Value Research

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Fundcard

IDFC GSF Investment Regular

Value Research Fund Rating as on Mar 31, 2013

Open-end and Debt: Gilt Medium & Long Term

Risk Grade Return Grade NAV Net Assets*

* Quarterly Average

Below Average High Rs. 13.67 as on Apr 12, 2013 Rs. 199.0 crore as on Mar 31, 2013

The contents of this Value Research Fund Card (the "Fund Card") published by Value Research India Private Limited are not intended to serve as professional advice or guidance and the publisher takes no responsibility or liability, express or implied, whatsoever for any investment decisions made or taken by the readers of this Fund Card based on its contents thereof. You are strongly advised to verify the contents before taking any investment or other decision based on the contents of this Fund Card. The Fund Card is meant for general reading purposes only and is not meant to serve as a professional guide for investors. The readers of this Fund Card should exercise due caution and/or seek independent professional advice before entering into any commercial or business relationship or making any investment decision or entering into any financial obligation based on any information, statement or opinion which is contained, provided or expressed in this Fund Card. The Fund Card contains information, statements, opinions, statistics and materials that have been obtained from sources believed to be reliable and the publishers of the Fund Card have made best efforts to avoid any errors and omissions, however the publishers of this Fund Card make no guarantees and warranties whatsoever, express or implied, regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality and/or reliability of the information, statistics, statements, opinions and materials contained and/or expressed in this Fund Card or of the results obtained, direct or consequential, from the use of such information, statistics, statements, opinions and materials. The publishers of this Fund Card do not certify and/or endorse any opinions contained, provided, published or expressed in this Fund Card. All disputes shall be subject to the jurisdiction of Delhi courts only.

IDFC GSF Investment Regular

Rating: Risk: Below Average Return: High
Fund
NSE G-Sec Composite

Fund Performance Vs NSE G-Sec Composite

(Rebased to 10,000)

History
NAV (Rs) Total Return (%) +/- NSE G-Sec Composite (%) Rank (Fund/Category) 52 Week High (Rs) 52 Week Low (Rs) Net Assets (Rs.Cr) Expense Ratio (%)

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

131.57 -

13.99 -

10.56 -

4.58 -

2.34 -

11.06 156.76 -

10.12 -8.47 -2.07 23/46 11.25 9.51 25.80 1.75

10.52 3.97 1.42 23/47 10.52 10.03 9.01 1.75

11.56 9.89 7.00 3/50 11.62 10.52 13.91 1.03

13.06 12.97 4.21 8/47 13.06 11.64 127.56 1.00

13.67 4.67 0.76 4/49 -

Top Holdings
Company Sector Instruments % Assets

Quarterly Returns (%)

Q1 Q2 Q3 Q4 Year

Others

Others

Net Payables

-3.28

2013 2012 2011 2010 2009

3.93 2.20 1.95 -0.43 -11.68

4.15 1.84 2.83 4.14

2.84 2.38 0.27 -0.65

3.20 3.37 1.27 0.18

12.97 9.89 3.97 -8.47

Trailing Returns (%)

Return Fund Category Rank Fund/Cat
NSE Treasury Bill

NSE G-Sec Composite

Year-to-Date 4/49 2.41 4.67 3.50 1-Week 0.37 0.60 74/91 0.27 1-Month 0.93 0.91 51/89 0.68 3-Month 2.50 1.83 6/85 2.09 6-Month 7.46 5.81 4/48 4.20 1-Year 14.90 11.22 2/48 8.55 2-Year 12.90 9.40 2/46 8.17 3-Year 10.62 8.02 2/44 7.23 5-Year Return less than 1-year are absolute and over 1 year are annualised

3.91 1.13 0.79 2.14 5.45 11.36 7.28 6.02 -

Credit Rating Break-up

% of Assets

Risk Analysis
Volatility Measurements

Portfolio Characteristics
Total Securities Avg Maturity (Yrs.) Avg Maturity 52 W High (Yrs.) Avg Maturity 52 W Low (Yrs.) Avg Credit Rating 1 3.65 14.51 2.55 GOI/Cash

High Medium Low High Medium Low

FUND STYLE Credit Quality

GOI Securities AAA/P1+ AA A and Below Unrated TBills CDs/STD Cash Equivalent Net Recbl/Payable Others

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Standard Deviation Sharpe Ratio

3.02 2.10
% of Assets

Top Instrument Break-up

Central Government Loan CBLO Net Payables 83.40 19.88 -3.28

Interest Rate Sensitivity

Returns as on April 12, 2013, Portfolio related data as on March 31, 2013

Best Performance
YEAR 15.54%

Value Research Analysis

Analysis not available

Fund Objective & Strategy

The scheme seeks to generate reasonable return with high liquidity through investment in Government securities of all maturities and Treasury bills.

QUARTER

6.49%

MONTH

11.29%

Portfolio Manager

Worst Performance
YEAR -10.03%

Suyash Choudhary Since Oct 2010

QUARTER

-11.60%

MONTH

-9.59%

Investment Information
AMC Website Registrar Launch Benchmark Plans (NAV) : IDFC Asset Management Company Limited : www.idfcmf.com : Computer Age Management Services Ltd. : December 2008 : I-Sec Composite Min Investment (Rs.) Min SIP Investment (Rs.) Exit Load : Nil : 5000 :-

All the graphs are rebased to 10,000

: Dividend (10.27) , Dividend Half Yearly (10.09) , Dividend Quarterly (10.22) , Dividend Yearly (10.14) , Growth (13.67)

NAV

NSE G-Sec Composite

Value Research
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How to Read the Fundcard - Debt

Value Research Rating, Risk and Return
z z z

Fund Rating The Value Research Fund Rating is a 1 to 5 star rating that is based on the returns that a fund has generated over the previous eighteen months, while taking into account the risks that the fund has taken. This rating is relative to other fund of the same type. Risk Grade A five-step grading of the riskiness of a fund, based on the losses it has suffered during the past eighteen months. This grade is relative to other fund of the same type. Returns Grade A five-step grading of the returns of a fund. This grade is relative to other fund of the same type.

History
Data on the funds performance since its launch. z NAV (Year End) The last NAV of each year. z Total Return The percentage returns that an investor would have got over the year. z +/- In the given year, a comparison of the funds returns with that of a comparable index z Rank The funds performance rank within its category for the year and the total number of funds out of which it has been ranked. z 52-Week NAV Range The highest and the lowest NAV that the fund recorded during that year z Net Assets The total amount of investors assets that the fund was managing at the end of the year. z Expense Ratio The percentage of the average daily assets that the fund charged as its management expenses during the year.

Fund Performance Vs Index

HDFC Cash Management Fund - Savings Plan
Rating: Risk: Below Average Return: Above Average
Fund Ultra ST Bond (Rebased to 10,000)

Fund Performance Vs Ultra Short-term Bond Index

20000 17500 15000 12500 10000

Graph of how an investors money would have grown in the fund since its launch. A similar graph of the funds benchmark index is also given. For ease of comparison, both have been adjusted to start at 10,000.
2003 2004 2005 2006 2007 2008

History
NAV (Rs) Total Return (%) +/-NSE T Bill (%) Rank (Fund/Category) 52 Week High (Rs) 52 Week Low (Rs) Net Assets (Rs.Cr) Expense Ratio (%)

1998

1999

2000

2001

2002

10.10 -

10.59 9.53 9/17 10.59 10.03 203.94 -

11.52 8.80 -0.19 7/26 11.52 10.59 707.77 0.49

12.34 7.17 0.72 10/28 12.34 11.52 315.12 0.70

13.01 5.40 -0.04 10/39 13.01 12.34 1001.45 0.58

13.62 4.66 0.02 6/36 13.62 13.01 2195.93 0.52

14.35 5.41 -0.37 8/35 14.35 13.62 1828.07 0.45

15.32 6.71 0.57 3/36 15.32 14.36 4769.91 0.34

16.57 8.20 0.33 3/42 16.57 15.33 2789.31 0.58

18.06 8.99 1.26 9/46 18.06 16.58 2463.22 0.57

Top Holdings
Company Sector Instruments % Assets

Quarterly Returns (%)

Q1 Q2 Q3 Q4 Year

Quarterly Returns (%)

The funds returns over each quarter of the last five years, along with the entire years returns.

112

Top Holdings
A detailed report on the latest investment portfolio that the fund is holding. For each security, the issuer, the sector, and the type of instrument are given. Also stated is the percentage of the funds investments that are invested in that security. For MIP funds, data on their equity holdings, if any, is also given. For each stock, the sector, the P/E ratio and the years returns are given.

ICICI Bank Financial Canara Bank Financial Vijaya Bank Financial Axis Bank Financial Reliance Capital Financial Corporation Bank Financial State Bank of Mysore Financial IDBI Bank Financial Oriental Bank Financial Yes Bank Financial Kotak Mahindra Bank Financial ABN-Amro Bank NV Financial State Bank of Bikaner Financial Idea Cellular Communication Carol Info Services Health Care State Bank of Hyderabad Financial Sundaram Finance Financial Federal Bank Financial State Bank of Travancore Financial Gitanjali Trading & Invest. Corp. Services IDBI Bank Financial Dr. Reddy's Holdings Financial SBI Factors & Commercial Ser Financial HDFC Financial Punjab National Bank Financial

Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Commercial Paper Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Certificate of Deposit Structured Obligation Debenture Certificate of Deposit Debenture Certificate of Deposit Certificate of Deposit Structured Obligation Debenture Commercial Paper Commercial Paper Debenture Certificate of Deposit
FUND STYLE Credit Quality

13.51 8.19 8.18 4.58 4.53 2.83 2.80 2.77 2.58 2.35 2.03 2.02 2.00 1.93 1.89 1.62 1.50 1.40 1.40 1.32 1.26 1.22 1.22 1.18 1.01

2008 2007 2006 2005 2004

2.04 2.03 1.47 1.26 1.13

2.09 2.05 1.61 1.33 1.12

2.33 1.85 1.67 1.35 1.12

2.24 2.03 1.81 1.36 1.22

8.99 8.20 6.71 5.41 4.66

Trailing Returns (%)

Return Fund Category Rank Fund/Cat NSE G-Sec NSE T-Bill

Year-to-Date 8.99 8.31 9/46 20.78 1-Week 0.16 0.14 22/51 2.78 1-Month 0.70 0.64 20/51 9.97 3-Month 2.24 1.98 29/51 21.78 6-Month 4.62 4.17 15/48 26.28 1-Year 8.99 8.31 9/46 20.78 2-Year 8.60 7.92 5/42 12.77 3-Year 7.96 7.40 5/35 8.61 5-Year 6.78 6.33 4/32 5.13 Return less than 1-year are absolute and over 1 year are annualised

7.73 -0.66 0.30 2.03 4.08 7.73 7.80 7.25 6.43

Trailing Returns (%)

Performance data for various standard periods. All returns are in percentage. Periods greater than a year are annualised, shorter periods are not. z Fund The funds own returns. z Category The average returns for all funds in the category. z Rank The funds rank, out of the total number of funds in the category z Index The returns of two comparable indices.

Credit Rating Break-up

% of Assets

Risk Analysis
Volatility Measurements

GOI Securities AAA/P1+ AA A and Below Unrated TBills CDs/STD Cash Equivalent Net Recbl/Payable Others

0.00 80.09 3.77 0.00 1.89 0.40 0.00 13.85 0.00 0.00

Standard Deviation Sharpe Ratio

0.13 23.87

Top Instrument Break-up

% of Assets

Portfolio Characteristics
Total Securities Avg Maturity (Yrs.) Avg Maturity 52 W High (Yrs.) Avg Maturity 52 W Low (Yrs.) Avg Credit Rating 46 0.28 0.41 0.27 AA

Interest Rate Sensitivity

High Medium Low High Medium Low

Certificate of Deposit Cash/Net Current Assets Commercial Paper Debenture Structured Obligation Treasury Bills

63.64 13.85 8.25 8.19 5.67 0.40

Returns as on 31st December 2008, Portfolio-related data as on 30th November 2008

Fund Style
A nine-cell matrix of the overall style of investment that the fund follows, based on its latest portfolio. On the vertical axis, the three steps denote the weighted average maturity of the portfolio. The horizontal axis denotes, on a weighted average basis, credit quality of the portfolio.

Credit Rating Break-up

The proportion of the portfolio that is invested in instruments of different credit quality.

Top Instrument Break-up

The proportion of the funds holdings that are held in different types if fixed-income instruments.

Portfolio Characterstics
Aggregate measures of the funds investments. The average maturity of the funds portfolio, as well as the high and the low that this average maturity has hit during the past 52 weeks are given. Also given is the average credit rating of the portfolio.

Risk Analysis
A range of statistical measures that can be used to evaluate the performance, risk, and return of a mutual fund.

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