2.83

2.82

Foreign Institutional Investors

279

190,496,396

190,471,396

40.20

40.13

Sub Total

337

235,313,123

235,257,623

49.66

49.57

1,484

13,175,047

13,083,047

2.78

2.78

(2) Non-Institutions
Bodies Corporate
Individuals
Individual shareholders holding
nominal share capital up to Rs. 1
lakh

44,745,486

38,576,686

9.44

9.43

3,698,795

3,698,795

0.78

0.78

2,430

3,511,594

3,510,594

0.74

0.74

209

1,603,202

1,603,202

0.34

0.34

2,219

1,738,098

1,737,098

0.37

0.37

170,294

170,294

0.04

0.04

Sub Total

160,090

65,130,922

58,869,122

13.74

13.72

Total Public shareholding (B)

160,427

300,444,045

294,126,745

63.40

63.30

160,428

473,886,540

467,569,240

100.00

99.84

Individual shareholders holding

nominal share capital in excess of
Rs. 1 lakh
Any Others (Specify)
Clearing Members
Non Resident Indians
Overseas Corporate Bodies

Total (A)+(B)

156,144

32

(C) Shares held by Custodians

and against which Depository
Receipts have been issued-m

(1)

(2)

Sub Total

Total (A)+(B)+(C)

776,460

776,460

0.16

160,429

474,663,000

468,345,700

100.00

Dividend Summary
For the year ending March 2011, LIC Housing Finance has declared an equity dividend of 175.00% amounting to Rs 3.5 per share. At the current share price of Rs 225.90 this results in
a dividend yield of 1.55%.
The company has a good dividend track report and has consistently declared dividends for the last 5 years.
* As per the Profit & Loss account

Dividend Declared
Announcement
Date

Effective
Date

Dividend
Type

Dividend
(%)

Remarks

28-04-11

04-07-11

Final

175.00

28-04-10

29-06-10

Final

150.00

23-04-09

29-06-09

Final

130.00

25-04-08

13-06-08

Final

100.00

14-05-07

28-06-07

Final

30.00

AGM

13-03-07

26-03-07

Interim

50.00

07-06-06

19-07-06

Final

60.00

AGM

Splits Summary
LIC Housing Finance had last split the face value of its shares from Rs 10 to Rs 2 in 2010.The share has been quoting on an ex-split basis from December 30, 2010.

Splits History (LIC Housing Finance)

Announcement Date
27-10-2010

Old FV

New FV

Ex-Split Date

10

30-12-2010