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Monthly Variable Expenses


Current Monthly Spending Necessary Changes Planned Budget 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Expense Card #1 Card #2 Card #3 Card #4 Groceries Eating Out School Lunches Gas/ Parking Public transit Health Club Daily coffee/ Snacks Laundry Household Items (not Grocery)

Pet Care/ Supplies Baby Items Allowances Hair Cuts/ Manicures/ Pedicures Cosmetics Clothing Entertainment: Movie Movie Rental On-Demand Movies Sport Events Concerts Other Other CD's Club Dues Babysitter Lessons Field Trips ATM Withdrawals ATM Fees Computer/online Expenses Donations/ Tithe

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

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Lawn Care Emergency Savings Retirement Savings Tobacco/ Alcohol Magazine Subscriptions Spending Money Postage Other Other Other Total monthly Variable Expenses

0 0 0 0 0 0 0 0 0 0

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Monthly Saving for Periodic Expenses


Current Yearly Spending Monthly Amount Saved (annual/ 12) Necessary Changes Planned Budget

Expense Property Taxes (if not included in Mortgage) School Taxes (if not included) State and Local Taxes (if not deducted from paycheck) Insurance (if not Monthly) Car Registration Car Maintenance Home Repair Veterinarian Gifts Vacation/ Travel Tuition and School Costs Memberships Charitable Donations medical Other: Other: Total Monthly Periodic Expenses

0 0

0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0 0 0 0 0 0

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Monthly Fixed Expenses


Current Monthly Spending Necessary Planned Changes Budget 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Other 0 Total Monthly Fixed Expenses 0 0 0

Expense Mortgage #1 Mortgage #2 Auto Loan/ Lease #1 Auto Loan/ Lease #2 Debt Consolidation Rent Student Loan(s) Electricity Oil or Gas Heat Water Garbage Sewer Phone (land line) Phone (cell) Internet Cable/ Satellite TV/ TiVo Car Insurance (if monthly) Child Care Child Support Alimony Medical/ Dental Payments Retirement Savings Emergency Fund Savings Other

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Where You Stand


Current Monthly Take Home Income Monthly Fixed Expenses Monthly Periodic Expenses Monthly Variable Expenses Total (IncomeAll Expenses) (+ is Surplus; - is Shortage) Necessary Changes 0 0 0 0 0 0 0 0 Planned 0 0 0 0 0

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biweekly
09/15/11 RENT CAR PAYMENT Ccard1 Ccard 2 POWER CAR INS S.LOANS INTERNET CELL BILL ? GAS MEDICAL GROCERIES ENTERTAINMENT RANDOM BILLS SAVINGS PAYCHECK1 PAYCHECK2 BALANCE 0 10/01/11

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spending pie chart


RENT CAR PAYMENT Ccard1 Ccard2 POWER CAR INS S.LOANS INTERNET CELL BILL ? GAS THERAPY GROCERIES ENTERTAINMENT RANDOM BILLS SAVINGS PAYCHECK1 PAYCHECK2 BALANCE Totals out 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

Car Related excluding maintenance and licensing #DIV/0! 0 Debt Ratio #DIV/0!

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spending pie chart

RENT CAR PAYMENT Ccard1 Ccard2 POWER CAR INS S.LOANS INTERNET CELL BILL ? GAS THERAPY GROCERIES ENTERTAINMENT RANDOM BILLS SAVINGS

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